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All Journal ILTIZAM Journal of Sharia Economic Research FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah JCDD Jurnal Pengabdian Masyarakat Bidang Sosial dan Humaniora Journal of Islamic Economics Lariba Innovative: Journal Of Social Science Research Mu'amalah : Jurnal Hukum Ekonomi Syariah IIJSE Profetik Jurnal Ekonomi Syariah Al-bank: Journal of Islamic Banking and Finance BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Jureid, Jureid
Dosen pada Sekolah Tinggi Agama Islam Mandailing Natal pada Fakultas Syariah Jurusan Hukum Ekonomi Syariah
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Implementasi Pembiayaan Manindo Grameen Syariah dengan Akad Murabahah pada Koperasi Mitra Manindo Cabang Panyabungan Jureid, Jureid
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 6, No 1 (2021)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v6i1.4228

Abstract

Manindo Grameen Syariah (MGS) product is a non collateral financing product for Koperasi Mitra Manindo customers. It is a solution for the poor in obtaining business financing. Koperasi Mitra Manindo adopts the Grameen Bank system and combine it  with a murabahah agreement to make it easier for poor women to obtain Startup Capital. This study used a qualitative approach with descriptive analysis by describing the actual information obtained from the respondents. Data collection techniques are through documentation, observation and interview with interviewess in order to produce in-depth and objective data. The results of this study conclude that in implementing Murabahah financing, Koperasi Mitra Manindo does not provide goods as Murabahah objects but provides money without using the wakalah contract as a complement to the contract. In this case,  Koperasi  uses a mudharabah financing scheme with a murabahah contract but it still causes damage to the contract due to the absence of object objects. Manindo Grameen Syariah financing with a murabahah contract carried out by the Manindo Mitra Cooperative is not in accordance with the murabahah principle, particularly about the object of goods (mabi '), Koperasi Mitra Manindo is supposed to act as a seller does not have goods to be traded but only provides money as business capital for its members.
ANALISIS DISTRIBUSI ZAKAT PADA BAZNAS DALAM PENCEGAHAN COVID-19 DITINJAU DARI MAQASHID SYARIAH Jureid, Jureid
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol 3 No 1 (2021): AT-TIJARAH Vol. 3 No. 1 January-June 2021
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/at-tijarah.v3i1.1168

Abstract

The outbreak of Covid-19 in Mandailing Natal has caused several problems in the economic, educational and social fields. The problems that occur certainly really need the role of Baznas in overcoming them. The purpose of this research is to find out how the distribution of zakat in the process of preventing Covid-19 in Mandailing Natal and to know the perspective of maqashid sharia on this distribution. The method used in this research is descriptive qualitative method in the review of maqashid sharia. The results of the research show that the zakat distribution mechanism is carried out by means of Baznas actively engaging the community to call for zakat, it is even recommended to the public to take part in paying without having to be visited by Baznas or other policies including the muzakki's own workplace. Zakat distributed is not only in the form of money or food but is adjusted to the needs of the people affected by Covid-19 and is distributed periodically and Baznas is actively monitoring and evaluating the program. Zakat as an Islamic fiscal instrument has helped ease the burden on people affected by Covid. Consumptive zakat or productive zakat can be a mental solution and make the mustahik prosperous. Zakat together with its derivatives has brought enormous benefits to affected communities or other mustahiks. Zakat can guarantee the continuity of life in various aspects including maintaining life, property, religion, reason and of course zakat is the main object of maqashid sharia towards a prosperous society
Pelatihan E-Commerce (Digital Marketing) pada Umkm Kue Khas Desa Kayu Laut Mandailing Natal Jureid, Jureid
ABDISOSHUM: Jurnal Pengabdian Masyarakat Bidang Sosial dan Humaniora Vol. 3 No. 2 (2024): Juni 2024
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/abdisoshum.v3i2.3588

Abstract

This service aims to provide digital marketing/e-commerce training to Typical Cake MSME Business Actors in Kayu Laut Village, Panyabungan Selatan District, Mandailing Natal Regency so that after this training, business actors can take advantage of the potential of the digital/e-commerce market. This service uses the Asset Based Community Development (ABCD) method which focuses on developing the quality of the community's economic welfare by emphasizing the superiority of assets owned by the community. The stages in this service start with the preparation stage, until the termination stage. Where the process takes approximately two months. It was discovered that the typical cake MSMEs in Kayu Laut village, based on their marketing, still use conventional methods. So training is needed that aims to empower the Khas Cake MSMEs of Kayu Laut village with marketing methods through e-commerce/digital marketing. The training activities for this service were successfully carried out as evidenced by the enthusiasm of the participants in participating in the activities. The results of this activity show that after carrying out this activity, business actors already understand how important it is to adapt their insights to the times. You already understand how important it is to apply e-commerce to existing products. Also, they start to apply this knowledge with direct practice. By having a Facebook and Shopee page as a place to promote the cake products it sells. This activity, will and is expected to have implications for the future of the typical UMKM cake from Kayu Laut village.
Dampak Pernikahan Dini Ditinjau dari Aspek Ekonomi dan Sosial di Kabupaten Mandailing Natal Jureid, Jureid; Defriza, Rita; Lubis, Muhlisah; Khodijah, Siti; Saniah, Nur
Innovative: Journal Of Social Science Research Vol. 3 No. 6 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pernikahan dini tidak berdampak pada kesehatan dan reproduksi. Akan tetapi juga berimplikasi dan berdampak paling dominan terjadi pada keadaan ekonomi dan sosial pasangan menikah dini. Penelitian ini bertujuan untuk mengetahui dampak pernikahan dini terhadap keadaan sosial dan ekonomi pelakunya di Mandailing Natal. Metode penelitian yang digunakan pada penelitian ini adalah metode kualitatif deskriptif yang menjelaskan dampak tersebut. metode pengumpulan data dilakukan dengan wawancara, observasi dan dokumentasi dengan melibatkan 35 responden. data yang terkumpul dianalisis dengan menggunakan metode reduksi data, display data dan menyimpulkan data tersebut sebagai hasil temuan. hasil penelitian menginformasikan bahwa pernikahan dini secara implikatif menyebabkan masalah ekonomi dan sosial bagi pelakunya karena ketidaksiapan mental dan finansial. Pada aspek ekonomi karena tidak didukung oleh pendidikan, kemampuan dan keterampilan serta finansial. Secara sosial pelaku pernikahan dini yang tidak siap secara mental dan pengetahuan akan menyebabkan krisis kepercayaan diri dan trauma, emosi tidak stabil dan berpotensi gagal dalam rumah tangga karena KDRT, kurang harmonis dalam keluarga, rendahnya otonomi dan tidak berani mengambil keputusan. Menindaklanjuti hasil penelitian ini sosialisasi dampak pernikahan dini serta Undang-Undang tentang pernikahan peru dioptimalkan oleh tenaga pendidik maupun lembaga sosial lainnya.
Social and economic impacts of increasing early marriages during the Covid-19 pandemic: A study in Mandailing Natal and South Tapanuli districts Lubis, Muhlisah; Jureid, Jureid; Defriza, Rita; Kholijah, Siti; Saniah, Nur
Journal of Islamic Economics Lariba Vol. 10 No. 1 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss1.art4

Abstract

IntroductionSince the Covid-19 outbreak, underage marriages have become increasingly widespread with all its impact to the society. There are very limited studies on its impact from social and economic aspect, especially among Muslim society in Indonesia.ObjectivesThe purpose of this study was to analyse the social and economic impacts of increasing underage marriage during the Covid-19 pandemic. By doing so, the study also aims to provide solution to solve the impacts for the affected communities.MethodThis study uses a qualitative method with a sociological approach that focuses on experiences and socio-cultural phenomena that occur in the midst of society.ResultsThere are several social impacts that occur as a result of early marriage, conflict in the family, regret and heavy pressure, loss of opportunity to continue education, not being able to socialize, domestic violence, divorce. The economic impacts that occur due to early marriage, among others, are limited opportunities to get work opportunities, unable to bear the family's economic burden, structural poverty.ImplicationsEfforts were made to reduce the number of early marriages, among others, holding meetings several times a month, formally coordinating community leaders, village officials, and KUA, through outreach programs to Majlis Taklim, marriage advice, through marriage sermons, coordinating with sub-districts, youth activities related to early marriage.Originality/NoveltyThe findings of this study contribute to efforts to overcome social and economic problems among Muslim society impacted by the Covid-19 pandemic.
CASH ON DELIVERY SEBAGAI PENGARUH MINAT BELANJA ONLINE DI E-COMMERCE Jureid, Jureid
PROFJES: Profetik Jurnal Ekonomi Syariah Vol 3, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/profjes.v3i2.13304

Abstract

Kemajuan teknologi digital telah mendorong perubahan signifikan dalam pola belanja masyarakat, termasuk di Panyabungan, Mandailing Natal. Salah satu metode pembayaran yang semakin diminati adalah Cash on Delivery (COD), yang memberikan kemudahan bagi konsumen untuk membayar setelah barang diterima. Shopee, sebagai salah satu platform e-commerce terbesar, telah mengintegrasikan layanan COD untuk menarik minat belanja online di kalangan masyarakat lokal. Namun, terdapat berbagai faktor yang memengaruhi efektivitas metode ini, termasuk kepercayaan konsumen dan aksesibilitas layanan. Penelitian ini bertujuan untuk menganalisis pengaruh metode pembayaran Cash on Delivery (COD) terhadap minat belanja online masyarakat Panyabungan, Mandailing Natal. penelitian ini menggunakan metode pendekatan kuantitatif digunakan dengan teknikn pengumpulan data melalui kuesioner kepada 70 responden yang merupakan pengguna e-commerce Shopee. Pemilihan sampel dilakukan menggunakan rumus Hair, dengan jumlah indikator variabel dikalikan jumlah sampel minimal 5-10. Responden yang dipilih adalah mereka yang telah berbelanja di Shopee minimal dua kali, dengan total belanja sekurang-kurangnya Rp200.000 dan pernah menggunakan layanan COD. Hasil penelitian menunjukkan bahwa metode pembayaran COD memiliki pengaruh signifikan terhadap minat belanja online. Uji ANOVA menghasilkan nilai F hitung (15,65) yang lebih besar dibandingkan F tabel (1,81), dengan probabilitas 0,000 0,05, sehingga hipotesis alternatif (Ha) diterima. Nilai determinasi sebesar 75,5% menunjukkan bahwa sebagian besar variasi minat belanja online dapat dijelaskan oleh COD. Uji regresi sederhana juga mengungkapkan pengaruh COD sebesar 54%, menegaskan bahwa layanan ini memberikan kemudahan, keamanan, dan mengurangi risiko transaksi, terutama bagi konsumen yang tidak memiliki akses ke rekening bank atau layanan mobile banking. Penelitian ini mendukung temuan sebelumnya yang menunjukkan bahwa COD dapat meningkatkan minat belanja Online konsumen. Temuan ini menggarisbawahi peran penting e-commerce seperti Shopee dalam meningkatkan partisipasi belanja online masyarakat di daerah dengan akses yang terbatas. Kata Kunci: E-Commerce, Cash On Delivery, Minat Belanja Online, Pembayaran, Transaksi 
The Effect of Promotion, Service Quality, and Price Perception on Gojek Customer Satisfaction Jureid, Jureid; Rahmah, Rizka Ar; Siregar, Erni Yusnita
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6848

Abstract

This study explores how service quality, promotion, and price perception impact customer satisfaction with Go-Jek in Medan, using a quantitative approach with data gathered from questionnaires and interviews among 40 users who had used the Go-Jek app more than five times. The findings indicate that service quality does not significantly affect customer satisfaction, with a t-value of 2.437 exceeding the critical value of 1.688 and a significance level of 0.020. Conversely, promotions negatively influence customer satisfaction, evidenced by a count value of -0.639 compared to the critical value of 1.688 and a significance level of 0.527. Price perception, however, positively correlates with customer satisfaction, as shown by a count value of 5.942 surpassing the critical threshold of 1.688 and a significance of 0.000. Collectively, these factors significantly affect customer satisfaction, with an F-count of 82.143 against an F-table value of 2.87 and a significance of 0.000. The adjusted R-squared value of 0.862 (86.2%) indicates that these variables explain a majority of the variance in customer satisfaction, with the remaining 13.8% attributed to other unexamined factors.
Manajemen Zakat Fitrah pada Masa Covid-19 di Kelurahan Simangambat Kecamatan Siabu Mandailing Natal Jureid, Jureid
Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/muamalah.v2i1.6804

Abstract

The management of zakat fitrah during the Covid-19 era is something new. There is a shift from manual to digital patterns. This research wants to see how the management of zakat fitrah in the Simangambat Village, Siabu District during the Covid-19 period. The method that used in this research is descriptive qualitative method, namely by describing the management patterns carried out by zakat managers in the Village. There is a shift in the management pattern of zakat fitrah in Simangambat Village, Siabu sub-district, Mandailing Natal Regency. Before Covid-19 broke out, zakat was distributed manually door to door in the pre-Covid-19 era, namely directly distributed to Mustahik's house by Amil. Meanwhile, during the Covid-19 period, zakat was paid by transfer to an account (digitally) in the form of money for those who have accounts recorded in the Kelurahan Government database as zakat fitrah managers.
Productive Zakat Management in Empowering Micro Business for Poverty Alleviation (Study at Baznas Mandailing Natal District Fahrizal Harahap, Mufti; Jureid, Jureid; Hamdanil, Hamdanil
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 1 (2025): Iltizam Journal of Shariah Economic Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/7qq99198

Abstract

This study is to study productive zakat management implemented by BAZNAS Regency Mandailing Christmas in microbusiness empowerment. For alleviation of poverty. Productive zakat is used as an instrument of Islamic economics to increase the welfare of mustahik through business capital assistance , mentoring, and entrepreneurship training. Research This use method approach is qualitative in nature and descriptive with type studies and case studies, where data is obtained through in-depth interviews, direct observation, and document analysis. Research results show that the scheme distribution of productive zakat at BAZNAS Mandailing Natal includes working capital grants, qardhul hasan (virtuous loans without interest ), and partnerships based on results. This program gives a positive impact to improving the income of mustahik as well as pushing independent microbusinesses. However , the challenges in the implementation of productive zakat Still faced , such as limited funds, low literacy finance mustahik , as well as not yet optimal implementation of standard accounting (PSAK 109). Research conclusions This emphasize importance more productive zakat management​ transparent and professional , with support mentoring systematic effort . The recommendation study covers the improvement of BAZNAS HR capacity in management finance , optimization of synergy with government and institutions of sharia finance, and digitalization of system data collection and monitoring of mustahik. With good governance , productive zakat can become an effective instrument​ to eradicate poverty and increase welfare in a sustainable way.
The Role Of Islamic Banks In Increasing The Financial Inclusion Of The People Of Panyabungan City, Mandailing Natal District Jureid, Jureid; Iska, Syukri
Al-bank: Journal of Islamic Banking and Finance Vol 5, No 2 (2025): July - Desember 2025
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v5i2.15383

Abstract

Islamic banking in Indonesia has grown significantly, but its services remain unevenly distributed, especially in rural areas like Mandailing Natal Regency, where only 30% of residents access formal financial services (BPS, 2023). This study examines the role of Islamic banks in improving financial inclusion in Panyabungan City. Using a quantitative method and 100 respondents, data were collected via structured questionnaires and analyzed with PLS-SEM. Results show that financial literacy (β = 0.422; p = 0.000) and perception of Islamic banks (β = 0.493; p = 0.000) significantly affect financial inclusion, with R² = 0.647. Despite high account ownership, digital service use and financing remain low. Findings underscore the importance of strengthening financial literacy and expanding access to Islamic digital banking. Recommendations include targeted financial education and outreach strategies to enhance service utilization in underserved regions.
Co-Authors Btr, Eli Saharni Defriza, Rita Doli, Batara Fahrizal Harahap, Mufti Fitri, Nuralya Hamdanil Hamdanil Lubis, Muhlisah Lubis, Pita Anggina Maiyani, Saprinah Mustika Sari, Mustika Nasution, Ade Chandra Nasution, Lukman Hakim Nur Habibah Nurwijayanti Rahmah, Rizka Ar Saniah, Nur Siregar, Erni Yusnita Siti Khodijah Siti Kholijah Syukri Iska, Syukri