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All Journal Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat JBMR: Journal of Business and Management Review Indonesian Journal of Economics, Business, Accounting, and Management
Moin, Abdul
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Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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Empowerment of a community-based coffee shop to develop an entrepreneurial ecosystem through collaboration with stakeholders: An action research approach: An action research approach Priyono, Anjar; Moin, Abdul; Piper, Ivan
Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat Vol. 8 No. 3 (2024)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jpm.v8i3.11358

Abstract

This study examines the role of a community-based coffee shop as an entrepreneurial ecosystems that serve as the hub for economic activities among local citizens. Utilizing an action research approach, the community service team engaged directly in the field, facilitating the coffee shop’s collaboration with various stakeholders to foster value creation. The action research methodology involves an iterative process of planning, implementation, evaluation, and reflection, rather than being a one-time intervention. The team worked closely with stakeholders to establish an entrepreneurial ecosystem within the coffee shop venue, aiming to actualize co-value creation. In this context, value creation is collaborative among ecosystem participants and is not merely linear; the coffee shop cannot simply offer products and expect customers to visit. Key stakeholders in this entrepreneurial ecosystem include farmers, government agencies, educational institutions, hobby clubs, training providers, and others. The coffee shop must orchestrate these stakeholders to ensure value creation that benefits the wider community. The enhancement of community economic well-being is evidenced by increased economic activity around the coffee shop area.
The Influence of Financial Literacy, Perception of Online Loans, and Consumptive Behavior in the Community of Yogyakarta Province on the Decision to Use Online Loans Djamsi, Ningsih; Moin, Abdul
Journal of Business and Management Review Vol. 5 No. 11 (2024): (Issue-November)
Publisher : Profesional Muda Cendekia Publishing

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Abstract

Research Aims: This study aims to examine the influence of financial literacy, perceptions of online loans, and consumptive behavior on the decision to use online loans. Design/methodology/approach: This quantitative study targets the Yogyakarta Province community. Since the population size is unknown, purposive sampling, a non-probability method, was used to select respondents based on these criteria: 1) residing in Yogyakarta, 2) aged 17-35, 3) holding a high school diploma or equivalent, and 4) receiving a monthly income or allowance. The sample size, initially set at 96 using the Lemoshow formula, was adjusted to 150 to meet the minimum requirement for SEM-PLS analysis. Research Findings: The analysis shows that financial literacy, consumptive behavior, and perceptions of online loans have a positive and significant impact on the decision to use online loans. To address these findings, the public should enhance financial literacy to improve financial management and minimize reliance on online loans. Theoretical Contribution/Originality: The study underscores the importance for digital lenders to enhance trust, simplify usability, and offer clear value to attract more consumers. These insights provide valuable guidance for industry stakeholders aiming to improve adoption by addressing consumer perceptions.
The Influence of Financial Literacy, Financial Attitudes, and Lifestyle on the Financial Behavior of University Students in Yogyakarta (A Case Study of Generation Z) , Megawati; Moin, Abdul
Journal of Business and Management Review Vol. 5 No. 12 (2024): (Issue-December)
Publisher : Profesional Muda Cendekia Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47153/jbmr.v5i12.1242

Abstract

Research Aims: This study aims to examine the influence of financial literacy, financial attitudes, and lifestyle on the financial behavior of students in Yogyakarta. Design/methodology/approach: This study employs a quantitative research method using the SEM-PLS approach. Data were collected through questionnaires with numerical and textual responses. The target population consists of university students in Yogyakarta, with a non-probability sampling method and purposive sampling technique utilized. The sample size was determined 250 respondents. Data analysis was conducted using SmartPLS 3.0. Research Findings: Financial literacy enhances financial behavior, with higher literacy levels leading to better financial management among students and fostering financial independence. Positive financial attitudes also improve financial behavior by promoting effective budgeting and informed decision-making. Additionally, a positive lifestyle aids financial management, as students who embrace healthy lifestyles are more aware of saving and investing, cultivating good financial habits for the future. Theoretical Contribution/Originality: This study contributes both academically and practically; academically, it serves as a foundation for further research in financial literacy, suggesting the inclusion of additional variables, such as digital finance and students' understanding of loans and debt, as well as psychological, social, and cultural aspects.
Pengaruh Corporate Governance terhadap Pengungkapan Enterprise Risk Management (Studi Empiris pada Perusahaan Keluarga yang Terdaftar di Bursa Efek Indonesia (BEI) Periode 2015-2019) Janitra, Muhammad Miftahatha; Moin, Abdul
Indonesian Journal of Economics, Business, Accounting, and Management (IJEBAM) Vol 1 No 5 (2023): Volume 1, No. 5, 2023
Publisher : PT SOLUSI EDUKASI BERDIKARI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63901/ijebam.v1i5.29

Abstract

Penelitian ini bertujuan untuk menguji pengaruh komisaris independen, dewan direksi, RMC, reputasi auditor, dan konsentrasi kepemilikan terhadap implementasi Pengungkapan ERM. ERM adalah bagian dari variabel terikat dan variabel bebasnya terdiri dari komisaris independen, dewan direksi, RMC, reputasi auditor dan konsentrasi kepemilikan. Dalam penelitian ini populasinya yaitu perusahaan keluarga yang listing di BEI periode 2015-2019. Teknik pengumpulan sampelnya dilakukan dengan purposive sampling dan mendapatkan 25 perusahaan yang menjadi sampelnya. Data penelitian didapatkan dari laporan tahunan dan situs perusahaan dan analisisnya menggunakan regresi linear berganda. Hasil penelitian memperlihatkan jika konsentrasi kepemilikan tidak berpengaruh positif terhadap pengungkapan ERM. Komisaris independen dan risk management committee (RMC) berpengaruh negatif terhadap pengungkapan ERM. Reputasi auditor dan jumlah dewan direksi berpengaruh positif terhadap pengungkapan ERM.
Factors Affecting Capital Structure Of Manufacturing Companies In Indonesia And Malaysia Sugianto, Nadzma Safira Putri; Moin, Abdul
Jurnal Ilmiah Ekonomi Dan Bisnis Vol. 22 No. 2 (2025): Vol. 22 No. 2 (2025)
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/zt5xyn11

Abstract

Differences in macroeconomic conditions, monetary policy, and financial regulation between Indonesia and Malaysia shape different capital structure patterns in both countries. This study aims to analyze the effect of economic conditions and government policies on the capital structure of manufacturing companies in Indonesia and Malaysia. The sample is selected using purposive sampling technique from Osiris database and stock exchanges of both countries. The manufacturing sector is the focus due to its large contribution to the economy and efforts to optimize its funding. The results show that in Malaysia, factors such as growth, liquidity, profitability, size, and age of the firm affect capital structure, while in Indonesia only size and age are significant. The combined analysis with Fixed Effect found that only firm size is consistently influential, while other variables are not significant due to differences in economic context and financial system. These findings highlight the importance of considering local context in capital structure analysis.
Co-Authors , MEGAWATI Anjar Priyono, Anjar Djamsi, Ningsih Janitra, Muhammad Miftahatha Piper, Ivan Sugianto, Nadzma Safira Putri