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All Journal Golden Ratio of Mapping Idea and Literature Format Prosiding Pengabdian Ekonomi dan Keuangan Syariah Al-Ridha
Holis, Nur
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Library & Information Science Mathematics Social Sciences

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MEKANISME PEMBIAYAAN AKAD MUDHARABAH DALAM MEMAJUKAN UMKM PAMEKASAN ( STUDI PADA UGT NUSANTARA CAB PAMEKASAN) Fatun; Holis, Nur; Halim, Abd; Kosim, Abd; Karim, Abd
Prosiding Pengabdian Ekonomi dan Keuangan Syariah Vol. 2 No. 1 (2024): Prospeks
Publisher : LP2M IAI AL-KHAIRAT PAMEKASAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32806/pps.v2i1.294

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana implementasi Produk Tabungan Berjangka yang menggunakan akad mudharabah di BMT UGT NUSANTARA Cabang Pamekasan. Metode yang digunakan dalam penelitian ini adalah kualitatif dengan pendekatan yuridis empiris. Teknik pengumpulan data dalam penelitian ini menggunakan sumber data primer dan sekunder yang diperoleh melalui teknik observasi, wawancara dan dokumentasi. Data primer diperoleh dari informan kunci untuk mendapatkan data yang valid. Data sekunder didukung oleh kajian pustaka. Hasil dari penelitian ini menunjukkan bahwa implementasi Produk Tabungan Berjangka di BMT UGT NUSANTARA cabang Pamekasan telah sesuai dengan prinsip Syariah. Penerapan akad mudharabah dalam Produk Tabungan Berjangka dan pembagian nisbah bagi hasil antara anggota dan lembaga telah sesuai dengan ketentuan Fatwa MUI. Sedangkan pembagian nisbah bagi hasil antara BMT Pusat dan Cabang itu ternyata sama. Persentase nisbah bagi hasil dihitung pada jangka waktu satu bulan, tiga bulan, enam bulan, dua belas bulan, dua puluh empat bulan untuk tabungan berjangka di BMT.
Membangun Kesadaran Mempelajari Bahasa al-Quran Di Desa Bengkes Kecamatan Kadur Kabupaten Pamekasan Supriyadi, Moh.; Holis, Nur; Zidan, Moh. Hamdan Yazid; Hannani, Rifqi; Sirojuddin, Sirojuddin
Al-Ridha: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 1 (2024): Maret
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/al-ridha.v2i1.165

Abstract

Talking about Islamic education, of course it cannot be separated from the Arabic language. As the language of the Qur'an and Sunnah which is the main source for understanding Islamic religious law, of course Arabic is one of the languages that must be mastered or at least understood by Muslims. As stated in the Qur'an: "Indeed, we have revealed the Qur'an in Arabic so that you can understand it. (Q.S. Yusuf: 2). Sayyidana Umar bin Khattab also emphasized in his words "learn Arabic, because in fact Arabic is part of your religion". Arabic and the Koran are like two sides of a coin that cannot be separated from each other. Studying Arabic is a mandatory requirement for mastering the contents of the Koran, and studying the language of the Koran means learning Arabic. Thus, the role of Arabic is not only as a means of human communication, but also as a means of communication between people who believe in Allah in the form of prayer, du'a and so on.
The Influence of E-Banking and Quick Response Code Indonesian Standard (QRIS) Usage on Employee Performance and Business Development in Indonesian MSMEs: A Case Study of PT. Arsinum Uniba Madura Holis, Nur; Hidayat, Rahmad; Rahayu, Sri; Fitrianty, Rifda
Golden Ratio of Mapping Idea and Literature Format Vol. 6 No. 1 (2026): July - January
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grmilf.v6i1.1771

Abstract

This study investigates the influence of e-banking and QRIS usage on business development through employee performance at PT. Arsinum Uniba Madura. A quantitative research approach was employed, involving a survey of 79 respondents comprising owners, managers, employees, suppliers, and customers. Data were collected in December 2024 and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4.0 software. The findings reveal that e-banking significantly enhances employee performance but does not have a direct effect on business development. Conversely, QRIS usage significantly improves employee performance and indirectly drives business development through this improvement. Employee performance itself shows a strong and significant positive impact on business development. These results highlight that adopting financial technology alone is insufficient; it must be accompanied by strategies to strengthen employees’ digital skills and adaptability. The study contributes to the literature on FinTech adoption in MSMEs and offers practical guidance for integrating digital payment systems with workforce development. Future research should expand the sample across multiple sectors and regions and examine other mediating factors such as innovation capability and customer satisfaction.
Co-Authors Fatun Fitrianty, Rifda Halim, Abd Hannani, Rifqi Karim, Abd Kosim, Abd Sirojuddin Sirojuddin SRI RAHAYU Supriyadi, Moh. Zidan, Moh. Hamdan Yazid