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All Journal IAIC Transactions on Sustainable Digital Innovation (ITSDI) Startupreneur Business Digital (SABDA Journal) International Transactions on Education Technology (ITEE) Blockchain Frontier Technology (BFRONT) Jejak digital: Jurnal Ilmiah Multidisiplin Jurnal Teologi Islam
Sabda Maulana
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Religion Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Library & Information Science Materials Science & Nanotechnology Social Sciences Other

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Fintech As A Financing Solution For Micro, Small and Medium Enterprises Sabda Maulana; Nasution, Iskandar Mustofa; Shino3, Yamato; S.Panjaitan, Arop Ria
Startupreneur Business Digital (SABDA Journal) Vol. 1 No. 1 (2022): Startupreneur Business Digital (SABDA)
Publisher : Pandawan Sejahtera Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3120.5 KB) | DOI: 10.33050/sabda.v1i1.76

Abstract

In 2020, more than 50 new fintech enterprises were formed, these financial businesses competing with the other 140s of startups that had previously been in the Indonesian financial scene. The fintech business in Indonesia has become a prima donna, attracting a lot of attention from financial industry players. Fintech startup investment has sparked a lot of interest, and several startups have even received series A funding this year. Fintech is only getting started, and there are a lot of new products coming out. In the interim, the Service of Cooperatives and Little and Medium Organizations (Service of Little and Medium Endeavors) has sent off 3.81 million miniature, little, and medium undertakings (SMEs) that are now utilizing a web-based stage to advertise their items. This records for around 8% of Indonesia's complete 58.9 million little and medium-sized organizations. The lack of access to capital is a long-standing issue that has hampered the growth of SMEs that do not have access to bank finance. SMEs are unable to create innovations to enhance output due to a lack of financial resources. However, the increasing expansion of fintech financing businesses, such as peer-to-peer lending, has opened up another option for loan funders. Peer-to-peer lending is a type of lending that focuses on the medium and lower market segments.
Relasi Agama dan Negara: Kajian Teologi Politik Indonesia Alfina Nur Lutfiah; Dadan Firdaus; Farid Nur Fauzan Naufal; Nisfah Nurfatihah; Sabda Maulana
Jejak digital: Jurnal Ilmiah Multidisiplin Vol. 1 No. 4 (2025): JULI (Edisi Spesial)
Publisher : INDO PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/gkbtrx51

Abstract

Political theology is an academic approach that explores the relationship between theological thought religious views on God, humanity, and life and the political, social, and economic order. This field of study goes beyond the direct involvement of religion in politics, examining how divine values shape understandings of power, justice, and community life. This article specifically discusses the definition and scope of political theology in the Indonesian context—a nation that integrates religious principles with the national ideology of Pancasila. In Indonesia’s religiously and culturally plural society, political theology has emerged as a dynamic field of dialogue between religious teachings, democratic governance, and contemporary social realities. The article outlines how political theology can serve as both a reflective and critical tool for analyzing public policy, power distribution, and political morality. By elaborating on the core concepts of political theology and linking them to Indonesia’s sociopolitical landscape, this article aims to broaden the academic understanding of religion’s role in public life in a pluralistic nation.
Islam Dan Peradaban Persia: Integrasi Budaya Dan Keilmuan Pada Masa Dinasti Abbasiyah Sabda Maulana; Tenny Sujatnika
Jurnal Teologi Islam Vol. 1 No. 2 (2025): NOVEMBER (in progress)
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/shzt2x35

Abstract

The Abbasid Caliphate represents one of the most remarkable periods in Islamic civilization, characterized by the integration of cross-cultural elements, particularly Persian intellectual traditions. Persian culture was not merely a complementary component but a foundational force in shaping Islamic governance, education systems, and scientific advancements. Institutions such as the Bayt al-Hikmah (House of Wisdom) facilitated large-scale translations and the development of knowledge from Persian, Greek, and Indian sources, creating a cosmopolitan and intellectually vibrant environment. Persian scholars like Al-Khwarizmi, Ibn Sina, and Al-Farabi made groundbreaking contributions in various scientific fields, which continue to influence modern scholarship. This article examines the role of Persian culture and knowledge in shaping the unique character of the Abbasid civilization, highlighting its influence in administration, literature, arts, and classical Islamic sciences.
Decentralized File Sharing Infrastructure with IPFS for Censorship Resistance in Blockchain Ecosystems Nesti Anggraini Santoso; Palma Juanta; Sabda Maulana; Kerimbekov Toktar; Aulia Khanza
Blockchain Frontier Technology Vol. 5 No. 1 (2025): Blockchain Frontier Technology
Publisher : IAIC Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/bfront.v5i1.835

Abstract

Traditional file sharing systems that rely on centralized servers face various challenges. problems such as vulnerability to censorship, blocking, and server failures.This research focuses on the need for file sharing technology that is more secure, censorship-resistant, and does not rely on a single central authority. Challenge the main challenge in developing a new file sharing system is how to overcome the limitations of network scale, slow access speed, and lack of incentives for node providers. Research purposes this is to analyze the role of the InterPlanetary File System (IPFS) in building a censorship-resistant file sharing infrastructure and evaluate its benefits and constraints compared to conventional file sharing systems. Findings from the literature study show that IPFS has advantages in data decentralization, increasing information availability, and strengthening resistance to censorship. Research results also revealed that although IPFS is able to overcome many weaknesses of traditional systems, further development is still needed in terms of network efficiency and user incentives. In conclusion, IPFS has great potential to become the main foundation in a future digital ecosystem that is more open, secure, and free from third-party intervention.
Blockchain Innovation: Current and Future Viewpoints for the Travel Industry Untung Rahardja; Qurotul Aini; Sabda Maulana
IAIC Transactions on Sustainable Digital Innovation (ITSDI) Vol 3 No 1 (2021): October
Publisher : Pandawan Sejahtera Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/itsdi.v3i1.499

Abstract

Disintermediation of the travel industry in the modern area has the most powerful and successful innovation, obviously with the assistance of Blockchain innovation. The market structure has changed since the appearance of online travel planners. Determined to improve the system for the travel industry that as of now depends on this blockchain innovation, for which the reason for this paper was made, a subjective strategy with semi-organized meetings appears to be appropriate to decide the ideal use to draw out the fundamental capability of this blockchain innovation for the business. the travel industry as per specialists. From the consequences of meetings led just as from the aftereffects of considering the impact of blockchain on business, it tends to be inferred that blockchain innovation is a fitting new advance as far as restricting and forbidding new go betweens in the entrance of the travel industry, subsequently it will prompt the vanishing of go-betweens from the travel industry market and an increment in the framework straightforward that everybody knows.
AI-Driven Educational Data Analytics and Intelligent Tutoring in Learning Factory Environments Abas Sunarya; Sunarjo, Richard Andre; Abbas, Maulana; Al-Kamari, Omar Arif; Sabda Maulana
International Transactions on Education Technology (ITEE) Vol. 4 No. 1 (2025): International Transactions on Education Technology (ITEE)
Publisher : Pandawan Sejahtera Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33050/itee.v4i1.950

Abstract

The rapid growth of artificial intelligence in higher education creates new op- portunities to make learning factory environments more adaptive, data-informed, and aligned with industrial practice. This study examines how the integration of educational data analytics and intelligent tutoring systems supports smarter learning factory models that connect theoretical instruction with hands-on indus- trial training. Using a quantitative research design, data were collected from 180 higher education students participating in AI-supported learning factory sessions. Log data on learning interactions, performance metrics, and system- generated feedback were analyzed using statistical modeling to test the effects of AI-driven interventions on learning outcomes. The results show that ed- ucational data analytics significantly increases the adaptability of instructional content, enabling the intelligent tutoring system to personalize learning paths in real time based on individual performance profiles. Students who engaged with AI-based tutoring reported higher learning engagement and achieved better problem-solving scores and stronger retention of practical concepts than those in conventional learning factory settings. These findings indicate that combining educational data analytics with intelligent tutoring systems improves both the efficiency and effectiveness of learning factory models by enabling continuous feedback loops, dynamic adjustment of learning tasks, and learner-centered in- struction. The study concludes that AI-driven, data-informed learning factories can play a strategic role in preparing students with industry-relevant compe- tences and offers practical implications for educational technologists and insti- tutions designing next-generation education technology solutions.
Co-Authors Abas Sunarya Abbas, Maulana Al-Kamari, Omar Arif Alfina Nur Lutfiah Aulia Khanza Dadan Firdaus Farid Nur Fauzan Naufal Kerimbekov Toktar Nasution, Iskandar Mustofa Nesti Anggraini Santoso Nisfah Nurfatihah Palma Juanta Qurotul Aini S.Panjaitan, Arop Ria Shino3, Yamato Sunarjo, Richard Andre Tenny Sujatnika Untung Rahardja