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All Journal International Journal of Advances in Data and Information Systems Eduvest - Journal of Universal Studies Jurnal Ekonomi Kesehatan Indonesia
Ermawan, Geri Yesa
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Aerospace Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Health Professions Medicine & Pharmacology Neuroscience Public Health Social Sciences

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Analysis Of Risk for Class Shifting And Determinants of BPJS Kesehatan Membership Using Generalized Ordered Logit-Unconstrained Partial Proportional Odds Model Oktora, Siskarossa Ika; Wulansari, Ika Yuni; Ermawan, Geri Yesa
Jurnal Ekonomi Kesehatan Indonesia Vol. 4, No. 2
Publisher : UI Scholars Hub

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Abstract

The main source of funding of BPJS Kesehatan comes from the different premium class in which the participant registered. The medical benefits among classes are equivalent, except inpatient facilities. But when the improvement health degree is not linear with the incurred costs, problem would arise. This study aims to analyze class shifting and determinants of BPJS Kesehatan membership. Around 1.53 percent of participants access higher classes, while 5.62 percent access lower classes. Class III participants with inpatient status severity level 2 and 3, reaching 41% and 43%, respectively. In addition, 60% of non-PBI participants are Class II premium participants; most of them are male, productive age, and workers. This research using Generalized Ordered Log- it Unconstrained Partial Proportional Odds Model concludes that participants who are married tend to choose higher premium class. Whereas productive age participants and a worker is in the lower premium class. The recommendation is the evaluation of membership based on class premium contributions considering potential participants (productive age and workers) who tend should be conducted in a lower class. Although mutual assistance is the principle of National Health Insurance, specific mechanisms should be established to examine the relation of age and health status to each participant regarding the difference in the registered class, besides their economic factors
Blockchain Technology Adoption for Life Insurance: Risk, Readiness, and Relevance Susianto, Isyrofi; Yazid, Setiadi; Ermawan, Geri Yesa
International Journal of Advances in Data and Information Systems Vol. 6 No. 3 (2025): December 2025 - International Journal of Advances in Data and Information Syste
Publisher : Indonesian Scientific Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59395/ijadis.v6i3.1479

Abstract

Blockchain technology has been widely discussed as a transformative solution for operational inefficiencies in the insurance sector, particularly in automating claims processing, enhancing transparency, and ensuring data immutability. However, adoption within the life insurance industry remains limited. This paper investigates the barriers and potential of blockchain implementation in life insurance through a mapping analysis using the People–Process–Technology (PPT) framework into risk, readiness, and relevance. The research identifies strategic misalignment with existing revenue models, regulatory compliance frictions, and organizational readiness gaps as key obstacles. A five-year cost comparison indicates that while blockchain incurs higher initial investment, it delivers lower operational costs in the long run—particularly in high-volume, deterministic insurance products. Architectural comparisons further highlight the operational advantages and integration challenges of blockchain-based systems over traditional IT infrastructures. The study concludes that although blockchain holds significant promise, its adoption depends on targeted use case selection, organizational transformation, and regulatory alignment.
Implementation of Agile Project Management for Digitalization in the Oil & Gas Industry: A Case Study of Gas Stations in Indonesian Company Tri Wicaksono, Hari Prasetyo; Ermawan, Geri Yesa
Eduvest - Journal of Universal Studies Vol. 6 No. 1 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i1.52531

Abstract

Agile project management has been extensively utilized in software development, but its application in IoT installation and integration projects remains relatively uncommon. This study aims to enhance the implementation of agile project management practices within the context of gas station digitalization, which faced a target completion shift three months early. This acceleration was driven by business-critical factors, including compliance with government regulations, subsidy reimbursements, and operational efficiency improvements. Using a case study and the Design Science Research Methodology (DSRM), the research focuses on an oil and gas company undertaking gas station digitalization to comply with regulatory requirements. The project was managed using agile principles and the Scrumban framework. By adopting agile project management and Scrumban, the company achieved faster deployment cycles, improved real-time data accuracy and coverage, and enhanced coordination between stakeholders, leading to 50% faster integration time per station. As a contribution, the study introduces a project management model tailored for agile adoption and an application of Scrumban to large-scale IoT-based infrastructure projects, particularly in a highly regulated industry such as energy distribution. Unlike previous studies focusing on agile methods in software development, this research extends the methodology to a multi-site, hardware-integrated digital transformation, addressing both technical and operational challenges in real time to facilitate the effective execution of digital transformation initiatives within the oil and gas industry.
Co-Authors Setiadi Yazid, Setiadi Siskarossa Ika Oktora Susianto, Isyrofi Tri Wicaksono, Hari Prasetyo Wulansari, Ika Yuni