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Urgensi Penerapan Kepatuhan Syariah pada Perbankan Syariah (Telaah Konseptual-Analitis) Wulpiah, Wulpiah
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol 2 No 1 (2017): Asy-Syar'iyyah Juni 2017
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v2i1.593

The issue of shariah compliance is increasingly important, given that Islamic finance is always challenged by demand from market participants to be innovative and business oriented (eg. offering new instruments and products), as conventional financial does. This fact can encourage the Islamic financial position further improve. On the one hand they should accommodate the demand of customers that may be contrary to shariah principles, but on the other hand Islamic banks are strictly bound by shariah compliance. This paper will focus on the importance of applying aspects of shariah compliance in Islamic banking.In various opinions, the meaning of shariah compliance in Islamic banks is “the application of Islamic principles, shariah and traditions in financial transactions and banking and other related business”. Shariah is one of the indicators of Islamic disclosure to ensure the adherence of Islamic banks to shariah principles. Furthermore, at the operational level, shariah compliance is compliance to the Dewan Syariah Nasional which is the embodiment of shariah principles and rules that must be adhered in Islamic banking.Some provisions that can be used to assess shariah compliance within Islamic financial institutions are: First, contract used for the collection and distribution of funds in accordance with the priciples of shariah and the rules of shariah. Second, Zakat funds is calculated and paid, managed in accordance with the rules and principles of shariah. Third, All transactions and economic activities are reported fairy in accordance with applicable shariah accounting standards. Fourth, the work environment and corporate culture in accordance with shariah. Fift, business that are financed do not conflict with shariah. Sixthly, there is Shariah Supervisory Board (DPS) as a shariah director for the overall operational activities of Islamic banks. Seventh, the source of funds comes from a legitimate and lawful source according to shariah.Related to the implementation mechanisme of shariah compliance, there are two underlying concept both in the context of the fulfillment of accuntability horizontally and transcendental. First, The concept of shariah review must be done by DPS to conduct supervision on shariah compliance. Second, the concept of shariah internal review, Islamic banking as one of internal audit function. If the optimazation of the implementation of shariah compliance aspect in Islamic banking is a necessity, so that the impact of Islamic bank can be the only option for the society to save and do the financing.

Pemikiran Ibnu Khaldun Tentang Mekanisme Pasar Wulpiah, Wulpiah
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol 1 No 1 (2016): Asy-Syar'iyyah Juni 2016
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v1i1.605

Ibnu Khaldun is a thought-leader who is proficient in the various fields of study such as politics, social, philosophy, history, and economy. So, Ibnu Khaldun is known as one of the originators of economic theory and as the largest Muslim economists recognized by Western economists. Unlike previous scholars who had tendencies to be normative, Ibnu Khaldun used historical and social approach to understand economy of a nation. Ibnu Khaldun was very positive in comprehending economy. So, his ways of thinking will be very worthy to put forward in this paper, especially on market mechanisms. Market is a place where buyers and sellers meet and do transactions of buying and selling goods or services. The importance of market in Islam cannot be separated from the function of the market as a place for buying and selling activities. Sale and purchase itself has an important function, since buying and selling are parts of the economic activities which are "accredited" in Islam. Islam is very concerned with buying and selling as one of the economic fundamentals. It can be seen in Al-Baqarah 275 saying that "God justifies the purchase and forbids usury". The market mechanism is a system that determines the formation of prices, which is in the process can be influenced by many things: demand and supply, distribution, government policies, labor, money, taxes and security. In the process of market mechanisms requires the principles of morality, such as fair competition (fair play), honesty, transparency and justice.

Paradigma Baru Pengembangan Wakaf Produktif (Kajian Empiris Badan Wakaf Indonesia Propinsi Bangka Belitung) Wulpiah, Wulpiah
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol 4 No 1 (2019): Asy-Syar'iyyah Juni 2019
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v4i1.998

At present the study and concern of the muslim community is being focused on socializing, utilizing and developing waqf, especially productive waqf. Which is one of the instrument of sharia social finance. Event the existence of productive endowments is very potential which is allegedly one of the complentary instrument solution for development financing.There are many form of development and utilization of productive waqt in Indonesia both in the fields of agriculture plantations, economics such as establishment of sharia hotel, health; establishment of hospital, infrastructure and other business centers. Cash waqf which is one element of productive endowment can be alternative way of “expansion” of development and development of Islamic economic which can ultimately strengthen financial system stability.The focus this paper will be “reading” the direction of development of productive waqf carried out by BWI Bangka Belitung regarding of socializing, education and implementation program. Therefore, “built in” the new paradigm of productive waqf so that its management its carried out professionally must continue to be encouraged. Furthermore, the intended paradigm is increasing capacity of nadzir; besides having religious knowledge and trust and also having enterpreneursip spriit. Bisides that BWI Bangka Belitung must start introducing cash waqf.

Determinan Minat Masyarakat Desa Airgegas Kebupaten Bangka Selatan Menabung di Bank Syariah Findriyani, Ella; Wulpiah, Wulpiah; Nurdin, Muhammad
JYRS: Journal of Youth Research and Studies Vol 5 No 1 (2024): Jurnal JYRS Juni 2024
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/jyrs.v5i1.4547

The development of Islamic banking is still not widely known by the majority of the public. This is due to the insufficient outreach efforts made by Islamic banking institutions. Consequently, the public lacks understanding about Islamic banking products, and there is a need to capture the attention of the residents of Airgegas village or motivate them by addressing the factors that influence their decision to choose Islamic banking services, which include knowledge and motivation. This research aims to identify the determining factors of interest in saving, specifically knowledge and motivation, among the residents of Airgegas Village in South Bangka Regency in saving at Islamic banks. This research employs a quantitative approach. The population in this study consists of 4,786 individuals, with the sample selection technique being simple random sampling. The sample size was determined using the Slovin formula, resulting in 98 respondents. Data processing was conducted using SPSS version 26. The results of this study indicate that the knowledge variable (X1) influences the interest of the residents of Airgegas Village in saving at Islamic banks (Y) with a t-value of 9.699 > t-table value of 1.985. Furthermore, the motivation variable (X2) influences the interest of the residents of Airgegas Village in saving at Islamic banks (Y) with a t-value of 2.592 > t-table value of 1.985. Simultaneously, the knowledge (X1) and motivation (X2) variables have a positive influence, with an F-value of 109.714 > F-table value of 3.09, thus H0 is rejected and Ha is accepted. Therefore, both variables together have a positive and significant effect on the interest of the residents of Airgegas Village in saving at Islamic banks.

Perception and Attitude of the Society Bangka Belitung Province Towards the Development of Halal Tourism Wulpiah, Wulpiah; Meilani, Reka
Integrated Journal of Business and Economics (IJBE) Vol 9, No 1 (2025): Integrated Journal of Business and Economics
Publisher : Fakultas Ekonomi, Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i1.896

Tourism is a sector that plays a significant role in improving a country's economic development. There are desires the development of the tourism sector is expected to encourage efforts to improve the welfare of local communities through the provision of employment opportunities. Likewise, halal tourism has now begun to trend not only in Indonesia, but is one of the core products for various Muslim-majority countries. This research is urgently carried out, so that the people of Bangka Belitung Province have a moderate perception and in the future tourist destinations such as culinary tourism, natural tourism, educational tourism and religious tourism can become icons and if they have a "core" undoubtedly halal tourism destinations in this province can become a magnet, of course many local, national and international tourists visited. This pstudy using the PLS-SEM approach.This study highlight that the Perception of regarding Halal Tourism is categorized as good. The Attitude of the society of Bangka Belitung regarding Halal Tourism is categorized as good. The relationship between exogenous variables (Perception of Concepts and Attitudes) and endogenous (development) is significant.

Kebijakan Moneter Syariah di Indonesia Lukito, Reni Marwiyati; Wulpiah, Wulpiah; Taufik, Ahmad
EJESH: Jurnal Ekonomi Islam dan Sosial Vol 1 No 1 (2023): EJESH: Jurnal of Islamic Economics and Social
Publisher : Magister Ekonomi Syariah IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v1i1.3250

Each country's monetary policy is different and heavily influenced by the external and internal conditions of the country. Indonesia adheres to a dual banking system: Islamic and conventional banks. So two types of monetary policy are taken, namely conventional monetary policy and Islamic monetary policy. The goal of monetary policy is to accomplish these goals by using suitable monetary tools or instruments to control the supply and demand for money (money circulating in the community), the available money supply, the stability of currency values, and the direction in which money will be distributed. Itself. After the 1997 crisis, Indonesia's monetary policy focused on maintaining monetary stability, especially the rupiah stability. There are four sharia monetary policies implemented in Indonesia, namely: (1) Development of instruments, infrastructure, regulation, and investor base on the sharia money market & sharia forex market, including the utilization of the social sector through Islamic securities. (2) Infrastructure development, real sector-based regulation of liquidity management. (3) Encouraging the development of the Sukuk market. (4) Development of the real sector return index as a benchmark.

Analisis Masalah Pengumpulan dan Pendistribusian Dana Zakat di BAZNAS Provinsi Bangka Belitung dengan metode dekomposisi masalah (Metode Analytic Network dekomposisi masalah (Metode Analytic Network Irvani, Ahmad; Wulpiah, Wulpiah
EJESH: Jurnal Ekonomi Islam dan Sosial Vol 2 No 2 (2024): EJESH: Jurnal of Islamic Economics and Social
Publisher : Magister Ekonomi Syariah IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v2i2.5179

Zakat plays a crucial role in enhancing social welfare and reducing poverty. This research aims to analyze the core challenges in collecting and distributing zakat funds in BAZNAS Bangka Belitung Province using the Analytic Network Process (ANP) method. Key findings indicate that organizational aspects, human resources limitations, operational budget constraints, and weak monitoring mechanisms significantly hinder zakat management. The study recommends strategic solutions such as creating a mustahik database, enhancing human resource capabilities, adopting transparent monitoring systems, and diversifying funding sources. Implementing these strategies can potentially improve zakat management efficiency and effectiveness in reducing poverty in Bangka Belitung Province.

IMPLIKASI PELAKSANAAN PROGRAM KELOMPOK USAHA BERSAMA (KUBE) TERHADAP PEMBERDAYAAN EKONOMI DAN KESEJAHTERAAN MASYARAKAT DI KABUPATEN BANGKA Wulpiah, Wulpiah
Scientia: Jurnal Hasil Penelitian Vol. 4 No. 1 (2019): Scientia
Publisher : LP2M IAIN Syaikh Abdurrahman Siddik Bangka Belitung

This empirical research is intended to analyze the effect/implication of KUBE program on economic empowerment and community welfare at Bangka Regency. The implementation of the variable (x¹) was measured by three indicator variables namely theoretical and technological support, the diversity of the target group’s behavior and the desired level of behavior change. Structure of KUBE program and implementation process (x²) were measured by clarity and consistency of KUBE program objectives, its accuracy and the allocation of funding sources. External factor variables that influence the implementation of KUBE program (x³) were measured by five indicator variables; socio-economic, public support, constituents, government support, and commitment. This research is quantitative research with descriptive analysis techniques, and inferential analysis using Multiple Linear Regression, and SPSS 23.0 software. The population of this research is some KUBE which spread in several villages in Bangka Regency with 122 groups across 8 sub-districts. The sample of the study is 5 KUBE with 53 members at Sungailiat, Mendo Barat dan Merawang Sub-district. The result of the study showed that the implementation of the KUBE did not affect the economic empowerment and welfare of people in Bangka regency. On the other hand, the structure variable of KUBE program implementation affects the economic empowerment and welfare of people in Bangka regency. Moreover, the external factor variables that influence the implementation of the KUBE program affects the economic empowerment and welfare of people in Bangka regency.

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