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All Journal Journal of Business Management Education (JBME) JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN Jurnal Pendidikan Akuntansi dan Keuangan Journal of Social Work and Science Education
Waspada, Ika Putera
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Religion Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences

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MENINGKATKAN PERILAKU PENGELOLAAN KEUANGAN MAHASISWA MELALUI FINANCIAL LITERACY DAN FINANCIAL SEL EFFICACY Suwatno, Suwatno; Waspada, Ika Putera; Mulyani, Heni
JPAK : Jurnal Pendidikan Akuntansi dan Keuangan Vol 8, No 1 (2020): JPAK : Jurnal Pendidikan Akuntansi dan Keuangan
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jpak.v8i1.21938

Abstract

AbstractThis study aims to analyze the factors that influence student financial management behavior predicted from financial literacy and financial self-efficacy of students, so that financial management behavior can be improved through these factors. The research method used is a quantitative design with an ex post facto approach through multiple regression techniques. Research data collection techniques using a questionnaire. The population and sample of research are students of Bachelor degree of the Faculty of Economics and Business Education, Students of the Master and Doctoral degree of Economic Education Study Programs, and Students of the Master and Doctoral degree of Management Study Programs at Universitas Pendidikan Indonesia. The number of samples was determined using the purposive sampling method. Based on the results of the study note that financial literacy and financial self-efficacy have a positive and significant effect on student financial management behavior. This means that the financial management behavior of student can be determined by the existence of financial literacy and financial self-efficacy.Keywords. financial literacy; financial self-efficacy; financial management behaviour. AbstrakPenelitian  ini  bertujuan  untuk  menganalisis  faktor-faktor  yang  mempengaruhi  perilaku pengelolaan keuangan mahasiswa dilihat dari literasi  keuangan  dan financial self-efficacy  mahasiswa, sehingga perilaku pengelolaan keuangan dapat ditingkatkan melalui faktor-faktor tersebut.  Metode  penelitian  menggunakan  rancangan  kuantitatif  dengan  pendekatan  ex post facto  melalui  teknik  multiple regression. Teknik pengumpulan data penelitian meggunakan kuesioner.  Populasi dan sampel penelitian adalah mahasiswa Fakultas Pendidikan Ekonomi dan Bisnis S1, Program Studi Pendidikan Ekonomi S2 dan S3, serta Program Studi Manajemen S2 dan S3 pada Universitas Pendidikan Indonesia. Jumlah sampel ditentukan dengan menggunakan metode purposive sampling. Berdasarkan hasil penelitian diketahui bahwa literasi keuangan dan financial self-efficacy berpengaruh positif dan signifikan terhadap perilaku pengelolaan keuangan mahasiswa. Ini berarti bahwa perilaku pengelolaan keuangan mahasiswa dapat ditentukan oleh adanya financial literacy dan financial self-efficacy.Kata kunci. financial literacy; financial self efficacy; perilaku pengelolaan keuangan.
TECHNOLOGICAL PENDAGOGICAL CONTENT KNOWLEDGE UNTUK MENINGKATKAN CRITICAL AND CREATIVE THINGKING SKILLS SISWA Kodri, Kodri; Budiwati, Neti; Waspada, Ika Putera
JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN Vol. 8 No. 2 (2020)
Publisher : UNIVERSITAS NEGERI SURABAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jepk.v8n2.p129-138

Abstract

Penelitian ini bertujuan untuk mendapatkan gambaran tentang Technological Pendagogical Content Knowledge (TPACK), critical and creative thingking skills siswa dan pengaruh TPACK. Metode yang digunakan dalam penelitian ini adalah metode deskriptif. Subjek penelitian ini berjumlah 100 siswa dari dua SMA yang menjadi lokasi penelitian yang dipilih secara random. Teknik analisis data menggunakan analisis deskriptif untuk mendapatkan gambaran TPACK guru ekonomi dan critical and creative thingking skills siswa, regresi sederhana untuk mengetahui pengaruh TPACK terhadap critical and creative thingking skills siswa. Hasil penelitian menunjukan TPACK guru dan critical and creative thingking skills siswa SMA Negeri di Kota Bandung berada pada kondisi sedang. Hasil penelitian yang diperoleh adalah terdapat pengaruh TPACK terhadap critical and creative thingking skills siswa. Artinya, jika terjadi peningkatan TPACK guru maka critical and creative thingking skills siswa juga akan meningkat. 
Trends and Themes in Financial Intermediation Research: A Bibliometric Approach Indriarti, Resti; Sari, Maya; Waspada, Ika Putera
Journal of Business Management Education (JBME) Vol 9, No 3 (2024)
Publisher : Business Education Program of Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jbme.v9i3.66257

Abstract

This research was designed to examine research developments and look for research gaps regarding Financial Intermediation through a bibliometric analysis approach using VOS Viewer. The Publish or Perish application is used to retrieve the Google Scholar database in order to fulfill research data. The title of the article is used to guide the search process based on the keyword "Financial Intermediation". The search for publication data used as study material was carried out within the last 20 years, namely in the 2003-2023 period. The research results found that there were 989 relevant publications. The research results show that there are three terms that appear most frequently in connection with research publications regarding Financial Intermediation. The first term, namely the term "intermediation", has appeared 426 times with 120 links, and 508 total link strengths. The second term, namely the term "economic growth", has appeared 73 times with 39 links, and 157 total link strengths. The third term, namely the term “Nigeria”, has appeared 57 times with 29 links, and 117 total link strength. Based on the results of the bibliometric mapping, it is still very possible for research related to Financial Intermediation to be researched further and linked to other terms which currently tend to still have a low level of relevance. It is hoped that the results of this research can inspire and develop themes for related articles in the future
Digital Payment Adoption and Financial Management Efficiency of Culinary MSMES: A Study of QRIS Users in Bandung, Indonesia Sopian, Erik; Nugraha, Nugraha; Waspada, Ika Putera; Sari, Maya
Journal of Social Work and Science Education Vol. 7 No. 3 (2026): Forthcoming Issue
Publisher : Yayasan Sembilan Pemuda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52690/jswse.v7i3.1561

Abstract

This study examines the effect of digital payment adoption on the financial management efficiency of culinary micro, small, and medium enterprises (MSMEs) using the Quick Response Code Indonesian Standard (QRIS) in Bandung, Indonesia. Amid rapid digitalization, many MSMEs continue to face challenges in transaction recording and cash flow management, despite the potential of digital payment systems to automate and streamline these processes. A quantitative approach with a descriptive-causal design was employed. Data were collected through a Likert-scale questionnaire (1–5) administered to 100 culinary MSME owners who actively used QRIS for at least three months, selected through purposive sampling. Data analysis included validity and reliability testing, classical assumption tests (normality, linearity, heteroscedasticity), and simple linear regression. The results show that digital payment adoption has a positive and significant effect on financial management efficiency (β = 0.571, t = 6.884, p < 0.001). The coefficient of determination (R² = 0.326) indicates that 32.6% of the variance in financial management efficiency is explained by digital payment adoption. The use of QRIS automates transaction records, enhances data accuracy, minimizes manual errors, and simplifies reconciliation. Two items (ease of use and frequency of use) were dropped due to a ceiling effect, as active users exhibited homogeneous positive perceptions. This study concludes that QRIS adoption plays a meaningful role in improving MSME financial governance. Practical implications include the need for enhanced digital literacy training for MSME actors and integrated policy design by regulators. Limitations include the cross-sectional design and moderate explanatory power; future research should incorporate mediating variables such as digital financial literacy.
Co-Authors Kodri Kodri, Kodri Maya Sari Mulyani, Heni Neti Budiwati Nugraha Nugraha Resti Indriarti Sopian, Erik Suwatno Suwatno