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All Journal Jurnal Pendidikan Ekonomi Classroom Action Research Journal (CARJO) International Journal of Research and Community Empowerment
Astriani, Erni
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Chemistry Economics, Econometrics & Finance Education Mathematics Physics Social Sciences Other

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The Analysis of Independent Learning Activities Unit-Based Learning on Senior High School Students Astriani, Erni; Widjaja, Sri Umi Mintarti
Classroom Action Research Journal (CARJO) Vol 3, No 3 (2019)
Publisher : Unversitas Negeri Malang

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Abstract

This study aimed at assessing the implementation of Independent Learning Activities Unit-based learning. This study used a descriptive qualitative method with a phenomenological approach. Selection of research subjects using purposive sampling method. Data collection uses two techniques, including: in-depth interviews and observation. The results of this study include: (1) The teacher has carried out several activities that can encourage student activeness but some activities in learning have not been carried out in accordance with the principles of Independent Learning Activities Unit, these activities include: in encouraging student participation, the teacher has not emphasized participation in thinking, test formative is done by students in groups which should be done independently and the teacher does not use the results of the formative test to determine whether these students can continue to the next Independent Learning Activities Unit or not. (2) students in the fast learner category have used Independent Learning Activities Unit according to the principle of student active and complete learning, while for students who are medium and slow learners have not fully used Independent Learning Activities Unit according to the principles of student active and complete learning.  
Enhancing Gen Z's Digital Financial Inclusion through Interactive Flipbooks and Contextual Learning: A Participatory Action Research Amalina, Endah Nur; Astriani, Erni; Jawanoko, Nashru Aji; Afdhila, Qory; Prastika, Titis Dwi; Fibrianti, Triska Aulia; Lestari, Wahyu Putri; Nurfadilla, Yunika; Ghofur, Muhammad Abdul; Yusida, Ermita
International Journal of Research and Community Empowerment Vol. 3 No. 2 (2025): August 2025
Publisher : Mitra Edukasi dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58706/ijorce.v3n2.p48-57

Abstract

The low financial inclusion index among 15–17-year-olds, at only 57.96%, highlights an urgent need for targeted interventions. Financial inclusion is an important factor in the growth and development of a country, as well as a driver of the achievement of the SDGs. Therefore, community service activities were carried out focused to increase Gen Z's understanding and active participation in financial services. This community service activity uses the Participatory Action Research (PAR) method, which consists of five stages: Research and Intervention Goals, Assessment of Needs, Action Planning, Action Taking, and Project Outcomes. A total of 427 tenth-grade students from senior high school in Surabaya participated. Interventions included the development and classroom use of interactive flipbooks on Central Banking, Payment Systems, and Payment Instruments, combined with contextual learning activities such as financial education sessions with Bank Indonesia, bank account openings, and hands-on digital transactions (e.g., QRIS, e-wallets, and mobile banking) during a school entrepreneurship bazaar. Data were collected through pre- and post-tests, structured questionnaires, interviews, and behavioral observations. Quantitative analysis was used to measure cognitive gains (test scores) and behavioral indicators (account openings and digital transaction frequency). The results showed a significant increase in students’ knowledge and participation in formal financial systems. The combination of interactive digital media and contextual experiential learning effectively bridged the gap between Gen Z’s digital potential and their financial inclusion. This model can be scaled nationally to support inclusive economic development among youth.
Enhancing Student's Understanding of the Rupiah's Characteristics and Security Elements Through Hands-On Investigation: Classroom Action Research Amalina, Endah Nur; Astriani, Erni; Jawanoko, Nashru Aji; Afdhila, Qory; Prastika, Titis Dwi; Dewi, Retno Mustika; Hadiyanto, Herman
Jurnal Pendidikan Ekonomi Vol 18, No 1: March 2025
Publisher : Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Negeri Malang

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This study aims to improve the learning outcomes of grade X students in phase E, senior high school in Indonesia, on the material of characteristics and security elements of the Rupiah currency by applying the hands-on investigation model. The background of the study was the low learning outcomes of students on the material of payment instruments, especially the characteristics and security elements of Rupiah, because the characteristics of the material are conceptual and abstract, and the use of lecture methods is less effective. The research method used is Collaborative Classroom Action Research between researchers, economics teachers, and lecturers, which is carried out in two stages, namely pre-cycle and cycle. Each cycle consists of planning, implementation, observation, and reflection stages. In cycle I, learning is carried out using the 3D method (seen, touched, and held up to the light) to identify the authenticity of Rupiah. In cycle II, using UV lights as additional media to detect invisible security elements enhances learning. The results of the study showed an increase in the average value of students from 55.64 (pre-cycle) to 71.39 (cycle I) and increased significantly to 88.91 (cycle II). The percentage of learning objective achievement also increased from 27% (pre-cycle), 61% (cycle I), to 90.9% (cycle II). The study results prove that the hands-on investigation model effectively improves students' understanding of the material and the authenticity of the Rupiah.
Co-Authors Afdhila, Qory Amalina, Endah Nur Ermita Yusida Fibrianti, Triska Aulia Hadiyanto, Herman Jawanoko, Nashru Aji Lestari, Wahyu Putri MUHAMMAD ABDUL GHOFUR Nurfadilla, Yunika Prastika, Titis Dwi RETNO MUSTIKA DEWI Sri Umi Mintarti