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All Journal Istidlal: Jurnal Ekonomi dan Hukum Islam Iltizam : Jurnal Ekonomi dan Keuangan Islam
Ali, Misbahul
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Religion Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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Analisis Penerapan Pembiayaan Murabahah di Lembaga Keuangan Mikro Syariah: Studi Kasus di BMT Kabupaten Situbondo dan Jember Ali, Misbahul; Achmad, Achmad
Istidlal: Jurnal Ekonomi dan Hukum Islam Vol 2 No 1 (2018)
Publisher : Program Pascasarjana Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1036.324 KB) | DOI: 10.35316/istidlal.v2i1.116

Abstract

Murabaha are the most widely used Syariah financial institution in channeling financing, both banking and non-bank. But in practice there are various forms of application, including is using two contracts at once (murabaha bil wakalah). This form raised the judgment that murabahah 'alleged' practice is similar to ma'dum selling practices and mark-up-based financing as in conventional banks. This paper aimed to determine the levels of BMT Salafiyah Situbondo and BMT NU Jember adherence to the concept of Fiqh and Fatwa DSN-MUI in the application of murabahah financing. In conclusion, that the two BMTs have three alternative forms of murabahah financing in accordance with the concept of Fiqh and Fatwa DSN-MUI, although the way of purchasing goods and deliveries is done directly or indirectly. This compliance is driven by a passion for maintaining the blessing of business revenue earned by BMTs.
PENGARUH INDUSTRI RUMAHAN KERAJINAN SANGKAR BURUNG TERHADAP PEREKONOMIAN MASYARAKAT SANGGRAAGUNG SOCAH BANGKALAN Mashudi, Mashudi; Ali, Misbahul
Iltizam : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 1 (2024): Iltizam : Jurnal Ekonomi dan Keuangan Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/iltizam.v2i1.5420

Abstract

This study was motivated by the researcher's curiosity about the influence of the home industry of bird cage crafts on improving society's economy in the village of Sanggra Agung, which has been doing these crafts for generations. Although they continuously produce bird cages, it seems that the economy of the bird cage craftsmen is still not growing. The study was carried out using a quantitative non-sampling method because the number of craftsmen was still below 100, and the data were obtained from the responses to the craftsmen's questionnaire and observations in the field about the home industry of bird cage crafts. From the results of the validity and reliability instrument tests, as well as the data normality assumption test, no deviations were found in the instrument or questionnaire data. Based on a simple regression analysis, it shows that the variable in the home industry of bird cage crafts affects the community economy, although the effect is not very significant. The coefficient correlation value is 0.211 or 4.5%, and the remaining 95.5% is influenced by other variables not discussed in this study.
Co-Authors Achmad Achmad Mashudi Mashudi