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All Journal INTEGRITAS : Jurnal Pengabdian Intersections: Jurnal Pendidikan matematika dan matematika Mukaddimah: Jurnal Studi Islam Al-Mizan: Jurnal Hukum Islam dan Ekonomi Syariah Izdihar : Jurnal Ekonomi Syariah Wadiah : Jurnal Perbankan Syariah Khuluqiyya: Jurnal Kajian Hukum dan Studi Islam Mutanaqishah: Journal of Islamic Banking Southeast Asia Journal of Graduate of Islamic Business and Economics EDUCATIA JURNAL PENDIDIKAN DAN AGAMA ISLAM Jurnal Ilmu Hukum Jurnal Ekonomi dan Bisnis Islam
Ayu, Navirta
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Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Nursing Public Health Social Sciences

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Analysis of Price and Product Quality on Impulsive Buying on Online Shopping Platforms: Islamic Economic Approach Nurhidayatullah; Navirta Ayu; Susiana Herawati
SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS Vol. 3 No. 3 (2025): January
Publisher : Pascasarjana, Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sajgibe.v3i3.3540

Abstract

Advancements in the field of communication and information technology have an impact on the economic sector. This is evidenced by the increasing number of online shopping centers offering a variety of products. As the number of online stores grows, it encourages society to shop freely. The decision to make a purchase lies with the consumer, who will determine the criteria for purchasing a particular product. Consumers will naturally choose products that are of good quality and offered at a lower price. Consumption behavior is no longer about fulfilling needs but merely about satisfying desires. Consumptive behavior in society, where goods or products are purchased without careful consideration and are driven solely by emotional impulses (desires), is known as impulsive buying. Therefore, the aim of this research is to explain how the price and quality of products influence impulsive buying behavior in online shopping and how Islamic economics views impulsive buying behavior. A quantitative research design was used as the main method, with a sample of 80 respondents from Kalurahan Gombang, internet users, specifically those who have made online transactions or shopping. Based on the data analysis results, it was found that the variables of price and product quality have an influence on impulsive buying in online shopping, and Islamic economics views impulsive behavior as prohibited because it is considered wasteful.
Mikrofinansial dan Realitas Pedagang Kecil: : Menguak Peran Rentenir dalam Akses Permodalan Sungkawaningrum, Fatmawati; Munjid, Mohamad Abdul; Ayu, Navirta
Al-Mizan Vol 11 No 1 (2024): Al-Mizan
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Agama Islam (IAI) Al-Aziziyah Samalanga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54621/jiam.v11i1.933

Abstract

Komunitas pedagang kecil sering menghadapi tantangan dalam mengakses sumber keuangan formal, sehingga rentenir menjadi pilihan utama untuk memenuhi kebutuhan modal mereka. Fenomena ini didasarkan pada kecepatan pencairan dana dan ketiadaan syarat agunan yang ditawarkan oleh rentenir. Meskipun bunga yang dikenakan lebih tinggi, pedagang kecil tetap memilih rentenir karena kemudahan akses tersebut. Penelitian ini bertujuan menganalisis determinan keputusan keuangan pedagang kecil dalam mengakses pinjaman rentenir menggunakan pendekatan Teori Keuangan Mikro (Microfinance Theory). Penelitian ini menggunakan metode kualitatif dengan teknik wawancara mendalam dan studi literatur untuk memahami perilaku keuangan pedagang kecil. Temuan penelitian menunjukkan bahwa komunikasi sosial antara rentenir dan nasabahnya berperan penting dalam membangun keterikatan dan kepercayaan. Kemudahan pencairan dana kapan saja dan tanpa syarat administratif menjadi faktor utama yang memengaruhi keputusan pedagang kecil. Namun, hal ini juga memunculkan konsekuensi berupa ketergantungan keuangan pada rentenir. Kesimpulan dari penelitian ini adalah perlunya inovasi keuangan inklusif yang dapat menjadi alternatif bagi pedagang kecil, sehingga mereka tidak terjebak dalam siklus utang berbunga tinggi. Penelitian ini memberikan kontribusi terhadap pengembangan model keuangan yang lebih adil dan aksesibel bagi komunitas pedagang kecil.
Analisis Pemahaman Zakat terhadap Membayar Zakat di Baznas pada Kalangan Civitas Akademik Sekolah Tinggi Agama Islam Yogyakarta Ayu, Navirta
Quranomic: Jurnal Ekonomi dan Bisnis Islam Vol. 2 No. 1 (2023): Quranomic: Jurnal Ekonomi dan Bisnis Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam IIQ An Nur Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37252/jebi.v2i1.392

Abstract

Zakat may very well be an alternative to government programs as a source of funds to alleviate poverty. The benefits of zakat are not only a form of capital, zakat can overcome the problem of accumulation of assets in certain circles in social life, so that the income gap between groups in society can be minimized. The management of zakat by Baznas is regulated based on Law no. 23 of 2011. This study aims to determine the effect of understanding zakat, faith, religious understanding, and organizational skills on compliance with paying zakat at Baznas among the academic at the STAI Yogyakarta. The research method used is a quantitative approach. The independent variable in this research is the understanding of zakat, faith, understanding of religion and organizational skills in managing zakat and the dependent variable is the level of compliance with paying zakat. The results of the analysis show that the understanding of zakat, faith, understanding of religion and organizational skills have a significant effect on zakat paying compliance among the academic at the STAI Yogyakarta.
Co-Authors Ahmad Syafii Rahman Ahmad Zamroni Anda Asmuni Baskoro, Windu Dwi Harmoyo Fitri Riyanto Gustatnto, Edo Segara Januariansyah Arfaizar Maulida Kirom, Atsanie Munjid, Mohamad Abdul Nur hidayatullah, Nur Nur Lestari, Desy Nurhidayatullah Selamat Muliadi Suhasti, Wuri Sungkawaningrum, Fatmawati Surur Roiqoh Susiana Herawati Toto Hermawan YULIANI Yusdani Yusdani Zahra