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All Journal Mabny : Journal of Sharia Management and Business Jurnal Islam Nusantara
Basyirah, Luthfiana
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Lazisnu's Role in Social Life During The Covid-19 Pandemic Muttaqin, M Khoirul; Basyirah, Luthfiana; Surur, Miftachus
JURNAL ISLAM NUSANTARA Vol 6, No 1 (2022)
Publisher : Lembaga Ta'lif wa An-Nasyr (LTN) PBNU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (662.249 KB) | DOI: 10.33852/jurnalnu.v6i1.347

Abstract

This study aims to determine the role of Lazisnu in social life during the Covid-19 pandemic. The research method used in this research is a qualitative approach with the type of case study research. The data sources used are primary and secondary data sources obtained from observations, interviews, and documentation. The informants in this study consisted of 23 informants, namely the chairman, secretary, treasurer, and 20 mustahiq recipients of assistance from Lazisnu Sendangagung. Then the data that has been obtained is analyzed through several stages of data reduction, data presentation, and conclusion. The results show that the innovation of the Lazisnu program can be felt by the village community with a high level of objectivity and actuality in social life accompanied by a sense of brotherhood, unity, and independence, and not to forget solid religious symbols through awareness for zakat, infaq, and shodaqoh. This research implies that it is expected to be a suggestion for institutions to continue to develop existing programs. In addition, the limitations in this study were only conducted on one Lazisnu, and the informants in this study were limited, so it is hoped that future research can explore Lazisnu in East Java so that information related to Zizwaf management is more comprehensive.
Implementasi Risk Management Pada Pembiayaan Tabarok (Studi Kasus di BPRS SPM Pamekasan) Basyirah, Luthfiana; Ritonga, Iskandar; Mugiyati
Mabny: Journal of Sharia Management and Business Vol. 1 No. 2 (2021): Mabny : Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, State Islamic Institute of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v1i02.4812

Abstract

Pembiayaan Tabarok (Tanpa Agunan dan Barokah) merupakan salah satu produk yang disalurkan oleh Bank Pembiayaan Rakyat Syariah SPM Pamekasan kepada masyarakat dengan menerapkan akad muḍārabah dan tanpa agunan dalam melaksanakan aktivitas UMKM. Sejak terjadi kasus Covid-19 (Corona Virus Disease- 19) yang semakin meluas di Indonesia menyebabkan lumpuhnya kondisi sosial dan ekonomi masyarakat. Tidak bisa dipungkiri bahwa hal tersebut akan sangat berpengaruh dan menyebabkan beberapa permasalahan khususnya dalam berbagai kegiatan sosial dan ekonomi. Hal tersebut juga akan berpengaruh terhadap kegiatan Perbankan Shariah, termasuk BPRS SPM Pamekasan yang akan dihadapkan dengan beberapa risiko dengan tingkatan kompleksitas yang berbeda-beda, hal tersebut akan terus berdampingan dengan kegiatan bisnis. Dengan demikian, suatu lembaga perlu melakukan implementasi manajemen risiko dengan tujuan untuk mencegah adanya risiko pembiayaan yang kemungkinan terjadi di kemudian hari. Tujuan dalam penelitian ini untuk mengetahui implementasi risk management pada pembiayaan Tanpa Agunan dan Barokah di BPRS SPM Pamekasan dengan menggunakan pendekatan kualitatif dan jenis penelitian studi kasus. Hasil penelitian menyatakan bahwa, implementasi risk management pada pembiayaan Tabarok di BPRS SPM Pamekasan menggunakan 5 (lima) proses manajemen risiko, yaitu identifikasi risiko, pengukuran risiko, monitoring risiko, pengendalian risiko, dan penyelamatan risiko.
Co-Authors Iskandar Ritonga Mugiyati Muttaqin, M Khoirul Surur, Miftachus