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All Journal Signifikan : Jurnal Ilmu Ekonomi Jurnal Keuangan dan Perbankan Jurnal Ilmiah Mahasiswa FEB EQUILIBRIUM Economica: Jurnal Ekonomi Islam EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Indonesian Journal of Islamic Economics Research El-Qist : Journal of Islamic Economics and Business (JIEB) Journal of Economics Research and Policy Studies Journal of Accounting and Digital Finance West Science Business and Management Jurnal Ekonomi dan Kewirausahaan West Science Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy
Himmati, Risdiana
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Library & Information Science Social Sciences Other

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Kerjasama bagi hasil ayam potong untuk meningkatkan kesejahteraan bagi pelaku usaha Mailani, Robit Altom; Himmati, Risdiana
Journal of Economics Research and Policy Studies Vol. 2 No. 2 (2022): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v2i2.375

Abstract

Chicken farming is a form of agribusiness that is capital intensive. Broiler chicken is one of the farms if it is developed to have good prospects. Businesses in the field of animal husbandry in the form of broiler cultivation can establish partnerships. A partnership is a form of cooperation that applies profit sharing. The broiler cooperation program aims to establish mutually beneficial and reinforcing business cooperation and mutual trust between farmers and the core party (business partners or investors). Qualitative analysis was used in this study with a descriptive qualitative model. The study results indicate that the system is a partnership cooperation system, with farmers as plasma following the policy from its core (the investors). The policy on delivery issues already exists. Marketing has been regulated by the core party so that, in this case, the breeder only takes care of it. Profit sharing in partnership applies to an agreement where the nucleus already gives a benchmark price.
Pengaruh good corporate governance terhadap kinerja keuangan perusahaan perbankan periode 2017-2020 Maridkha, Antin; Himmati, Risdiana
Journal of Accounting and Digital Finance Vol. 1 No. 3 (2021): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (385.643 KB) | DOI: 10.53088/jadfi.v1i3.208

Abstract

Good Corporate Governance is the foundation that can make business conditions healthier to grow competence in the business sector and eliminate bribery and corruption cases. The objective-based of this research is to determine the effect of Good Corporate Governance (GCG) on the financial performance of banking companies. The population of this study was 12 companies for four periods, a sample of 44 observational data and data obtained from the IDX official website. The analytical method used is panel data regression. The results of this study indicate that institutional ownership, the board of directors, and the audit board have no significant effect on ROA. Meanwhile, institutional ownership has a significant effect on ROE. The board of directors and the audit committee do not significantly affect ROE. The application of Good Corporate Governance (GCG) in companies to generate profits using ROA and ROE profitability measures does not always affect the company's capacity to generate profits.
Analisis pengaruh dana pihak ketiga dan pembiayaan perbankan syariah terhadap pertumbuhan ekonomi Indonesia tahun 2011-2021 Arum, Yasmine Sekar; Himmati, Risdiana
Journal of Accounting and Digital Finance Vol. 1 No. 2 (2021): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (405.929 KB) | DOI: 10.53088/jadfi.v1i2.209

Abstract

As a financial institution, banks have a crucial role in the Indonesian economy to improve people's living standards through the intermediation function in raising funds from the community and channeling funds to the community. This function in Islamic banking is carried out with third-party funds and financing. The purpose of this study is to find out the influence of third-party funds and Islamic banking financing on Indonesia's economic growth. This research uses a quantitative approach using secondary data (time series), namely third-party fund data and financing, namely mudharabah financing, musyarakah, murabahah, istishna', and qard from Islamic Banking Statistics by OJK and Gross Domestic Product data by BPS from the first quarter of 2011 to the second quarter of 2021. Researchers used the Error Correction Model (ECM) analysis technique in the analysis. The results of this study are variables that affect economic growth in the long term: mudharabah financing and musyarakah, while in the short term is mudharabah financing. Variable third-party funds, murabahah, istishna' and qard do not affect economic growth in the short and long term.
Government’s Role in Enhancing Economic InclusionThrough Digital Infrastructure Equity in Indonesia Himmati, Risdiana; Dana, Badara Shofi; Wati, Aprilia Eka Fajar
Signifikan: Jurnal Ilmu Ekonomi Vol. 14 No. 2 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v14i2.45574

Abstract

Research Originality: This research is original in its examination of the equitable distribution of digital infrastructure in enhancing economic inclusion in Indonesia, employing a fixed effect model and quantile regression approach. Research Objectives: This study investigates the impact of the equitable distribution of digital infrastructure on enhancing economic inclusion in Indonesia. Research Methods: This study employs a fixed effect model and quantile regression, analyzing data from 34 provinces between 2019 and 2023. Key variables include internet access, internet speed, the number of Base Transceiver Stations (BTS), and digital literacy. Empirical Results: The findings reveal that internet access and internet speed have a positive and significant impact on digital financial inclusion, whereas the number of BTS and digital literacy exhibit no significant effect. The impact of digital infrastructure varies across regions, with areas exhibiting lower financial inclusion requiring greater infrastructure optimization compared to those with higher inclusion levels. Implications: The results imply that digital infrastructure development plays a critical role in promoting equitable financial inclusion. Consequently, policymakers are urged to prioritize and accelerate the expansion of digital infrastructure, particularly in regions lagging behind, to reduce financial exclusion and foster inclusive economic development at the national level. JEL Classification: O33, O10, G28, C23, C21 How to cite: Himmati, R., Dana, B. S., & Wati, A. E. F. (2025). Government’s Role in Enhancing Economic Inclusion Through Digital Infrastructure Equity in Indonesia. Signifikan: Jurnal Ilmu Ekonomi, 14(2), 291-302. https://doi.org/10.15408/sjie.v14i2.45574.
ANALISIS RASIO KEUANGAN SEBAGAI ALAT PENILAIAN KINERJA KEUANGAN PADA PEMERINTAH PROVINSI JAWA TIMUR DAN PROVINSI JAWA TENGAH PADA TAHUN 2019-2020 Drastiana, Tiyas; Himmati, Risdiana
SOSEBI: Jurnal Penelitian Mahasiswa Ilmu Sosial Ekonomi dan Bisnis Islam Vol 1 No 1 (2021)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/sosebi.v1i1.4915

Abstract

Abstrak: Kinerja keuangan merupakan suatu tingkat pencapaian dari hasil kerja dalam bidang keuangan atas pelbagai aktivitas yang telah dilakukan. Maka dari itu Pemerintah Daerah perlu melakukan analisis keuangan dengan menggunakan rasio kemandirian, rasio efektifitas, rasio efisiensi, dan rasio pertumbuhan. Tujuan dari penelitian untuk mengetahui kinerja keuangan Pemerintah Provinsi Jawa Timur dan Provinsi Jawa Tengah. Teknik analisis dalam penelitian ini menggunakan deskriptif kuantitatif melalui data sekunder dari laporan realisasi APBD Pemerintah Daerah Provinsi Jawa Timur dan Provinsi Jawa Tengah periode 2019-2020. Hasil penelitian ini menunjukkan bahwa (1) Tingkat kemandirian pada Pemerintah Provinsi Jatim dan Provinsi Jateng dari periode 2019-2020 masih dalam kategori rendah sekali. (2) Rasio efektifitas pada Pemerintah Provinsi Jatim dan Provinsi Jateng periode 2019-2020 masih dalam kategori tidak efektif. (3) Tingkat efisiensi pada Pemerintah Provinsi Jatim dan Provinsi Jateng periode 2019-2020 masuk dalam kategori sangat efisien. (4) tingkat pertumbuhan Pemerintah Provinsi Jatim dan Provinsi Jateng tahun 2019-2020 cenderung fluktuatif. Kata Kunci: rasio kemandirian; rasio efektifitas; rasio efisiensi; rasio pertumbuhan: kinerja keuangan. Abstract: Financial performance is a level of achievement of the results of work in the financial sector for various activities that have been carried out. Therefore, the Regional Government must conduct a financial analysis using the independence ratio, effectiveness ratio, efficiency ratio, and growth ratio. The purpose of this study was to determine the financial performance of the Provincial Government of East Java and Central Java Province. The analysis technique in this study is descriptive quantitative using secondary data, namely from the Realization Report of the Regional Revenue and Expenditure Budget (APBD) of East Java Province and Central Java Province in 2019-2020. The results of this study indicate that (1) The ratio of independence in the Provincial Government of East Java and Central Java Province from 2019-2020 is still in the very low category. (2) The effectiveness ratio in the Provincial Government of East Java and Central Java Province in 2019-2020 is still in the ineffective category. (3) The efficiency ratio in the Provincial Government of East Java and Central Java Province in 2019-2020 is in the very efficient category. (4) The growth ratio of the Provincial Governments of East Java and Central Java Province in 2019-2020 tends to fluctuate. Keywords: independence ratio; effectiveness ratio; efficiency ratio; growth ratio; financial performance.
Poverty Alleviation and Socio-Economic Improvement in Indonesia's Economic Development Plan A'yunina , Qurotu; Himmati, Risdiana
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 14 No. 1 (2024): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2024.14.1.17-32

Abstract

This study aims to examine the long- and short-term effects of five key socio-economic indicators—school enrolment rates, infant mortality rates, unemployment rates, the human development index (HDI), and the Gini ratio—on Indonesia’s per capita income from 1993 to 2022. Using the Error Correction Model (ECM) and data from Indonesia’s Central Statistics Agency (BPS), the research reveals that school enrolment, infant mortality, and unemployment rates significantly affect per capita income in the long term, while unemployment and HDI demonstrate significance in the short term. In contrast, the Gini ratio shows no statistically significant effect in either timeframe. These findings underscore the multidimensional nature of poverty alleviation and socio-economic progress, emphasizing the importance of targeted educational, health, and labor policies. The specific contribution of this study to the international research field lies in its comprehensive, multi-decade evaluation of economic development dynamics in a major developing economy. By integrating diverse social indicators into a longitudinal ECM framework, the study contributes novel empirical evidence on the complex causal pathways between inequality, human development, and income generation. It offers comparative insights for policymakers and researchers globally, particularly those working in contexts with similar demographic, institutional, and development challenges.
ANALISIS PENGARUH PDRB SEKTOR INDUSTRI, NILAI EKSPOR DAN INFLASI TERHADAP PERTUMBUHAN EKONOMI JAWA TIMUR TAHUN 2007-2014 Himmati, Risdiana
Jurnal Ilmiah Mahasiswa FEB Vol. 3 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Jawa Timur merupakan salah satu provinsi yang memiliki banyak sektor industri sebagi penggerak pertumbuhan ekonomi yang mampu memberikan pengaruh secara langsung terhadap pertumbuhan ekonomi. Dengan keberadaan sektor industri maka total pendapatan yang dihasilkan setiap tahunnya meningkat sehingga keberadaan sektor industri memberikan pengaruh secara signifikan terhadap pertumbuhan ekonomi. Secara regional, pertumbuhan ekonomi dapat dicerminkan dari PDRB, PDRB merupakan rata-rata tertimbang dari tingkat pertumbuhan sektoralnya. Artinya, ketika sebuah sektor memiliki konstribusi yang besar namun pertumbuhannya lambat maka akan menghambat pertumbuhan ekonomi secara keseluruhan. Penelitian ini bertujuan untuk mwngetahui faktor-faktor yang dapat mempengruhi petumbuhan ekonomi Jawa Timur periode 2007-2014. Variabel yang digunakan adalah, ekspor dari sektor industri pwngolahan, pdrb sektor industri dan inflasi. Penelitian ini menggunakan metode regresi linier berganda (OLS) dengan hasil akhi variabel ekspor dari sektor industri pengolahan dan pdrb industri berpengaruh signifikan positif terhadap pertumbuhan ekonomi Jawa Timur pada periode penelitian. Sedangkan inflasi tidak berpengaruh signifikan positif terhadap pertumbuhan ekonomi Jawa Timur pada periode penlitian Key words: PDRB Sektor industri, Ekspor Industri Pengolahan, Inflasi, Pertumbuhan Ekonomi, OLS
Investment decisions for Indonesian workers: case study of migrant workers in Joho Village, Tulungagung Regency Himmati, Risdiana; Rani, Pranitya Septiya
Indonesian Journal of Islamic Economics Research Vol 5, No 2 (2023): Indonesian Journal of Islamic Economics Research
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijier.v5i2.9784

Abstract

This research aims to determine the factors that influence investment decisions for foreign workers in Joho Village, Kalidawir District, Tulungagung Regency. The population is 200 people, and the sample taken in this research was 30 by direct interview. This research uses a quantitative approach with an associative research type and a sampling method using simple random sampling or random sampling. The data management tool used in this research is the SPSS 20 application with binary logistic regression analysis. The variables used in this research consist of seven variables, namely gender, age, education, number of dependents, destination country, length of work, and income. The research results show that gender does not influence investment decisions for foreign workers in Joho Village. Age does not influence investment decisions for foreign workers in Joho Village. Education does not influence investment decisions for foreign workers in Joho Village. The number of dependents does not influence investment decisions for foreign workers in Joho Village. The destination country does not influence TKI's investment decisions in Joho Village and income does not influence TKI's investment decisions in Joho Village.
Co-Authors A'yunina , Qurotu Abin, Moh. Rois Agus Salim Agustinus Suryantoro Al-Mubarok, M. Ahris Alinda, Ria Ardillah, Id Fitria Rahayu Arum, Yasmine Sekar Arwendi, Deswita Fitri Asrori, Muhamad Badara Shofi Dana, Badara Shofi Churun, Aurya Citra Sarasmitha Drastiana, Tiyas Imanurrovi, Fithrotul Indraswari, Kesy Mailani, Robit Altom Maridkha, Antin Mashudi Mashudi Maslinda, Lisza May Nabila, Rifda Nafiah, Novia Maslihatun Nizam, Muchamad Choirul Oktavia, Nevi Rani, Pranitya Septiya Rofikhoh, Sitieoz Ely Nikmatu Shinta Dewi, Putri Shofi Dana, Badara Sobir, Labib Muzaki Umam, Ahmad Choirul Wati, Aprilia Eka Fajar Yunastiti Purwaningsih, Yunastiti