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IJTIHAD HAKIM DALAM MENYELESAIKAN SENGKETA EKONOMI SYARIAH DILINGKUNGAN PERADILAN AGAMA Rusliani, Rusliani; Khulwah, Juhrotul
Jurnal Ekonomi Islam Vol 8 No 02 (2017): November, 2017
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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This research discussed the settlement of sharia economic dispute in the environment of the religious court. The objective of the researchers analyzed the settlement of sharia economic dispute by litigation way in religious court. This research was the subject of thought to discuss the completion of dispute sharia economy in the religious court and analyze how a judge in taking legal decisions and using legal sources to be used as a reference in solving the dispute sharia economy. This research used descriptive analytic approach that was collecting and describing the results of subject matter then dissected by analyzing the object of research with primary and secondary data The results obtained were that the judges in resolving the dispute sharia economy using existing legal sources, both formal or material sources. but existing sources of law will not be able to run optimally without adequate legal competence. it is expected that the public should prioritize good behavior in conducting transactions in order to avoid the disputes that can arise in a transaction in order to create a safe and peaceful life.

JUAL BELI DROPSHIP DALAM PRESPEKTIF HUKUM ISLAM Khulwah, Juhrotul
Al-Mashlahah: Jurnal Hukum Islam dan Pranata Sosial Vol 7, No 01 (2019): Al-Mashlahah: Jurnal Hukum Islam dan Pranata Sosial Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Dalam ajaran agama Islam, jual beli harus sesuai dengan syariat Islam, baik dalam segi syariat maupun rukunnya. Jual beli yang tidak memenuhi syarat dan rukun jual beli akan berakibat tidak sahnya jual beli yang dilakukan. Dropship adalah penjualan produk yang memungkinkan dropshiper (reseller) menjual barang ke pelanggan dengan bermodalkan foto dari supplier atau toko (tanpa harus menyetok barang) dan menjual ke pelanggan dengan harga yang ditentukan oleh dropshiper. Setelah pelanggan mentransfer uang ke rekening dropshiper, dropshiper membayar kepada suplier sesuai dengan harga beli dropshiper (ditambah dengan ongkos kirim ke pelanggan) serta memberikan data-data pelanggan (nama, alamat, nomer telfon) kepada suplier, karena dengan adanya data ini, maka supplier akan mengirimkan barang kepada konsumen, dengan menggunakan nama dropshiper. Salah satu syarat jual beli yang harus dipenuhi adalah memiliki secara utuh barang yang akan diperjualbelikan, apabila syarat ini tidak terpenuhi maka tidak terpenuhilah syarat jual beli yang sah menurut syariat Islam. Begitu juga dalam jual beli dropship yang dilakukan antara pihak penjual dan pembeli, juga harus memenuhi syarat-syarat seperti yang telah ditetapkan oleh syariat Islam.

IJTIHAD HAKIM DALAM MENYELESAIKAN SENGKETA EKONOMI SYARIAH DILINGKUNGAN PERADILAN AGAMA Rusliani Rusliani; Juhrotul Khulwah
Ekonomi Islam Vol. 8 No. 02 (2017): November, 2017
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (480.844 KB)

This research discussed the settlement of sharia economic dispute in the environment of the religious court. The objective of the researchers analyzed the settlement of sharia economic dispute by litigation way in religious court. This research was the subject of thought to discuss the completion of dispute sharia economy in the religious court and analyze how a judge in taking legal decisions and using legal sources to be used as a reference in solving the dispute sharia economy. This research used descriptive analytic approach that was collecting and describing the results of subject matter then dissected by analyzing the object of research with primary and secondary data The results obtained were that the judges in resolving the dispute sharia economy using existing legal sources, both formal or material sources. but existing sources of law will not be able to run optimally without adequate legal competence. it is expected that the public should prioritize good behavior in conducting transactions in order to avoid the disputes that can arise in a transaction in order to create a safe and peaceful life.

IJTIHAD HAKIM DALAM MENYELESAIKAN SENGKETA EKONOMI SYARIAH DILINGKUNGAN PERADILAN AGAMA Rusliani Rusliani; Juhrotul Khulwah
Ekonomi Islam Vol. 8 No. 02 (2017): November, 2017
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (480.844 KB)

This research discussed the settlement of sharia economic dispute in the environment of the religious court. The objective of the researchers analyzed the settlement of sharia economic dispute by litigation way in religious court. This research was the subject of thought to discuss the completion of dispute sharia economy in the religious court and analyze how a judge in taking legal decisions and using legal sources to be used as a reference in solving the dispute sharia economy. This research used descriptive analytic approach that was collecting and describing the results of subject matter then dissected by analyzing the object of research with primary and secondary data The results obtained were that the judges in resolving the dispute sharia economy using existing legal sources, both formal or material sources. but existing sources of law will not be able to run optimally without adequate legal competence. it is expected that the public should prioritize good behavior in conducting transactions in order to avoid the disputes that can arise in a transaction in order to create a safe and peaceful life.

Sharia Banking Syndicated Financing in The Context of Funding Strategic Projects after Islamic Financial Qanun Institution in Aceh Nurhisam, Luqman; Eriyanti, Nahara; Mundakir, Mundakir; Mursid, Fadillah; Khulwah, Juhrotul
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol 8, No 3 (2024): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/sjhk.v8i3.15891

This article focus on Islamic banking syndicated financing in the context of funding strategic projects in Aceh Province after the enactment of Qanun Number 11 of 2018. The research methodology used is normative legal study, which includes analysis of norms, principles of Islamic banking, and opinions of Islamic economic law experts. The approaches employed are the legislative approach. The object of this research is focused on the role of Islamic banks and the mechanisms carried out by Islamic banking in syndicated financing after the establishment of Qanun Number 11 of 2018 concerning Islamic Financial Institutions. The results of this study indicate that in the context of funding strategic projects, the infrastructure development of Aceh Province. That Islamic banking syndicated financing has an important role on the basis of financing needs on a large scale. It is hoped that the syndicated financing will be the right solution by referring to several provisions that contain sharia principles in the sharia banking syndicated financing process. The enactment of Qanun Number 11 of 2018 concerning Islamic Financial Institutions, became the legal basis for the implementation of syndicated financing. In addition, it also refers to the fatwa issued by DSN-MUI Number 91/DSN-MUI/IV/2014 concerning Syndicated Financing (Al-Tamwil Al-Mashrifi Al-Mujamma'), and based on OJK Circular Letter No. 36/SEOJK.03/ 2015 concerning Products and Activities of Islamic Commercial Banks and Sharia Business Units. So the implementation of syndicated financing at Islamic banks in Indonesia is in principle in line with the existing provisions in Sharia, but still must continue to be supervised by the Sharia Supervisory Board/DPS in this case the context is the Aceh Sharia Council/DSA so that there are no violations in its implementation.

IJTIHAD HAKIM DALAM MENYELESAIKAN SENGKETA EKONOMI SYARIAH DILINGKUNGAN PERADILAN AGAMA Rusliani, Rusliani; Khulwah, Juhrotul
Ekonomi Islam Vol. 8 No. 02 (2017): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research discussed the settlement of sharia economic dispute in the environment of the religious court. The objective of the researchers analyzed the settlement of sharia economic dispute by litigation way in religious court. This research was the subject of thought to discuss the completion of dispute sharia economy in the religious court and analyze how a judge in taking legal decisions and using legal sources to be used as a reference in solving the dispute sharia economy. This research used descriptive analytic approach that was collecting and describing the results of subject matter then dissected by analyzing the object of research with primary and secondary data The results obtained were that the judges in resolving the dispute sharia economy using existing legal sources, both formal or material sources. but existing sources of law will not be able to run optimally without adequate legal competence. it is expected that the public should prioritize good behavior in conducting transactions in order to avoid the disputes that can arise in a transaction in order to create a safe and peaceful life.

IJTIHAD HAKIM DALAM MENYELESAIKAN SENGKETA EKONOMI SYARIAH DILINGKUNGAN PERADILAN AGAMA Rusliani, Rusliani; Khulwah, Juhrotul
Ekonomi Islam Vol. 8 No. 02 (2017): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research discussed the settlement of sharia economic dispute in the environment of the religious court. The objective of the researchers analyzed the settlement of sharia economic dispute by litigation way in religious court. This research was the subject of thought to discuss the completion of dispute sharia economy in the religious court and analyze how a judge in taking legal decisions and using legal sources to be used as a reference in solving the dispute sharia economy. This research used descriptive analytic approach that was collecting and describing the results of subject matter then dissected by analyzing the object of research with primary and secondary data The results obtained were that the judges in resolving the dispute sharia economy using existing legal sources, both formal or material sources. but existing sources of law will not be able to run optimally without adequate legal competence. it is expected that the public should prioritize good behavior in conducting transactions in order to avoid the disputes that can arise in a transaction in order to create a safe and peaceful life.

The Tradition Ngejalang As a Basis for Moderation in Religious Practices in Lampung Khoiruddin; Juhrotul Khulwah; Susi Nurkholidah; Hasanuddin Muhammad
International Journal of Community Engagement Payungi Vol. 4 No. 2 (2024): International Journal of Community Engagement Payungi
Publisher : Yayasan Payungi Smart Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58879/ijcep.v4i2.55

Ngejalang is a culture of praying together at cemeteries before the month of Ramadan and Eid al-Fitr which is held in Lampung. Ngejalang is an expression of gratitude, a reminder of death, and a place for friendship between traditional leaders (clans) and the community. This tradition is a combination of religious and cultural values, and is maintained in Lampung, especially on the West Coast. This research aims to analyze the religious and socio-cultural functions of traditions wandering around for the people of Lampung, and analyzing the values of moderation in religious practices in tradition wandering around for the people of Lampung. The research was conducted on the West Coast of Lampung, data was collected by means of interviews and documentation. Tradition wandering around in Lampung it cannot be separated from religious values (worship), educational values (akhlak), social values (ukhuwah) and cultural values. This accommodating attitude towards traditions leads to an inclusive and tolerant religious attitude and creates a peaceful and dynamic atmosphere of religious life, so that traditions wandering around moderation capital in religious practices in Lampung.

Revitalization of Ijarah Agreements in Islamic Banking Service Products Khulwah, Juhrotul
Advances In Social Humanities Research Vol. 2 No. 7 (2024): Advances in Social Humanities Research
Publisher : Sahabat Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/adv.v2i7.274

The revitalization of the ijarah contract is urgently needed by the community so that the community not only uses the classic ijarah contract in daily life but can use the ijarah contract that has been revitalized in modern times, such as the muntahiyah bi al-tamlik ijarah contract and multi-service ijarah contract, so that more service products can be produced from the ijarah contract, and can make the community more empowered by the continuous development of the times. This study aims to explain ijarah contracts that have undergone revitalization so that they can be used more by the community, to develop the service products used. So the problem in this study is "What are the forms of the revitalization of ijarah contracts in Islamic banking service products." To find the answer to this question, the research method uses qualitative research, the type of research library research, and the nature of analytical descriptive research. The findings in this study are that there has been a revitalization of ijarah contracts in service products in Islamic banking, such as ijarah muntahiyah bi al tamlik and multi-service ijarah contracts. If this contract is maximized both in products and their use, it will be very profitable and convenient to get, both from the service provider and the community.

Analyzing Hidden Fees in Digital Finance through the Lens of Sharia Economic Law Suganda, Binti Istiqomah; Khoiruddin; Khulwah, Juhrotul
Al-Risalah VOLUME 25 NO 2, NOPEMBER (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-risalah.vi.61897

The practice of hidden fees in digital financial transactions raises issues of fairness and transparency, potentially harming consumers and conflicting with the principles of Islamic economic law. This study aims to analyze the forms and mechanisms of hidden fees in digital financial services, assess their compliance with Sharia principles, and formulate fair cost-transparency strategies that are Sharia-compliant and free of elements of gharar. This research uses a normative legal research method with a qualitative approach through literature studies from secondary sources such as laws and regulations, fatwas from DSN-MUI, books, and related scientific journals. The results of the study show that hidden fees arise due to information asymmetry between service providers and users, weak standards of cost disclosure, and non-compliance with the principle of clarity in contracts (ijarah). This practice contains elements of gharar and tadlis, which render the contract legally defective under Sharia law. Theoretically, this study contributes to the development of contemporary Islamic contract law by demonstrating that the classical concept of ujrah ma'lumah (known compensation) must be reinterpreted in the digital context through mandatory real-time disclosure mechanisms. Practically, the findings reveal that transparency is not merely a regulatory compliance issue, but a fundamental requirement for the validity of ijarah contracts in digital transactions, thereby affecting the legal status of millions of fintech transactions in Indonesia. This study introduces the Sharia-Compliant Transparency Framework for Digital Finance as a novel integrated model combining maqāṣid al-syarī'ah approach, multi-stakeholder governance, and technology-based supervision (suptech) to strengthen Sharia compliance and consumer protection in digital transactions. Therefore, a comprehensive strategy is required in the form of strengthening regulations, implementing the principle of full disclosure, strict Sharia supervision, and enhancing Sharia-based digital financial literacy to ensure justice and transparency in digital financial transactions in Indonesia.

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