Articles
<![CDATA[Effect of Financial Literacy and Fintech Payment of Financial Management Behavior with Internal Locus of Control as Moderator ]]>
<![CDATA[Hidayati, Aulia Riska]]>;
<![CDATA[Nugroho, Dwiyanjana Santyo]]>
<![CDATA[ Journal of Business Management and Economic Development Том 1 № 02 (2023): May 2023 ]]>
Publisher : <![CDATA[PT. Riset Press International ]]>
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DOI: 10.59653/jbmed.v1i02.124
<![CDATA[This study examines private university students in West Jakarta which aims to determine the effect of financial literacy and fintech payments on financial management behavior with internal locus of control as a moderator variable. The dependent variables used are financial literacy and fintech payments. The analysis of this study used multiple linear regression with SPSS 27 (Statistical Package for Social Science). The results of this study indicate that: (a) financial literacy influences financial management behavior; (b) fintech payments affect financial management behavior; (c) internal locus of control strengthens the relationship between financial literacy and financial management behavior; (d) the internal locus of control strengthens the relationship between fintech payments and financial management behavior. Keywords:financial literacy, fintech payments, financial management behavior, locus of control]]>
<![CDATA[THE EFFECT OF AUDITEE CHARACTERISTICS AND AUDIT TENURE ON AUDIT OPINION IN BANKING COMPANIES LISTED ON THE INDONESIAN STOCK EXCHANGE ]]>
<![CDATA[Dewi, Azzahra Aulia]]>;
<![CDATA[Nugroho, Dwiyanjana Santyo]]>
<![CDATA[ Count : Journal of Accounting, Business and Management Vol. 1 No. 2 (2023): October: COUNT: Journal of Accounting, Business and Management ]]>
Publisher : <![CDATA[CV. Fahr Publishing ]]>
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DOI: 10.61677/count.v2i1.215
<![CDATA[Increased investment activity makes the use of financial statements and audit opinions on financial statements also increase. This is because investors will pay attention to the opinion before investing in order to get confidence and know the reliability of information in the financial statements. This study aims to determine empirically the effect of institutional ownership, current ratio, operating margin to total asset ratio, and audit tenure on audit opinion in banking companies listed on the Indonesia Stock Exchange in 2020 - 2022. This study uses quantitative methods, researchers tested and analyzed 102 samples consisting of 34 banking companies selected by purposive sampling method and analyzed using logistic regression. The results of this study indicate that institutional ownership and current ratio have an effect on audit opinion, while operating margin to total asset ratio and audit tenure have no effect on audit opinion. This study only examines banking companies and only uses financial statements for 2020-2022 to see changes in conditions during the covid-19 pandemic to the recovery period from the covid-19 pandemic. Researchers hope that this research can be a source of reading and become a reference material for investors who want to invest in banking companies.]]>
<![CDATA[Tantangan Kinerja Keberlanjutan pada Tepi Coffee ]]>
<![CDATA[Fauziyah, Alifah Hafidz]]>;
<![CDATA[Azahra, Athiyyah Raras]]>;
<![CDATA[Hidayat, Meyva Ashilah]]>;
<![CDATA[Rossa, Vidya Dharma]]>;
<![CDATA[Nugroho, Dwiyanjana Santyo]]>
<![CDATA[ Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 6 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business (2024) ]]>
Publisher : <![CDATA[Lembaga Intelektual Muda (LIM) Maluku ]]>
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DOI: 10.54373/ifijeb.v4i6.2721
<![CDATA[Penelitian ini membahas tantangan keberlanjutan yang dihadapi Tepi Coffee, sebuah usaha mikro kecil menengah (UMKM) di sektor coffee shop. Penelitian ini menggunakan metode kualitatif. Fokus utama penelitian adalah analisis tantangan pada aspek ekonomi, sosial, dan lingkungan, serta strategi keberlanjutan yang diterapkan oleh Tepi Coffee. Hasil penelitian menunjukkan bahwa biaya tambahan untuk praktik keberlanjutan menjadi hambatan utama, terutama karena jumlah pelanggan yang masih terbatas. Selain itu, tantangan dalam rantai pasok menambah kompleksitas implementasi keberlanjutan. Strategi keberlanjutan Tepi Coffee saat ini berfokus pada stabilitas ekonomi jangka pendek melalui peningkatan penjualan dan profitabilitas. Kolaborasi dengan berbagai pihak disarankan untuk membantu UMKM mengatasi tantangan ini dan meningkatkan kinerja keberlanjutan secara bertahap.]]>
<![CDATA[Pengaruh Intellectual Capital, Kepemilikan Manajerial dan Ukuran Perusahaan Terhadap Kinerja Keuangan Perbankan ]]>
<![CDATA[Rosella, Nafisa]]>;
<![CDATA[Nugroho, Dwiyanjana Santyo]]>
<![CDATA[ Indonesian Journal of Innovation Multidisipliner Research Vol. 1 No. 3 (2023): September ]]>
Publisher : <![CDATA[Institute of Advanced Knowledge and Science ]]>
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DOI: 10.31004/ijim.v1i3.30
<![CDATA[This study aims to test and analyze the effect of Intellectual Capital, Managerial Ownership, Company Size on the financial performance of banks listed on the Indonesia Stock Exchange in the period 2020-2022. This type of research is quantitative research. This research was conducted on banking sector companies listed on the Indonesia Stock Exchange using purposive sampling method obtained a total of 20 best companies according to Forbes in 2022. The data analysis technique used is multiple linear regression test. The results of this study indicate that Managerial Ownership, Company Size has a positive and significant effect on financial performance. While Intellectual Capital has no effect on financial performance. This study only consists of three independent variables, namely Intellectual Capital, Managerial Ownership, Company Size, while there are many other factors that influence financial performance that are not examined.]]>
<![CDATA[Perancangan Brand Guideline Sebagai Strategi Promosi Produk Libong Coffee ]]>
<![CDATA[Aristi Putri, I Gusti Ayu Agung]]>;
<![CDATA[Rahmat, Felisianus Novandri]]>;
<![CDATA[Fitrianto, Adi]]>;
<![CDATA[Nugroho, Dwiyanjana Santyo]]>
<![CDATA[ Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming Vol 6, No 3 (2023): Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstormin ]]>
Publisher : <![CDATA[Politeknik Harapan Bersama ]]>
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DOI: 10.30591/japhb.v6i3.5171
<![CDATA[Libong Coffee merupakan kedai kopi yang menawarkan produk kopi khas Manggarai yang berlokasi di Senen Garden, Jakarta Pusat. Kedai ini sudah cukup lama beroperasi namun peminat dari kedai ini masih terbatas. Pasca beroperasi, kedai ini memiliki permasalahan pada brand identity dari bisnisnya. Salah satu upaya tim Pengabdian Kepada Masyarakat (PKM) dari Universitas Media Nusantara Citra yaitu mengadakan sosialisasi brand guideline. Tujuan kegiatan ini sebagai strategi promosi produk yang membantu mengarahkan terkait branding dan mengenalkan lebih luas produk dari Libong Coffee. Metode kegiatan ini diawali dengan tahap wawancara, brainstorming dan perancangan desain. Hasil dari kegiatan Pengabdian Kepada Masyarakat ini adalah desain brand guideline bagi Libong Coffee. Selain itu kegiatan ini menghasilkan pemahaman dan literasi kepada mitra Libong Coffee terhadap pentingnya brand guideline dalam sebuah branding untuk mengembangkan bisnis kedai kopi ke depannya. Di mana, adanya brand guideline ini dapat diimplementasikan dengan maksimal. Sehingga produk-produk yang ditawarkan oleh Libong Coffee dapat dikenal lebih luas lagi.]]>
<![CDATA[Green Human Resource Management On Sustainable Performance: The Mediating Role Of Digital Innovation ]]>
<![CDATA[Tobing, Rudy]]>;
<![CDATA[Nugroho, Dwiyanjana Santyo]]>
<![CDATA[ IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 13 No 2 (2024): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - December ]]>
Publisher : <![CDATA[LPPM ISNJ Bengkalis ]]>
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DOI: 10.46367/iqtishaduna.v13i2.2150
<![CDATA[This study analyses the mediating role of digital innovation variables on the relationship between green human resource management (GHRM) and sustainability performance. This research method uses a mixed method, combining primary data in questionnaires and focus group discussions (FGD). This study also uses an experimental approach, which treats respondents, so the questionnaire is distributed to respondents 2 times. The findings of this study indicate that digital innovation can mediate the relationship between GHRM and sustainability performance. In addition, this study also proves that there is an increase in the role of digital innovation as a mediator after treatment compared to before treatment. This finding provides theoretical implications that GHRM can be supported by digital innovation so that it can be a reference for further research. This finding can be a reference for the government and start-up technology companies to accommodate the needs of companies in implementing GHRM. This is important because the starting point for companies to perform sustainability is to equip employees to be aware of the importance of the environment and sustainability.]]>
<![CDATA[Pengaruh Intellectual Capital, Kepemilikan Manajerial dan Ukuran Perusahaan Terhadap Kinerja Keuangan Perbankan ]]>
<![CDATA[Rosella, Nafisa]]>;
<![CDATA[Nugroho, Dwiyanjana Santyo]]>
<![CDATA[ Indonesian Journal of Innovation Multidisipliner Research Vol. 1 No. 3 (2023): September ]]>
Publisher : <![CDATA[Institute of Advanced Knowledge and Science ]]>
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DOI: 10.31004/ijim.v1i3.30
<![CDATA[This study aims to test and analyze the effect of Intellectual Capital, Managerial Ownership, Company Size on the financial performance of banks listed on the Indonesia Stock Exchange in the period 2020-2022. This type of research is quantitative research. This research was conducted on banking sector companies listed on the Indonesia Stock Exchange using purposive sampling method obtained a total of 20 best companies according to Forbes in 2022. The data analysis technique used is multiple linear regression test. The results of this study indicate that Managerial Ownership, Company Size has a positive and significant effect on financial performance. While Intellectual Capital has no effect on financial performance. This study only consists of three independent variables, namely Intellectual Capital, Managerial Ownership, Company Size, while there are many other factors that influence financial performance that are not examined.]]>
<![CDATA[Pengaruh Financial Technology Dan Kemampuan Manajerial Terhadap Kinerja Keuangan Umkm ]]>
<![CDATA[Pandak, Alfrid]]>;
<![CDATA[Nugroho, Dwiyanjana Santyo]]>
<![CDATA[ Indonesian Journal of Multidisciplinary on Social and Technology Vol. 1 No. 3 (2023) ]]>
Publisher : <![CDATA[Universitas Pahlawan Tuanku Tambusai ]]>
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DOI: 10.31004/ijmst.v1i3.216
<![CDATA[Di Indonesia UMKM sangat berperan penting bagi laju perekonomian sebagai salah satu cara untuk mempercepat pembangunan daerah. Akan tetapi UMKM sering mengalami keterlambatan dalam perkembangannya, beberapa permasalahan yang sering terjadi yaitu sulitnya mendapatkan pembiayaan dan minimnya penguasaan teknologi seperti financial technology. Upaya yang dapat dilakukan diantaranya yaitu meningkatkan fintech dan kemampuan manajerial. Adapun tujuan penelitian yaitu untuk mengetahui apakah terdapat pengaruh dari financial technology dan kemampuan manajerial terhadap kinerja keuangan UMKM di Kota Jakarta Barat. Metode penelitian kuantitatif dengan jenis asosiatif menggunakan data primer dengan menyebarkan kepada pelaku UMKM di Kota Jakarta Barat yang berjumlah 30 sampel. Hasil penelitian bisa dilihat dari nilai UJI T yaitu sebesar 3,125 dan 2,649 yang berarti bahwwa financial technology dan kemampuan manajerial berpengaruh terhadap kinerja keuangan UMKM di Kota Jakarta Barat.]]>
<![CDATA[MSME Lending And Bank Efficiency: Comparison Between Indonesia And Malaysia ]]>
<![CDATA[Nugroho, Dwiyanjana Santyo]]>;
<![CDATA[Aji, Tri Susilo Wahyu]]>
<![CDATA[ JPS (Jurnal Perbankan Syariah) Vol 5 No 2 (2024): JPS (Jurnal Perbankan Syariah) - October ]]>
Publisher : <![CDATA[LPPM ISNJ Bengkalis ]]>
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DOI: 10.46367/jps.v5i2.2077
<![CDATA[MSMEs are one of the pillars of the country's economy; banking has a role in facilitating financing for MSMEs so that they can proliferate. On the other hand, banks must consider the cost efficiency they produce, considering that MSMEs are one of the sectors with high credit risk. This study aims to prove that financing for MSMEs can increase bank efficiency and that there are differences between banking in Indonesia and Malaysia. This study uses quantitative with an associative and comparative approach. The population of this study is banks listed on the Indonesia Stock Exchange and Bursa Malaysia in the 2020-2023 period. The Indonesian sample technique uses the purposive sampling method, and Malaysia uses the saturated sample method. The analysis technique uses stochastic frontier analysis (SFA), multiple linear regression, and difference tests with the help of statistical tools like Stata 17. The findings of the study show that financing for MSMEs affects bank efficiency. There is no difference between bank efficiency in Malaysia and Indonesia, but there is a significant difference between MSME financing in Malaysia and Indonesia. The theoretical implications of this study complement the theory regarding the relationship between MSME financing and bank efficiency. The practical implications of this research can provide recommendations to regulators in Indonesia to boost banking by increasing the financing ratio to MSMEs.]]>
<![CDATA[Performance of MSMEs with Disabilities: Digital Financial Inclusion as an Intermediary for Digital Transformation and Financial Literacy ]]>
<![CDATA[Nugroho, Dwiyanjana Santyo]]>;
<![CDATA[Alamin, Ahmad Fikri]]>;
<![CDATA[Anita, Anita]]>;
<![CDATA[Krisnandika, Verina Ruth]]>
<![CDATA[ JURNAL KEWIRAUSAHAAN, AKUNTANSI DAN MANAJEMEN TRI BISNIS Vol 7 No 2 (2025): Jurnal Kewirausahaan, Akuntansi dan Manajemen ]]>
Publisher : <![CDATA[STIE Tri Bhakti ]]>
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DOI: 10.59806/jkamtb.v7i2.551
<![CDATA[This study aims to analyze the influence of digital transformation and financial literacy on the performance of Micro, Small, and Medium Enterprises (MSMEs) with disabilities in DKI Jakarta, with digital financial inclusion as a mediating variable. Primary data were collected from 30 respondents who are MSME actors with disabilities using questionnaires and analyzed with Structural Equation Modeling – Partial Least Squares (SEM-PLS). The outer model test results confirmed the validity and reliability of the instruments. However, key findings from the inner model test indicate that digital transformation significantly and negatively affects both digital financial inclusion and the performance of MSMEs with disabilities. Meanwhile, financial literacy does not significantly influence either digital financial inclusion or the performance of MSMEs with disabilities. Digital financial inclusion was not proven to mediate the relationship between digital transformation and financial literacy on the performance of MSMEs with disabilities. The implications of this study indicate that the current digitalization efforts and financial literacy levels among MSMEs with disabilities in DKI Jakarta are not yet optimal or even pose challenges, thus failing to effectively enhance performance. This study emphasizes the urgency of more inclusive and adaptive assistance programs to ensure positive digital transformation implementation and optimized utilization of digital financial services for MSMEs with disabilities.]]>
