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Bibliometric Analysis of Financial Inclusion Research Judijanto, Loso; Supriadi, Adih
West Science Accounting and Finance Vol. 3 No. 01 (2025): West Science Accounting and Finance
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsaf.v3i01.1743

Abstract

Financial inclusion has emerged as a crucial factor in promoting economic development, reducing poverty, and fostering financial stability. This study employs a bibliometric analysis to explore the intellectual landscape, key research themes, and trends in financial inclusion research using data exclusively from the Scopus database. Utilizing VOSviewer, the study examines keyword co-occurrence, co-authorship networks, and geographic distribution to identify influential scholars, institutions, and countries contributing to the field. The findings reveal an evolution from traditional microfinance approaches toward digital financial services, financial technology (FinTech), and sustainability-linked financial inclusion initiatives. The analysis highlights strong international research collaborations, with India, China, and the United Kingdom playing significant roles in shaping financial inclusion discourse. Moreover, emerging research trends suggest an increasing focus on digital finance, environmental sustainability, and gender disparities in financial access. Despite progress, persistent challenges such as financial literacy gaps, regulatory barriers, and regional inequalities remain critical concerns. This study contributes to the understanding of financial inclusion research trends and provides insights for policymakers, financial institutions, and researchers to design more inclusive and effective financial policies. Future research should integrate interdisciplinary approaches and advanced data analytics to address existing gaps and enhance financial accessibility globally.
Analisis Kinerja Keuangan UMKM Sepatu dan Sandal di Desa Sindangsari Kecamatan Pabuaran Kabupaten Serang Supriadi, Adih; Utami, Fiesty
Jurnal Sains Sosio Humaniora Vol. 5 No. 2 (2021): Volume 5, Nomor 2, Desember 2021
Publisher : LPPM Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jssh.v5i2.15779

Abstract

Analisis rasio dilakukan untuk menilai kondisi keuangan suatu organisasi. Tujuan penelitian ini ialah untuk melihat kondisi keuangan di UMKM Sepatu dan Sandal di Desa Sindangsari Kecamatan Pabuaran Kabupaten Serang ditinjau berdasarkan analisa rasio keuangan dengan metode analisis deskriptif. Kinerja keuangan UMKM Sepatu dan Sandal di Desa Sindangsari berdasarkan analisa rasio likuiditas selama periode tahun 2018 - 2020 terus mengalami penurunan yang artinya kemampuan perusahaan guna mencukupi kewajiban jangka pendeknya semakin menurun. Begitu juga berdasarkan rasio profitabilitas terus mengalami penurunan kinerja. Sedangkan berdasarkan rasio leverage periode tahun 2018-2020 nilainya sangat tinggi, padahal semakin kecil rasio leverage ini, tentunya akan semakin baik karena semakin kecil resiko yang dimiliki. Di sisi lain, berdasarkan rasio aktivitas perusahaan dalam mengelola aktivanya, perusahaan ini kurang efektif karena nilai yang didapat sangat kecil / rendah.
Pendampingan Sertifikasi Halal UMKM Di Desa Cikiruhwetan Cikeusik Pandeglang Supriadi, Adih; Sari, Titis Nistia; Abduh, Muhammad
Jurnal Masyarakat Madani Indonesia Vol. 4 No. 4 (2025): November
Publisher : Alesha Media Digital

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59025/qxqv9568

Abstract

Tujuan kegiatan pendampingan ini yaitu untuk meningkatkan pengetahuan masyarakat tentang proses produk halal pada usaha dan menghasilkan para pelaku usaha yang memiliki sertifikasi halal pada produk usahanya khusunya UMKM yang ada di Cikiruhwetan Cikeusik Pandeglang. Metode yang dilakukan yaitu pendekatan Participatory Action Research (PAR), yakni pendekatan yang memiliki tujuan untuk memberikan pembelajaran dan mengatasi masalah, serta memenuhi kebutuhan praktis masyarakat dengan memadukan ilmu pengetahuan dan perubahan sosial pada masyarakat. Pendekatan ini dianggap relevan dengan pengabdian yang akan dilakukan karena memiliki muatan untuk membangkitkan kesadaran kritis secara kolektif, khususnya dalam mempresentasikan konsep ekonomi halal dalam rutinitas ekonomi sehari-hari. Peserta pendampingan yaitu kelompok UMKM Baso Ikan dan UMKM Kerupuk Intip, ada 2 (dua) UMKM yang tuntas hingga tahapan akhir, dengan periode pendampingan selama 6 (enam) bulan atau hingga Sertifikat Halal yang diajukan diterima/keluar. Dari aktivitas pendampingan yang telah dilakukan ada dua perwakilan UMKM yang sampai ke tahap akhir serta telah menerima STTD dari BPJPH, dan menunggu sertifikat halal yang diajukan keluar/terbit
The Effect of Debt Management, Budgeting Policy, and Green Investment on Financial Growth of Information Technology Companies in West Java Judijanto, Loso; Supriadi, Adih; Lesmana, Tera
West Science Social and Humanities Studies Vol. 2 No. 09 (2024): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v2i09.1279

Abstract

The study investigates the effect of debt management, budgeting policy, and green investment on the financial growth of information technology companies in West Java. Utilizing a quantitative approach, the research collected data from 190 IT companies using a Likert scale questionnaire (1-5), analyzing the results through Structural Equation Modeling-Partial Least Squares (SEM-PLS 3). The findings highlight the significant impact of effective debt management and sound budgeting policies in promoting financial growth. Additionally, green investment initiatives play a crucial role in enhancing the sustainability and long-term profitability of these companies. The study provides valuable insights for IT companies seeking to balance financial stability and environmental responsibility.
Impact of Fintech Adoption, MSME Digital Readiness, and Regulatory Environment on Financial Performance in Indonesia Antoni, Antoni; Judijanto, Loso; Supriadi, Adih; Rahman Halik, Bachtiar
West Science Accounting and Finance Vol. 2 No. 02 (2024): West Science Accounting and Finance
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsaf.v2i02.1046

Abstract

This study investigates the impact of Fintech Adoption, MSME Digital Readiness, and the Regulatory Environment on Financial Performance in Indonesia's micro, small, and medium enterprises (MSMEs). Using a quantitative analysis with a sample size of 170, data was collected using Likert scales and analyzed through Structural Equation Modeling - Partial Least Squares (SEM-PLS 3). Results indicate that all relationships hypothesized (Fintech Adoption, MSME Digital Readiness, and Regulatory Environment -> Financial Performance) are positively significant. Specifically, Fintech Adoption positively influences Financial Performance, MSME Digital Readiness shows a significant positive impact on Financial Performance, and a supportive Regulatory Environment enhances Financial Performance significantly. These findings underscore the importance of technological integration, digital preparedness, and regulatory support in bolstering financial outcomes for MSMEs in Indonesia.
The Impact of Multichannel Marketing Strategy Implementation, HR Skills, and Customer Experience on Increased Sales in Small and Medium Enterprises Supriadi, Adih; Kusumaningsih, Ani; Rukmana, Arief Yanto; Prayetno, Bambang Eko
West Science Journal Economic and Entrepreneurship Vol. 2 No. 03 (2024): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v2i03.1193

Abstract

This study investigates the impact of multichannel marketing strategy implementation, human resource (HR) skills, and customer experience on increasing sales in small and medium enterprises (SMEs). Employing a quantitative research approach, data were collected from 190 SME representatives using a 5-point Likert scale and analyzed with Structural Equation Modeling-Partial Least Squares (SEM-PLS 3). The findings reveal that all three factors—multichannel marketing strategy, HR skills, and customer experience—have a positive and significant effect on sales performance. Among them, HR skills exhibit the strongest influence, followed by multichannel marketing strategy and customer experience. These results underscore the importance of integrating effective marketing strategies, enhancing HR competencies, and delivering superior customer experiences to drive sales growth in SMEs. The study provides valuable insights for SME practitioners and policymakers, emphasizing the need for a holistic approach to improving business performance through strategic investments in marketing, HR, and customer experience.
PELATIHAN KEWIRAUSAHAAN BERBASIS FINTECH KELOMPOK USAHA MIKRO DI DESA WISATA ANYAR SERANG BANTEN Sari, Titis Nistia; Supriadi, Adih; Arisondha, Edy
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 5, No 7 (2022): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v5i7.2569-2574

Abstract

Pengabdian pada masyarakat ini berupa Kegiatan yang dilakukan untuk memberdayakan warga Desa Bandulu, Kecamatan Anyar, Kabupaten Serang Banten dalam berwirausaha. Kelompok usaha mikro di Desa Wisata Anyar Serang Banten terdiri dari banyak Usaha mikro yang beraneka ragam jenis kewirausahaannya. Dalam pelaksanaannya ditekankan pada kewirausahaan berbasis Fintech yang akan dikembangkan oleh Kelompok Usaha Mikro di Desa Wisata Anyar. Diharapkan dengan penerapan Fintech yang dilakukan secara online, akan berdampak pada peningkatan pendapatan mereka. Hasil kegiatan pelatihan tersebut Kelompok Usaha Mikro Desa Wisata Anyar Serang Banten melalui fintech ada beberapa kelompok usaha mikro yang sudah bisa menggunakan alat pembayaran dengan barcode contohnya QR Code Dana. Walaupun Sebagian besar dari kelompok usaha mikro di Desa Wisata Anyar ada yang belum familiar dengan fintech. Dengan adanya potensi warga sekitar yang berada di desa wisata Anyar diharapkan dapat memajukan perekonomian di Kawasan itu.