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All Journal Jurnal Ilmiah Ekonomi Islam WAJAH HUKUM Jurnal Ekonomi Syariah Pelita Bangsa Jurnal Akuntansi Neraca Ta'amul: Journal of Islamic Economics
Sakum, Sakum
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Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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PENGARUH PERSEPSI NASABAH TENTANG PROMOSI DAN KUALITAS PELAYANAN TERHADAP MINAT MENABUNG NASABAH Sakum, Sakum; Iftia, Hidaya
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 5 No. 01 (2020): JESPB Edisi April 2020
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v5i01.87

Abstract

Tujuan dari penelitian ini adalah untuk mencari adakah pengaruh antara persepsi nasabah tentang promosi dan kualitas pelayanan secara parsial terhadap minat menabung, di BJB syariah. Tujuan yang kedua adalah untuk mengetahui adakah pengaruh antara persepsi nasabah tentang promosi dan kualitas pelayanan secara simultan terhadap minat menabung di BJB syariah. Hasil penelitian menunjukkan bahwa ada pengaruh antara persepsi nasabah tentang promosi dan kualitas pelayanan secara parsial maupun simultan terhadap minat menabung di BJB. Kualitas pelayanan, dalam penelitian ini, lebih mempengaruhi minat menabung dari pada persepsi nasabah tentang promosi.
Peran Bank dan Lembaga Keuangan dalam Pengembangan Ekonomi: Tinjauan Literatur Ismamudi, Ismamudi; Hartati, Nani; Sakum, Sakum
Jurnal Akuntansi Neraca Vol. 1 No. 2 (2023): Agustus
Publisher : PT. Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jan.v1i2.10

Abstract

Artikel ini mendalami peran yang krusial dimainkan oleh bank dan lembaga keuangan dalam mengembangkan ekonomi negara. Tinjauan literatur yang komprehensif menggambarkan dampak signifikan dari partisipasi bank dan lembaga keuangan dalam mendukung pertumbuhan ekonomi, investasi, inovasi, dan pengurangan kemiskinan. Aspek-aspek penting dalam manajemen keuangan yang terstruktur, akses kredit yang terjangkau, dan pengelolaan risiko yang cermat menjadi fokus dalam mengilustrasikan peran yang dimainkan oleh entitas keuangan dalam mendorong perkembangan ekonomi. Tantangan yang timbul dari dinamika global yang terus berkembang juga dianalisis, dengan pertimbangan terhadap strategi mitigasi yang diperlukan. Artikel ini menggarisbawahi pentingnya kerjasama yang erat antara bank, lembaga keuangan, dan pemerintah untuk meraih pertumbuhan ekonomi yang berkelanjutan serta inklusif.
Studi Kriminologi terhadap Kejahatan Prostitusi Online Melalui Aplikasi MiChat Ditinjau dari Perspektif Anomie Theory (Studi Kasus Aplikasi MiChat) Sakum, Sakum; Guntara, Deny; Abas, Muhamad
Wajah Hukum Vol 8, No 2 (2024): Oktober
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/wjh.v8i2.1602

Abstract

Online prostitution is the practice of prostitution conducted through digital platforms, such as messaging apps or social media, where sexual services are offered and transactions are managed online. Michat is an instant messaging app that allows users to communicate via text, voice, and video. In addition to basic features like private and group chats, Michat also provides options for media sharing and finding new friends. However, this app is sometimes misused for illegal activities such as online prostitution. This study uses a qualitative method with a case study approach to explore how Michat serves as a medium for this crime and how social, economic conditions, and changes in societal values contribute to the phenomenon. The findings of this research suggest that Anomie Theory explains how social disorder and the decline of norms can contribute to the emergence of deviant behavior, including online prostitution. Additionally, the study provides in-depth insights into the causes of online prostitution and offers recommendations for more effective prevention and intervention measures by the government.
Minat Pedagang Muslim Menabung Di Perbankan Syariah: Seberapa Besar Pengaruh Pengetahun dan Budaya Kerja? sakum, sakum; Ainulyaqin, MH; Achmad, Listian I.; Mamun, Sukron; Anggadita, Intan
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12388

Abstract

The purpose of this study was to determine the effect of the level of knowledge and work culture on the interest of Muslim traders to save in Islamic banking. The research method used in this study uses a quantitative approach, namely by filling out a questionnaire as a data collection tool. Measurement of data was carried out using a Likert scale and processed using the help of the SPSS IBM 24 application. The sample in this study was the Islamic book marketer Najah Bookstore as many as 67 respondents. The results of this study indicate that there is an influence between knowledge and interest in saving of 2,517 and the influence of work culture on interest in saving is 7,984. Meanwhile, simultaneously, knowledge and work culture have an effect of 135,142. And based on the results of the determinant coefficient test, it is known that knowledge and work culture have an effect of 80.9% on the interest of Muslim traders to save in Islamic banking.
Strategi Pemasaran Batara Haji Dan Umrah iB Bank Tabungan Negara Syariah Ditinjau Dengan Analisis SOAR Sakum, Sakum; Ainulyaqin, MH; Achmad, Listian Indriyani; Mamun, Sukron
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13259

Abstract

This study aims to determine the marketing strategy of Batara Hajj and Umrah iB. The type of research conducted by theauthor is field research (field research) with data collection methods using interviews, observation and documentation. While the technical analysis of the data used is a qualitative approach using SOAR analysis. SOAR analysis is used for the startegic planning process that can be usedby the company. The result of this study indicate that after a SOAR analysis wa carried out at Islamic Bank Tabungan Negara Syariah, it was found to be effevtive in marketing Batara Hajj and Umrah iB, but seeing that there are still large opportunitiesopen along with the many competitors with similar product, the need for strong benefits is needed so as to achieve good marketing.
The Effect of Hedonism and Ease of Use of e-Commerce Feature on Excessive Consumerist Behaviour Paujiah, Usiah Nurlaela; Achmad, Listian Indriyani; Sakum, Sakum; Mamun, Sukron; Edy, Sarwo
Ta'amul: Journal of Islamic Economics Vol. 1 No. 1 (2022): November
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/taamul.v1i1.1

Abstract

The purpose of this study was to determine the effect of hedonism and the ease of use of the Shopee-PayLater feature on consumptive behaviour/excessive consumerist behaviour. Respondents in this study were residents of a housing complex in Bekasi. A sample of 97 people was taken, using the Bernoulli formula. This research used simple descriptive regression analysis and multiple linear regression analysis. The SmartPLS 3.0 application and measurements are used for this purpose. The results of the study indicate that hedonism has a positive and significant effect on excessive consumerist behaviour. The ease of use also has a positive and significant effect on the excessive consumerist behaviour of the community members. People are not really aware of what usury means, so most people do online shopping with a credit system with interest such as shopping now pay later/SPaylater. An understanding of the legal practice of buying and selling in Islam is required. It is the obligation of the scholars to provide more teaching so that the public clearly understands that anything added to the repayment of the loan is forbidden. Islam is a guide for life in this world and in the hereafter
Co-Authors Achmad, Listian I. Achmad, Listian Indriyani Anggadita, Intan Guntara, Deny Hartati, Nani Iftia, Hidaya Ismamudi, Ismamudi mamun, sukron MH Ainulyaqin Muhamad Abas Paujiah, Usiah Nurlaela sarwo edy