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Peningkatan Literasi Keuangan Melalui Pembuatan Media Edukatif Bagi Siswa Mulyati, Sri; Setiawan, Iyan; Iskandar, Iskandar; Umamah, Nur; Luviantika, Irsa
Kreativasi : Journal of Community Empowerment Vol. 3 No. 2 (2024): Vol.3 No.2,2024: September 2024
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/kreativasi.v3i2.36301

Abstract

According to the Ministry of Education and Culture, financial literacy education is very necessary to educate people to be aware and understand how to manage finances wisely. Financial literacy education must be given to children, especially elementary school-age children as early as possible. Introducing financial literacy to children can be done by introducing children to the values ​​of money and the culture of saving. Initial observation results show that most students use all their pocket money for consumption. This is what underlies the importance of strengthening financial literacy for children, especially at the elementary school level. PkM activities are carried out by focusing on introducing financial concepts through introducing nominal money and saving activities by making piggy banks. The training method was carried out in two sessions, namely session 1 with face-to-face presentation of the material by the resource person and session 2 training in making educational media to improve. The activity results showed an increase in students' understanding of financial concepts with active participation and high enthusiasm for using money wisely, as well as fostering a sense of the importance of saving for the future.
Analisis Dampak Covid-19 terhadap Inflasi Harga Masker Meiriza, Mica Siar; Alvindra, Devira Chessa; Siagian, Hernita; Umamah, Nur; Situmeang, Venus; Hutagalung, Marshanda
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 2 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/9tt54864

Abstract

Inflation has quite a big impact on people's purchasing power, therefore it is important for us to know what factors cause it. And there are many impacts that occur and are felt by society. Moreover, this product can be used to avoid or even prevent us from contracting the COVID-19 virus. An example is products related to health, especially masks. The aim of this research is to determine the impact of COVID-19, masks, inflation COVID-19 inflation on the price of masks. The focus of this research is to use statistical data obtained from the central statistics agency. The research method used in this research is a quantitative descriptive method. This article contains COVID-19 data on mask prices. The review concluded that the increase in mask prices had a very different impact on inflation. The price of masks which continued to soar from 2019-2023 had a big influence on mask price inflation.
Dampak Kualitas dan Harga Rumah terhadap Minat dan Keputusan Pembelian Perumahan Berdasarkan Perspektif Masyarakat di Kelurahan Simalingkar B Medan Johor Adrian Simatupang, Simeon; Ira Natalanta Lumban Gaol; Umamah, Nur; Dewi Lubis, Putri Kemala
Da'watuna: Journal of Communication and Islamic Broadcasting Vol. 4 No. 3 (2024): Da'watuna: Journal of Communication and Islamic Broadcasting (In Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/dawatuna.v4i3.1014

Abstract

This article aims to examine the impact of house quality and price on interest in purchasing housing, with a focus on the consumer perspective in Simalingkar B Village There were 15 respondents interviewed . This research is qualitative research with data collection methods by conducting interviews and the method used in preparing this journal is the descriptive method through literature review or literature review. Journal preparation is carried out through literature review, namely by reviewing and analyzing books and scientific journals that have been published. The results of our interviews with people in Simalingkar B Village show that their decision to buy a house is strongly influenced by the price and quality of the house. Price is very important because it contributes to a buyer's decision to purchase a home. Improving the quality of houses must also be improved because the quality of houses greatly influences buyers' decisions to buy housing. People in Simalingkar B Subdistrict show that making the decision to buy a house is a decision that is carefully thought out and made after much consideration. Quality and price remain the main considerations. Apart from the Simalingkar B community's desire for high-quality houses, affordable prices commensurate with quality are the keys to attracting buyers.
SYSTEMATIC REVIEW: EFEKTIVITAS MEDIA PEMBELAJARAN AI-BASED ADAPTIVE LEARNING PADA MATA PELAJARAN EKONOMI Mulyati, Sri; Umamah, Nur
VOX EDUKASI: Jurnal Ilmiah Ilmu Pendidikan Vol 16, No 2 (2025): NOPEMBER
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/ve.v16i2.5654

Abstract

ABSTRAKTransformasi digital telah mendorong munculnya media pembelajaran berbasis AI-Based Adaptive Learning yang menawarkan personalisasi, interaktivitas, dan efektivitas lebih tinggi dibanding media konvensional. Namun, implementasinya dalam konteks pembelajaran ekonomi masih menghadapi sejumlah tantangan, seperti bias algoritmik, kesiapan guru, serta kesenjangan akses digital. Penelitian ini bertujuan untuk memetakan tren global, efektivitas, dan celah penelitian (research gaps) terkait penerapan AI-Based Adaptive Learning dalam pembelajaran ekonomi, sekaligus memberikan kontribusi teoretis maupun praktis bagi pengembangan media pembelajaran. Kesenjangan penelitian utama yang teridentifikasi ialah terbatasnya kajian komprehensif di bidang ekonomi, dominasi studi jangka pendek, serta minimnya penelitian di negara berkembang. Jenis penelitian yang digunakan adalah Systematic Literature Review (SLR) dengan pendekatan kualitatif-deskriptif. Data dikumpulkan melalui penelusuran artikel ilmiah menggunakan perangkat Publish or Perish (PoP) berbasis Google Scholar, Scopus, dan ScienceDirect, dengan rentang publikasi tahun 2020–2025. Instrumen penelitian berupa kriteria inklusi–eksklusi yang ketat untuk memastikan relevansi literatur, sementara analisis dilakukan dengan teknik thematic coding yang didukung pemetaan bibliometrik menggunakan VOSviewer. Hasil penelitian terhadap 60 artikel terpilih menunjukkan bahwa AI-Based Adaptive Learning efektif meningkatkan capaian kognitif, keterlibatan belajar, serta retensi pengetahuan mahasiswa ekonomi. Faktor penentu keberhasilan meliputi desain instruksional, kesiapan dosen, infrastruktur digital, dan integrasi kurikulum. Namun, variasi efektivitas masih dipengaruhi oleh konteks lokal, jenis mata kuliah, serta level pendidikan. Implikasi penelitian ini menegaskan bahwa AI-Based Adaptive Learning bukan hanya inovasi teknologi, tetapi strategi pedagogis yang mampu merevolusi pembelajaran ekonomi menuju arah yang lebih personal, inklusif, dan berkelanjutan.Kata Kunci: AI-Based Adaptive Learning, media pembelajaran, pembelajaran ekonomi, systematic literature review, hasil belajarABSTRACTDigital transformation has led to the emergence of AI-Based Adaptive Learning media, which offers greater personalization, interactivity, and effectiveness compared to conventional media. However, its implementation in the context of economics education still faces a number of challenges, such as algorithmic bias, teacher readiness, and digital access gaps. This study aims to map global trends, effectiveness, and research gaps related to the application of AI-Based Adaptive Learning in economics learning, while also providing theoretical and practical contributions to the development of learning media. The main research gaps identified are the limited comprehensive studies in the field of economics, the dominance of short-term studies, and the lack of research in developing countries. The type of research used is a Systematic Literature Review (SLR) with a qualitative-descriptive approach. Data were collected through a search of scientific articles using the Publish or Perish (PoP) tool based on Google Scholar, Scopus, and ScienceDirect, with publications ranging from 2020 to 2025. The research instrument consisted of strict inclusion-exclusion criteria to ensure the relevance of the literature, while the analysis was conducted using thematic coding techniques supported by bibliometric mapping using VOSviewer. The results of the study of 60 selected articles showed that AI-Based Adaptive Learning was effective in improving cognitive achievement, learning engagement, and knowledge retention among economics students. Determinants of success include instructional design, lecturer readiness, digital infrastructure, and curriculum integration. However, variations in effectiveness are still influenced by local context, course type, and education level. The implications of this study confirm that AI-Based Adaptive Learning is not only a technological innovation but also a pedagogical strategy capable of revolutionizing economics learning towards a more personalized, inclusive, and sustainable direction.Keywords: AI-Based Adaptive Learning, learning media, economics learning, systematic literature review, learning outcomes
Integrasi Prinsip Green Islamic Economy dalam Pengelolaan Limbah Tahu: Model Sirkular Berbasis Biogas Nadir, Moh; Umamah, Nur; Fadllan
Moderasi : Journal of Islamic Studies Vol. 5 No. 2 (2025): Desember (On Progress)
Publisher : Lajnah Ta'lif wan Nasyr Nahdlatul Ulama (LTN-NU) Kabupaten Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/moderasi.v5i2.135

Abstract

The management of tofu wastewater is an ecological issue that often triggers river pollution, unpleasant odors, and a decline in environmental quality. This study was conducted to analyze how a community based waste management model grounded in green islamic economy principles can address these problems while simultaneously generating economic and socio religious benefits for the community in Bicorong Village, Pakong, Pamekasan. The research employed a qualitative approach with a case study design, involving field observations, in depth interviews with tofu industry owners, biogas managers, village officials, and beneficiary communities, as well as document analysis. The data were analyzed thematically to illustrate patterns of innovation adoption, social dynamics, and multidimensional impacts. The findings show that the biogas innovation significantly reduces water pollution, eliminates odor pollution, and produces alternative energy that lowers household expenses and stimulates local economic activities. Additionally, religious values such as maslahah, the prohibition of israf, and the concept of khalifah serve as moral legitimacy that accelerates community acceptance, strengthened by village regulations as institutional instruments. The study concludes that the success of waste management is not only determined by technological effectiveness but also by the integration of religious values, local culture, and institutional structures. This model holds potential as a reference for sustainable environmental development within muslim communities based on green economics and community participation.