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All Journal Al-Fikru: Jurnal Ilmiah Islamic Business and Finance (IBF) Innovative: Journal Of Social Science Research IIJSE Economic: Journal Economic and Business
Siregar, Erni Yusnita
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Analisis Perkembangan Industri Kreatif Sektor Kerajinan Di Mandailing Natal Siregar, Erni Yusnita; Rahmah, Rizka Ar
Innovative: Journal Of Social Science Research Vol. 3 No. 6 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v3i6.7924

Abstract

Industri Kreatif berperan dalam perekonomian suatu bangsa terutama dalam menghasilkan pendapatan, menciptakan lapangan kerja, dan meningkatkan penerimaan masyarakat. Industri kreatif ini cukup membantu meningkatkan kesejateraan masyarakat Mandailing Natal. Pelaku industri selain berorientasi untuk meningkatkan hasil produksinya juga ikut serta dalam membantu pendapatan para pekerjanya. Membantu mengurangi jumlah pengangguran dan membantu mensejahterakan para pegawai. Pengembangan Industri Kreatif khususnya sektor kerajinan yang dilakukan oleh pelaku industri di Mandailing Natal cukup baik. Potensi Mandailing Natal juga dapat menjadi faktor pendukung. Dengan mengetahui intensitas pemanfaatan sumber daya alam yang ada, maka strategi pengembangan didalam industri kreatif harus memperhatikan aspek kebijakan pengelolaan sumber daya alam yang dibutuhkan dalam industri tersebut.
The Effect of Promotion, Service Quality, and Price Perception on Gojek Customer Satisfaction Jureid, Jureid; Rahmah, Rizka Ar; Siregar, Erni Yusnita
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6848

Abstract

This study explores how service quality, promotion, and price perception impact customer satisfaction with Go-Jek in Medan, using a quantitative approach with data gathered from questionnaires and interviews among 40 users who had used the Go-Jek app more than five times. The findings indicate that service quality does not significantly affect customer satisfaction, with a t-value of 2.437 exceeding the critical value of 1.688 and a significance level of 0.020. Conversely, promotions negatively influence customer satisfaction, evidenced by a count value of -0.639 compared to the critical value of 1.688 and a significance level of 0.527. Price perception, however, positively correlates with customer satisfaction, as shown by a count value of 5.942 surpassing the critical threshold of 1.688 and a significance of 0.000. Collectively, these factors significantly affect customer satisfaction, with an F-count of 82.143 against an F-table value of 2.87 and a significance of 0.000. The adjusted R-squared value of 0.862 (86.2%) indicates that these variables explain a majority of the variance in customer satisfaction, with the remaining 13.8% attributed to other unexamined factors.
Human Development Index in Islamic Perspective in Mandailing Natal Siregar, Erni Yusnita; Azizaturrahmah, Azizaturrahmah
Economic: Journal Economic and Business Vol. 4 No. 2 (2025): ECONOMIC: Journal Economic and Business
Publisher : Lembaga Riset Mutiara Akbar (LARISMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ejeb.v4i2.1073

Abstract

The Human Development Index (HDI) is one of the indicators used to measure the social and economic progress of a region. However, in the Islamic perspective, human development is not only assessed from economic and social aspects alone, but also from spiritual and moral aspects. This article aims to analyze the Human Development Index (HDI) in Mandailing Natal in 2024, using a holistic Islamic perspective. This study shows that although the HDI in Mandailing Natal has increased, there is significant inequality in the aspects of social welfare and education. From an Islamic perspective, human development must include a balance between material and spiritual needs, which reflects a more just and prosperous quality of life.
Transforming Customary Land Into Sustainable Economic Assets Through Waqf Funds and Islamic Bank Support Rahmah, Azizatur; Siregar, Erni Yusnita
Al-Fikru: Jurnal Ilmiah Vol. 19 No. 1 (2025): Juni (2025)
Publisher : STAI Serdang Lubuk Pakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51672/alfikru.v19i11.635

Abstract

This study aims to explore a model for transforming customary land into productive economic assets through waqf funding and Islamic banking. This approach is expected to create synergy between sharia principles and regional economic development. Using a case study with qualitative methods, the results show that the utilization of customary land through a productive waqf scheme supported by Islamic banking has great potential as a sustainable economic asset. This scheme provides a positive return on investment for indigenous communities, increases household income, and strengthens the regional economy. The main challenges are related to indigenous land regulations and community understanding of the concept of productive waqf. However, collaboration between waqf institutions, Islamic banks, and the government has proven effective in overcoming these obstacles. These findings confirm that transforming customary land with waqf funds and Islamic financing can support the sustainable well-being of indigenous communities, enhance economic self-reliance, and reduce dependence on external aid. More supportive education and regulations are needed for the effective and sustainable implementation of this model.
Pengaruh Etika Bisnis Islam Di Toko Ry. Lubis Panyabungan Dalam Meningkatkan Minat Beli Konsumen Siregar, Erni Yusnita; Sulina, Sulina; Siregar, Nurintan
ISLAMIC BUSINESS and FINANCE Vol 5, No 1 (2024): ISLAMIC BUSINESS and FINANCE
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/ibf.v5i1.26272

Abstract

This study aims to determine the influence of Islamic business ethics in increasing consumer buying interest in the RY store. Lubis Aek Galoga Panyabungan, Mandailing Natal. The problem in this study is the sales turnover at the RY store. Lubis, which has experienced a significant decline. Especially since 2018 to 2022, it has shown a continuous decline. This decline in sales turnover identifies a decline in consumer buying interest in making purchases at the RY store. The research location is at the RY store. Lubis Aek Galoga Panyabungan. The method used is quantitative with a statistical method, taking samples with a sampling technique, namely non-probability sampling. The research sample amounted to 87 respondents. The variables used are justice, honesty, and ihsan/generosity. This study uses primary data using quantitative analysis. The results of the study show that the honesty variable has a positive and significant effect with a value of 2,904 on consumer buying interest. Justice has a positive and significant effect with a value of 3,788 on consumer buying interest. The ihsan/generosity variable has an effect and is significant with a value of 11,887. simultaneously that Fcount 177.496 > 2.71 F table, then Ha is accepted and Ho is rejected. Therefore, it is stated that the independent variables covering justice, honesty, and ihsan/generosity simultaneously influence the consumer buying interest variable significantly.      
Transforming Customary Land Into Sustainable Economic Assets Through Waqf Funds and Islamic Bank Support Rahmah, Azizatur; Siregar, Erni Yusnita
Al-Fikru: Jurnal Ilmiah Vol. 19 No. 1 (2025): Juni (2025)
Publisher : STAI Serdang Lubuk Pakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51672/alfikru.v19i11.635

Abstract

This study aims to explore a model for transforming customary land into productive economic assets through waqf funding and Islamic banking. This approach is expected to create synergy between sharia principles and regional economic development. Using a case study with qualitative methods, the results show that the utilization of customary land through a productive waqf scheme supported by Islamic banking has great potential as a sustainable economic asset. This scheme provides a positive return on investment for indigenous communities, increases household income, and strengthens the regional economy. The main challenges are related to indigenous land regulations and community understanding of the concept of productive waqf. However, collaboration between waqf institutions, Islamic banks, and the government has proven effective in overcoming these obstacles. These findings confirm that transforming customary land with waqf funds and Islamic financing can support the sustainable well-being of indigenous communities, enhance economic self-reliance, and reduce dependence on external aid. More supportive education and regulations are needed for the effective and sustainable implementation of this model.
Co-Authors Azizaturrahmah, Azizaturrahmah Jureid, Jureid Rahmah, Azizatur Rahmah, Rizka Ar Siregar, Nurintan Sulina, Sulina