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All Journal MUQTASID Shirkah: Journal of Economics and Business Adimas : Jurnal Pengabdian Kepada Masyarakat Community Empowerment Journal of Islamic Economic and Business Research ACE : Accounting Research Journal Jurnal Manajemen dan Kewirausahaan JUEBIR: Journal of Economics and Business Research
Waharini, Faqiatul Mariya
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Religion Arts Humanities Economics, Econometrics & Finance Education Public Health Social Sciences

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Model Pengembangan Industri Halal Food di Indonesia Waharini, Faqiatul Mariya; Purwantini, Anissa Hakim
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 1 (2018): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v9i1.1-13

Abstract

AbstractThe development of the halal industry will become more competitive with the involvement of the financial industry and sharia banking sectors. This study aims to explore the role of sharia banking in the development of halal food industry in Indonesia. The research method used is descriptive qualitative method with literature review. Based on the results of the analysis, it can be concluded that the role of sharia banking is not only limited to shariah-based financing which is riba (interest), maysir (uncertainty), and gharar (gambling), but also at all stages of production process (halal value chain management). Sharia banks play important role that can use to develop and improve the halal food industry. First on the halal control stage, the second on the logistics process and the last stage of halal verification.AbstrakPengembangan industri halal akan menjadi lebih kompetitif dengan keterlibatan dari sektor industri keuangan dan perbankan syariah. Penelitian ini bertujuan untuk mengeksplorasi peran perbankan syariah dalam pengembangan industri makanan halal di Indonesia. Metode penelitian yang digunakan adalah metode kualitatif deskriptif dengan telaah literatur. Berdasarkan hasil analisis, dapat disimpulkan bahwa peran perbankan syariah tidak hanya terbatas pada pembiayaan berbasis syariah yang bebas riba (bunga), maysir (ketidakpastian), dan gharar (perjudian). Akan tetapi juga pada seluruh tahapan proses produksi (halal value chain management). Peran penting yang dapat dilakukan perbankan syariah guna mengembangkan dan meningkatkan industri makanan halal, diantaranya dalam tiga proses halal integrity. Pertama pada tahap pengendalian halal, kedua pada proses logistik dan terkahir tahap halal verification.
Pendampingan Sistem Pelaporan Keuangan Pada Badan Usaha Milik Desa (BUMDes) Karya Manunggal Waharini, Faqiatul Mariya; Raharja, Bayu Sindhu; Kurnia, Marlina
Community Empowerment Vol 3 No 2 (2018)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (188.962 KB) | DOI: 10.31603/ce.v3i2.2452

Abstract

Tujuan kegiatan pengabdian ini adalah untuk mengoptimalkan tata kelola keuangan BUMDes yang bergerak pada bidang jasa simpan pinjam. Target kegiatan pengabdian ini adalah menciptakan tata kelola keuangan tersebut berupa pencatatan laporan keuangan beserta alat analisanya. Hal ini menjadi sangat urgen karena tata kelola keuangan adalah salah satu prasyarat untuk mewujudkan tata kelola perusahaan yang baik pada level unit usaha. Adapun mitra pengabdian ini adalah BUMDes ”Karya Manunggal” yang berlokasi di Desa Keditan, Kecamatan Ngablak, Kabupaten Magelang. Tahapan kegiatan pengabdian akan diawali dengan diskusi lanjutan mengenai BUMDes dengan pengurus. Selanjutnya adalah pembentukan sistem digital aktivitas dan pelaporan keuangan, pelatihan konsep dasar pencatatan keuangan, hingga pada tahap pengoperasian sistem yang akan dilaksanakan dalam waktu 3 bulan. Pada pelaksanaanya, setelah berdiskusi dan mempelajari laporan keuangan yang ada. Tim pengabdian memutuskan untuk membuatkan software penginputan (pengadministrasian) pinjaman serta pelaporan keuangan. Rencana awal, semestinya menggunakan MS. Excel pun direvisi karena kompleksitas kegiatan di BUMDes yang sudah sedemikian banyak dan sulit tercover dengan menggunakan MS. Excel. Dengan menggunakan software tersebut, kegiatan operasional BUMDes akan menjadi lebih efisien, lebih paperless. Efisiensi kegiatan ini dapat dimanfaatkan untuk pengoptimalan kegiatan lain yang produktif
Indonesian Consumers’ Intention of Adopting Islamic Financial Technology Services Purwantini, Anissa Hakim; Noor Athief, Fauzul Hanif; Waharini, Faqiatul Mariya
Shirkah: Journal of Economics and Business Vol 5, No 2 (2020)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (992.94 KB) | DOI: 10.22515/shirkah.v5i2.304

Abstract

With the rise of Halal Lifestyle in the digital era, Islamic Financial Technology (henceforth FinTech) has increasingly become impactful to economic growth. Islamic FinTech companies are in a dire need to figure out factors that influence the adoption and acceptance of the technology to promote their business. Addressing the issue, this study examines consumers’ intention of using Islamic Fintech services. An online survey was employed to elicit the required data from 75 Indonesian consumers of Islamic FinTech services. The results of data analysis by means of SEM-PLS depicted that perceived usefulness and interpersonal influence were two key factors driving the consumers to use Islamic FinTech services. The results further revealed that compatibility positively influenced perceived usefulness and perceived ease of use, which in turn, affected the consumers’ attitude. Moreover, it was also noted that attitude and internet self-efficacy as perceived behavioral control in decomposition of theory of planned behavior had no significant impact on consumers’ intention. The results of this study theoretically provide a basic model of consumers’ intention in the context of Islamic FinTech. At the same time, FinTech industry users can use the results of the present study as references to come up with appropriate strategy to deal with the market needs.
PEMBERDAYAAN MASYARAKAT MELALUI LITERASI KEUANGAN DAN PENERAPAN TEKNOLOGI DI KAMPUNG TRUNAN, KOTA MAGELANG Waharini, Faqiatul Mariya; Afiyani, Arifah; Nafisah, Fina Raudlotun; Rahmanto, Priyo; Safitri, Rosa; Pratiwi, Hesa Amelia
ADIMAS Jurnal Pengabdian Kepada Masyarakat Vol 6, No 2 (2022): September
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/adi.v6i2.3302

Abstract

Literasi keuangan dan teknologi informasi dapat membantu Usaha Mikro Kecil dan Menengah (UMKM) meningkatkan kinerja serta mempertahankan keberlangsungan usaha. Literasi keuangan membantu pemilik UMKM melakukan monitoring kinerja keuangan setiap periode, sedangkan teknologi informasi dapat dimanfaatkan untuk menjalankan fungsi pemasaran supaya dapat menjangkau konsumen yang lebih luas. Kampung Trunan adalah salah satu sentra penghasil tahu di Kota Magelang. Sayangnya, pemasaran yang dilakukan masih sebatas pada toko-toko yang ada di Magelang, baik kota maupun kabupaten. Selain itu pembukuan yang dilakukan juga belum maksimal sehingga belum ada laporan yang menggambarkan kondisi keuangan UMKM dengan tepat. Program Pengabdian pada Masyarakat Terpadu (PPMT) dilakukan di Kampung Trunan dalam beberapa tahapan kegiatan, yaitu sosialisai, pelatihan, dan pendampingan. Setelah kegiatan ini, para pemilik UMKM di Kampung Trunan lebih memahami tentang metode pemasaran yang dilakukan dengan menggunakan bantuan teknologi informasi melalui media sosial. Selain itu, para pemilik UMKM juga mampu memahami tentang pembuatan pembukuan sehingga dapat digunakan untuk memantau kinerja keuangan usaha mereka. 
TRANSFORMATIVE BUSINESS GROWTH STAGE MODEL TO FACE UNCERTAINTY Bachtiar, Nia Kurniati; Waharini, Faqiatul Mariya; Yuliani, Nur Laila; Tai, Do Anh; Hanh, Pham Van
Jurnal Manajemen dan Kewirausahaan Vol. 26 No. 2 (2024): SEPTEMBER 2024
Publisher : Management Study Program, Faculty of Business and Economics, Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/jmk.26.2.107-115

Abstract

The business landscape was characterized by rapid change, intense competition, and various substitute products. These factors shortened business life cycles and hindered business growth. Therefore, there was a need for a more appropriate model that could suit the current condition. The study aimed to develop a transformative Growth Stage Model (GSM) effectively adapted to modern challenges and uncertainty. This qualitative approach involved inductive theory building with seven case studies of SME owners in Yogjakarta and Central Java. Developed models, patterns, and interview themes were built, including resilience, business performance, and leadership for the early growth, growth, and decline stages. In addition, these patterns and themes were used to develop three stages of transformative GSM known as GSM 4.0.
Stabilizing Economic Growth Since Covid-19 Pandemic: Evidence from OIC Country Ariyani, Diyah; Waharini, Faqiatul Mariya
Journal of Islamic Economic and Business Research Vol. 4 No. 2: December 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v4i2.245

Abstract

This research investigated how the government stabilized its economy in terms of government spending during the global crisis of the COVID-19 pandemic. This study also tried to identify whether there is a difference in the amount of government spending from the aspect of government spending before the global crisis of the COVID-19 pandemic and after the global crisis of the COVID-19 pandemic. The data covered all members of the Organization of Islamic Cooperation (OIC) spread across 4 continents. In looking at which factors affect economic growth, multiple linear regression is used, and a comparative test is carried out by conducting a Different Paired Sample T-Test. After testing in this study, researchers found that there were differences in government policies in terms of government spending carried out before the global crisis of the COVID-19 pandemic and after the global crisis of the COVID-19 pandemic. The independent variables used in the study had a significant positive influence except for the population. This research also shows that the government's efforts to maintain economic growth by increasing government spending are policies that have been implemented globally. This research is expected to provide recommendations for policies that can be implemented by the government in an effort to stabilize the economy, including increasing per capita income, increasing the human development index, and increasing trade activities abroad and domestically.
Analisis Profitabilitas Perusahaan Energi dengan Struktur Modal Sebagai Variabel Moderasi Bayu, Bayu; Waharini, Faqiatul Mariya
Journal of Economics and Business Research (JUEBIR) Vol. 4 No. 1 (2025): June 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/juebir.v4i1.11741

Abstract

This research aims to determine the effect of company size, liquidity and managerial ownership on profitability with capital structure as a moderating variable (Study of Energy Sub-sector Companies Listed on the IDX for the period (2021 - 2023). This research uses a quantitative type of research using multiple regression analysis. The sampling technique uses purposive sampling, and a sample of 22 energy sub-sector companies for the 2021-2023 period is obtained. The research results show that the company size variable has a negative but not significant influence on profitability, Liquidity has a positive but not significant influence on profitability, managerial ownership has a positive but not significant influence on profitability. In the results of the Moderate Regression Analysis (MRA) test, the capital structure variable is not able to act as a moderator in the relationship between liquidity and profitability, capital structure is not able to act as a moderator in the relationship between managerial ownership and profitability, and the variable AR(1) has a positive but not significant effect on profitability.
PEMBERDAYAAN MASYARAKAT MELALUI LITERASI KEUANGAN DAN PENERAPAN TEKNOLOGI DI KAMPUNG TRUNAN, KOTA MAGELANG Waharini, Faqiatul Mariya; Afiyani, Arifah; Nafisah, Fina Raudlotun; Rahmanto, Priyo; Safitri, Rosa; Pratiwi, Hesa Amelia
ADIMAS Jurnal Pengabdian Kepada Masyarakat Vol 6 No 2 (2022): September
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/adi.v6i2.3302

Abstract

Literasi keuangan dan teknologi informasi dapat membantu Usaha Mikro Kecil dan Menengah (UMKM) meningkatkan kinerja serta mempertahankan keberlangsungan usaha. Literasi keuangan membantu pemilik UMKM melakukan monitoring kinerja keuangan setiap periode, sedangkan teknologi informasi dapat dimanfaatkan untuk menjalankan fungsi pemasaran supaya dapat menjangkau konsumen yang lebih luas. Kampung Trunan adalah salah satu sentra penghasil tahu di Kota Magelang. Sayangnya, pemasaran yang dilakukan masih sebatas pada toko-toko yang ada di Magelang, baik kota maupun kabupaten. Selain itu pembukuan yang dilakukan juga belum maksimal sehingga belum ada laporan yang menggambarkan kondisi keuangan UMKM dengan tepat. Program Pengabdian pada Masyarakat Terpadu (PPMT) dilakukan di Kampung Trunan dalam beberapa tahapan kegiatan, yaitu sosialisai, pelatihan, dan pendampingan. Setelah kegiatan ini, para pemilik UMKM di Kampung Trunan lebih memahami tentang metode pemasaran yang dilakukan dengan menggunakan bantuan teknologi informasi melalui media sosial. Selain itu, para pemilik UMKM juga mampu memahami tentang pembuatan pembukuan sehingga dapat digunakan untuk memantau kinerja keuangan usaha mereka. 
Pengaruh Keberagaman Gender, Usia, dan Kebangsaan terhadap Kinerja Keuangan Perusahaan Purwantini, Anissa Hakim; Putri, Istya Dwi Rima; Waharini, Faqiatul Mariya
ACE: Accounting Research Journal Vol 1 No 1 (2021): June
Publisher : Fakultas Ekonomi dan Bisnis Universitas Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (392.722 KB)

Abstract

ABSTRACT This study examines the effect of gender, age, and national diversity on corporate financial performance. The control variables in this study are board size, independent board, firm size, and leverage. The company's financial performance proxies use Return On Assets (ROA). The sample used in this study were manufacturing sector companies listed on the Indonesia Stock Exchange from 2015 to 2019. The number of samples in this study were 11 companies with a total of 55 observations. Determination of the sample obtained by using purposive sampling. Hypothesis testing is carried out using multiple linear regression analysis. The results showed that gender and foreign nationality had a positive effect on the company's financial performance. Meanwhile, age does not have a significant effect on financial performance. Keywords: Company Financial Performance, Gender, Age, Foreign Nationality ABSTRAK Penelitian ini bertujuan untuk menguji secara empiris mengenai pengaruh gender, usia, dan kebangsaan asing terhadap kinerja keuangan perusahaan. Variabel kontrol dalam penelitian ini adalah ukuran dewan, independensi dewan, ukuran perusahaan, dan leverage. Proksi Kinerja Keuangan Perusahaan menggunakan Return On Assets (ROA). Sampel yang digunakan dalam penelitian ini adalah perusahaan sektor manufaktur yang terdaftar di Bursa Efek Indonesia tahun 2015 sampai 2019. Jumlah sampel dalam penelitian ini adalah 11 perusahaan dengan jumlah observasi sebanyak 55 pengamatan. Penentuan sampel diperoleh dengan menggunakan purposive sampling. Uji hipotesis dilakukan dengan menggunakan analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa gender dan kebangsaan asing berpengaruh positif terhadap kinerja keuangan perusahaan. Sedangkan, usia tidak berpengaruh signifikan terhadap kinerja keuangan. Kata Kunci: Kinerja Keuangan Perusahaan, Gender, Usia, Kebangsaan Asing
Co-Authors Afiyani, Arifah Ariyani, Diyah Bayu Sindhu Raharja Bayu, Bayu Fauzul Hanif Noor Athief Hanh, Pham Van Marlina Kurnia Nafisah, Fina Raudlotun Nia Kurniati Bachtiar Nur Laila Yuliani Pratiwi, Hesa Amelia Purwantini, Anissa Hakim Putri, Istya Dwi Rima Rahmanto, Priyo Safitri, Rosa Tai, Do Anh