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Journal : Journal of Islam and Science

ANALYSIS OF SOURCES AND USE OF WORKING CAPITAL IN SAVING AND LOAN COOPERATIVE OF MARGA MULIA, BILA VILLAGE, LALA BATA SUB-DISTRICT Hasriadi, Hasriadi
Journal of Islam and Science Vol 6 No 1 (2019)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/jis.v6i1.12160

Abstract

This study aims find out the source and use of working capital as well as find out capital management at the Marga Mulia Savings and Loan Cooperatives Bila Village, Lalabata Sub-District, Soppeng Regency. Research/data collection methods used are through interviews, observations, questionnaires and documentation with data analysis using descriptive data and statistical analysis. In this period (2008-2009), this cooperative had a large source of capital and the use of small working capital so that the profits or rest of the business results in the Marga Mulia Savings and Credit Cooperatives in the current period amounted to Rp. 398,728,620. Period 2009-2010, rest of the business results amounting to Rp. 437,961,520. So the 2008-2010 period of the Savings and Loan Marga Mulia Cooperative can be said to have increased or rest of the business results increased. If the Savings and Loan Cooperative Marga Mulia will maintain and always experience an increase in the rest of the business results, it will last a long time in the field of cooperative business
THE EQUATION OF RIBA AND INTEREST Hasriadi, Hasriadi
Journal of Islam and Science Vol 8 No 1 (2021): January-June
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/jis.v8i1.16375

Abstract

Riba is a part of economic activity that has been developing since the era of jahiliyah until now. This interest-based lending and borrowing system is very beneficial for capital owners and on the other hand has plunged the poor into destitution. Therefore, Islam prohibits the practice of riba and fosters the shadaqah tradition so that no one is persecuted due to riba. The issue of the similarity between the practice of riba and usury which is forbidden in the Qur'an and the hadith is difficult to refute when viewed from the size of the harm it causes. However, the understanding of the Muslim community towards the concept of riba and its equality is not evenly distributed, so that many Muslims still converge with conventional banks that use the interest system in all aspects of their lives, including in collecting funds for the pilgrimage. Therefore, the author will describe the meaning of riba, the types of practice in today's life by using an approach and analysis of the sources of Islamic teachings.