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All Journal Syntax Idea Transekonomika : Akuntansi, Bisnis dan Keuangan CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Madani: Multidisciplinary Scientific Journal Socius: Social Sciences Research Journal Journal of International Multidisciplinary Research Media Hukum Indonesia (MHI) Jurnal Hukum dan Konstitusi
Hardiati, Neni
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Journal : Madani: Multidisciplinary Scientific Journal

 1 
Opening an Online Wadiah Savings Account in Sharia Banking Hardiati, Neni; F, Fitriani; Nugroho, Wahyu
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 8 (2024): Vol. 2, No. 8, 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.13488123

Abstract

The development of the all-digital era today saving can be through online wadiah savings are savings issued by Islamic banks, where this savings carry the concept of sharia based on the principle of wadiah. The concept of wadiah itself has developed since the time of the Prophet. This article uses qualitative research methods with literature studies sourced from previous scientific works and through Islamic banking websites. Views and opinions on the concept of wadiah were introduced by maliki, Hanafi and syafei. Wadiah savings itself are divided into two types according to their use, namely the trust wadiah contract and the dhamanah wadiah contract. For the terms and conditions in opening wadiah savings at Sharia Banks, you must follow the principles and conditions of the wadiah contract.
Kedudukan Akad Dalam Perspektif Ekonomi Islam Hardiati, Neni; F, Fitriani; Wahyuni, Eka
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 3 (2024): Madani, Vol. 2, No. 3 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11204633

Abstract

Contracts are of various kinds of tasharruf, namely "everything that comes out of a human being with his will and the syara' stipulates some of his rights". In muamalah activities, the contract is an inseparable part of a series of transactions or agreements on the contract itself. The most important aspect of muamalat fiqh in contracting with Islamic economics is transaction law (law) which includes general contract principles and specific provisions for various specific contracts. One aspect of the general contract is about the pillars and terms of the contract as an element of forming the contract. In the practice of buying and selling muamalat, there are pillars and conditions that make a sale and purchase valid including 3 (three) things, namely; the contract, the contract (the existence of goods), and the prayers of the people in the contract.
Hukum Riba dan Relevansinya terhadap Bunga Bank Perspektif Hukum Ekonomi Islam Hardiati, Neni; Ibrahim, Ahmad Zaki; F, Fitriani
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 7 (2024): Madani, Vol 2. No. 7, 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12798354

Abstract

Riba is a transaction that is prohibited in Islamic economic activities. This study aims to look at the views of the previous to contemporary scholars regarding usury and gharar. The method used is a literature study, which is carried out by collecting, studying and reviewing books, scientific magazines and related documents such as theses and scientific journals. is still a debate among classical and contemporary scholars. Classical scholars still adhere to the Qur'anic texts that usury is haram, but contemporary scholars such as Fazlur Rahman view usury on bank interest as permissible as long as it does not harm others for moral reasons, but the Indonesian Ulema Council mentions in its fatwa that bank interest includes usury. jahiliyah. Then the MUI stated that bank interest included usury. KHES prohibits activities that contain elements of usury and gharar
Implementasi Pinjaman Online: Membedah Regulasi Utang dalam Dunia Digital di Indonesia Hardiati, Neni; Latifah, Ida; F, Fitriani
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 7 (2024): Madani, Vol 2. No. 7, 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12798322

Abstract

This research aims to look at debt and receivable regulations. Debts and Receivables are an agreement in which one party provides a loan (creditor) and the other party has an obligation to pay back the money and interest within a certain period of time. Online loans are financial services to bring together lenders and borrowers to carry out loan and borrowing agreements through an electronic system. Also known as fintech lending, peer to peer lending, online loans and technology-based money lending and borrowing services (lpmubt). This research method uses literature studies and trusted news media documents in the case of online loans. If this online loan is linked to the provisions of Article 1754 of the Civil Code, this online debt and receivable agreement still gives rise to rights and obligations in the form of giving certain goods and returning the goods for the same amount. Then, there are rules contained in POJK regulation no. 77/POJK.01/2016 this regulation is the legal basis for the implementation of information technology-based money lending and borrowing services. This regulation also regulates various aspects, including licensing, governance and supervision of fintech companies. The main aim of this regulation is to ensure that online loan services are carried out transparently and fairly, as well as to protect consumers from detrimental business practices.
Co-Authors Eka Wahyuni Fitriani Fitriani F, Fitriani Hidayat, Seproni Ibrahim, Ahmad Zaki Ida Fauziyah Januri, Januri Kusmawati, Tia Latifah, Ida Marliani, Arni Nana Herdiana Abdurrahman, Nana Herdiana Nurwijayanti Prasetyo, Yoyok R, Ratna Wahyu Nugroho Widiana, Sindi