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All Journal Perspektif : Kajian Masalah Hukum dan Pembangunan Supremasi Hukum: Jurnal Penelitian Hukum Norma Yuridika
Fani Martiawan Kumara Putra
Fakultas Hukum Universitas Wijaya Kusuma Surabaya
Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

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UTILIZATION OF DEBT COLLECTOR SERVICES IN DEBT SECURED WITH FIDUSIA IN PANDEMIC PERIOD AFTER THE VERDICT OF THE CONSTITUTIONAL COURT NO. 18/PUU-XVII/2019 Fani Martiawan Kumara Putra
Perspektif Vol 25, No 2 (2020): Edisi Mei
Publisher : Institute for Research and Community Services (LPPM) of Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/perspektif.v25i2.760

Abstract

Fiduciary guarantee institutions are guarantee institutions that are in great demand in Indonesia, in fact it is very possible that Fiduciary is currently the most widely used guarantee institution besides three other security institutions in Indonesia, namely Gadai, Hipotek and Hak Tanggungan. Determination when the default debtor, has its own rules, can not be interpreted arbitrarily, then in a pandemic like this, determining the default debtor certainly also needs to consider the economic conditions of many parties that decline, then it means, whether the use of debt collectors is still a matter that is worthy of attention to these two aspects. This is a normative legal research. The result of this research is that the Constitutional Court’s ruling drew many interpretations, one form of which was that the Fiduciary guarantee was no longer familiar with parate executies, and sales were underhanded, but had to go through the court. Even though the decree also emphasized default. This decision must be interpreted in full, not only related not to execute it, but also to understand about the default. Thus, will be clear what the purpose of the ruling of the constitutional court. This will also be useful for law enforcement on the civil debt relationship during this pandemic. Leasing as an institution that provides credit to the public, still requires classification rules for customers who can apply for credit. So that cases of customers who are negligent in debt payments and have problems with debt collectors do not occur.
Pandemic as Reasons to Avoid Pre-Project Selling Default: Law Refinement to Provide Justice and Supports Business Activities in Covid19 Era Fani Martiawan Kumara Putra; Shanti Wulandari
NORMA Vol 18, No 2 (2021): July
Publisher : Universitas Wijaya Kusuma Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/nlj.v18i2.1591

Abstract

The study, Pandemic as Reasons for Debtors to Avoid Default: Law Refinement to Provide Justice and Supports Business Activities in Covid19 Era, aims to mengetahui dan menganalisa permasalahan wanprestasi yang terjadi pada masa pandemi Covid19 ini, khususnya pada peristiwa Pre-Project Selling. Kegagalan melakukan prestasi bisa terjadi tidak hanya karena kendala perekonomian saja, namun juga bisa karena alat dan tenaga yang terbatas pada masa pandemi. Artinya kegagalan dalam melakukan prestasi tidak hanya pada pihak developer saja, bisa jadi juga dari pihak pembeli, sedangkan sengketa yang terjadi bukanlah yang mempunyai nominal rendah, oleh karenanya kerapkali perkara hingga berujung ke Pengadilan. Ini adalah penelitian normatif dengan pendekatan perundang-undangan. Hasil yang didapatkan dari penelitian ini adalah Hakim yang memutuskan perkara, setidaknya dapat memberikan suatu penghalusan hukum pada keadaan wanprestasi di masa Pandemi ini, agar terwujud keadilan dan juga demikian akan mendukung kegiatan bisnis.Keywords: Pre-Project Selling; Pandemic; Default.
Characteristics of Notary Deeds for Transactions Through Electronic Media Fani Martiawan Kumara Putra
NORMA Vol 17, No 3 (2020): November
Publisher : Universitas Wijaya Kusuma Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/nlj.v17i3.1091

Abstract

These technological advances have caused enormous changes to business people who will indirectly use modern technological advances. This development will undoubtedly bring changes to the Notary duties and authorities' implementation as public official authorized to do authentic deeds. A new dynamic of society changes due to globalization and developments in information technology that require Notary services in carrying out existing legal actions, facilitated by current information technology. However, Notaries are still hampered by the absence of legal instruments that protect and regulate Notaries in carrying out these actions. This is a challenge for the Notary profession in responding to globalization in information technology, meaning that the Notary's duties as public officials develop along with the times. This research is normative research with a statutory approach. The results obtained from this research are that the Notary Public must involve a third party called the Certification Authority, to secure and legitimize documents into electronic transactions. The Notary deed to be used remains an authentic deed and has perfect evidentiary power. Still, suppose the process does not involve the party. In that case, the Notary deed is classified as an underhand deed, and has the power of proof as to the deed underhand, even though it is made and signed either directly or digitally by the Notary.Keywords: Notary, Electronic Transaction, Notary Deeds
TANGGUNG GUGAT PEJABAT TATA USAHA NEGARA DALAM BENTUK PEMBATALAN SERTIPIKAT HAK ATAS TANAH Fani Martiawan Kumara Putra
Supremasi Hukum: Jurnal Penelitian Hukum Vol 26, No 2 (2017)
Publisher : Universitas Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (272.671 KB) | DOI: 10.33369/jsh.26.2.1-31

Abstract

Kepemilikan hak atas tanah, dapat dibuktikan dengan dikeluarkannya sertipikat hak atas tanah yang merupakan kewenangan Badan Pertanahan Nasional (BPN). Hak atas tanah dapat dijadikan jaminan pelunasan hutang sesuai dengan pengaturan hukum jaminan  dalam hal ini lembaganya jaminannya adalah Hak Tanggungan. Hak atas tanah yang dijaminkan, baik itu hak milik, hak guna bangunan atau hak guna usaha sangat bergantung pada sertipikat hak atas tanah yang bersangkutan.Bilamana suatu saat ternyata sertipikat hak atas tanah yang sedang dijaminkan itu cacat dan harus dibatalkan, maka muncul tanggung gugat pejabat yang berwenang dan permasalahan terkait status dari jaminan Hak Tanggungan tersebut.Kata kunci: Pembatalan, Sertipikat, Jaminan
TANGGUNG GUGAT DEBITOR TERHADAP HILANGNYA HAK ATAS TANAH DALAM OBYEK JAMINAN HAK TANGGGUNGAN Fani Martiawan Kumara Putra
Yuridika Vol. 28 No. 2 (2013): Volume 28 No 2 Mei 2013
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (364.301 KB) | DOI: 10.20473/ydk.v28i2.1760

Abstract

Pengikatan suatu benda khusus sebagai suatu jaminan, merupakan wujud dari prinsip kehati-hatian pihak kreditor dalam perjanjian hutang piutang, dan hal ini akan melahirkan hak kebendaan. Hak kebendaan semacam ini tergolong hak kebendaan yang memberikan jaminan, dan mempunyai beberapa keistimewaan tersendiri, antara lain preferensi kreditor, adanya prioritas, dan yang terpenting adalah eksekusinya yang dapat terbilang lebih mudah dan pasti, yaitu dengan diaturnya parate eksekusi. Hak tanggungan sebagai bentuk hak kebendaan ini bisa hapus karena beberapa hal, antara lain karena hilangnya hak atas tanah yang sedang dijadikan obyek jaminan. Perlindungan kreditor dan tanggung gugat debitor disini kerapkali menjadi masalah hingga proses eksekusi. Dibahas dalam tulisan ini mengenai upaya yang dapat ditrempuh kreditor agar mendapatkan perlindungan hukum, dan juga bentuk tanggung gugat debitor dalam hal hapusnya hak atas tanah yang dibebani Hak Tanggungan. Kata kunci : jaminan, hak kebendaan, hak tanggungan.
PAKSAAN EKONOMI DAN PENYALAHGUNAAN KEADAAN SEBAGAI BENTUK CACAT KEHENDAK DALAM PERKEMBANGAN HUKUM KONTRAK Fani Martiawan Kumara Putra
Yuridika Vol. 30 No. 2 (2015): Volume 30 No 2 Mei 2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (310.089 KB) | DOI: 10.20473/ydk.v30i2.4658

Abstract

In fulfillment of a contract, it must be based on good faith and based on the terms of validity of the contract that has been arranged in Burgerlijk Wetboek (BW). One of its requirements is agreed, this agreement apparently has a variety of important aspects, regarding the will. The will is an important part in the validity of a contract, when there is a defect of the will, then the contract would have to see the consequences. Defects of will shall include a compulsion, which lately appeared similar pattern type that called abuse of circumstaces and economic duress. Both of them are not set in BW. This situation is different from compulsion (dwang) in general, yet still have some similarities in their characteristics. Because it is still just a doctrine, then the solution requires prudence and foresight of the judges.
Sister Ship Binding Clause as a Reinforcement of Debt Repayment Legal Certainty on Ship Mortgage Fani Martiawan Kumara Putra
Yuridika Vol. 35 No. 3 (2020): Volume 35 No 3 September 2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (261.545 KB) | DOI: 10.20473/ydk.v35i3.17004

Abstract

The field of marine transportation plays a role that is not less important than land transportation in terms of economic development in Indonesia. As a result of globalization, business activity continues to increase, whether it is business in the field of marine transportation or outside the field, it is certainly undeniable that the activity requires a very large funds, which funds can be obtained by one way is to apply for credit/loans. Large amount of loans will only be given with the imposition of collateral as a further process. The imposition of collateral for large amount of loans may designate the ship as its collateral object by utilizing the Mortgage security agency. However, when the ship is being vetted on a voyage across national borders, the impact is when its debts mature, then the execution of such ship will be difficult, caused by the inadequate legal rules in Indonesia, and not all countries ratify the ship’s arrest convention. This study aims to provide a solution in order to achieve legal certainty of Mortgaged object execution that being across national borders for a significant development of shipping business. This research is normative research. The result obtained is the need of a clause in the Mortgage security document concerning the binding of sister ship with equal value, as the collateral object backup, when the execution of ship loaded with Mortgage security is unable to be done since it is located outside the state border.
SURAT KUASA MEMASANG HIPOTEK DALAM JAMINAN HIPOTEK KAPAL LAUT Fani Martiawan Kumara Putra
Perspektif Vol. 17 No. 2 (2012): Edisi Mei
Publisher : Institute for Research and Community Services (LPPM) of Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/perspektif.v17i2.99

Abstract

Pembebanan hipotek atas kapal laut dilakukan dengan menggunakan akta otentik, pembuatan akta otentik jaminan hipotek adalah kewenangan dari Pejabat Pendaftar dan Pencatat Balik Nama Kapal sebagaimana telah ditunjuk oleh undang-undang. Faktual, pembebanan hipotek selalu dilakukan dengan pembuatan Surat Kuasa Memasang Hipotek yang berisi janji-janji terlebih dahulu. Walaupun tidak diwajibkan, Surat Kuasa Memasang Hipotek dirasa oleh masyarakat dapat lebih menjembatani dan melindungi kepentingan para pihak. Hipotek merupakan jaminan kebendaan, maka harus memenuhi asas publisitas, yaitu dengan mendaftarkan jaminan hipotek tersebut dalam register umum yang sifatnya terbuka. Pemenuhan asas publisitas ini akan membawa implikasi kepada pihak ketiga di luar perjanjian jaminan hipotek tersebut.The imposition of a ship mortgage should be done by using an authentic deed, the making of motrtgage’s deed is the authority of Pejabat Pendaftar dan Pencatat Balik Nama Kapal as it is designated by the law. Factually before the parties go to the Pejabat Pendaftar dan Pencatat Balik Nama Kapal for the imposition of a ship mortgage they will go to the notary to make such an attonery, which called Surat Kuasa Memasang Hipotek that contains some promises and agreements made and agreed by the parties. Eventhough this Surat Kuasa Memasang Hipotek is not a must but the substance of this deed could even more in giving protection and could accommodate the willingness of the parties, and also give more protection to the parties. Ship mortgage is a property rights guarantee, thats why it must fulfil the publicity principle which is done by registering the mortgage into the general register.
BENTURAN ANTARA KREDITOR PRIVILEGE DENGAN KREDITOR PREFEREN PEMEGANG HIPOTEK KAPAL LAUT TERKAIT ADANYA FORCE MAJEURE Fani Martiawan Kumara Putra
Perspektif Vol. 18 No. 1 (2013): Edisi Januari
Publisher : Institute for Research and Community Services (LPPM) of Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/perspektif.v18i1.112

Abstract

Lahirnya hak kebendaan akan melahirkan kreditor, kreditor yang terlahir akibat dari adanya jaminan kebendaan adalah kreditor preferen dimana kreditor preferen itu mempunyai berbagai ciri-ciri unggulan, antara lain yaitu didahulukannya pelunasan hutangnya daripada kreditor-kreditor lain. Namun ciri istimewa ini akan tampak kabur saat berbenturan dengan kreditor privilege yang eksistensinya juga diatur dalam undang-undang. Benturan antara kreditor privilege dengan kreditor preferen ini melemahkan posisi kreditor preferen, hal ini terutama terkait dengan pelunasan hutang karena terjadinya force majeure, dan pembayaran jaminan oleh pihak asuransi. Hal ini dikarenakan pada saat terjadi force majeure, kreditor preferen sudah seyogyanya menjadi kreditor konkuren namun tetap memegang karakter sebagai kreditor preferen karena janji-janji dalam pembebanan hipotek kapal laut.Property rights will engender creditors, creditors which are produced due to the existence of zakelijke zekerheid (property guarantee) are preferred creditors who has various superior characteristics, including the payment will be prioritized than other concurrent creditors. But the superior characteristics of the preferred creditors will looks weak when it crashed with privilege creditors which the existence are regulated in Law. The conflict between preferred creditors and privilege creditors makes the preferred creditors character become so weak, it is related to debt fulfillment because of force majeure and guarantee payment by the insurance company. This situation happened because when there was a force majeure, then the preferred creditors now should be just a concurrent creditors but they still hold the characters of preferred creditors because of the implication of the promises when the ship mortgage agreement made.
PENDAFTARAN ONLINE JAMINAN FIDUSIA SEBAGAI SUATU FASILITAS KREDIT DENGAN POTENSI LEMAHNYA PERLINDUNGAN KREDITOR Fani Martiawan Kumara Putra
Perspektif Vol. 24 No. 2 (2019): Edisi Mei
Publisher : Institute for Research and Community Services (LPPM) of Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/perspektif.v24i2.686

Abstract

Perkembangan Hukum Jaminan, juga membawa perkembangan atas lembaga jaminannya, antara lain lembaga jaminan yang merupakan bentuk perkembangan Hukum Jaminan adalah Fidusia. Fidusia sebagai lembaga jaminan yang cukup diminati, pengaturannya juga dikembangkan demi kemudahan dalam keseluruhan prosesnya, antara lain yaitu dengan diadakannya pendaftaran online untuk lembaga jaminan Fidusia. Pendaftaran online yang tentunya memiliki mekanisme yang berbeda dengan pendaftaran biasa, sudah barang tentu memiliki karakter perlindungan yang berbeda untuk kreditornya. Tentunya saat beranjak dari konsep pendaftaran online, kedudukan kreditor bukannya cenderung membaik, namun berpotensi menjadi rawan. Tujuan dari penelitian ini adalah menemukan cara agar kedudukan baik itu kreditor dan debitor dalam pendaftaran online Fidusia itu tidak menjadi rawan dan sama-sama terlindungi oleh hukum yang baik. tidak Penelitian ini merupakan penelitian normatif. Hasil dari penelitian ini adalah adanya rekomendasi bagi pemerintah, untuk membuat suatu aturan lanjutan terkait pendaftaran jaminan Fidusia yang dilakukan secara online, khususnya mengenai pemenuhan asas spesialitas pada Sertifikat Fidusia.The development of the Security Law, also brought the development of its security law institution, among others institution which is the form of the development of the Security Law is Fiduciary. Fiduciary as a security institution is quite attractive, the arrangement is also developed for ease in the whole process, such as online registration. Online registration that certainly has a different mechanism with regular registration, it certainly has a different protection character for its creditors. Surely when starting from the concept of online registration, the position of creditors rather than tend to improve, but potentially become prone. The purpose of this study is to find a way for both creditors and debtors who register the Fiduciary online, not to be vulnerable and equally protected by law. This research is a normative study. The result of this research is a recommendation for the government, to make a follow-up regulation related to registration of Fiduciary done online, especially regarding the fulfillment of speciality principle on Fiduciary Certificate.
Co-Authors Shanti Wulandari