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All Journal BASKARA: Journal of Business and Entrepreneurship Unri Conference Series: Community Engagement International Journal of Environmental, Sustainability, and Social Science
Candrawati, Triesti
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Humanities Economics, Econometrics & Finance Environmental Science Social Sciences Other

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Journal : BASKARA: Journal of Business and Entrepreneurship

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Determinants of Students' Decisions to Use Paylater Digital Financial Products Lutfillah, Novrida Qudsi; Hapsari, Aziizah Putri; Candrawati, Triesti
BASKARA : Journal of Business and Entrepreneurship Vol 7, No 1 (2024): BASKARA: Journal of Business and Entrepreneurship
Publisher : Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54268/baskara.v7i1.23263

Abstract

The use of digital financial technology is increasingly widespread among society, especially among students who are digitally active. One product that is increasingly popular is PayLater. This research aims to analyze the influence of digital financial literacy, lifestyle, social influence, and ease of use on the decision to use PayLater among students in Malang City. The t test is used as a data analysis method. The unit of analysis in this research is students who live in Malang, totaling 106 respondents. The research results show that digital financial literacy, lifestyle, social influence, and ease of use influence students' decisions to use digital financial products such as PayLater. It is hoped that this research will provide a deeper understanding of the factors that influence the use of PayLater among students and the implications for future financial management policies and practices. 
Co-Authors AFIATIN, Yunia Asdani, Andi Djajanto, Ludfi Hapsari, Aziizah Putri Isrowiyah, Anna Kusmintarti, Anik Novrida Qudsi Lutfillah Retno Widiastuti Setiati, Fita Siti Amerieska Wakhidah, Rokhimatul