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All Journal JMM (Jurnal Masyarakat Mandiri) Distribusi International Journal of Community Service Learning Jurnal Ilmiah Manajemen Kesatuan Jurnal Pengabdian kepada Masyarakat Jurnal Akuntansi Bisnis Pelita Bangsa Jurnal Pengabdian Masyarakat Indonesia (JPMI) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) IJMA
Asri Dwi Ariyani
Universitas Alma Ata
Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Journal : Distribusi

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PENGARUH LITERASI KEUANGAN, SIKAP KEUANGAN DAN PENDAPATAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN PELAKU UMKM Ariyani, Asri Dwi; Hidayah, Nila; Munawaroh, Milatul; Setiorini, Kusumaningdiah Retno; Ahmad, Khamdani
Distribusi - Journal of Management and Business Vol. 13 No. 2 (2025): Distribusi, September 2025
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/distribusi.v13i2.629

Abstract

Financial management is still an obstacle in developing MSME business capacity. This is due to the low level of financial literacy possessed by MSME actors as well as an attitude of awareness and responsibility that has not been carried out properly regarding financial management of business income. This research aims to determine the influence of financial literacy, financial attitudes and income on the financial management behavior of MSME players. This type of research is quantitative research. The research respondents were MSME actors in the culinary sector in Bantul Regency. Sampling was carried out using a purposive sampling technique with a sample of 102 respondents obtained in the study. The data used in this research is primary data, namely data from the results of the respondent's questionnaire answers. The analysis technique used is descriptive statistical analysis and multiple linear regression analysis. The research results show that (1) financial literacy has a significant effect on the financial management behavior of MSME actors; (2) financial attitudes do not have a significant effect on the financial management behavior of MSME actors; (3) income has a significant effect on the financial management behavior of MSME actors.
Co-Authors Abi Suryono Agustin Eka Putri Ahmad, Khamdani Arik Tri Mulyani Asyiqin, Nurul Atik Aini Nazilah Az-Zatun Nabila Burhannudin, Rofiq Dani Fikri Setiawan Dani Fikri Setiawan Defia Ifsantin Maula Defia Ifsantin Maula Dimas Wibisono Farida Dinda Fatharani Gilang Ramadhani Hidayah, Nila Kusumaningdiah Retno Setiorini Marsuking Marsuking Meutia Layli Meutia Layli Meutia Layli Meutia Layli Muhammad Hisam Munawaroh, Milatul Mustika Nurul Indah Safitri Nadiya Maulida Nila Hidayah Novita Ratnasari R. A. Supriyono Rofiq Burhannudin Rosa Nikmatul Fajri Rosa Nikmatul Fajri Sarpinah, Dewi Setiorini, Kusumaningdiah Retno Sharikha Ruwaida Zukhrufa Silvia Waning Hiyun Puspita Sari Siti Solehah Solly Aryza Suryono, Abi Tiya Nuryani TRI WULANDARI Uci Dwi Sartika Ulil Wafa Khorul Muna Wibisono, Dimas