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HUKUM TRANSAKSI MENGGUNAKAN KOIN BATOK PERSPEKTIF QIYAS Khoiruddin; Dila Lestari; Muslim
El-Iqthisadi Volume 6 Nomor 1 Juni 2024
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/el-iqthisady.vi.47112

Abstrak: Penelitian ini bertujuan untuk mengetahui dan menganalisis terhadap praktek serta hukum transaksi menggunakan koin batok di Pasar Tradisonal Kumandang Wonosobo Jawa Tengah perspektif qiyas. Metode penelitian yang digunakan dalam penelitian ini secara tipologis, penelitian ini merupakan model penelitian hukum Islam yang terkategori penelitian kualitatif, dilihat dari sifatnya, penelitian ini termasuk kategori penelitian lapangan (field reseach), yaitu sebuah penelitian dilakukan di lingkungan masyarakat tertentu, baik pada lembaga organisasi masyarakat (sosial) ataupun lembaga pemeritahan. Sedangkan sifat penelitian adalah deskriptif analisis, yaitu suatu penelitian yang memaparkan suatu permasalahan yang ada berdasarkan data, menyajikan data, kemudian dianalisis secara lebih kritis berdasarkan dengan fakta-fakta yang adaHasil penelitian dapat disimpulkan bahwa Koin Batok merupakan uang koin yang dikeluarkan oleh manajemen pengelola pasar tradisional kumandang, koin Batok merupakan uang koin berbahan batok kelapa berbentuk melingkar seperti uang koin (Rupiah) dan mempunyai nominal setara dengan Rp. 2000 (rupiah) dan bisa didapatkan dan ditukarkan pada stand pintu masuk Pasar Tradisional Kumandang, transaksi jual beli menggunakan koin batok hanya berlaku di Pasar Tradisional Kumandang. Transaksi menggunakan koin batok yang dilakukan oleh masyarakat di Pasar Tradisional Kumandang Wonosobo Jawa Tengah dari perspektif qiyas adalah sah kerena disepakati di locus tertentu. Koin batok dianalogikan sebagai alat transaksi yang disamakan dengan uang yang punya nilai manfaat untuk mendapatkan suatu barang, dengan pertimbangan adanya kesamaan ‘illat dalam hukumnya. Kata Kunci: Koin Batok, Qiyas, Transaksi Abstract: This study aims to determine and analyze the practice and law of transactions using shell coins in the Kumandang Traditional Market Wonosobo Central Java from the perspective of qiyas. The research method used in this research is typologically, this research is a model of Islamic legal research categorized as qualitative research, seen from its nature, this research is included in the category of field research (field reseach), which is a research conducted in a particular community environment, either in community organization institutions (social) or government institutions. While the nature of the research is descriptive analysis, which is a study that describes an existing problem based on data, presents the data, then analyzes it more critically based on existing facts. The results of the study can be concluded that the Batok coin is a coin issued by the management of the Kumandang traditional market management, Batok coin is a coin made from coconut shells in a circular shape like a coin (Rupiah) and has a nominal equivalent of Rp. 2000 (rupiah) and can be obtained and exchanged at the Kumandang Traditional Market entrance stand, buying and selling transactions using Batok coins are only valid at the Kumandang Traditional Market. Transactions using batok coins carried out by people in the Kumandang Traditional Market Wonosobo Central Java from the perspective of qiyas are valid because they are agreed upon in a particular locus. Batok coins are analogized as a transaction tool that is equated with money that has a useful value to obtain an item, considering the similarity of 'illat in the law. Keywords: Coins, Qiyas, Transactions

The Tradition Ngejalang As a Basis for Moderation in Religious Practices in Lampung Khoiruddin; Juhrotul Khulwah; Susi Nurkholidah; Hasanuddin Muhammad
International Journal of Community Engagement Payungi Vol. 4 No. 2 (2024): International Journal of Community Engagement Payungi
Publisher : Yayasan Payungi Smart Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58879/ijcep.v4i2.55

Ngejalang is a culture of praying together at cemeteries before the month of Ramadan and Eid al-Fitr which is held in Lampung. Ngejalang is an expression of gratitude, a reminder of death, and a place for friendship between traditional leaders (clans) and the community. This tradition is a combination of religious and cultural values, and is maintained in Lampung, especially on the West Coast. This research aims to analyze the religious and socio-cultural functions of traditions wandering around for the people of Lampung, and analyzing the values of moderation in religious practices in tradition wandering around for the people of Lampung. The research was conducted on the West Coast of Lampung, data was collected by means of interviews and documentation. Tradition wandering around in Lampung it cannot be separated from religious values (worship), educational values (akhlak), social values (ukhuwah) and cultural values. This accommodating attitude towards traditions leads to an inclusive and tolerant religious attitude and creates a peaceful and dynamic atmosphere of religious life, so that traditions wandering around moderation capital in religious practices in Lampung.

A ZAKAT HASIL PERKEBUNAN DALAM TINJAUAN HUKUM ISLAM Di Pekon Kenali Kecamatan Belalau Kabupaten Lampung Barat: zakat Putri, Gusti Adinda; khoiruddin; Susi Nurkholidah
Al-Amwal : Journal of Islamic Economic Law Vol. 10 No. 1 (2025): Al-Amwal : Journal of Islamic Economic Law
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v10i1.6806

Purpose – This study aims to analyse the compliance of muzakki ((people who give zakat) in paying zakat on agricultural produce, particularly coffee and pepper, in Pekon Kenali, Belalau Subdistrict, West Lampung Regency. The focus of the study is on the method of calculating zakat, the community's understanding of the provisions of nisab and zakat rates, and the mechanism of distribution and management based on the perspective of zakat fiqh. Method – To answer the questions posed in this study, a qualitative approach was used with descriptive analytical empirical research and in-depth data collection techniques, including direct observation in the field, interviews with 5 (five) informants who are plantation owners, and documentation. Result –The results of the study indicate that zakat from agricultural produce has significant economic potential, considering that more than 95% of households in Pekon Kenali are engaged in farming, with harvest income reaching up to Rp.299 million per season or year. However, this potential has not been optimised due to low public understanding of the nisab requirements, zakat rates (5%–10%), and payment timelines that do not align with Islamic law. The amount of zakat paid is generally below 2%, and its distribution is conducted individually without going through official institutions. Implication – As a practical implication, can be used as a reference for the community to understand how to properly implement zakat in accordance with Islamic law, as well as for the government, particularly the local village head and zakat institutions, in promoting marketing strategies that are in line with the community's behaviour in paying zakat. Therefore, continuous education and the establishment of a structured zakat management system in accordance with Islamic law are necessary.

Memaksimalkan Dampak Media Sosial dalam Pemasaran Digital: Strategi Instagram yang Efektif untuk Merek Rahman, Fadali; Tzauri, Achmad; Khoiruddin; Pradana, Ferry
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 11 No. 3 (2025): Juni 2025
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v11i3.4233

Instagram has emerged as a crucial tool for social media marketing, as it enables businesses to connect with their target audience in the contemporary digital landscape. This study examines the most effective strategies businesses have employed to enhance audience engagement and growth on Instagram. A qualitative technique was employed to assess the strategies implemented by 22 leading digital marketing companies in the Madura market, drawing on insights from specialists inside these agencies. The data indicate that the majority of marketing experts consider Instagram to be the essential medium for communication and marketing tactics. This underscores Instagram's efficacy in social media marketing efforts and its pivotal role in corporate marketing strategies. Nonetheless, despite the favorable rating, several experts expressed their dissatisfaction with certain characteristics, including navigation, limited visibility, high costs relative to outcomes, ad fatigue, and a narrow emphasis on the business-to-business sector. Conversely, Instagram is esteemed for its ability to engage stakeholders and achieve operational objectives. This overview underscores the importance of a planned and comprehensive approach on Instagram, focusing on innovation, audience engagement, and the quality of shared content.

A ZAKAT HASIL PERKEBUNAN DALAM TINJAUAN HUKUM ISLAM Di Pekon Kenali Kecamatan Belalau Kabupaten Lampung Barat: zakat Putri, Gusti Adinda; khoiruddin; Susi Nurkholidah
Al-Amwal : Journal of Islamic Economic Law Vol. 10 No. 1 (2025): Al-Amwal : Journal of Islamic Economic Law
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v10i1.6806

Purpose – This study aims to analyse the compliance of muzakki ((people who give zakat) in paying zakat on agricultural produce, particularly coffee and pepper, in Pekon Kenali, Belalau Subdistrict, West Lampung Regency. The focus of the study is on the method of calculating zakat, the community's understanding of the provisions of nisab and zakat rates, and the mechanism of distribution and management based on the perspective of zakat fiqh. Method – To answer the questions posed in this study, a qualitative approach was used with descriptive analytical empirical research and in-depth data collection techniques, including direct observation in the field, interviews with 5 (five) informants who are plantation owners, and documentation. Result –The results of the study indicate that zakat from agricultural produce has significant economic potential, considering that more than 95% of households in Pekon Kenali are engaged in farming, with harvest income reaching up to Rp.299 million per season or year. However, this potential has not been optimised due to low public understanding of the nisab requirements, zakat rates (5%–10%), and payment timelines that do not align with Islamic law. The amount of zakat paid is generally below 2%, and its distribution is conducted individually without going through official institutions. Implication – As a practical implication, can be used as a reference for the community to understand how to properly implement zakat in accordance with Islamic law, as well as for the government, particularly the local village head and zakat institutions, in promoting marketing strategies that are in line with the community's behaviour in paying zakat. Therefore, continuous education and the establishment of a structured zakat management system in accordance with Islamic law are necessary.

Zakat Koin Cashback E-Commerce dalam Hukum Islam Soleha, Gladis Mar'atus; Khoiruddin; Nurkholidah, Susi
Maliyah : Jurnal Hukum Bisnis Islam Vol. 14 No. 2 (2024): Desember 2024
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2024.14.2.128-148

Abstract: This study examines the potential of e-commerce cashback coins as zakat objects from an Islamic legal perspective. In the digital era, cashback is an incentive in the form of a virtual money refund after a transaction, generally in the form of coins that can be used for subsequent transactions and have a value equivalent to currency. These cashback coins have economic value and can be considered as assets owned, so it is necessary to review whether these coins meet the requirements for zakat. Using a qualitative approach through literature study, this study describes how cashback coins have the potential to become zakat objects. The results of the analysis show that cashback coins are categorized as income zakat (zakat al-mâl al mustafad). Cashback coins can be subject to zakat if they meet the criteria of nisab and full ownership (tamlik). First, cashback coins are considered full property when the user has control over their use, either for transactions or cashed out. Second, the accumulated value of cashback coins can reach a nisab equivalent to 85 grams of gold or equivalent to one-twelfth of 85 grams of gold, so a significant amount of cashback has the potential to be subject to zakat. With a zakat rate of 2.5% of the total value of the coins collected, the payment mechanism can be done monthly or annually without having to meet the haul requirements. Keywords: Cashback Coins; E-commerce; Zakat. Abstrak: Penelitian ini mengkaji potensi koin cashback e-commerce sebagai objek zakat dalam perspektif hukum Islam. Di era digital, cashback adalah insentif berupa pengembalian uang virtual setelah transaksi, umumnya dalam bentuk koin yang dapat digunakan untuk transaksi berikutnya dan memiliki nilai setara mata uang. Koin cashback ini memiliki nilai ekonomi dan dapat dianggap sebagai harta yang dimiliki, sehingga diperlukan tinjauan apakah koin ini memenuhi syarat zakat. Dengan menggunakan pendekatan kualitatif melalui studi pustaka, penelitian ini mendeskripsikan bagaimana koin cashback berpotensi menjadi objek zakat. Hasil analisis menunjukkan bahwa koin cashback dikategorikan sebagai zakat penghasilan (zakat al-mâl al-mustafad). Koin cashback dapat dikenakan zakat apabila memenuhi kriteria nisab dan kepemilikan penuh (tamlik). Pertama, koin cashback dianggap sebagai harta milik penuh ketika pengguna memiliki kontrol atas penggunaannya, baik untuk bertransaksi atau dicairkan. Kedua, akumulasi nilai koin cashback dapat mencapai nisab yang setara dengan 85 gram emas atau setara seperduabelas dari 85 gram emas, sehingga jumlah yang signifikan dari cashback berpotensi diwajibkan zakat. Dengan kadar zakat sebesar 2,5% dari total nilai koin yang terkumpul, mekanisme pembayaran dapat dilakukan bulanan atau tahunan tanpa harus memenuhi syarat haul. Kata Kunci: E-commerce; Koin Cashback; Zakat.

Zakat Fund Management through Financial Technology in the Digital Era: A Maqāṣid al-Sharī‘ah Approach Noviani, Tri Anisa; Khoiruddin; Sofiana, Anis
Al-Risalah VOLUME 25 NO 2, NOPEMBER (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-risalah.vi.61851

This study examines the management of zakat funds through financial technology (fintech) in Indonesia's digital era from the perspective of maqāṣid syarī'ah, revealing critical gaps in Islamic finance literature. Although previous studies have explored the technical and managerial aspects of digital zakat, few have systematically disseminated fintech zakat platforms through the perspective of comprehensive maqāṣid syarī'ah principles. This study contributes by developing a maqāṣid evaluation framework specifically applied to digital zakat management, moving beyond normative discussions toward practical implementation analysis. Using a normative juridical method with descriptive-qualitative analysis, this study examines Law No. 23 of 2011 concerning Zakat Management, the DSN-MUI fatwa, and three main platforms: BAZNAS Digital, KitaBisa, and Dompet Dhuafa. Data analysis uses maqāṣid criteria mapping covering five dimensions: ḥifẓ al-dīn, ḥifẓ al-nafs, ḥifẓ al-'aql, ḥifẓ al-nasl, and ḥifẓ al-māl. The findings show that Indonesian digital zakat platforms have successfully integrated sharia principles with technological innovation, achieving 150% growth in transactions and a 40% increase in operational efficiency. However, critical challenges include a lack of digital literacy (which affects 35% of potential users), the risk of a decline in spiritual essence, and the absence of national standardization. New contributions from this research include.

Analyzing Hidden Fees in Digital Finance through the Lens of Sharia Economic Law Suganda, Binti Istiqomah; Khoiruddin; Khulwah, Juhrotul
Al-Risalah VOLUME 25 NO 2, NOPEMBER (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-risalah.vi.61897

The practice of hidden fees in digital financial transactions raises issues of fairness and transparency, potentially harming consumers and conflicting with the principles of Islamic economic law. This study aims to analyze the forms and mechanisms of hidden fees in digital financial services, assess their compliance with Sharia principles, and formulate fair cost-transparency strategies that are Sharia-compliant and free of elements of gharar. This research uses a normative legal research method with a qualitative approach through literature studies from secondary sources such as laws and regulations, fatwas from DSN-MUI, books, and related scientific journals. The results of the study show that hidden fees arise due to information asymmetry between service providers and users, weak standards of cost disclosure, and non-compliance with the principle of clarity in contracts (ijarah). This practice contains elements of gharar and tadlis, which render the contract legally defective under Sharia law. Theoretically, this study contributes to the development of contemporary Islamic contract law by demonstrating that the classical concept of ujrah ma'lumah (known compensation) must be reinterpreted in the digital context through mandatory real-time disclosure mechanisms. Practically, the findings reveal that transparency is not merely a regulatory compliance issue, but a fundamental requirement for the validity of ijarah contracts in digital transactions, thereby affecting the legal status of millions of fintech transactions in Indonesia. This study introduces the Sharia-Compliant Transparency Framework for Digital Finance as a novel integrated model combining maqāṣid al-syarī'ah approach, multi-stakeholder governance, and technology-based supervision (suptech) to strengthen Sharia compliance and consumer protection in digital transactions. Therefore, a comprehensive strategy is required in the form of strengthening regulations, implementing the principle of full disclosure, strict Sharia supervision, and enhancing Sharia-based digital financial literacy to ensure justice and transparency in digital financial transactions in Indonesia.

Penetapan Kriteria Penerima Zakat Penghasilan Dalam Hukum Islam di Lembaga Amil Zakat Infaq dan Shodaqoh Muhammadiyah Metro Fitri, Nanda Amulia; Khoiruddin; Apriansyah
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 2 (2025): Desember 2025 (In Process)
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/04kymm32

Penelitian ini membahas tentang penetapan kriteria penerima zakat penghasilan di Lembaga Amil Zakat Infaq dan Shodaqoh Muhammadiyah Metro, bagaimana Lembaga Amil Zakat Infaq dan Shodaqoh Muhammadiyah Metro menghadapi perubahan kondisi sosial dan ekonomi masyarakat serta melihat bagaimana Lembaga Amil Zakat dan Shodaqoh menentukan siapa yang berhak menerima zakat penghasilan berdasarkan kondisi sosial dan ekonomi masyarakat apakah tetap berpegang teguh pada 8 asnaf ataukan ada penyesuaian dengan kondisi sosial dan ekonomi masyarakat saat ini. Tujuan utama dari penelitian ini adalah menganalisis bagaimana Lembaga Amil Zakat Infaq dan Shodaqoh menetapkan kriteria penerima zakat penghasilan dan menganalisa apakah kriteria penerima zakat penghasilan tersebut sesuai dengan prinsip prinsip Hukum Islam. metode yang digunakan adalah pendekatan kualitatif. Data primer di dapatkan dari wawancara dengan pengurus lembaga serta penerima zakat. Data sekunder diperoleh dari dokumen resmi lembaga seperti pedoman penetapan penerima zakat ataupun laporan tahunan. Hasil penelitian menunjukan bahwa Lembaga Amil Zakat Infaq dan Shodaqoh Muhammadiyah Metro merujuk pada kategori 8 asnaf sebagai dasar, namun tetap menyesuaikan kondisi sosial dan ekonomi masyarakat serta menyesuaikan kebutuhan kondisi penerima zakat dan mengembangkan zakat produktif. Kesimpulannya Lembaga Amil Zakat Infaq dan Shodaqoh tetap berpegang pada 8 Asnaf tetapi tetap menyesuaikan kondisi masyarakat dan kebutuhan penerima zakat penghasilan.

Penetapan Kriteria Penerima Zakat Penghasilan Dalam Hukum Islam di Lembaga Amil Zakat Infaq dan Shodaqoh Muhammadiyah Metro Fitri, Nanda Amulia; Khoiruddin; Apriansyah
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 2 (2025): Desember 2025 (In Process)
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/04kymm32

Penelitian ini membahas tentang penetapan kriteria penerima zakat penghasilan di Lembaga Amil Zakat Infaq dan Shodaqoh Muhammadiyah Metro, bagaimana Lembaga Amil Zakat Infaq dan Shodaqoh Muhammadiyah Metro menghadapi perubahan kondisi sosial dan ekonomi masyarakat serta melihat bagaimana Lembaga Amil Zakat dan Shodaqoh menentukan siapa yang berhak menerima zakat penghasilan berdasarkan kondisi sosial dan ekonomi masyarakat apakah tetap berpegang teguh pada 8 asnaf ataukan ada penyesuaian dengan kondisi sosial dan ekonomi masyarakat saat ini. Tujuan utama dari penelitian ini adalah menganalisis bagaimana Lembaga Amil Zakat Infaq dan Shodaqoh menetapkan kriteria penerima zakat penghasilan dan menganalisa apakah kriteria penerima zakat penghasilan tersebut sesuai dengan prinsip prinsip Hukum Islam. metode yang digunakan adalah pendekatan kualitatif. Data primer di dapatkan dari wawancara dengan pengurus lembaga serta penerima zakat. Data sekunder diperoleh dari dokumen resmi lembaga seperti pedoman penetapan penerima zakat ataupun laporan tahunan. Hasil penelitian menunjukan bahwa Lembaga Amil Zakat Infaq dan Shodaqoh Muhammadiyah Metro merujuk pada kategori 8 asnaf sebagai dasar, namun tetap menyesuaikan kondisi sosial dan ekonomi masyarakat serta menyesuaikan kebutuhan kondisi penerima zakat dan mengembangkan zakat produktif. Kesimpulannya Lembaga Amil Zakat Infaq dan Shodaqoh tetap berpegang pada 8 Asnaf tetapi tetap menyesuaikan kondisi masyarakat dan kebutuhan penerima zakat penghasilan.

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