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All Journal JURISDICTIE Jurnal Hukum dan Syariah Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan International Journal of Business, Law, and Education International Journal of Business, Economics, and Social Development Batulis Civil Law Review Invest Journal of Sharia & Economic Law BHIRAWA LAW JOURNAL International Journal of Humanities Education and Social Sciences International Journal of Islamic Education, Research and Multiculturalism (IJIERM) MLJ Merdeka Law Journal MARAS : Jurnal Penelitian Multidisplin Acten Journal Law Review
Wisnuwardhani, Diah Aju
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Religion Aerospace Engineering Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Neuroscience Public Health Social Sciences Other

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Tanggung Jawab Perdata Penjamin (Personal Guarantor) Dalam Pemberian Pinjaman (Kredit) Perbankan Pada Saat Debitur Wanprestasi (Studi di BRI Unit Gondanglegi) Alhamdani, Moch Alfinas Eric; Az, M Ghufron; Wisnuwardhani, Diah Aju
MARAS : Jurnal Penelitian Multidisiplin Vol. 3 No. 1 (2025): MARAS : Jurnal Penelitian Multidisiplin, Maret 2025
Publisher : Lumbung Pare Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60126/maras.v3i1.664

Abstract

Penelitian ini mengkaji tanggung jawab perdata penjamin (personal guarantor) dalam pemberian pinjaman perbankan pada saat debitur mengalami wanprestasi, dengan fokus pada BRI Unit Gondanglegi, dimana pemahaman mengenai kewajiban hukum bagi penjamin yang ditetapkan oleh perjanjian kredit masih sangat minim dan bahkan menyebabkan kekaburan norma terkait bagaimana tanggungjawab penjamin jika debitur dinyatakan wanprestasi atau gagal bayar. Rumusan masalah yang diangkat dalam penelitian ini adalah bagaimana tanggung jawab perdata penjamin saat terjadi wanprestasi debitur. Metode penelitian yang digunakan adalah yuridis empiris, menggabungkan data hukum dan observasi sosial untuk mendapatkan gambaran komprehensif terkait penerapan hukum dalam masyarakat. Hasil penelitian menunjukkan bahwa penjamin memegang tanggung jawab signifikan dalam kredit perbankan yaitu bertanggungjawab untuk membayar sejumlah hutang yang gagal dibayar oleh debitur. Penelitian ini memberikan wawasan mendalam mengenai perlunya edukasi finansial bagi para penjamin untuk meminimalisir risiko kredit macet dan meningkatkan stabilitas sektor perbankan.
Analysis of Legal Certainty in Determining the Position, Duties, and Responsibilities of Temporary Notary Officials Kurniawan, Steven; Dewi, Amelia Sri Kusuma; Wisnuwardhani, Diah Aju
International Journal of Business, Law, and Education Vol. 4 No. 2 (2023): International Journal of Business, Law, and Education
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v4i2.311

Abstract

The position of a Notary is a crucial part of the Indonesian state that adheres to the principles of a legal state. The Notary is the only public official authorized to create authentic deeds. An authentic deed is a document whose form is determined by the law or is created by or in the presence of a public official authorized for that purpose. This means that an authentic deed has a form stipulated by the law and is created by a public official designated by the law. In the course of performing their duties, notaries may sometimes be unable to fulfill their responsibilities due to reasons such as leave, illness, temporary impediment, or death. Therefore, to continue providing services and being accountable to the public, the position of Temporary Notary Official is established. The procedure for a Temporary Notary Official to perform the duties of a temporarily dismissed notary is explained in Article 80 of the UUJN: "(1) While the Notary is temporarily dismissed from his position, the Central Supervisory Board proposes a Temporary Notary Official to the Minister. (2) The Minister appoints a Notary who will receive the Notary Protocol from the temporarily dismissed Notary." Referring to Article 80 of the UUJN, it can be interpreted that if a notary is temporarily dismissed, the Regional Supervisory Board proposes a Temporary Notary Official to carry out the duties of the temporarily dismissed notary. However, with the development of the law, in 2014, Law Number 30 of 2014 or the UUJN Amendment was enacted, amending the previous UUJN which stated, "Temporary Notary Official is a person who temporarily serves as a Notary to carry out the duties of a Notary who has died." This change was made to ensure legal certainty, order, and protection and also because the UUJN was no longer in line with legal developments and the needs of society. However, the change in the definition was not accompanied by a change in Article 80 of the UUJN, where the Central Supervisory Board proposes a Temporary Notary Official while the Notary is temporarily dismissed. This leads to inconsistency in the law, as in the UUJN Amendment, the Temporary Notary Official is specifically designated to perform the duties of a deceased notary, but the regulation in Article 80 of the UUJN, where the Central Supervisory Board proposes a Temporary Notary Official while the Notary is temporarily dismissed from his position, remains unchanged
Legal Certainty in the Regulations Regarding the Prohibition of Notaries from Serving as Leader of Private Business Entities Nailah, Yuni Aisyatun; Dewi, Amelia Sri Kusuma; Wisnuwardhani, Diah Aju
International Journal of Business, Economics, and Social Development Vol. 6 No. 3 (2025)
Publisher : Rescollacom (Research Collaborations Community)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v6i3.1022

Abstract

Legal certainty in a regulation will create order. If every individual or law enforcer can interpret a regulation properly and clearly, then a regulation will run as it should. One of the prohibitions stipulated in Article 17 paragraph (1) letter f UUJN is the prohibition for notaries to hold concurrent positions as leaders of private business entities. The concept of a leader in various types of private business entities covers a broad role, from strategic decision-making to operational management. Interpretations of who is considered a "leader" can vary depending on the structure and characteristics of the business entity. This ambiguity creates room for multiple interpretations in the implementation of the prohibition against notaries. The involvement of notaries in leadership positions can threaten their independence or create potential conflicts of interest. This provision contains significant ambiguity in the definition of "leader of a private business entity," thus creating legal ambiguity. Legal ambiguity occurs when a legal regulation does not provide a clear and detailed definition or provision regarding a concept or term used, thus creating difficulties in its application and interpretation. This ambiguity causes legal uncertainty that is contrary to the basic principles of the formation of laws and regulations.
The Urgency of Regulating Digital Notary Protocol Supervision System by the Regional Supervisory Council in the Cybernotary Era permatasari, aulia citra; Sukarmi, Sukarmi; Wisnuwardhani, Diah Aju
International Journal of Islamic Education, Research and Multiculturalism (IJIERM) Vol 7 No 3 (2025)
Publisher : The Islamic Education and Multiculturalism Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47006/ijierm.v7i3.584

Abstract

Abstrak Notaris memiliki kewajiban menyelenggarakan protokol yang diawasi oleh Majelis Pengawas Daerah (MPD). Di era digital dan cybernotary, mekanisme pengawasan manual dinilai tidak lagi memadai dalam menjawab tuntutan efisiensi, transparansi, dan akuntabilitas. Meski telah ada inisiatif sistem berbasis teknologi seperti SIEMON, belum tersedia regulasi yang secara khusus mengatur mekanisme pengawasan protokol notaris melalui sistem digital. Kekosongan hukum ini berpotensi menimbulkan ketidakpastian hukum dan melemahkan fungsi pengawasan. Penelitian ini bertujuan menganalisis urgensi pengaturan pengawasan digital oleh MPD dalam menghadapi perkembangan cybernotary. Metode yang digunakan adalah penelitian hukum normatif dengan pendekatan perundang-undangan dan konseptual. Analisis dilakukan melalui teori konvergensi hukum dan teknologi, teori hukum progresif, teori kepastian hukum, serta teori kewenangan untuk memahami kelemahan regulasi yang ada dan merumuskan arah pengaturan ideal. Hasil penelitian menunjukkan bahwa sistem pengawasan manual tidak lagi relevan dengan perkembangan masyarakat digital dan kebutuhan layanan hukum modern. Regulasi baru diperlukan untuk memastikan kepastian hukum, integritas jabatan notaris, serta perlindungan hukum bagi masyarakat. Dari aspek filosofis, yuridis, dan sosiologis, pengaturan ini mendesak untuk diwujudkan sebagai dasar hukum yang adaptif terhadap transformasi teknologi, sekaligus menjamin profesionalisme notaris sebagai officium nobile. Kata Kunci: Cybernotary, Pengawasan Digital, Protokol Notaris, Majelis Pengawas Daerah, Kepastian Hukum. Abstract Notaries are obliged to manage protocols under the supervision of the Regional Supervisory Council (MPD). In the digital and cybernotary era, conventional manual supervision mechanisms are no longer adequate to address the demands for efficiency, transparency, and accountability. Although initiatives such as SIEMON have been introduced, there is still no specific regulation governing technology-based supervision of notarial protocols. This legal vacuum may result in uncertainty and weaken supervisory functions. This study aims to analyze the urgency of regulating digital supervision by MPD in response to the development of cybernotary practices. The research employs normative legal methods using statutory and conceptual approaches. The analysis applies the theory of law and technology convergence, progressive law theory, legal certainty theory, and authority theory to examine current regulatory shortcomings and formulate the direction of ideal regulation. The findings reveal that manual supervision is no longer relevant to the dynamics of a digital society and the needs of modern legal services. New regulations are required to ensure legal certainty, uphold the integrity of the notary office, and protect public interests. Philosophical, juridical, and sociological considerations highlight the urgency of establishing adaptive regulations that align with technological transformation while ensuring the professionalism of notaries as officium nobile. Keywords: Cybernotary, Digital Supervision, Notary Protocol, Regional Supervisory Council, Legal Certainty
Arrangement of Agrarian Reform as A Basis For Providing Legal Certainty For the Community Prakoso, Bhim; Hariyani, Iswi; Wahjuni, Edi; Wisnuwardhani, Diah Aju
Acten Journal Law Review Vol. 1 No. 1: Aug 2024
Publisher : PT Matra Cendikia Abadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71087/ajlr.v1i1.2

Abstract

The existence of government policies that have been issued regarding the implementation of the agrarian reform program but still give rise to imbalances in the structure of control, ownership, use, and utilization of land. Until now, it seems as if the implementation of the agrarian reform program is running in place, even though in order to make the agrarian reform a success, the government has tried to create regulations that are used as a legal basis so that the agrarian reform can run according to its objectives. This study aims to examine the legal certainty of agrarian reform asset management policies. This study is a normative study that uses a statutory regulatory approach and a conceptual approach. The statutory approach is a study of legal products. The results of the study show that 1). The nature of the arrangement of Agrarian Reform assets that are certain: Agrarian reform fundamentally provides programs that can resolve the problem of rural community poverty, increase welfare with national food independence, increase land productivity, provide recognition of land rights owned both privately, state, and public land whose use is to meet the interests of the community. 2). Implementation of land redistribution in Agrarian Reform: There are three forms of agrarian reform, namely asset legalization, land redistribution and social forestry. Model of equitable agrarian reform: Agrarian reform or equitable agrarian renewal is something that is complex and multidimensional which is a major program of the Indonesian state in realizing the welfare of the Indonesian people, especially in terms of increasing access for poor farmers to land control in Indonesia, but implementing equitable agrarian reform is not an easy thing, there are many obstacles, both in terms of legal aspects, land administration, social, political, cultural, and security. Keywords: Asset Management Policy, Agrarian Reform, Legal Certainty for the Community
Disharmony in the Establishment of the Merah Putih Village Cooperative from the Perspective of Cooperative Principles Mardiana, Yusni Fitri; Dewantara, Reka; Wisnuwardhani, Diah Aju
International Journal of Business, Law, and Education Vol. 6 No. 2 (2025): International Journal of Business, Law, and Education
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v6i2.1310

Abstract

The process of establishing the Merah Putih Village Cooperative, carried out through village government policy, raised normative issues, especially regarding the fulfillment of the principle of voluntary membership as stipulated in Law Number 25 of 1992 concerning Cooperatives. This study aims to examine the alignment between the cooperative establishment model influenced by government policy intervention and the principle of free will in the legal act of establishing a cooperative. The approach used is normative legal research based on legislation analysis, legal concepts, and historical perspectives to examine the normative structure related to principles in the process of establishing cooperatives at the village level. The results of this study are expected to contribute to the proper application of legal principles, ensuring that the establishment of cooperatives is legally legitimate in accordance with applicable laws and regulations.
Co-Authors Alhamdani, Moch Alfinas Eric Amelia Sri Kusuma Dewi, Amelia Sri Kusuma Az, M Ghufron Az, Moh. Ghufron Dersanala, Nabilla Febrina Dewi Astutty Mochtar Dian Pratiwi, Rizky Melani Elfarinda, Laila Engelbert, Lendo Theo Fadila, Ilham Zain Hanif Nur Widhiyanti, Hanif Nur Iswi Hariyani Kurniawan, Steven Mardiana, Yusni Fitri Nabila, Selma Nailah, Yuni Aisyatun permatasari, aulia citra Prakoso, Bhim Pranadilla, Komang Panditayana Pratama, Okky Wildhan Putra, Mahendita Galang Perdana Humaidi Rachman, Isnilah Nur Reka Dewantara Sugiri, Bambang Suhariningsih Sukarmi Sukarmi, Sukarmi Wahjuni, Edi Widhianti, Hanif Nur Widhiyanti , Hanif Nur