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All Journal Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) BISEI: Jurnal Bisnis dan Ekonomi Islam Jurnal Ilmiah Edunomika (JIE)
Hidayati, Athi’
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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IMPLEMENTASI AKAD MURABAHAH DALAM PEMBIAYAAN KEPEMILIKAN RUMAH (KPR) PADA PT BANK BRISyariah KCP JOMBANG Hidaya Rafiqa, Tria; Sudarwanto, Tri; Hidayati, Athi’
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 4 No 01 (2019): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research is a descriptive qualitative research which aims to know the application of murabahah principle applied by BRISyariah KCP Jombang on mortgage financing (KPR) as well as mechanism of mortgage financing proposal (KPR). Data obtained in this research through observasi, interview and documentation study. BRISyariah KCP Jombang provides home financing products with alternative buy new house and buy second home. The implementation of murabahah principle in mortgage financing (KPR) is done based on the principles of sharia, the fulfillment of conditions in the transaction and the pillars murabahah. The mechanism for submission of mortgage financing (KPR) is done by checking the financing report from Bank Indonesia (BI). If the reporting result is good, then the proposed financing will be realized. But if the reporting of financing is not good, then the proposed financing can not be realized.Key Word: Murabahah in mortgage financing (KPR).
Sosialisasi Literasi Keuangan Syariah Pada Anak Usia Dini Haryanti, Peni; Hidayati, Athi’; Rodliyah, Iesyah; Nisful Laili, Choirun; Saraswati, Sari
Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Vol 3 No 2 (2020)
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jipemas.v3i2.6584

Abstract

Indonesia is a country with a majority Muslim population. In terms of quantity, it has big potential as a center for the development of Islamic finance. The lack of Islamic financial literacy has made the public do not understand the importance of Islamic financial institutions in terms of both the benefit of the world and the hereafter. The method of implementing this activity is carried out in four stages, namely (1) Planning, (2) Preparation, (3) Implementation, and (4) Evaluation Implementation. At the implementation stage, socialization of sharia financial literacy is carried out to students, teachers and guardians of students and mentoring. The results obtained from community service are the first percentage of understanding and knowledge of financial literacy which increased from 56,5% to 85% both students, teachers and guardians of students viewed from the results of the pretest and posttest that have been given. Secondly, during the mentoring the participants gave a positive response with a percentage of 86% and 100% interested in participating in the second phase of socialization in order to know the positive developments after obtaining mentoring as seen from the results of the questionnaire responses that had been given.
PEMIKIRAN HADRATUS SYAIKH K.H. HASYIM ASY’ARI DALAM NAHDHATU TUJJAR SEBAGAI PENGUATAN EKONOMI ISLAM (Sebuah Implementasi di Lingkungan Pesantren Tebuireng) Hidayati, Athi’; Haryanti, Peni; Yuni, Kusnul Ciptanila; Shiddiq, Ja'far
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11645

Abstract

Nahdlatu tujjar merupakan organisasi yang di dirikan oleh KH Hasyim Asy’ari yang bergerak untuk mewadahi umat islam dalam bidang ekonomi demi terciptanya kemandirian umat. Menjabarkan pemahaman terkait Nahdlatu tujjar, merupakan bentuk pemikiran Ekonomi KH Hasyim Asy’ari untuk kemandirian umat islam pada masa itu yang mana umat islam masih belum terfokus dan tidak punya wadah yang jelas untuk bidang ekonomi sehingga mudah untuk di monopoli oleh Belanda. Metode penelitian yang digunakan kualitatif. Hasil dari penelitian ini adalah Masyarakat di lingkungan tebuireng khususnya lingkup pesantren menjadi pondasi utama yang mempertahankan dan menerapkan pemikiran KH Hasyim Asy’ari ini hal ini terbukti dari berdiri dan berkembanganya unit lembaga usaha milik pesantren dan usaha milik masyarakat dengan menggunakan prinsip ekonomi islam sebagai dasarnya sehingga saling menguntungkan satu sama lain baik bagi para pembeli maupun penjual. Terlepas dari keberhasilan itu tetap saja ada sebagian masyarakat tebuireng yang tidak mengetahui secara langsung bahwa usaha yang mereka jalankan menerapkan sistem dagang yang di ajarkan KH Hasyim, oleh karena itu sosialiasi dan penguatan ekonomi dari nahdlatu tujjar menjadi salah satu cara untuk mencapai kemakmuran bersama di lingkup pesantren Tebuireng.
IMPLEMENTASI AKAD MURABAHAH DALAM PEMBIAYAAN KEPEMILIKAN RUMAH (KPR) PADA PT BANK BRISyariah KCP JOMBANG Hidaya Rafiqa, Tria; Sudarwanto, Tri; Hidayati, Athi’
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 4 No 01 (2019): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v4i01.444

Abstract

This research is a descriptive qualitative research which aims to know the application of murabahah principle applied by BRISyariah KCP Jombang on mortgage financing (KPR) as well as mechanism of mortgage financing proposal (KPR). Data obtained in this research through observasi, interview and documentation study. BRISyariah KCP Jombang provides home financing products with alternative buy new house and buy second home. The implementation of murabahah principle in mortgage financing (KPR) is done based on the principles of sharia, the fulfillment of conditions in the transaction and the pillars murabahah. The mechanism for submission of mortgage financing (KPR) is done by checking the financing report from Bank Indonesia (BI). If the reporting result is good, then the proposed financing will be realized. But if the reporting of financing is not good, then the proposed financing can not be realized.Key Word: Murabahah in mortgage financing (KPR).
Co-Authors Haryanti, Peni Hidaya Rafiqa, Tria Kusnul Ciptanila Yuni K Mahfudiyanto, Mahfudiyanto Mahfudiyanto, Mahfudiyanto Nisful Laili, Choirun Rodliyah, Iesyah Saraswati, Sari Shiddiq, Ja'far Tri Sudarwanto