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Ananda, Geby Citra
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Pengaruh Perdagangan Internasional terhadap Pertumbuhan Ekonomi Ananda, Geby Citra; Helman, Helman
All Fields of Science Journal Liaison Academia and Sosiety Vol 3, No 4: Desember 2023
Publisher : Lembaga Komunikasi dan Informasi Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58939/afosj-las.v3i4.690

Abstract

Berawal dari permasalahan bahwa perdagangan mampu mempengaruhi pertumbuhan ekonomi maka tujuan dari penelitian ini yaitu menganalisis bagaimana pengaruh perdagangan internasional terhadap pertumbuhan ekonomi di Kabupaten Samosir. Dengan pendekatan studi literatur. Teknik pengumpulan datanya melalui observasi, dan dokumentasi serta menggunakan jurnal, buku, website resmi dan dokumen yang menyangkut tentang penitian. Dengan metode analisa data menggunakan uji keabsahan. Penelitian ini menemukan bahwa perdagangan internasional, terutama ekspor, memiliki pengaruh positif terhadap pertumbuhan ekonomi di wilayah tersebut. Namun, investasi memiliki pengaruh negatif dan tidak signifikan terhadap pertumbuhan ekonomi. Alokasi modal kerja juga mempengaruhi pertumbuhan ekonomi di Kabupaten Samosir. Impor belum dapat memenuhi pertumbuhan ekonomi, sementara ekspor memiliki pengaruh positif. Kesimpulannya, perdagangan internasional berpengaruh secara parsial terhadap pertumbuhan ekonomi di Kabupaten Samosir, dengan ekspor menjadi faktor utama yang memengaruhi pertumbuhan ekonomi di wilayah tersebut.Kata Kunci: Perdagangan, Investasi dan Pertumbuhan Ekonomi
Sosialisasi Menarik Minat Wisata Melalui Retribusi Gratis dan Solusinya di Pulau Samosir Tapanuli Utara Ananda, Geby Citra; Lubis, Reza Hanafi; Masitah, Tina Herianty; Misdawati, Misdawati; Afrida, Elli; Sari, Fatnida
Journal Liaison Academia and Society Vol 3, No 4 (2023): Desember 2023
Publisher : Lembaga Komunikasi dan Informasi Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58939/j-las.v3i4.673

Abstract

Pulau Samosir merupakan salah satu destinasi wisata unggulan di Indonesia. Namun, dalam beberapa tahun terakhir, minat wisatawan terhadap Pulau Samosir mengalami penurunan. Salah satu faktor yang diduga menyebabkan penurunan minat wisatawan adalah kebijakan retribusi gratis yang diterapkan oleh Pemerintah Kabupaten Tapanuli Utara. Kebijakan retribusi gratis ini dinilai tidak efektif dalam menarik minat wisatawan. Hal ini disebabkan oleh beberapa faktor, antara lain:Kurangnya sosialisasi kebijakan retribusi gratis kepada masyarakat dan wisatawan, dan Tidak adanya peningkatan kualitas fasilitas dan pelayanan wisata di Pulau Samosir. Oleh karena itu, perlu dilakukan sosialisasi yang lebih intensif dan terarah untuk menarik minat wisatawan terhadap Pulau Samosir. Selain itu, perlu dilakukan peningkatan kualitas fasilitas dan pelayanan wisata di Pulau Samosir agar wisatawan merasa nyaman dan puas saat berkunjung.Kata kunci: Sosialisasi; Minat Wisata; Retribusi Gratis; Pulau Samosir.
Pengaruh Kemampuan Finansial, Sikap Hedonisme dan Efisiensi terhadap Keputusan Penggunaan Transaksi Cashless Ananda, Geby Citra; Fitriani, Aulia Putri
All Fields of Science Journal Liaison Academia and Sosiety Vol 5, No 2: Juni 2025
Publisher : Lembaga Komunikasi dan Informasi Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58939/afosj-las.v5i2.1158

Abstract

Metode transaksi yang dahulu digunakan masyarakat adalah dengan penggunaan uang tunai, saat ini dengan perkembangan teknologi memunculkan metode transaksi baru. perkembangan teknologi memiliki pengaruh terhadap pola perilaku dan kebiasaan yang ada dalam masyarakat. Penelitian ini bertujuan untuk menguji pengaruh dari variabel kemampuan finansial, sikap hedonisme, dan efisisensi terhadap keputusan penggunaan transakasi cashless pada generasi Z dikota Pematang Siantar . Metode pada penelitian ini dengan pendekatan analisis linear berganda dengan alat analisis (Partial Least Square) PLS. Jumlah responden yang digunakan sebanyak 120 responden. Hasil peneltian ini menyebutkan bahwa kemampuan finansial, sikap hedonisme, dan efisiensi berpengaruh positif dan signifikan terhadap keputusan penggunaan transaksi cashless pada generasi Z dikota Pematang Siantar.
The Influence Of Social Media And Financial Literacy On Consumptive Attitudes In Universitas Pembangunan Panca Budi Students Tampubolon, Sophia Valentina; Pohan, Syahrial Hasanuddin; Ananda, Geby Citra
Jurnal Akuntansi, Manajemen dan Bisnis Digital Vol 4 No 2 (2025): Juli
Publisher : LPPJPHKI Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jambd.v4i2.8617

Abstract

In the rapidly growing digital era, social media has become an integral part of everyday life, especially for students. This study aims to determine and analyze the effect of Social Media and Financial Literacy on Consumptive Attitudes in Panca Budi Development University Students. This type of research is associative research with a quantitative approach, using a questionnaire as a data collection tool. The sample in this study consisted of 77 students of the Management Department at Universitas Pembangunan Panca Budi, which was determined using the slovin calculation. For data analysis, multiple linear regression was used with the help of SPSS version 23 software. The results of the study indicate that partially, Social Media and Financial Literacy have a significant positive influence on Consumptive Attitudes. Simultaneously, Financial Literacy and Lifestyle have a positive and significant influence on the Consumptive Attitude of Management Students at Universitas Pembangunan Panca Budi. This research model is able to explain 25%% of the variation in Consumptive Attitude.
Pengaruh Literasi Keuangan dan Uang Saku Terhadap Pengelolaan Keuangan Mahasiswa MBKM Prodi Manajemen Tahun Angkatan 2021 Universitas Pembangunan Panca Budi Septriany, Widya; Ananda, Geby Citra
Indo-MathEdu Intellectuals Journal Vol. 6 No. 5 (2025): Indo-MathEdu Intellectuals Journal
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/imeij.v6i5.3847

Abstract

This study aims to determine the effect of financial literacy and pocket money on financial management in MBKM Management Study Program students in 2021, Panca Budi Development University, the type of research used in this study is associative research, the population in this study are MBKM Management Study Program students, Faculty of Social Sciences, Panca Budi Development University, class of 2021, totaling 176 people, the sampling technique used is the slovin method with a sample size of 64 people, the data analysis technique used in this study is multiple linear regression, the results of this study show that in this study the financial literacy variable has a positive and significant effect on financial management in MBKM Management Study Program students in the class of 2021, Panca Budi Development University seen from the calculated t value (3,700)> t table (1,999) and a significance level of 0.000 <0.05, In this study the pocket money variable has a positive and significant effect on financial management in MBKM Management Study Program students in the class of 2021, Panca Budi Development University Panca Budi, seen from the calculated t value (6.096)> t table (1.999) and a significance level of 0.005 <0.05, the independent variables consisting of Financial Literacy and Pocket Money simultaneously have a significant effect on financial management in MBKM students of the Management Study Program, Class of 2021, Panca Budi Development University.
Analisis Rasio Keuangan Terhadap Kinerja Keuangan Pada PT. Eastparc Hotel Tbk Yang Terdaftar Di Bursa Efek Indonesia (BEI) Tahun 2023-2024 Sabilla, Sania; Yanti, Suci Rahma; Ns, Yossi Najwa Leswari; Kesuma, Dwi Nurmala; Saragih, Nia Jun Angle; Ananda, Geby Citra
Arus Jurnal Sosial dan Humaniora Vol 5 No 2: Agustus (2025)
Publisher : Arden Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57250/ajsh.v5i2.1367

Abstract

Penelitian ini menggunakan analisis rasio keuangan termasuk rasio likuiditas, solvabilitas, dan profitabilitas untuk mengevaluasi kinerja keuangan PT. Eastparc Hotel Tbk. dari tahun 2023 hingga 2024. Metode yang digunakan adalah deskriptif kuantitatif. Hasil analisis menunjukkan bahwa kinerja keuangan PT. Eastparc Hotel Tbk belum optimal secara keseluruhan. Pada rasio likuiditas, current ratio dan quick ratio masih di bawah standar industri meskipun menunjukkan sedikit peningkatan, sementara cash ratio dinilai cukup baik. Dalam aspek solvabilitas, baik Debt to Asset Ratio (DAR) maupun Debt to Equity Ratio (DER) menunjukkan nilai yang sangat baik dan jauh di bawah standar industri, menandakan struktur modal yang konservatif dan risiko keuangan yang sangat rendah karena minimnya ketergantungan pada utang. Untuk rasio profitabilitas, Gross Profit Margin (GPM) dinilai sangat baik dan di atas standar industri, Net Profit Margin (NPM) cukup baik meskipun mengalami penurunan, dan Return On Asset (ROA) baik. Namun, Return On Equity (ROE) masih berada di bawah standar industri, menunjukkan perlunya peningkatan efisiensi modal untuk memberikan hasil yang optimal bagi pemegang saham. Disimpulkan bahwa perusahaan perlu melakukan pembenahan menyeluruh, termasuk efisiensi biaya, peningkatan pemanfaatan aset, dan perbaikan strategi bisnis, guna meningkatkan kinerja keuangan agar sesuai dengan standar industri
Analysis Of The Influence Of Liquidity, Leverage, And Profitability On Stock Returns Of Manufacturing Companies In The Basic And Chemical Industry Sector Listed On The Indonesia Stock Exchange Ananda, Geby Citra; Lubis , Zuhrianda Qois
Journal of Management, Economic, and Accounting Vol. 4 No. 2 (2025): Juli-Desember
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v4i2.1033

Abstract

This study aims to analyze the effect of liquidity, leverage, and profitability on stock returns of manufacturing companies in the basic and chemical industry sector listed on the Indonesia Stock Exchange. The research is motivated by the importance of fundamental financial indicators as a basis for investors in assessing the potential returns of their investments. The study uses secondary data obtained from annual financial reports for the period 2020–2024 and employs panel data analysis techniques. A total of 18 companies were selected as samples using a purposive sampling method. Model testing was conducted using the Chow Test, Hausman Test, and Lagrange Multiplier Test, which ultimately indicated that the Fixed Effect Model (FEM) is the most appropriate model for the analysis. The results show that liquidity has no significant effect on stock returns. In contrast, leverage has a significant negative effect on stock returns, while profitability has a significant positive effect on stock returns. The adjusted coefficient of determination (Adjusted R²) of 0.551 indicates that 55.1% of the variation in stock returns can be explained by the three independent variables in the model. These findings emphasize that capital structure and the company’s ability to generate profits are crucial factors influencing investors’ expected returns, whereas short-term liquidity ability is not a primary consideration in determining stock return performance.
The Use of QRIS in Improving Digital Payment Efficiency and Financial Inclusion in Indonesia Ananda, Geby Citra
Proceedings of The International Conference on Computer Science, Engineering, Social Science, and Multi-Disciplinary Studies Vol. 1 (2025)
Publisher : CV Raskha Media Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64803/cessmuds.v1.62

Abstract

Digital transformation in the financial sector has driven the development of non-cash payment instruments in Indonesia. The Quick Response Code Indonesian Standard (QRIS) is a QR Code-based payment system innovation standardized by Bank Indonesia to facilitate transactions, reduce costs, and improve the efficiency of digital payments. This study aims to analyze how the use of QRIS can enhance the efficiency of digital payments and expand financial inclusion in Indonesia. The research used a descriptive qualitative approach, drawing on secondary data from Bank Indonesia publications, industry reports, and academic studies. The results show that QRIS improves transaction efficiency by reducing costs, enabling interoperability, and speeding payment processes. In addition, QRIS accelerates financial inclusion, especially for MSMEs that previously had no access to formal financial services, by enabling easier onboarding to digital payment systems. This study confirms that QRIS is a strategic instrument in supporting economic digitalization and increasing financial access in Indonesia.
Co-Authors Elli Afrida Fitriani, Aulia Putri Helman Helman, Helman Kesuma, Dwi Nurmala Lubis , Zuhrianda Qois Masitah, Tina Herianty Misdawati, Misdawati Ns, Yossi Najwa Leswari Pohan, Syahrial Hasanuddin Reza Hanafi Lubis Sabilla, Sania Saragih, Nia Jun Angle Sari, Fatnida Septriany, Widya Tampubolon, Sophia Valentina Yanti, Suci Rahma