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Analisis Pergeseran Tekanan Siklus Keuangan di Indonesia Edwin Basmar; Sutriana Sutriana; Zamroni Salim; Erlin Basmar; Carl M. Campbell III
POINT: Jurnal Ekonomi dan Manajemen Vol 4 No 2 (2022): POINT JURNAL
Publisher : Program Studi Manajemen Universitas Muslim Maros

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46918/point.v4i2.1605

Abstract

Pergeseran gelombang siklus keuangan menjadi indikator dalam mengukur stabilitas keuangan dan pertumbuhan perekonomian, sehingga untuk mengetahui pergeseran tersebut diperlukan model yang tepat, melalui pengembangan model Ed Waves Index melalui data time series dari tahun 2019 hingga tahun 2022, hasil penelitian ditemukan bahwa terdapat 4 jenis pergeseran yaitu pergeseran jenis λ1’ dengan berat tekanan antara -0.015 A ke 0.010 A melalui durasi selama 12 bulan dengan efek positif pada pertumbuhan perekonomian, lalu pergeseran jenis λ2’ dengan berat tekanan antara 0.010 A ke -0.027 A melalui durasi 15 Bulan dengan efek negative pada stabilitas keuangan, kemudian pergeseran jenis λ3’ dengan berat tekanan antara -0.027 A ke -0.010 A melalui durasi selama 12 bulan dengan efek negative pada pertumbuhan perekonomian, adapun pergeseran jenis λ4’ dengan berat tekanan antara 0.010 A ke 0.025 A melalui durasi selama 14.5 bulan dengan efek negative pada stabilitas keuangan di Indonesia, sehingga dapat dikatakan bahwa penelitian ini dapat memberikan kontribusi pada efektifitas kinerja keuangan, khususnya sektor perbankan maupun Bank Indonesia dalam menetapkan kebijakan yang efektif bagi perekonomian di Indonesia.
Shadow Banking Sharia For Financial Cycle Resilience in Indonesia Edwin Basmar; Muhamad Takhim; Erlin Basmar; Carl M. Campbell III
AKSES: Jurnal Ekonomi dan Bisnis Vol 18, No 1 (2023): AKSES: JURNAL EKONOMI DAN BISNIS
Publisher : Universitas Wahid Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/akses.v18i1.8594

Abstract

Sharia shadow banking is a good example in managing the level of banking soundness in Indonesia, based on measuring financial activity through Bank Indonesia report data in a time series from 2019 to 2022, it was found that the results of research conducted using the development of the Ed Waves Index model showed that financial activity Islamic banking can continue to run, even though the waves of the financial cycle (macroeconomic variables) are experiencing an acute level of financial depression (monetary crisis and the Covid-19 pandemic) both internally and externally, where the reaction to the pressure of Islamic banking financial activity moves normally with a range between 0.010 Amplitude to -0.015 Amplitude, based on the category of unidirectional reactions in the first period, contra (opposite) reactions in the second period, normal reactions in the third and finally unidirectional reactions in the fourth period. The implications of the movement of this wave of Islamic banking activity are able to contribute to economic growth and financial stability in Indonesia.
Risiko Finansial Teknologi Terhadap Green Finance di Indonesia Edwin Basmar
POINT: Jurnal Ekonomi dan Manajemen Vol 5 No 1 (2023): POINT JURNAL
Publisher : Program Studi Manajemen Universitas Muslim Maros

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46918/point.v5i1.1786

Abstract

The financial activity is an important part of green finance, but contra shock financial technology has a positive influence on the green finance growth in Indonesia. Based on the results by using Bank Indonesia data from 2019 to 2022 (time series) using the Ed Wave Index development model which combines the money quantity theory, finds that the relationship between technology financial risk and green finance is strongly influenced by the Velocity of Money, resulting in financial risk technology in the short term has a positive impact on green financial growth through the 3 wave points of the financial cycle in the economic growth area, this confirms that financial technology activities in the banking sector greatly support the green finance growth in Indonesia.
A Study on The Inner Mindsets of Entrepreneurs ~ somethings behind their successful careers ~ Christy, Nisa Novia Avien; Slahanti, Masine; Basmar, Edwin; Wibowo, Radna Andi
Jurnal Economic Resource Vol. 7 No. 2 (2024): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

A successful enterprise in the contemporary economy requires appropriate skills and persons possessing an entrepreneurial mindset. The entrepreneurial mindset is crucial for achieving success in the company. The current degree of entrepreneurial mindsets within each group must be assessed by identifying the deficiencies that require modification to promote entrepreneurial success. This research examines successful entrepreneurs' inner mindset and characteristics and the variables contributing to their career achievements. The study's respondents consisted of four entrepreneurs from the Central Java region. The collected data were analysed following the seven steps of Interpretative Phenomenological Analysis (IPA) focusing on the participants’ life experiences and their inner mindset, motivations, behaviours, and successful career in their entrepreneurship process. This study demonstrates that the components of an entrepreneurial mindset—such as (1) generally request themselves to be a good model in their community; (2) always searching for any opportunity to open their business; (3) tend to see failure as a learning process and as a self-development enhancing event; (4) tend to see and further facilitate their team development and company goals; (5) generally possess the capacity for leadership and communication skills —are integral to the three dimensions of an entrepreneur's inner mindset, which facilitates of successful careers.
The Relationship Between Green Finance and Financial Distress Basmar, Edwin; Campbell, Carl M.; Puryandani, Siti; Basmar, Erlin
EconBank: Journal of Economics and Banking Vol 6 No 1 (2024): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v6i1.388

Abstract

An increase in green finance will only occur because of the banking intermediary function which can control financial distress. This research aims to measure banking financial distress in order to improve green finance, especially when macroeconomic pressure occurs. This research found that there was a negative period due to financial distress, resulting in a strong decline in green finance. These findings use the Ed Waves Index Development Model based on Bank Indonesia's quarterly financial reports from 2019 to 2023. The findings are categorized into 2 parts, the first part consists of periods 1, 3 and 5 showing a negative relationship with financial distress pressure with minimal response to green finance, while the second part consisting of periods 2 and 4 shows a positive relationship indicating that financial distress pressures respond optimally to green finance. This research contributes to banking financial activities in managing intermediary fluctuations in order to improve green finance in Indonesia.
Ekonomi untuk Generasi Z: Melek Uang, Melek Masa Depan Rajab, Abdul; Syafri, Muhammad; Kamaruddin, Citra Ayni; Irwandi, Irwandi; Basmar, Edwin
Jurnal Pengabdian Masyarakat Bangsa Vol. 3 No. 9 (2025): November
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v3i9.3388

Abstract

Kegiatan ini bertujuan untuk membekali generasi muda dengan pengetahuan dan keterampilan finansial praktis. Melalui kegiatan ini dapat meningkatkan pemahaman ekonomi yang relevan dan mudah diakses, generasi Z mampu mengendalikan keuangan pribadi, mempersiapkan masa depan yang stabil, dan berkontribusi secara positif terhadap pembangunan ekonomi bangsa. Metode yang digunakan dalam kegiatan ini yakni sosialisasi dipadukan dengan diskusi dan tanya jawab antara peserta dengan narasumber. Adapun hasil dari kegiatan ini yakni para siswa mampu memahami konsep inti: tujuan keuangan SMART, beda kebutuhan vs keinginan, arus kas pribadi, dan prinsip 50-30-20 yang disederhanakan untuk pelajar, sehingga siswa mampu menyusun rencana bulanan realistis berbasis uang saku. Terbentuknya kebiasaan awal: mencatat pengeluaran harian, menetapkan pos tabungan terlebih dulu (pay yourself first), dan menghindari godaan BNPL/utang konsumtif pelajar melalui simulasi studi kasus. Peningkatan kesiapan masa depan: siswa mampu membuat “goal ladder” (jangka pendek–menengah–panjang) seperti menabung untuk Ujian, gawai produktif, atau biaya kuliah, dilengkapi target nominal, tenggat, dan sumber dana.
The Finance Circulation Control Through Green Interest Rates in Indonesia Basmar, Edwin; Hasan, Hasan; Takhim, Muhamad; Pratiwi, Ratih
AKSES: Jurnal Ekonomi dan Bisnis Vol. 20 No. 2 (2025): AKSES: JURNAL EKONOMI DAN BISNIS
Publisher : Universitas Wahid Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/akses.v20i2.14819

Abstract

This study aims to determine the magnitude of interest rates influence on the financial cycle movement in Indonesia, green interest rates pressure is measured by the development of the Ed Waves Index measurement model, through Bank Indonesia Financial Report data from 1950 to 2020 on a quarterly basis. This research novelty because this research is a the development of a model in measuring the financial cycle in Indonesia, the research process was carried out by filtering one of the macroeconomic variables that formed the pre-existing financial cycle wave. This study results indicate that green interest rates pressures will have a strong influence on the financial cycle wave from + 3.7 Amplitudo to - 1.5 Amplitudo, when the financial cycle wave tends to weaken. This also applies to the opposite in the period of economic growth activity in Indonesia.