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All Journal Jurnal Riset Akuntansi dan Keuangan Jutisi: Jurnal Ilmiah Teknik Informatika dan Sistem Informasi Cahaya Pengabdian Aksi Kita: Jurnal Pengabdian Kepada Masyarakat Indonesia Berdampak: Jurnal Pengabdian Kepada Masyarakat Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Faqih Ahmad Muzakky
Universitas Telkom
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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How financial literacy affect risk preference: an evidence from Bandung, Indonesia Muzakky, Faqih Ahmad; Soekarno, Subiakto
Jurnal Riset Akuntansi dan Keuangan Vol 9, No 1 (2021): Jurnal Riset Akuntansi dan Keuangan. April 2021 [DOAJ & SINTA Indexed]
Publisher : Program Studi Akuntansi FPEB UPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jrak.v9i1.29202

Abstract

Financial literacy and risk preference become issues that attracting the attention of researchers. We analyse a survey that held in Bandung, Indonesia to measure financial literacy and study its relationship on risk preference through online questionnaire. We investigate the effect of financial literacy that measured by numeracy, inflation, interest compounding, time value of money, and money illusion into set of questions that represent risk appetite indicators. As results, financial literacy shows significance relation into risk preference at 5%. Moreover, four demography factors are added for control variables in this research. Age and gender shows significance relation at 1% while marital status and formal education is not effective to affect risk preference.
User-Centric UI/UX Design in HR Applications: Boosting Employee Learning and Retention Pringgabayu, Dematria; Ramadhian, Mochamad Arief Rahman; Muzakky, Faqih Ahmad; Sugiana, Neng Susi Susilawati
Jutisi : Jurnal Ilmiah Teknik Informatika dan Sistem Informasi Vol 13, No 3: Desember 2024
Publisher : STMIK Banjarbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35889/jutisi.v13i3.2366

Abstract

This study examined the impact of user-centric UI/UX design in HR applications on employee learning and retention. With the growing use of digital platforms for employee training and development, the effectiveness of these tools depended significantly on an intuitive and engaging design. This research identified key design principles, such as simplicity, accessibility, and personalization, which enhanced user engagement within HR applications. Findings indicated that interactive features like progress tracking and real-time feedback created a more satisfying learning experience. The results demonstrated that user-centered UI/UX design improved training retention, as employees were more likely to engage with and retain information presented in a visually appealing and accessible format. 
Penguatan Partisipasi Masyarakat melalui Sosialisasi Lanjutan Reaktor Sampah di Kelurahan Cangkuang Kulon Ihsan, Aditya Firman; Muzakky, Faqih Ahmad; Dzakiy, Uruqul Nadhif
Cahaya Pengabdian Vol. 2 No. 1 (2025): Juni 2025
Publisher : Apik Cahaya Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61971/cp.v2i1.231

Abstract

Sampah organik masih menjadi permasalahan utama di kawasan perkotaan maupun semi-urban. Salah satu pendekatan teknis yang dapat digunakan adalah pemanfaatan reaktor sampah untuk mengolah limbah organik menjadi produk bernilai guna, seperti pakan ternak dan pupuk. Namun, keberhasilan implementasi teknologi tersebut sangat ditentukan oleh keterlibatan aktif masyarakat dalam sistem pengelolaan sampah. Kegiatan pengabdian masyarakat ini bertujuan untuk melakukan sosialisasi lanjutan mengenai reaktor sampah kepada warga Kelurahan Cangkuang Kulon, sekaligus meluncurkan website reaktorsampah.com sebagai sarana informasi, branding, dan edukasi digital. Metode kegiatan mencakup penyuluhan, demonstrasi penggunaan reaktor, penjelasan website, serta diskusi kelompok terarah (FGD) untuk menggali ide sistem setoran sampah organik dari warga. Hasil kegiatan menunjukkan adanya antusiasme tinggi dari masyarakat dan dukungan dari tokoh lokal, yang ditandai dengan munculnya inisiatif pembentukan mekanisme setoran sampah berbasis komunitas. Keberadaan website juga mendapat respon positif karena memperluas akses informasi dan meningkatkan kredibilitas program. Dengan demikian, sosialisasi lanjutan ini tidak hanya meningkatkan pemahaman warga mengenai manfaat reaktor sampah, tetapi juga membuka peluang pembentukan ekosistem partisipatif dalam pengelolaan sampah organik yang berkelanjutan.
Peningkatan Literasi dan Kesadaran Etika Penggunaan Artificial Intelligence untuk Memperkuat Integritas Akademik Siswa Ashri Putri Rahadi; Uruqul Nadhif Dzakiy; Faqih Ahmad Muzakky
Aksi Kita: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 3 (2026): MEI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/j436w516

Abstract

Kehadiran Generative Artificial Intelligence (AI) seperti ChatGPT telah mengubah lanskap pendidikan secara drastis, menawarkan efisiensi tinggi namun sekaligus membawa risiko etika yang serius. Program pengabdian masyarakat ini bertujuan untuk meningkatkan literasi digital dan kesadaran etika penggunaan AI pada siswa di Darul Hikam Integrated School, Bandung. Masalah utama yang diidentifikasi adalah potensi penggunaan AI sebagai "jalan pintas" yang merusak proses berpikir kritis dan integritas akademik. Kegiatan yang dilaksanakan pada 10 Juni 2026 ini melibatkan lebih dari 50 siswa SMP dan SMA. Metode pelaksanaan menggunakan pendekatan active learning melalui pemaparan materi interaktif dan diskusi kelompok berbasis studi kasus etika. Materi edukasi disusun berdasarkan prinsip-prinsip global dari UNESCO dan OECD serta literatur terkini mengenai penggunaan LLM dalam pendidikan. Hasil kegiatan menunjukkan bahwa siswa mampu mengidentifikasi batasan etis penggunaan AI, memahami pentingnya verifikasi informasi untuk menghindari "halusinasi" AI, serta berkomitmen menjaga integritas akademik dengan memposisikan AI sebagai asisten kognitif, bukan pengganti otoritas berpikir manusia.
Smart Buyer Generation: Cara Mengendalikan Diri dari Impulsive Buying di Era E-Commerce Budi Prasetiyo; Faqih Ahmad Muzakky
Indonesia Berdampak: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 1 (2026): JANUARI-JUNI 2026
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/4ntn6n17

Abstract

The development of digital technology and the growth of e-commerce in Indonesia have driven changes in consumer behavior patterns, particularly among adolescents as the digital native generation. The ease of access to online shopping platforms, time-limited promotions such as flash sales, digital payment systems, and paylater features have the potential to increase the tendency toward impulsive buying among school-aged youth. This condition raises concern because weak self-control and low financial literacy can lead to unplanned and risky consumptive behavior in the future. This community service program, titled "Smart Buyer Generation: Strategies for Self-Control against Impulsive Buying in the E-Commerce Era," was implemented among students of Darul Hikam Integrated School Secondary (DHIS Secondary) - Lodaya as the target community. The activity aims to enhance conceptual understanding of impulsive buying behavior, strengthen the ability to distinguish between needs and wants, and develop self-regulation skills in purchasing decisions. The implementation method was conducted participatively through preparation stages, initial assessment, delivery of financial literacy and digital consumer behavior materials, case simulations, interactive discussions, and evaluation through pre-test and post-test. The educational approach was designed not only to be informative but also reflective and applicative, enabling participants to internalize the values of rational and responsible consumption. The expected outcomes include increased critical awareness of digital marketing strategies, the formation of a smart buyer mindset, and the creation of change agents within the school environment capable of disseminating wise consumption practices. This program also aligns with the scientific roadmap that emphasizes the strengthening of economy and human resources in the digital era, thus possessing sustainability potential in the form of developing digital financial literacy modules for adolescents.  
Quantifying Exchange Rate Volatility and Financial Sensitivity in Indonesia’s Energy Transition Financing Faqih Ahmad Muzakky
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 7 No. 3 (2026): July
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v7i3.4073

Abstract

Exchange rate risk remains a major financial barrier to long-term energy transition financing in emerging market economies. In Indonesia, renewable and clean energy projects are frequently exposed to currency mismatches, where revenues are predominantly denominated in Indonesian rupiah while capital expenditures and debt obligations are largely denominated in foreign currency, particularly the United States dollar. Previous studies emphasize that such mismatches significantly increase financial vulnerability in infrastructure projects (Siregar & Wihardja, 2023; OECD, 2024). This study quantitatively examines the magnitude of exchange rate risk and its implications for financial sustainability in Indonesia’s energy sector. Using historical USD/IDR data from 2014–2024, exchange rate volatility is estimated and integrated into a scenario-based sensitivity analysis applied to long-term financial projections. The results indicate that while Indonesia’s exchange rate volatility remains moderate relative to other emerging economies, its long-term financial implications are substantial when applied to large-scale, foreign-currency-funded energy investments. Sensitivity analysis further shows that exchange rate volatility, although less dominant than revenue growth, constitutes a critical risk factor for financial sustainability when combined with long-term funding exposure. These findings provide quantitative evidence supporting the need for structured currency risk management mechanisms in Indonesia’s energy transition financing.
Co-Authors Aditya Firman Ihsan Ashri Putri Rahadi Budi Prasetiyo Dematria Pringgabayu Mochamad Arief Rahman Ramadhian Subiakto Soekarno Sugiana, Neng Susi Susilawati Uruqul Nadhif Dzakiy Uruqul Nadhif Dzakiy