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All Journal DIKTUM: Jurnal Syariah dan Hukum Management Studies and Entrepreneurship Journal (MSEJ) Kunuz: Journal of Islamic Banking and Finance Tanjungpura International Journal on Dynamics Economics, Social Sciences, and Agribusiness (TIJDESSA) Maqrizi : Journal of Economics and Islamic Economics

Azzochrah, Nurul Azizah

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Author-ID : 1384501

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Articles

Telaah Hukum Ekonomi Islam Terhadap Pendapatan Istri Dalam Meningkatkan Kesejahteraan Keluarga Azzochrah, Nurul Azizah; Wahab, Abdul; Ridwan, Saleh
DIKTUM: Jurnal Syariah dan Hukum Vol 17 No 2 (2019): DIKTUM: JURNAL SYARIAH DAN HUKUM
Publisher : Fakultas Syariah dan Hukum Islam Institut Agama Islam Negeri (IAIN) Parepare

This research is entitled Study of Islamic Economics Against Wife Income in Improving Family Welfare (Case Study in Manggala Sub-District, Manggala Sub-District, Makassar City). This study describes how the financial role of the family and how Islam views wives who work? To obtain answers from the expected, the author uses three methods of data collection; Observations, interviews and documentation. Processing data using qualitative data with data analysis techniques used by the author are; Data reduction, data presentation and data verification. The sample in this study was the wife who worked in the Manggala sub-district of Manggala District, Makassar City. The results of this study indicate that the income accounted for for families and families with multiple careers in the Manggala sub-district based on BPS measurements includes the welfare family. In Islam there is no prohibition for women to work outside who violate the rules of Islamic law, the work of women is contrary to the principles of Islamic economics, namely ta'awun and maslahat

Apakah Cinta pada Uang Berpengaruh Terhadap Tindakan Kecurangan pada Organisasi Nirlaba? Anggrayni, Lilly; Azzochrah, Nurul Azizah; Niu, Fitria Ayu Lestari
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.5983

This research examine the effect of love of money variable on fraud action, which is related with the issue of fraud accounting. Love of money is founded had partial effect to the fraud action, this is proved by the data that love of money had R2 as many as 13,7%, which means that love of money had partial effect to fraud action which is only about 13,7 % and the rest value could effect by the other variable. This research adopt agency theory as the main theory which could frame the relation between love of money variable and fraud action variable. Love of money is defined as the motivation or desire to reach money in human life. This intention exist because human had natural ego behavior such as want to owning assets, power, and self-expression and the other people in the society also think that money is the reflection of social status as well as reflected their achievement. This motivation could boost volunteers and managers desire to commit fraud action in non-profit organizations. This finding is in line with agency theory, which state that people had possibility to take self-interest when they had power and access to control and manage resources in an organizations. Manager and volunteers had access and authority to the financial resources in the organizations, therefore they had chance to take self-interest. This action could happend if the organization had lack of monitoring systems, and society did not push the organizations to report their operational, program and financial activity.

IPA (IMPORTANCE PERFORMANCE ANALYSIS) AND CSI (CUSTOMER SATISFACTION INDEX) METHODS IN MEASURING THE QUALITY OF BANK SERVICES: EMPIRICAL EVIDENCE FROM BANK MUAMALAT MANADO BRANCH OFFICE Azzochrah, Nurul Azizah; Muslihin, M. Azhar; Al’amri, Safira Salsabila
Tanjungpura International Journal on Dynamics Economics, Social Sciences and Agribusiness Vol. 3 No. 1 (2022): TANJUNGPURA INTERNATIONAL JOURNAL ON DYNAMICS ECONOMICS, SOCIAL SCIENCES AND AG
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Universitas Tanjungpura

The quality of services in Islamic banking in minority areas greatly affects its ability to survive. This study aims to analyze the service quality of Bank Muamalat in Manado using the IPA (importance-performance analysis) and CSI (customer satisfaction index method) methods. The data sources in this study were Bank Muamalat Manado customers with a population of 2,000 customers and a sample of 95 Bank Muamalat Manado customers in 2018/2019 using data collection techniques through observation and questionnaires. The method used is a descriptive quantitative method, Cartesian interest-performance analysis using the Kolmogrov-Smirnov technique, and this data is processed using SPSS version 25. The results of this study indicate that the service quality at Bank Muamalat KC Manado is "very good ". The results of the analysis using the coefficient of determination (R2) show the coefficient between the variables X (service quality) and Y (customer satisfaction) and the Katresius analysis diagram, which has four quadrants and mostly appears in quadrant II (maintaining achievement) which means the attributes in the Quadrant is considered very important by customers, and the service is very satisfying, so the company must maintain its performance. On the other hand, Y (customer satisfaction) obtained results from CSI (customer satisfaction index) of 99.28%, and this shows that the performance of Bank Muamalat KC Manado has reached customer expectations.

PENGARUH PRICE EARNING RATIO TERHADAP HARGA SAHAM PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX (JII) Azzochrah, Nurul Azizah; Mushlihin, Muhammad Azhar; Makka, Misbahul Munir
Kunuz: Journal of Islamic Banking and Finance Vol 1 No 1 (2021)
Publisher : Program Study Islamic Banking, Faculty of Economics and Bussiness Islam, State Islamic Institute of Manado (IAIN) Manado

Nilai saham perusahaan dapat dipengaruhi oleh beberapa faktor diantaranya return on equity, ukuran perusahaan, dan price earning ratio. Penelitian ini bertujuan untuk membuktikan secara empiris pengaruh Price Earning Ratio terhadap harga saham yang terdaftar pada Jakarta Islamic Index (JII). Metode penelitian yang digunakan dalam penelitian ini adalah penelitian kuantitatif dengan melakukan pengumpulan populasi antara lain beberapa perusahaan yang terdaftar di Jakarta Islamic Index dengan sampel 8 perusahaan yang tidak pernah delisting selama priode 2018-2021 di Jakarta Islamic Index. Analisis data menggunakan analisis regresi linear sederhana yang digunakan untuk mengetahui hubungan antara variabel dependen dengan variabel independen dengan menggunakan aplikasi SPSS. Selain analisis regresi sederhana, uji normalitas juga dilakukan untuk mengetahui apakah data yang akan diolah nantinya benar atau dapat terdistribusi secara baik. Hasil penelitian ini menunjukan bahwa Price Earning Ratio memiliki pengaruh positif terhadap harga saham di Jakarta Islmic Index. Investasi dilakukan khusus pada saham-saham yang berada pada Jakarta Islamic Index (JII) ternyata mendapatkan nilai positif yang menandakan bahwa ketika nilai Price Earning Ratio (PER) itu mengalami kenaikan.

Evaluating Online Phone Swap Transactions Under Sharia Economic Law in Manado Jamal, Ridwan; Azzochrah, Nurul Azizah
Maqrizi: Journal of Economics and Islamic Economics Vol 4 No 2 (2024): Maqrizi : Journal of Economics and Islamic Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/maqrizi.v4i2.1194

In recent years, the proliferation of online transactions has extended into diverse markets, including the mobile phone swap market. This study investigates the compatibility of such transactions with Sharia economic law, using Tuminting, Indonesia, as a case study. The research employed a qualitative approach, incorporating interviews and observations to gather data from participants engaged in online phone swap transactions. Key findings indicate that while these transactions provide convenience and accessibility, they raise significant concerns regarding compliance with Sharia principles, particularly in terms of economic justice and transaction transparency. The study proposes a framework for enhancing Sharia compliance in online swap transactions, suggesting modifications in transaction structures and regulatory oversight. This research contributes to the understanding of digital market dynamics in Islamic finance, offering insights for consumers, practitioners, and policymakers striving for ethical economic practices in digital transactions.

Co-Authors A.A. Ketut Agung Cahyawan W Al’amri, Safira Salsabila Anggrayni, Lilly Fitria Ayu Lestari Niu Jamal, Ridwan Makka, Misbahul Munir Mushlihin, Muhammad Azhar Muslihin, M. Azhar Saleh Ridwan, Saleh

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