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All Journal Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam Elastisitas Jurnal Ekonomi Pembangunan ALEXANDRIA: Journal of Economics, Business, and Entrepreneurship Socio-Economic and Humanistic Aspects for Township and Industry Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Pesantren Reviews
Moh. Huzaini
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences

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PEMBIAYAAN USAHA BUDIDAYA IKAN AIR TAWAR DITINJAU DARI PERSPEKTIF EKONOMI ISLAM Rheza Hermawan; Moh. Huzaini; Akhmad Jufri
Jurnal Adz-Dzahab: Jurnal Ekonomi dan Bisnis Islam Vol 7 No 1 (2022): Adz-Dzahab Volume 7 Nomor 1 Mei 2022
Publisher : LP2M IAI Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (333.68 KB) | DOI: 10.47435/adz-dzahab.v7i1.864

Abstract

The purpose of this study is to explain the implementation of freshwater fish farming business financing from the perspective of Islamic Economics. This research was conducted in Pringgarata District, Central Lombok Regency, West Nusa Tenggara Province. This research is a qualitative research with an explanatory method. Based on field research, there are three forms of financing used by freshwater fish farming business actors from an Islamic economic perspective in Pringgarata District, namely by qardh, syirkah 'inan and mudharabah contracts. Implementation of the pillars and conditions on business financing carried out by freshwater fish farming business actors in Pringgarata District, namely: 1) Qardh contract, the implementation of all the pillars and conditions in the qardh contract is in accordance with the perspective of Islamic economics. 2) Syirkah 'inan contract; a) The first type of cooperation, the implementation of conditions for capital contribution and loss sharing is not in accordance with the Islamic economic perspective. b) The second type of cooperation, the implementation of conditions for capital contribution, profit sharing and loss sharing are not in accordance with the Islamic economic perspective. 3) Mudharabah contract, the implementation of the terms of profit sharing is not in accordance with the Islamic economic perspective. Tujuan penelitian ini yaitu untuk menjelaskan implementasi pembiayaan usaha budidaya ikan air tawar yang ditinjau dari persepektif ekonomi Islam. Penelitian ini dilakukan di Kecamatan Pringgarata Kabupaten Lombok Tengah Provinsi Nusa Tenggara Barat. Penelitian ini termasuk ke dalam penelitian kualitatif dengan metode ekpslanatif. Berdasarkan penelitian lapangan terdapat tiga bentuk pembiayaan yang digunakan oleh pelaku usaha budidaya ikan air tawar yang ditinjau dari perspektif ekonomi Islam di Kecamatan yaitu dengan akad qardh, syirkah ‘inan dan mudharabah. Implementasi rukun dan syarat pada pembiayaan usaha yang dilakukan oleh pelaku usaha budidaya ikan air tawar di Kecamatan Pringgarata yaitu: 1) Akad qardh, implementasi semua rukun dan syarat yang ada dalam akad qardh telah sesuai dengan perspektif ekonomi Islam. 2) Akad syirkah ‘inan; a) Jenis kerjasama pertama, implementasi syarat kontribusi modal dan pembagian kerugian belum sesuai dengan perspektif ekonomi Islam. b) Jenis kerjasama kedua, implementasi syarat kontribusi modal, pembagian keuntungan dan pembagian kerugian belum sesuai dengan perspektif ekonomi Islam. 3) Akad mudharabah, implementasi syarat pembagian keuntungan belum sesuai dengan perspektif ekonomi Islam.
A ETIKA BISNIS DAN KESEJAHTERAAN PEDAGANG PAKAIAN BEKAS DI PASAR TRADISIONAL MASBAGIK DALAM PERSPEKTIF EKONOMI ISLAM Desi Sofiyanty Fairuz; Sahri Sahri; Moh. Huzaini
Jurnal Adz-Dzahab: Jurnal Ekonomi dan Bisnis Islam Vol 7 No 2 (2022): Adz-Dzahab Volume 7 Nomor 2 Oktober 2022
Publisher : IAI Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47435/adz-dzahab.v7i2.1273

Abstract

Penelitian ini bertujuan untuk mengetahui penerapan etika bisnis dan kesejahteraan pedagang pakaian bekas dilihat dari perspektif ekonomi islam. Penelitian ini termasuk ke dalam penelitian kualitatif, karena meneliti realitas, fenomena atau gejala yang bersifat holistik/utuh, kompleks, dinamis dan penuh makna. Penelitian ini dilakukan di Pasar Tradisional Masbagik, Kecamatan Masbagik, Kabupaten Lombok Timur. Teknik pengumpulan data dilakukan dengan cara observasi dan wawancara mendalam. Penentuan informan menggunakan teknik purposive dan snowball.Tahapan analisis data meliputi Reduksi data, display data, dan menyusun kesimpulan. Kesimpulan penelitian: i. Dari kajian terhadap etika bisnis islam, keseluruhan pedagang pakaian bekas di pasar masbagik sudah menerapkan etika bisnis islami, misalnya niat berdagang adalah untuk mencari rezeki yang halal dan untuk memenuhi kebutuhan keluarganya, jujur, menjual barang yang baik mutunya, tidak menyanjung barang dagangan atau sumpah palsu, longgar dan bermurah hati, membangun hubungan yang baik, dan menetapkan harga dengan transparan. ii. Dari kajian kesejahteraan pedagang pakaian bekas di pasar tradisional Masbagik telah mampu memenuhi kebutuhan daruriat dan hajiatnya, serta telah mendapatkan kehidupan yang baik / hayaatun tayyibah, sesuai dengan (QS. an-Nahl [67]: 97), meskipun hidup dalam kesederhanaan.
Family Welfare of Women Traders in Kebon Roek Market, Ampenan Subdistrict, from the Maqasid Syariah Perspective Hayyul Ihsan; Akhmad Jufri; Moh. Huzaini
Socio-Economic and Humanistic Aspects for Township and Industry Vol. 1 No. 4 (2023): Socio-Economic and Humanistic Aspects for Township and Industry
Publisher : Tinta Emas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/sehati.v1i4.171

Abstract

The aim of this research is to determine the welfare of the families of women traders in the Kebon Roek market, Ampenan sub-district, from a Maqasid Syariah perspective. This research uses a qualitative approach with descriptive methods. The data collection techniques used were observation, interviews and documentation. Determining informants in this study used purposive and snowball. The data validity method used is the triangulation method. Data analysis methods use data collection, data reduction, data presentation, and drawing conclusions. Based on the results of the research that has been carried out, it can be seen that the welfare perspective of Maqasid Syariah, namely in maintaining religion (Hifz al-Din), has been implemented, but the women traders do not immediately pray when there are buyers. Protecting the soul (Hifdz al-Nafs), has been achieved by consuming halal and good food and having a suitable place to live, Maintaining the mind (Hifdz al-Aql'), has been achieved by strengthening understanding by listening to lectures on television and attending recitations, Maintaining offspring (Hifdz al-Nasl), has been implemented by providing education to their children in the form of general and religious education and safeguarding assets (Hifdz al-Mall) has been implemented by them managing their assets in a halal way, using it for tithes, charity and meeting their needs and sending their children to school.
Pengaruh Religiusitas, Transparansi, Kepercayaan, Pendidikan dan Minat Sebagai Variabel Mediasi Terhadap Keputusan Muzakki untuk Membayar Zakat pada Baznas Provinsi NTB. Muhamad Wahyudi Rabbi; Irwan, M; Moh. Huzaini
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6790

Abstract

This study was conducted to investigate the influence of religiosity, transparency, trust, and education on muzakki's decision to pay zakat at BAZNAS NTB, by considering interest as a mediating variable. The research method used is a quantitative approach, with a research population consisting of muzakki in NTB Province and a sample size of 100 respondents. The data analyzed included primary and secondary data. The results of the analysis showed that religiosity, transparency, and education did not have a significant impact other than supporting muzakki's decision. On the other hand, the trust variable has a positive and significant influence. Interest has been proven to be a mediating variable in the relationship between trust and education with muzakki's decision. However, interest failed to mediate the relationship between religiosity and transparency, which also did not show a significant influence on muzakki's decision to pay zakat. In addition, interest has a direct impact on the decision. The R-squared test shows that in a direct relationship, the independent variables can explain 38.3% of the variation in muzakki's decision, while the rest is influenced by factors outside the model. In the indirect relationship mediated by interest, the R-squared value of 37.4% indicates a similar influence from other factors outside the research model.
FACTORS AFFECTING THE YOUNG MUSLIM GENERATION IN PURCHASING IMPORTED PRODUCTS Hidayat, Ali Akbar; Moh. Huzaini; Ihsan Ro'is; Septiawan, Adi; Suhardi, Rizal M.
Elastisitas : Jurnal Ekonomi Pembangunan Vol. 5 No. 2 (2023): Elastisitas, September 2023
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/e-jep.v5i2.87

Abstract

The decision to purchase a product is based on various factors that influence it. This research aims to analyses the factors influencing the decision to buy imported products by Generation Z Muslims in West Nusa Tenggara. This research is quantitative research with an associative approach. Sample collection in the study used non-probability sampling with a purposive sampling approach. This research uses the smart-PLS analysis tool. The results of the research show that the halal label has a negative but insignificant effect on the decision to purchase imported products by Muslim generation Z, brand image has a positive and significant effect on the decision to buy imported products by Muslim generation Z, and religiosity has a positive but insignificant effect on the decision to buy imported products by Muslim generation Z. Meanwhile, the policy implication that can be implemented is that providers of imported products must pay attention to the brand image of these foods which can attract Muslim Generation Z consumers in West Nusa Tenggara.
Efektifitas Lembaga Amil Zakat (LAZ) DASI NTB Dalam Mempertahankan dan Meningkatkan Jumlah Muzakki di Kota Mataram Baiq Wita Pradika; Akhmad Jufri; Moh. Huzaini
ALEXANDRIA (Journal of Economics, Business, & Entrepreneurship) Vol. 6 No. 2 (2025): September
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/alexandria.v6i2.1124

Abstract

The purpose of the study was to determine the effectiveness of the strategy of the Amil Zakat Institution (LAZ) DASI NTB in maintaining and increasing the number of Muzakki in Mataram City. This research uses a qualitative approach with descriptive methods. The data collection techniques used are observation, interview and documentation. Determination of informants in this study using purposive and snowball. The data validity method used is the triangulation method. Data analysis methods use data collection, data reduction, data presentation, and drawing conclusions. The indicators of effectiveness measurement are program understanding, on target, on time, achieving goals, and real changes.  The results of the five indicators in terms of increasing and maintaining the number of Muzakki, direct strategies through socialization are very effective because they achieve all five indicators, direct strategies through funding are effective but not as effective as socialization and indirect strategies through social media and websites are less effective because there are several indicators that are not achieved.
Kesediaan Membayar Pengunjung untuk Konservasi Kawasan Hutan Air Terjun Benang Kelambu Lombok Ditinjau dari Perspektif Islam Moh. Huzaini; Ali Akbar Hidayat; Muhamad Baiul Hak
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2373

Abstract

The research aims to identify factors that influence visitors' willingness to pay for conservation activities in the Benang Kelambu Waterfallforest area from an Islamic perspective. This type of research is associative research with a quantitative approach. The research location was carried out in the Rinjani forest area (RTK1) which contains the Benang Stokel waterfall and the Benang Kelambu waterfall, which are administratively included in Aik Berik Village, North Batukliang District, Central Lombok Regency, West Nusa Tenggara. The research sample was taken using Non-Probability Sampling, and respondents were selected using a purposive sampling technique with a sample size of 160 respondents. The variables used in the research are religiosity, age, gender, income, education level, awareness, perception, and willingness to pay. The results of this research show that partially the variables age, income, awareness of the importance of conservation, religiosity, and gender have a significant effect on willingness to pay, while the variables education and perception of the availability of facilities have an effect but are not significant. Meanwhile, simultaneously all variables have an influence and are significant on the amount of willingness to pay for conservation
Analysis of Income and Welfare of Corn Farmers Viewed From an Islamic Perspective in Pungkit Village, Moyo Utara District: Analisis Pendapatan dan Kesejahteraan Petani Jagung dilihat dari Perspektif Islam di Desa Pungkit Kecamatan Moyo Utara Mulianti, Dara Elis; Muaidy Yasin; Moh. Huzaini
Pesantren Reviews Vol. 1 No. 2 (2023): July
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Institut Studi Islam Sunan Doe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58330/pr.v1i2.321

Abstract

This study aims to analyze the income and welfare of corn farmers in the context of an Islamic perspective in North Moyo District. This study used a qualitative approach by collecting data through interviews and documentation. The data obtained is related to the income of corn farmers in the sub-district which is influenced by capital, production costs, land area, selling price, and labor. Based on the research results, it was concluded that the income from corn farming in Pungkit Village, North Moyo District, reached a total cost of IDR 1,178,561,000. This income is influenced by factors such as production costs, land area, selling price, labor, and capital. The income level of corn farmers in one corn season can be seen from these factors. In the view of Islamic economics, the income of corn farmers in Pungkit Village, North Moyo District, cannot be said to be good because it involves capital production factors obtained through non-halal methods, such as loans from banks or moneylenders. Taking or borrowing money from banks or moneylenders is forbidden according to Islamic teachings as explained in the Qur'an and hadith. In terms of welfare, the majority or all corn farmers have achieved a good life (hayaatan tayyibah) and have sufficient halal sustenance. They are also able to meet the spiritual needs of their families and are satisfied with what they receive despite living in simplicity, because they are able to meet the dharuriyyat (basic needs) and hajiyat (additional needs) needs.
Pengaruh Religiusitas, Transparansi, Kepercayaan, Pendidikan dan Minat Sebagai Variabel Mediasi Terhadap Keputusan Muzakki untuk Membayar Zakat pada Baznas Provinsi NTB. Muhamad Wahyudi Rabbi; Irwan, M; Moh. Huzaini
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6790

Abstract

This study was conducted to investigate the influence of religiosity, transparency, trust, and education on muzakki's decision to pay zakat at BAZNAS NTB, by considering interest as a mediating variable. The research method used is a quantitative approach, with a research population consisting of muzakki in NTB Province and a sample size of 100 respondents. The data analyzed included primary and secondary data. The results of the analysis showed that religiosity, transparency, and education did not have a significant impact other than supporting muzakki's decision. On the other hand, the trust variable has a positive and significant influence. Interest has been proven to be a mediating variable in the relationship between trust and education with muzakki's decision. However, interest failed to mediate the relationship between religiosity and transparency, which also did not show a significant influence on muzakki's decision to pay zakat. In addition, interest has a direct impact on the decision. The R-squared test shows that in a direct relationship, the independent variables can explain 38.3% of the variation in muzakki's decision, while the rest is influenced by factors outside the model. In the indirect relationship mediated by interest, the R-squared value of 37.4% indicates a similar influence from other factors outside the research model.
Co-Authors Akhmad Jufri Akhmad Jufri Ali Akbar Hidayat Baiq Wita Pradika Desi Sofiyanty Fairuz Hayyul Ihsan Hidayat, Ali Akbar Ihsan Ro'is Irwan, M MUAIDY YASIN, MUAIDY Muhamad Baiul Hak Muhamad Wahyudi Rabbi Mulianti, Dara Elis Rheza Hermawan Sahri Septiawan, Adi Suhardi, Rizal M.