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All Journal BASKARA: Journal of Business and Entrepreneurship Unri Conference Series: Community Engagement International Journal of Environmental, Sustainability, and Social Science
Candrawati, Triesti
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Humanities Economics, Econometrics & Finance Environmental Science Social Sciences Other

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Determinants of Students' Decisions to Use Paylater Digital Financial Products Lutfillah, Novrida Qudsi; Hapsari, Aziizah Putri; Candrawati, Triesti
BASKARA : Journal of Business and Entrepreneurship Vol 7, No 1 (2024): BASKARA: Journal of Business and Entrepreneurship
Publisher : Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54268/baskara.v7i1.23263

Abstract

The use of digital financial technology is increasingly widespread among society, especially among students who are digitally active. One product that is increasingly popular is PayLater. This research aims to analyze the influence of digital financial literacy, lifestyle, social influence, and ease of use on the decision to use PayLater among students in Malang City. The t test is used as a data analysis method. The unit of analysis in this research is students who live in Malang, totaling 106 respondents. The research results show that digital financial literacy, lifestyle, social influence, and ease of use influence students' decisions to use digital financial products such as PayLater. It is hoped that this research will provide a deeper understanding of the factors that influence the use of PayLater among students and the implications for future financial management policies and practices. 
Profit Management Detection During The Enforcement Period Hillization of Mineral and Coal WIDIASTUTI, Retno; ISROWIYAH, Anna; CANDRAWATI, Triesti; SETIATI, Fita
International Journal of Environmental, Sustainability, and Social Science Vol. 5 No. 5 (2024): International Journal of Environmental, Sustainability, and Social Science (Sep
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/ijesss.v5i5.1178

Abstract

This study examines the earnings management activities carried out by companies during the mineral and coal downstream period. The object of the study is oil, gas, and coal sub-sector companies listed on the Indonesia Stock Exchange (IDX) during 2020-2023, with a total population of 284 observations. The sampling technique is purposive sampling, with the results of 200 observations. The data collection method used is documentation. Data analysis in this study by calculating the value of discretionary accruals using the performance-matched discretionary accrual measures calculation method by Kothari et al. (2005). The results showed that all companies carried out earnings management actions. The percentage of companies that carried out earnings management by decreasing income was 54.5%, while the remaining 45.5% did income increase. This condition illustrates that management is still making various efforts to make financial reports look as attractive as stakeholders desire. This research provides input to the government to consider the impact of mineral and coal downstream policies on related industries.
Pengembangan UMKM Produksi Tahu Desa Tulusbesar Melalui Pelatihan Dan Pendampingan Pengolahan Diversifikasi Produk Serta Penerapan Online Marketing Djajanto, Ludfi; Kusmintarti, Anik; Wakhidah, Rokhimatul; Amerieska, Siti; Candrawati, Triesti; Asdani, Andi
Unri Conference Series: Community Engagement Vol 6 (2024): Seminar Nasional Pemberdayaan Masyarakat
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/unricsce.6.166-171

Abstract

Tulusbesar village is one of the villages in Tumpang sub-district, Malang district, where the livelihoods of the residents are mostly agriculture, animal husbandry and tofu production. Currently, tofu production MSMEs are one of the products being developed because they have potential and business opportunities and can improve the economic sector of Tulusbesar village. The aim of the community service program for tofu production MSMEs in Tulusbesar village is to help overcome the main problems that hamper the growth of tofu production MSMEs in Tulusbesar Village, such as the lack of diversification or product development with poor quality, the absence of management and bookkeeping activities. finances and promotional activities are still limited to word of mouth. The method of service activities applied is by conducting a problem survey, followed by analysis and implementation of problem solving with assistance and support for innovation and product diversification in accordance with consumer desires, providing assistance with machines and equipment that can improve the production process by combining appropriate technology and a touch of science and technology, business management training and financial bookkeeping and making packaging and labels as well as promotion through online marketing using social media such as Instagram. The results obtained from this community service include increased sales and product quality.
Analysis of Service Quality Perceptions Gap Between Students and Management of State Polytechnic of Malang AFIATIN, Yunia; KUSMINTARTI, Anik; DJAJANTO, Ludfi; CANDRAWATI, Triesti
International Journal of Environmental, Sustainability, and Social Science Vol. 6 No. 4 (2025): International Journal of Environmental, Sustainability, and Social Science (Jul
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/ijesss.v6i4.1596

Abstract

Higher education institutions in Indonesia are facing increasing competition. Service quality is determined by variables such as tangiblility, reliability, responsiveness, assurance, and empathy. This research intends to investigate the gap in service quality between students’ perceptions and management at the State Polytechnic of Malang. This research uses primary data. Descriptive analysis is used to assess the level of service quality difference between the perceptions of the student and the perceptions of management. The result of this analysis is that the average value perceptions of consumers and students are smaller compared to the average value perceptions of management and service providers, which indicates that consumers remain dissatisfied with the quality of services offered by the institution. The results of this research can be used by management to identify the advantages and disadvantages of service quality and determine strategies that can meet the expectations of consumers and students.
Co-Authors AFIATIN, Yunia Asdani, Andi Djajanto, Ludfi Hapsari, Aziizah Putri Isrowiyah, Anna Kusmintarti, Anik Novrida Qudsi Lutfillah Retno Widiastuti Setiati, Fita Siti Amerieska Wakhidah, Rokhimatul