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All Journal JURNAL KEISLAMAN TERATEKS Al-Muamalat : Jurnal Ekonomi Syariah Penamas: Journal of Community Service Journal of Economics and Social Sciences BISMA: Bimbingan Swadaya Masyarakat
FITRIYAH, RIZKA
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences Other

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PERAN USAHA MILIK DESA (BUMDES) AL-BAROKAH TERHADAP KESEJAHTERAAN MASYARAKAT DESA GAPURA TENGAH KECAMATAN GAPURA KABUPATEN SUMENEP PERSPEKTIF EKONOMI ISLAM FITRIYAH, RIZKA
JURNAL KEISLAMAN TERATEKS Vol 10 No 1 (2025): APRIL
Publisher : STAI MIFTAHUL ULUM TARATE PANDIAN SUMENEP

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Abstract

Penelitian ini bermaksud tentang keberadaan BUMDes memang banyak memberi kemudahan bagi masyarakat Desa Gapura Tengah. Dan dapat kita ketahui pengelolaan BUMDes Al Barokah di Desa Gapura Tengah ini dapat dikatakan sudah dikelola secara syari’ah. Dapat kita ketahui pada unit usaha peminjaman modal tidak adanya pemotongan diawal akan tetapi hanya membayar jasa seikhlasnya. Karena di dalam ekonomi Islam, Islam hanya mengenal sistem ekonomi bagi hasil. Sistem ekonomi bagi hasil (Mudharabah) merupakan solusi dalam perekonomian Islam, yang merupakan suatu bentuk kerjasama antara pemilik modal (shahibul mal) dengan pengelola (mudharib) dengan suatu perjanjian diawal. Bentuk ini menegaskan kerja sama dengan kontribusi seratus persen modal dari pemilik modal dan keahlian dari pengelola. Menjalankan suatu usaha juga tentu harus sesuai dengan prinsip-prinsip ekonomi islam karena prinsip ekonomi dalam Islam itu sendiri merupakan kaidah-kaidah pokok yang membangun struktur atau kerangka Ekonomi Islam yang digali dari Al-qur’an dan As-Sunnah. Prinsip ekonomi ini, befungsi sebagai pedoman dasar sebagai individu dalam berprilaku ekonomi. Kegiatan ekonomi yang dilakukan manusia memang sudah diatur didalam Al qur’an dan As-sunnah, kegiatan yang dilakukan selain menerapkan prinsip ekonomi islam, juga sebagi kegiatan usaha yang memiliki etika
Empowering Digital Literacy in Islamic Boarding Schools: A Participatory Action Research Approach at Pondok Pesantren Sabilul Muttaqin Syakur, Abd; Dainori, Dainori; Fitriyah, Rizka; Paisun, Paisun
Bisma : Bimbingan Swadaya Masyarakat Vol. 6 No. 3 (2024): August 2024
Publisher : STAI Miftahul ULa Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59689/bisma.v1i3.199

Abstract

This community service project aimed to enhance digital literacy among the students of Pondok Pesantren Sabilul Muttaqin Daramista Lenteng Sumenep by implementing a Participatory Action Research (PAR) approach. The project focused on equipping students with critical digital skills to navigate the internet responsibly, create digital content, and engage with social media as tools for religious outreach. The training consisted of seminars on positive internet use, workshops on journalism and article writing, and sessions on digital content creation. The results of the intervention demonstrated a significant improvement in the students’ ability to evaluate digital content, produce well-structured articles, and manage digital platforms such as websites and social media accounts. Furthermore, the project fostered greater involvement of the Pesantren leadership and students in managing digital platforms for the dissemination of Islamic knowledge. The intervention’s success highlights the importance of digital literacy in educational institutions, especially in the context of Islamic education, where access to digital resources can enhance both learning and outreach. This study provides a model for integrating digital literacy into religious institutions and offers recommendations for expanding such initiatives to other Pesantren.
Productive Zakat Model: Economic Empowerment for Post-COVID-19 Recovery in Indonesia Arifqi, Moh. Musfiq; Sofyan, Ayi; Mayaningsih, Dewi; Fitriyah, Rizka
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 11 No. 1 (2024): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v11i1.33518

Abstract

Indonesia's economic landscape has been significantly impacted by the COVID-19 pandemic, both at micro and macro levels. To address these challenges, it is imperative to implement optimal and sustainable financial management strategies. Given Indonesia's predominantly Muslim population, the development of an Islamic financial system, including the use of Zakat as a distribution instrument, holds great potential. As an obligation for Muslims, Zakat can be a highly productive means of addressing the country's economic challenges.     This study proposes a model for economic empowerment through productive Zakat to effectively address the impact of the COVID-19 pandemic on the Indonesian economy. The research methodology utilized a library research approach with descriptive qualitative methods. Data was meticulously collected from various sources including books, articles, journals, news, homepages, and other scientific references. The management of productive Zakat has great potential for contributing to the economic recovery of Indonesia after the COVID-19 pandemic. Productive Zakat involves an economic empowerment model that has personal and spiritual dimensions, and its impact on social life is significant. The management of productive Zakat is a support system for the better and sustainable development of Indonesia's economy.
Unique and Attractive Digital Marketing Strategies for MSMEs in Indonesia Huda, Nurul; Fitriyah, Rizka; Hajar, Hajar; Farid, Salman; Arofah, Vety
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.1007

Abstract

Digital marketing has become a key instrument for MSMEs (Micro, Small, and Medium Enterprises) to expand their market reach and compete in the digital era. Although numerous studies have explored digital marketing in general, few have specifically examined unique and engaging strategies that can enhance consumer engagement, brand differentiation, and loyalty in the context of Indonesian MSMEs. This article proposes a strategic framework for distinctive digital marketing by integrating content creativity, personalization, local storytelling, gamification, and omnichannel integration. The research method employed is a literature review and comparative analysis of empirical findings from Indonesian academic journals. The findings indicate that strategies combining interactivity, emotional elements, and adaptation to local characteristics have the potential to significantly improve digital marketing effectiveness. In conclusion, MSMEs need to develop digital marketing strategies that are not only operationally sound but also inspirational. Further field research is recommended to validate this proposed framework.
Penguatan literasi keuangan siswa SMK Darun Najah Kapedi Bluto Sumenep Utama, Joni Alif; Fitriyah, Rizka; Arifqi, Moh. Musfiq
Penamas: Journal of Community Service Vol. 5 No. 3 (2025): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v5i3.2165

Abstract

Financial literacy is a fundamental competency that young generations must possess in order to face economic challenges in the digital era. This community service program aims to strengthen the financial literacy awareness of students at SMK Darun Najah Kapedi Bluto Sumenep as a strategy to foster financially intelligent generations and promote economic independence through the principle of saving. The program employed the ADIED approach (Analysis, Design, Implementation, Evaluation, and Development). The activities included focus group discussions (FGD), financial literacy training, mentoring, and evaluation based on pretest and posttest assessments. The evaluation results demonstrated a significant improvement in students’ understanding, with an N-Gain score of 0.72 (high category). These findings indicate that thematic-based learning is effective in enhancing students’ awareness of the importance of financial planning, risk management, and prudent economic decision-making.
Co-Authors Abd Syakur ARIFQI, MOH. MUSFIQ Arofah, Vety Dainori, Dainori Farid, Salman Hajar Hajar Mayaningsih, Dewi Nurul Huda Paisun Paisun Sofyan, Ayi UTAMA, JONI ALIF