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ANALISIS PENGARUH FAKTOR INTERNAL, PERTUMBUHAN EKONOMI, DAN JUMLAH PERUSAHAAN FINTECH TERHADAP PROFITABILITAS PERBANKAN (Studi pada Bank Umum Konvesional Yang Terdaftar Di BEI Tahun 2011-2020) Jihan Fadhilah
Jurnal Ilmiah Mahasiswa FEB Vol 10, No 1: Semester Ganjil 2021/2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Penelitian ini bertujuan untuk menganalisis Pengaruh Faktor Internal, Pertumbuhan Ekonomi, dan Jumlah Perusahaan Fintech terhadap Profitabilitas Perbankan. Data yang digunakan dalam penelitian ini dikumpulkan dari 9 bank terpilih yang terdaftar di Bursa Efek Indonesia. Penelitian ini menggunakan teknik pengambilan sampel purposive sampling, dari populasi bank yang terdaftar di BEI dengan jumlah 43 bank dan akhirnya menghasilkan 9 bank untuk dijadikan sampel penelitian ini. Penelitian ini dianalisis menggunakan pendekatan analisis data panel, yaitu random effect model. Variabel independent dalam penelitian ini adalah Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non-Performing Loan (NPL), Firm Size, Perumbuhan Ekonomi (PDB) dan Jumlah Perusahaan Fintech. Variabel dependent-nya adalah Return on Asset (ROA). Berdasarkan hasil penelitian ditemukan bahwa CAR dan PDB berpengaruh positif signifikan terhadap ROA. Sedangkan LDR, NPL, Firm Size, dan Jumlah Perusahaan Fintech berpengaruh negatif signifikan terhadap ROA.Kata kunci: Profitabilitas Bank, Return on Asset, Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non-Performing Loan (NPL), Firm Size, Perumbuhan Ekonomi (PDB), Fintech.
Penerapan Filsafat Ilmu dalam Penyusunan Karya Ilmiah Rizki Hannum; Jihan Fadhilah; Rahma Pratiwi; Adjie Rahim Ramadhan; Siti Mujiatun
Jurnal Manajemen dan Pendidikan Agama Islam Vol. 3 No. 2 (2025): Jurnal Manajemen dan Pendidikan Agama Islam
Publisher : Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jmpai.v3i2.967

Abstract

Philosophy of science has an important role in the preparation of scientific work, especially in management science, by providing a conceptual framework that integrates aspects of ontology, epistemology and axiology. This research discusses the application of the philosophy of science in the entire research process, starting from problem formulation, developing a theoretical framework, to presenting findings. The philosophy of science approach allows the selection of relevant research paradigms and valid methods to produce applicable and ethical solutions. In addition, philosophy of science contributes to the development of new paradigms, strengthening research ethics, and increasing creativity in scientific research. By using a literature review approach, this research provides insight into how the philosophy of science supports the development of management science through knowledge validation and systematic methodological testing
Exploring Teacher-Student Talk in Fostering Active Classroom Interaction: A Case Study of EFL Classrooms in Thailand School Jihan Fadhilah; Henny Mardiah
IDEAS: Journal on English Language Teaching and Learning, Linguistics and Literature Vol. 14 No. 1 (2026): IDEAS: Journal on English Language Teaching and Learning, Linguistics and Lite
Publisher : Universitas Islam Negeri Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/ideas.v14i1.9963

Abstract

This study investigates teacher–student talk patterns in fostering active classroom interaction in an EFL context at Islam Wittaya School, Thailand. Using a qualitative case study design, the research examined verbal interactions between one English teacher and 20 third-grade junior high school students through structured classroom observations conducted over four weeks. The data were analyzed using classroom discourse analysis to identify the characteristics of teacher talk, student talk, and overall interactional dynamics. The findings indicate that teacher talk serves as a strategic pedagogical tool through scaffolding, recasts, and adaptive questioning, which gradually shift classroom discourse from teacher-dominated exchanges to more dialogic interaction. Student talk varies across proficiency levels and reflects different engagement patterns shaped by teacher communication strategies. The study shows that effective teacher–student interaction relies on the integration of pedagogical, affective, and socio-cultural factors, including task-based activities, supportive feedback, and peer collaboration, structured teacher talk and scaffolding are designed to foster active student–teacher participation, thereby enhancing students’ communicative competence in classroom interaction.