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THE EFFECT OF FEE-BASED INCOME, THIRD PARTY FUNDS, AND PROFIT SHARING RATES ON THE NET PROFIT OF ISLAMIC BANKS FOR THE 2016-2020 PERIOD Muflikhah, Indah; Isnaeni, Fil
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 1 No. 4 (2022): SEPTEMBER
Publisher : Transpublika Publisher

The purpose of this study is to determine the effect of Fee Based Income, Third Party Funds, and Profit Sharing Rates on Net Profit in Islamic Commercial Banks with the research period from 2016-2020. This study used quantitative methods, while the type of data used is secondary data. The populations in Islamic Commercial Banks with the research period from 2016-2020. The number of samples used in this study were 6 Bank determined by using purposive sampling method based on predetermined criteria. The result revealed that Fee Based Income insignificant effect on Net Profit, Third Party Funds significant effect on Net Profit, and Profit Sharing Rates insignificant effect on Net Profit. Simultaneously Fee Based Income, Third Party Funds, and Profit Sharing Rates significant effect on Net Profit in Islamic Commercial Banks with the research period from 2016-2020. The R-Squared result is 0.315090 or 0.31% the dependent variable is influenced by the independent variable in the model. Meanwhile, the remaining 69% is influenced by other variables outside the model such as Non Performing Financing, Financing to Deposit Ratio, Inflation, BI 7-Day Reserve Repo Rate, Inflation Rate, Own Capital, and Lease Financing.

Pengaruh Pembiayaan Musyarakah, Murabahah dan Ijarah Terhadap Kinerja Keuangan Pada Bank Umum Syariah Abdillah, Fikri; Isnaeni, Fil
Journal of Islamic Accounting Competency Vol. 4 No. 1 (2024): J-ISACC (Journal Of Islamic Accounting Competency)
Publisher : Prodi Akuntansi Syariah UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/jisacc.v4i1.1860

Penelitian ini melakukan pembahasan mengenai bagaimana pembiayaan musyarakah, murabahah, dan ijarah memberikan dampak bagi Kinerja Keuangan pada bank umum syariah tahun 2017-2021. Penelitian ini termasuk penelitian kuantitatif dengan menggunakan data sekunder laporan keuangan bank umum syariah (BUS). Populasi penelitian ini merupakan BUS yang terdaftar di otoritas jasa keuangan (OJK) periode tahun 2017-2021. Sampel dikumpulkan Menggunakan Metode Purposive Sampling. Jumlah Bank Umum Syariah yang dijadikan sampel penelitian sebanyak 6 (enam) Bank Syariah dengan periode penelitian 5 (lima) tahun sehingga diperoleh sebanyak 30 sampel. Pengolahan data menggunakan eviews versi 9.0. Hasil Penelitian membuktikan bahwa Pembiayaan Musyarakah, Murabahah, dan Ijarah secara simultan berpengaruh terhadap Kinerja Keuangan Bank Umum Syariah. Pembiayaan Musyarakah secara parsial tidak berpengaruh terhadap Kinerja Keuangan Bank Umum Syariah. Pembiayaan Murabahah secara parsial tidak berpengaruh terhadap Kinerja Keuangan Bank Umum Syariah. Sedangakan Pembiayaan Ijarah secara parsial berpengaruh terhadap Kinerja keuangan Bank Umum Syariah periode tahun 2017-2021.

Penyuluhan Peran Santri Dalam Menjawab Tantangan Dakwah Di Era Digital Budiman, Septian Arief; Isnaeni, Fil
Jurnal Loyalitas Sosial: Journal of Community Service in Humanities and Social Sciences Vol. 1 No. 2 (2019): Jurnal Loyalitas Sosial: Journal of Community Service in Humanities and Social
Publisher : Fakultas Keguruan dan Ilmu Pendidikan Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/JLS.v1i2.p104-113

The digital era made a new fraction of the da'wah strategy that made the perpetrators to change the direction of da'wah in accordance with the needs of the community, the santri was a very importantcadre of Islamic da'wah and had to play an active role in developing Islamic da'wah and innovative is expected to beable to keep abreast of the development of da'wah in the digital era. Alongwiththis, lecturers of Islamic religious education have a special duty to oversee the development of Islamic indictment through the tridharma of tertiary institutions to carryout community service activities in both Islamic boarding schools the result of this activity was the creation of an understanding of the model and strategy of da'wah for santri and the readiness of santri in facing the challenges of da'wah in the digital era after interactive discussions and collaboration in the for mof a MoU between theUniversity of Pamulang and Pondok Pesantren Hidayatul Mubatdi`ienand Nurul Ummah Putri hoped that the MoU wouldestablish a stronger Islamic da'wah in the future.

IMPACT OF OPERATIONAL COSTS OF OPERATIONAL INCOME (BOPO), CAPITAL CAPABILITY RATIO AND MUSYARAKAH FINANCING ON THE PROFITABILITY OF SHARIA COMMERCIAL BANKS 2016-2021 Kuraeni, Anis; Isnaeni, Fil
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 1 No. 4 (2022): JULY 2022
Publisher : Transpublika Publisher

This research seeks to reveal the relationship between operating costs of operating income, the ratio of capital adequacy and musyarakah financing to the profitability of Islamic/Sharia commercial banks. The independent variables used in this study are operating income operating costs (BOPO), Capital Adequacy Ratio (CAR), Musyarakah Financing and the dependent variables used in this study are the profitability value of Islamic commercial banks. The method used in this study is a quantitative method where the data is in the form of a report officially published by the Financial Services Authority (OJK). From the results of the processing data, it was discovered that there was a relationship and contribution of independent variables to dependent variables, this was seen from the Coefficient of Determination Test with a value of 66%, hence operating costs of operating income, capital adequacy ratio and musyarakah financing on profitability is seen from the results of the T test and F test where both have a value of < 0.05, which means that the variables BOPO, Capital Adequacy and Musyarakah Financing simultaneously or separately have the same results, namely inter-mediated and related.

Peningkatan Daya Tangkap Kognitif Anak melalui Metode Pembelajaran Permainan Puzzle di Rumah Ngaji Anak Syamilul Qur`An Isnaeni, Fil; Budiman, Septian Arief; Hadi, Sofyan
ABDIMAS Iqtishadia Vol. 1 No. 1 (2023): ABDIMAS Iqtishadia
Publisher : Prodi Ekonomi Syariah Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/iqtis.v1i1.31724

This community service activity is one of the academic obligations that must be carried out in each semester with the aim of providing guidance and educational services to the community, this semester's community service activities raise the theme of creativity and children's cognitive comprehension, Creativity has a very important role for development child. Creativity is the ability to generate new ideas, see the world in unique ways, and explore possibilities. Through creativity, children can develop a range of invaluable intellectual, emotional and social skills. The methods used in this activity include: motivation and inspiration with stories, exploration of creativity through games, and appreciation, while the object of this activity is the students of the Syamilul Qur'an recitation house for children. This activity is expected to increase the spirit of learning religion in children and increase children's cognitive comprehension and stimulate children's creativity and the results of this activity for lecturers can increase awareness in the field of education in accordance with the fields of knowledge mastered.

Teachers' Perspectives and Institutional Readiness in the Implementation of Holistic Islamic Education: A Case from Negeri Sembilan, Malaysia Budiman, Septian Arief; Mukhlisin, Mukhlisin; Isnaeni, Fil; Hadi, Sopyan; Othman, Mohd Fuad
Journal of Asian Islamic Educational Management (JAIEM) Vol 3, No 2 (2025)
Publisher : Gemilang Maju Publikasi Ilmiah (GMPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53889/jaiem.v3i2.721

This study explores the implementation of holistic Islamic education among secondary students at Sheikh Haji Mohd Said National Religious Secondary School, Negeri Sembilan, Malaysia. Holistic Islamic education promotes the integrated development of spiritual, intellectual, emotional, and social aspects to foster balanced individuals. Employing a qualitative case study approach, data were gathered through semi-structured interviews with six teachers, classroom observations over six weeks, and curriculum document analysis. Findings reveal that although the curriculum reflects the principles of holistic education, implementation varies due to limited resources, time constraints, and differences in teacher preparedness. Nonetheless, the approach positively influences students’ character, religious understanding, and social behavior. The study concludes that teacher capacity-building, infrastructural improvement, and community involvement are essential to strengthen holistic education practices. These findings contribute to the discourse on holistic Islamic education in Malaysia and offer practical recommendations for educators and policymakers aiming to promote balanced student development.

Pengaruh Pembiayaan Musyarakah, Murabahah dan Ijarah Terhadap Kinerja Keuangan Pada Bank Umum Syariah Abdillah, Fikri; Isnaeni, Fil
Journal of Islamic Accounting Competency Vol. 4 No. 1 (2024): J-ISACC (Journal Of Islamic Accounting Competency)
Publisher : Prodi Akuntansi Syariah UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/jisacc.v4i1.1860

Penelitian ini melakukan pembahasan mengenai bagaimana pembiayaan musyarakah, murabahah, dan ijarah memberikan dampak bagi Kinerja Keuangan pada bank umum syariah tahun 2017-2021. Penelitian ini termasuk penelitian kuantitatif dengan menggunakan data sekunder laporan keuangan bank umum syariah (BUS). Populasi penelitian ini merupakan BUS yang terdaftar di otoritas jasa keuangan (OJK) periode tahun 2017-2021. Sampel dikumpulkan Menggunakan Metode Purposive Sampling. Jumlah Bank Umum Syariah yang dijadikan sampel penelitian sebanyak 6 (enam) Bank Syariah dengan periode penelitian 5 (lima) tahun sehingga diperoleh sebanyak 30 sampel. Pengolahan data menggunakan eviews versi 9.0. Hasil Penelitian membuktikan bahwa Pembiayaan Musyarakah, Murabahah, dan Ijarah secara simultan berpengaruh terhadap Kinerja Keuangan Bank Umum Syariah. Pembiayaan Musyarakah secara parsial tidak berpengaruh terhadap Kinerja Keuangan Bank Umum Syariah. Pembiayaan Murabahah secara parsial tidak berpengaruh terhadap Kinerja Keuangan Bank Umum Syariah. Sedangakan Pembiayaan Ijarah secara parsial berpengaruh terhadap Kinerja keuangan Bank Umum Syariah periode tahun 2017-2021.

Analysis of the Readiness for Implementing Deep Learning Curriculum in Madrasah from the Perspective of Educators Isnaeni, Fil; Budiman, Septian Arief; Nurjaya, Nurjaya; Mukhlisin, Mukhlisin
Attadrib: Jurnal Pendidikan Guru Madrasah Ibtidaiyah Vol. 8 No. 1 (2025): Islamic Primary Education based on Islamic values
Publisher : Institut Agama Islam Daruttaqwa Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54069/attadrib.v8i1.841

This study explores the readiness of madrasahs to implement a deep learning-based curriculum from the perspective of educators. As technology advances and digital skills become increasingly important in education, integrating deep learning approaches is expected to improve learning quality in Islamic schools. Using a qualitative case study method, this research was conducted in several madrasahs that have begun incorporating technology into their teaching practices. Data were collected through in-depth interviews with educators and classroom observations. The findings show a strong interest among teachers in applying deep learning strategies. However, several challenges hinder effective implementation, including limited access to technology, lack of professional training, and insufficient understanding of deep learning concepts. Despite these issues, most teachers expressed willingness to adapt and learn, provided they received adequate support from schools and the government. The study concludes that three key factors determine the success of deep learning curriculum implementation in madrasahs: (1) continuous professional development for teachers, (2) sufficient technological infrastructure, and (3) a deeper understanding of the pedagogical value of deep learning. This study implies that successful implementation requires collaboration from all parties. The government should provide policies and funding for teacher training and technology access. Madrasahs must facilitate ongoing learning opportunities, while teachers should remain open to improving their digital and pedagogical skills. With strong collaboration, deep learning can be effectively integrated, enhancing the quality of Islamic education in the digital age.

Model Manajemen Pendidikan Islam Berbasis Kemasyarakatan Islam di Era Society 5.0 Arief Budiman, Septian; Isnaeni, Fil
Tadris: Jurnal Manajemen Pendidikan Islam Vol. 3 No. 1 (2024): Tadris : Jurnal Manajemen Pendidikan Islam
Publisher : Program Studi Manajemen Pendidikan Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Pendidikan islam pada saat ini dihadapkan pada tantangan yang sangat besar, belum usai dengan bergulirnya era industri 4.0, kita dikejutkan lagi dengan munculnya society 5.0 yang harus dihadapi dan menjadi tantangan tersendiri dalam dunia pendidikan Islam. Rumusan masalah dalam penelitian ini adalah bagaimana tantangan pendidikan islam dalam menghadapi society 5.0. Penelitian ini adalah menggunakan studi pustaka. Dalam teknik pengumpulan data penulis akan mengeksplorasi data sesuai dengan pembahasan mengenai tantangan pendidikan Islam dalam menghadapi society 5.0. Hasil penelitian: 1). Pendidikan Islam harus memiliki kemampuan dalam memecahkan masalah, Kemampuan untuk bisa berfikir secara kritis, dan Kemampuan untuk berkreativitas dalam menghadapi tantangan yang ditimbulkan dari munculnya era society 5.0. 2). Pendidikan Islam dalam menghadapi era society 5.0 harus tersedianya sumberdaya yang memadai dalam dunia pendidikan seperti guru, dosen maupun tenaga pendidikan lainnya.

Efektivitas Penggunaan Media Sosial Terhadap Sikap Keberagamaan Mahasiswa Isnaeni, Fil; Sopyan, Sopyan Hadi; Septian, Septian Arief Budiman
Journal of Education and Islamic Studies (JEIS) Vol. 1 No. 2 (2024): Journal of Education and Islamic Studies (JEIS)
Publisher : Minhaj Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62083/x0amx705

Perkembangan globalisasi membuat mahasiswa menjadi akarab dengan smartphone sehingaa membuatnya menjadi jauh dengan nilai-nilai keagaman. Rumusan masalah dalam penelitian ini adalah bagaimana pengaruh media sosial terhadap sikap keberagamaan pada mahasiswa. Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh media sosial (X) terhadap sikap keberagamaan mahasiswa (Y). jumlah populasi dalam penelitian ini sebanyak 2.608 mahasiswa Program Studi Sarjana Akuntansi yang sedang mengikuti mata kuliah Pendidikan Agama. Teknik pengambilan sampel menggunakan metode proposionate stratified random sampling, sehingga diperoleh jumlah 96 orang yang digunakan sebagai sample. Skala media sosial dalam penelitian ini mendapatkan nilai reabilitas sebesar 0,802 dengan kolerasi aitem validitas total antara 0,366-0,688. Sementara untuk skala Sikap Keberagamaan mahasiswa mendapatkan nilai reabilitas sebesar 0,851 dengan kolerasi aitem validitas total antara 0,376-0,675. Berdasarkan hasil analisis data, terdapat hubungan antara media sosial terhadap Sikap Keberagamaan mahasiswa yaitu sebesar 0,416 dan dengan uji linieritas diperoleh nilai sig 0,000 < 0,05. Hasil nilai koefisien determinasi (R2 ) sebesar 0,173. Hal ini menunjukan bahwa pengaruh yang diberikan oleh variabel penggunaan media sosial terhadap Sikap Keberagamaan mahasiswa sebesar 17,3% sedangkan sebesar 82,7% sisanya dipengaruhi oleh variabel lainnya.

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