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All Journal Jurnal Riset Akuntansi dan Keuangan Jutisi: Jurnal Ilmiah Teknik Informatika dan Sistem Informasi Cahaya Pengabdian Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Muzakky, Faqih Ahmad
Telkom University
Computer Science & IT Economics, Econometrics & Finance Education Social Sciences Other

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How financial literacy affect risk preference: an evidence from Bandung, Indonesia Muzakky, Faqih Ahmad; Soekarno, Subiakto
Jurnal Riset Akuntansi dan Keuangan Vol 9, No 1 (2021): Jurnal Riset Akuntansi dan Keuangan. April 2021 [DOAJ & SINTA Indexed]
Publisher : Program Studi Akuntansi FPEB UPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jrak.v9i1.29202

Abstract

Financial literacy and risk preference become issues that attracting the attention of researchers. We analyse a survey that held in Bandung, Indonesia to measure financial literacy and study its relationship on risk preference through online questionnaire. We investigate the effect of financial literacy that measured by numeracy, inflation, interest compounding, time value of money, and money illusion into set of questions that represent risk appetite indicators. As results, financial literacy shows significance relation into risk preference at 5%. Moreover, four demography factors are added for control variables in this research. Age and gender shows significance relation at 1% while marital status and formal education is not effective to affect risk preference.
User-Centric UI/UX Design in HR Applications: Boosting Employee Learning and Retention Pringgabayu, Dematria; Ramadhian, Mochamad Arief Rahman; Muzakky, Faqih Ahmad; Sugiana, Neng Susi Susilawati
Jutisi : Jurnal Ilmiah Teknik Informatika dan Sistem Informasi Vol 13, No 3: Desember 2024
Publisher : STMIK Banjarbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35889/jutisi.v13i3.2366

Abstract

This study examined the impact of user-centric UI/UX design in HR applications on employee learning and retention. With the growing use of digital platforms for employee training and development, the effectiveness of these tools depended significantly on an intuitive and engaging design. This research identified key design principles, such as simplicity, accessibility, and personalization, which enhanced user engagement within HR applications. Findings indicated that interactive features like progress tracking and real-time feedback created a more satisfying learning experience. The results demonstrated that user-centered UI/UX design improved training retention, as employees were more likely to engage with and retain information presented in a visually appealing and accessible format. 
Penguatan Partisipasi Masyarakat melalui Sosialisasi Lanjutan Reaktor Sampah di Kelurahan Cangkuang Kulon Ihsan, Aditya Firman; Muzakky, Faqih Ahmad; Dzakiy, Uruqul Nadhif
Cahaya Pengabdian Vol. 2 No. 1 (2025): Juni 2025
Publisher : Apik Cahaya Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61971/cp.v2i1.231

Abstract

Sampah organik masih menjadi permasalahan utama di kawasan perkotaan maupun semi-urban. Salah satu pendekatan teknis yang dapat digunakan adalah pemanfaatan reaktor sampah untuk mengolah limbah organik menjadi produk bernilai guna, seperti pakan ternak dan pupuk. Namun, keberhasilan implementasi teknologi tersebut sangat ditentukan oleh keterlibatan aktif masyarakat dalam sistem pengelolaan sampah. Kegiatan pengabdian masyarakat ini bertujuan untuk melakukan sosialisasi lanjutan mengenai reaktor sampah kepada warga Kelurahan Cangkuang Kulon, sekaligus meluncurkan website reaktorsampah.com sebagai sarana informasi, branding, dan edukasi digital. Metode kegiatan mencakup penyuluhan, demonstrasi penggunaan reaktor, penjelasan website, serta diskusi kelompok terarah (FGD) untuk menggali ide sistem setoran sampah organik dari warga. Hasil kegiatan menunjukkan adanya antusiasme tinggi dari masyarakat dan dukungan dari tokoh lokal, yang ditandai dengan munculnya inisiatif pembentukan mekanisme setoran sampah berbasis komunitas. Keberadaan website juga mendapat respon positif karena memperluas akses informasi dan meningkatkan kredibilitas program. Dengan demikian, sosialisasi lanjutan ini tidak hanya meningkatkan pemahaman warga mengenai manfaat reaktor sampah, tetapi juga membuka peluang pembentukan ekosistem partisipatif dalam pengelolaan sampah organik yang berkelanjutan.
Quantifying Exchange Rate Volatility and Financial Sensitivity in Indonesia’s Energy Transition Financing Muzakky, Faqih Ahmad
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 7 No. 3 (2026): July
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v7i3.4073

Abstract

Exchange rate risk remains a major financial barrier to long-term energy transition financing in emerging market economies. In Indonesia, renewable and clean energy projects are frequently exposed to currency mismatches, where revenues are predominantly denominated in Indonesian rupiah while capital expenditures and debt obligations are largely denominated in foreign currency, particularly the United States dollar. Previous studies emphasize that such mismatches significantly increase financial vulnerability in infrastructure projects (Siregar & Wihardja, 2023; OECD, 2024). This study quantitatively examines the magnitude of exchange rate risk and its implications for financial sustainability in Indonesia’s energy sector. Using historical USD/IDR data from 2014–2024, exchange rate volatility is estimated and integrated into a scenario-based sensitivity analysis applied to long-term financial projections. The results indicate that while Indonesia’s exchange rate volatility remains moderate relative to other emerging economies, its long-term financial implications are substantial when applied to large-scale, foreign-currency-funded energy investments. Sensitivity analysis further shows that exchange rate volatility, although less dominant than revenue growth, constitutes a critical risk factor for financial sustainability when combined with long-term funding exposure. These findings provide quantitative evidence supporting the need for structured currency risk management mechanisms in Indonesia’s energy transition financing.
Co-Authors Aditya Firman Ihsan Dematria Pringgabayu Mochamad Arief Rahman Ramadhian Subiakto Soekarno Sugiana, Neng Susi Susilawati Uruqul Nadhif Dzakiy