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Impact analysis of smartphone use and Youth Family Development (BKR) program on family disharmony in Magetan Regency Puji Nurhayati; Pratama Dharmika Nugraha; Heidy Paramitha Devi; Andri Wahyu Utomo
SIMULACRA: JURNAL SOSIOLOGI Vol 3, No 1 (2020)
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/sml.v3i1.7038

Abstract

This article examines the impact of the use of smart phone and BKR programs on family disharmony. Smartphone are devices that have both positif and negative effects. Indonesia is predicted to get a demographic bonus in 2020- 2030 with the highest number of teenagers, and the majority of smartphone users are teenagers. BKR is a program that serves to help parenting to avoid deviant behavior. This research uses quantitative methods, with primary data of 300 respondents. The sample of this study consisted of 150 PKK groups and 150 teenagers. Data collection technique is using questionnaire data. Data analysis technique is using path analysis and SPSS 21.0 software. The results of the study stated that the use of smartphone had a negative and not significant effect on family disharmony, smartphone usage had a negative and significant effect on BKR program and smartphone usage had a negative and significant effect on family disharmony. The use of a smart phone does not have an impact on family disharmony because of effective communication between family members. The existence of the BKR program is still needed to assist families in fostering their teenagers so that it is wiser to use a smartphone.
ANALISIS PENGARUH CAMEL DAN SUKU BUNGA SBI TERHADAP JUMLAH PENYALURAN KREDIT PADA BANK UMUM KONVENSIONAL GO PUBLIC DI INDONESIA PERIODE 2011-2014 Heidy Paramitha Devi
KELOLA Vol 3, No 1 (2016): September
Publisher : STIE AUB Surakarta

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Abstract

Penelitian ini bertujuan untuk menganalisis seberapa besar pengaruh CAR, NPL, ROA, BOPO, LDR dan SBI terhadap jumlah penyaluran kredit pada bank umum konvensional go public di Indonesia. Data yang digunakan adalah data sekunder yaitu laporan keuangan perbankan bedasarkan kriteria yaitu tersedianya rasio-rasio serta data keuangan yang dibutuhkan selama periode penelitian 2011-2014. Variabel yang digunakan dalam penelitian adalah rasio CAR, NPL, ROA, BOPO, LDR, SBI sebagai variabel independen dan jumlah penyaluran kredit sebagai variabel dependen. Dalam penelitian ini analisis regresi linier berganda digunakan untuk menguji pengaruh variabel independen terhadap variabel dependen. Uji F untuk melihat pengaruh secara simultan, uji t untuk melihat pengaruh secara parsial dan koefisien determinasi untuk melihat kemampuan variabel independen dalam menjelaskan variabel dependen.  Hasil penelitian menunjukkan secara simultan keenam variabel berpengaruh terhadap variabel dependen. Secara parsial variabel NPL,SBI, ROA memiliki pengaruh signifikan terhadap jumlah penyaluran kredit dan CAR, BOPO, LDR tidak memiliki pengaruh signifikan terhadap jumlah penyaluran kredit.Kata Kunci: Rasio Keuangan, Jumlah Penyaluran Kredit, Analisis Pengaruh.