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All Journal JMM (Jurnal Masyarakat Mandiri) Journal of Applied Business, Taxation and Economics Reseach Formosa Journal of Science and Technology (FJST) Applied Business and Administration Journal (ABAJ)
Susilowati, Kartika Dewi Sri
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Humanities Computer Science & IT Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences Other

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PELATIHAN PENGELOLAAN KEUANGAN KELUARGA MENGGUNAKAN PROGRAM APLIKASI KOMPUTER “SIKAPI UANGMU” Susilowati, Kartika Dewi Sri; Riwajanti, Nur Indah; Ekasari, Kurnia; Jaswadi, Jaswadi; Widiastuti, Retno; Purnomo, Hari
JMM (Jurnal Masyarakat Mandiri) Vol 9, No 2 (2025): April
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v9i2.29444

Abstract

Abstrak: Perencanaan keuangan keluarga tidak hanya penting bagi mereka yang berpenghasilan besar saja, namun juga diperlukan oleh mereka yang berpenghasilan terbatas. Tidak semua orang dapat dengan mudah mengelola keuangan keluarga karena mengelola keuangan memerlukan ketrampilan dan disiplin yang tinggi, karena pendapatan keluarga jumlahnya relatif terbatas, sementara kebutuhan hidup manusia sangatlah banyak dan beragam. Pengelolaan keuangan keluarga lebih banyak dilakukan oleh ibu-ibu rumah tangga, oleh karenanya pada kegiatan Pengabdian Kepada Masyarakat (PKM) kali ini terfokus pada pemberian pelatihan kepada ibu-ibu rumah tangga tentang bagaimana merencanakan keuangan keluarga secara efektif dan efisien… Adapun tujuan dari kegiatan ini adalah untuk meningkatkan ketrampilan anggota PKK dalam mengelola keuangan keluarga berbasis aplikasi “Sikapi Uangmu”. Kegiatan pelatihan cara mengelola keuangan keluarga ini diikuti oleh 20 orang ibu-ibu pengurus PKK Kecamatan Dau, Kabupaten Malang dengan memanfaatkan program aplikasi komputer yang dbuat oleh Otoritas Jasa Keuangan (OJK) “Sikapi Uangmu”. Umpan balik yang diperoleh dari penyebaran kuesioner kepada peserta menunjukkan bahwa tingkat kepuasan peserta terhadap pelaksanaan kegiatan PKM dari sisi metode sebesar 69,23%, materi sebesar 75,4 dan pelaksanaan sebesar 91%. Pelatihan juga berhasil menumbuhkan motivasi dan keinginan peserta untuk memanfaatkan pengetahuan yang diperoleh selama pelatihan untuk melakukan perencanakan keuangan keluarga (79%) dengan menggunakan aplikasi “Sikapi Uangmu” (21%).Abstract: Family financial planning is very important; not just for those with high earnings; people with limited incomes also need it. Due to the relatively limited family income and the wide range of human needs, managing family money demands a high level of skill and discipline, which not everyone can readily possess. Because women handle the majority of family financial management, this time's Community Service (PKM) program concentrated on teaching housewives on how to efficiently and successfully organize their families' finances. Twenty moms who are PKK administrators from Dau District, Malang Regency, participated in this activity. They received training on how to handle family finances using the "Sikapi Uangmu" computer application program, which was developed by the Financial Services Authority (OJK). Survey responses revealed that participants were generally satisfied with the way PKM activities were implemented (69.23%), the material (75.4%), and the execution (91%). Additionally, the training was successful in boosting participants' willingness and desire to use the "Sikapi Uangmu" program to organize family finances (79%) using the knowledge they had learned (21%).
The Effects of Financial Literacy on the Profitability of SMEs in Malang District, Indonesia Susilowati, Kartika Dewi Sri; Riwajanti, Nur Indah; Ekasari, Kurnia
Applied Business and Administration Journal Vol. 4 No. 3 (2025): Business Transformation in the Digital and Sustainable Era
Publisher : Ebiz Prima Nusa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62201/abaj.v4i3.383

Abstract

This study investigated the relationship between financial literacy—which encompasses financial behavior, attitudes, and knowledge—and the profitability of small and medium enterprises in the food and beverage industry in Malang District, Indonesia. The data were collected using a questionnaire distributed to 107 business owners and managers. The relationship between profitability and financial literacy, including financial behavior, attitudes, and knowledge, was examined using multiple linear regression analysis. The results of the analysis showed a significant positive influence of financial attitude and knowledge on profitability. Financial behavior, however, had no impact on profitability. The results of this study are expected to increase the awareness of the government and related financial organizations regarding the significance of financial literacy for SMEs, particularly in relation to programs designed to improve their business capacity through financial literacy training and education.
Design of a Stock Forecasting Dashboard using Python-Streamlit and FB Prophet with AI Gultom, Edra Arkananta; Susilowati, Kartika Dewi Sri; Kusmintarti, Anik
Formosa Journal of Science and Technology Vol. 3 No. 11 (2024): November 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v3i11.12216

Abstract

This research aims to develop a stock price forecasting application using time series analysis with the Prophet model. The application retrieves historical stock data from Yahoo Finance (2015–present) for Indonesian stocks, which is then processed and analyzed to predict future prices. The study integrates yfinance for data collection, Prophet for forecasting, and Plotly for visualizing the results. The application allows users to select stocks and customize prediction periods (1–4 years). The findings indicate that while the model provides useful short-term predictions, its accuracy is limited by market volatility and external factors. This tool can support decision-making but should be used in conjunction with other forecasting methods.
SLR PRISMA: Information Security's Role in Banking Data Integrity Melati, Novian Tika; Ekasari, Kurnia; Susilowati, Kartika Dewi Sri
Journal of Applied Business, Taxation and Economics Research Vol. 5 No. 2 (2025): December 2025
Publisher : PT. EQUATOR SINAR AKADEMIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54408/jabter.v5i2.475

Abstract

This study aims to explore the role of information security in maintaining banking data integrity in the digital era through a Systematic Literature Review (SLR) guided by the PRISMA protocol. A total of 55 relevant journal articles were analyzed using VOSviewer for bibliometric analysis and Taguette for thematic synthesis. The co-occurrence analysis revealed frequently used keywords such as internet banking, information security, technology, electronic banking, and customers, indicating a strong research focus on digital banking systems. Meanwhile, the co-authorship analysis showed limited collaboration among scholars, suggesting that the topic of information system security in the banking sector remains relatively underexplored. The thematic analysis identified key areas of concern, including the implementation of firewalls and intrusion detection systems, the development of secure integration models using OAuth 2.0, cryptographic measures such as AES-256 encryption, tokenization, and the Vigenère cipher, as well as the adoption of cloud computing and blockchain technology. Various cyber threats were also discussed, including data theft, transaction manipulation, credential misuse, malware, phishing, insider threats, and ransomware attacks. Furthermore, the importance of customer data protection was emphasized, particularly in relation to the Consumer Protection Law (UUPK). The findings underscore the need for enhanced technological solutions and stronger research collaboration to strengthen data integrity and security in the banking industry amid growing digital challenges.
Co-Authors Gultom, Edra Arkananta HARI PURNOMO Jaswadi JASWADI, Jaswadi Kurnia Ekasari Kusmintarti, Anik Melati, Novian Tika Retno Widiastuti Riwajanti, Nur Indah