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Analisis Dampak Covid-19 Terhadap Bagi Hasil Mudharabah Bank Umum Syariah di Indonesia Rohmi, Misfi Laili
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol. 6 No. 2 (2021): Asy-Syar'iyyah Desember 2021
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v6i2.2065

Abstract

Penelitian ini bertujuan untuk menganalisis sejauh mana pandemi Covid-19 berdampak pada pembiayaan bagi hasil mudharabah perbankan Syariah di Indonesia saat menghadapi pandemi Covid-19. Penelitian ini merupakan penelitian kuantitatif dengan uji sampel berpasangan (uji paired sample t test). Uji paired sample t test dipilih karena peneliti ingin mengetahui apakah terhadap perbedaan yang nyata tentang bagi hasil mudharabah perbankan Syariah di Indonesia antara sebelum dan saat pandemi, dengan data yang bersumber dari Statistik Perbankan Syariah (SPS) yang dirilis oleh Otoritas Jasa Keuangan (OJK) tahun 2019 dan 2020. Hasil penelitian menunjukkan bahwa nilai sig. (2-tailed) dalam tabel output SPSS Paired Sample T-test adalah 0.0000 kurang dari nilai alpha yang digunakan (0,05) sehingga dapat dikatakan ada pengaruh yang signifikan antara dana bagi hasil mudharabah perbankan Syariah Indonesia sebelum dan saat pandemi Covid 19 melanda.
Pengaruh Pertumbuhan Perusahaan, Profitabilitas dan Ukuran Perusahaan terhadap Struktur Modal pada Perusahaan Manufaktur di Bursa Efek Indonesia Periode 2020-2022 Fatonah, Anis; Rohmi, Misfi Laili
Budgeting: Jurnal Akuntansi Syariah Vol. 5 No. 2 (2024): Budgeting: Jurnal Akuntansi Syariah, Desember 2024
Publisher : PROGRAM STUDI AKUNTANSI SYARIAH FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/bdg.v5i2.5028

Abstract

The manufacturing sector is one of the largest contributors to Gross Domestic Product (GDP) in Indonesia. This sector continues to develop over time, although it has slumped due to the impact of the Covid pandemic that has hit almost all parts of the world. The purpose of this study is to examine the effect of company growth, profitability and company size on the capital structure of manufacturing companies on the Indonesia Stock Exchange. The method used in this study is a quantitative method, with a descriptive analysis approach and the data collection technique is documentation sourced from the official website of the Indonesia Stock Exchange through IDX, namely in the form of secondary data on financial statements that have been published from 2020-2022, there are 24 companies that are used as sample companies, namely companies that publish complete financial reports. The data taken is annual financial report data. Based on the results of the study, the conclusions of this study are 1) Company growth does not have a significant effect on capital structure, because the significance value is 0.781> 0.05. 2) Profitability has a significant effect on capital structure, because the significance value is 0.008 <0.05. 3) Company size has a significant effect on capital structure, because the significance value is 0.006 <0.05. 4) The results simultaneously show that company growth, profitability, and company size have a significant effect on capital structure, because the calculated F value is 5.440 and the significance value is 0.03 <0.05. 5) The adjusted R2 value is 0.214. This shows that capital structure is influenced by company growth, profitability and company size by 21.4, the rest is influenced by factors outside this study.
The Effectiveness Of The Hope Family Program As Poverty Reduction Effort (Case Study In Pringsewu District, Lampung Province) Rohmi, Misfi Laili
Jurnal Mamangan Vol 11, No 2 (2022): Jurnal Ilmu Sosial Mamangan Accredited 3 (SK Dirjen Ristek Dikti No. 158/E/KPT/
Publisher : LPPM Universitas PGRI Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (635.369 KB) | DOI: 10.22202/mamangan.v11i2.5920

Abstract

The problem of poverty is still an important issue in Indonesia. The Indonesian government has made various efforts to tackle the problem of poverty, one of which is through the Family Hope Program (PKH), which is a cluster of policies based on social assistance and protection in the form of meeting the basic needs of health and education for poor individuals and households . The hope is that with quality health and education, it will break the chain of poverty. In its implementation, PKH does not escape various problems , starting from the input aspect to the output aspect . Thus, this study aims to see the effectiveness of PKH in terms of program input, process, and output aspects. This research is a type of quantitative descriptive research with a questionnaire instrument guided by the researcher. The data analysis technique uses a scoring questionnaire which is then compared with the ideal criteria that have been set in PKH. m The results showed that PKH was effective from the input aspect , process aspect and output aspect in the education sector . However, PKH has not been effective in terms of output in the health sector on several indicators. In addition, PKH has implications for the economic aspect in the form of increasing labor productivity through improving the quality of human resources by increasing the percentage of students who continue to junior high and high school levels. During the 6 (year) program, there was an increase in education participation from SD to SMP by 20% and participation from SMP to SMA levels by 19%.
PENGARUH PROGRAM KELUARGA HARAPAN DAN INDEKS PEMBANGUNAN MANUSIA TERHADAP TINGKAT KEMISKINAN DI INDONESIA Rohmi, Misfi Laili; Mariska, Mega
Budgeting: Jurnal Akuntansi Syariah Vol. 2 No. 2 (2021): Vol 2 No 2 (2021): Budgeting: Jurnal Akuntansi Syariah, Desember 2021
Publisher : PROGRAM STUDI AKUNTANSI SYARIAH FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

A government program for accelerating poverty reduction in Indonesia is about Family Hope Program (PKH). The PKH is expected to be one of the answers to the problems faced by the government. This research used secondary data with multiple regression model analysis. PKH coefficient's value is -0.169818 with 95% confidence level. The HDI regression coefficient value is 0.471132 with a 95% confidence level. PKH has a negative effect on poverty where every increase in the PKH budget will reduce the poverty rate in Indonesia, HDI does not significantly affect the poverty level. The increase in HDI will actually increase the percentage of poverty in Indonesia, PKH and HDI together have a negative influence on poverty in Indonesia. Increasing the allocation of PKH funds and the percentage of HDI together can reduce the poverty rate in Indonesia.
Error Correction Model Analysis in Measuring the Effect of Bank Internal Factors on Mudharabah Deposits for Islamic Commercial Banks Yudhistira Ardana; Syamsiyah, Nur; Rohmi, Misfi Laili; Renfiana, Lilis
El-Qish: Journal of Islamic Economics Vol. 1 No. 2 (2021): El-Qish: Journal of Islamic Economics
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v1i2.1518.2021

Abstract

Islamic bank products to raise public funds can be in the form of demand deposits (wadiah), savings (mudharabah), and deposits (mudharabah). One of the profit-sharing rates in Islamic banks comes from internal factors, namely Return on Assets, Capital Adequacy Ratio, Financing to Deposit Ratio, and Operational Expenses Operating Costs. This study will examine the effect of bank internal factors on mudharabah deposits of Islamic commercial banks using an econometric model, namely the error correction model. Findings. The results showed that the bank's internal variables had a significant effect on mudharabah deposits both in the short and long term. Variables Return on Assets, Capital Adequacy Ratio, and Operational Expenses Operational costs both short and long term have a negative effect on mudharabah deposits.
Pengaruh Pembiayaan Syariah dan Indeks Pembangunan Manusia (IPM) Terhadap Tingkat Kemiskinan Di Provinsi Aceh: Analisis Data Panel Rohmi, Misfi Laili; Jaya, Tiara Juliana
Jurnal Ilmiah Ekonomi Islam Vol. 7 No. 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v7i3.2602

Abstract

Poverty is a significant problem faced by developing countries, including Indonesia. Islam teaches its people to fight poverty because poverty is closer to kufr. Aceh is famous for applying Islamic law, but Aceh is the poorest province on the island of Sumatra in 2020. Meanwhile, in terms of Sharia financing, Aceh Province ranks 4th, and the Human Development Index (IPM) ranks 11th highest nationally. This panel aims to determine the effect of Islamic financing and the Human Development Index (HDI) on poverty levels in Aceh Province. Data analysis was carried out using panel data regression by choosing the best regression model, namely the Fixed Effect Model, by combining cross-section data of 21 districts/cities in Aceh Province during the 2016-2020 period. The study results, both partially and simultaneously, Islamic financing and HDI have a negative and significant effect on the poverty level in Aceh Province.
DETERMINAN VARIABEL MAKROEKONOMI TERHADAP PEMBIAYAAN MUDHARABAH PERBANKAN SYARIAH INDONESIA: ANALISIS ERROR CORRECTION MODEL (ECM) Rohmi, Misfi Laili
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 5 No 1 (2022): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v5i01.4531

Abstract

This study intends to investigate the impact of macroeconomic factors such as inflation, the BI rate, the exchange rate, and the Money Supply (JUB) on Islamic banking's mudharabah financing, which includes all Islamic Commercial Banks (BUS) and Sharia Business Units (UUS) in Indonesia. The Error Correction Model (ECM) analysis was used to identify the short- and long-term effects of the independent variable on the dependent variable. During the monthly period of 2016-2021, secondary data was gathered from Sharia Banking Statistics (SPS) OJK, Central Statistics Agency (BPS), and Bank Indonesia (BI). The data show that only the Money Supply (JUB) has an influence on internal mudharabah financing in the near term, whereas the other three factors, such as inflation, BI rate, and interest rate, have no effect.
Kemiskinan dan Pengangguran: Tantangan Pertumbuhan Ekonomi Lampung 2017–2023 Rohmi, Misfi Laili; Aini, Aurelia Cahya; Ramadhani, Annisa Alifa
Jurnal Disrupsi Bisnis Vol. 8 No. 5 (2025): Jurnal Disrupsi Bisnis
Publisher : Prodi Manajemen, Fakultas Ekonomi, Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/drb.v8i5.52548

Abstract

Pertumbuhan ekonomi adlalah peninglkatan nilai dlan kuantitas prodluksi barang dlan jasa yang dlihitung oleh suatu negara dlalam janglka waktu tertentu, diulkur melalui belberapa indilkator seperti peninglkatan pendlapatan, penurunan tinglkat kemiskinan, dan berlkurangnya tinglkat pengangguran. Berdlasarkan teori-teori yang ada dan belberapa penelitian yang telalh dilakukan, pertumbulhan ekonomi umumnya berlkaitan dlengan beberapa faktor seperti kualitas sumber daya manusia, pengangguran, dan kemiskinan. Penelitian ini bertujuan untuk menganalisis dlampak tinglkat pengangguran dlan kemislkinan terlhadap pertumlbuhan elkonomi di Provinsi Lampung selama periode 2017-2023. Fokus utama dari penelitian ini adalah untuk memahami bagaimana kedua faktor tersebut memengaruhi pertumbuhan ekonomi. Metode yang digunakan adalah kuantitatif dengan data sekunder yang diambil dari Badan Pusat Statistik (BPS). Teknik analisis data yang digunakan yakni analisis regresi linear berganda data panel dengan Fixed Effect Model (FEM) menggunakan Eviews. Hasil penelitian menunjukkan secara parsial, variable kemiskinan berpengaruh negatif signifikan terhadap pertumbuhan ekonomi; sedangkan variable pengangguran mempunyai pengaruh positif signifikan terhadap pertumbuhan ekonomi. Sementara itu, secara simultan ada pengaruh antara kemiskinan dan pengangguran terhadap pertumbuhan ekonomi. Implikasi dari penelitian ini menunjukkan bahwa pengentasan kemiskinan harus menjadi prioritas utama dalam mendorong pertumbuhan ekonomi, sementara peran sektor informal dan kewirausahaan dapat menjadi strategi adaptif untuk mengelola dampak negatif pengangguran. Keywords: Kemiskinan; Pengangguran; Pertumbuhan Ekonomi
Pengaruh Indeks Pembangunan Manusia dan Pengangguran terhadap Kemiskinan di Jawa Timur Zanzibar, Dani; Rahmadhania, Fika; Kiswanda, Ratri; Rohmi, Misfi Laili
JURNAL ECONOMINA Vol. 3 No. 4 (2024): JURNAL ECONOMINA, April 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v3i4.1296

Abstract

Kemiskinan adalah masalah yang melanda seluruh dunia menghalangi kemajuan masyarakat. Ini adalah permasalahan yang rumit dan tidak pernah berakhir, yang telah lama dirasakan oleh penduduk negara berkembang termasuk Indonesia. Penelitian ini memiliki tujuan untuk mengilustrasikan dampak Indeks Pembangunan Manusia dan tingkat Pengangguran terhadap tingkat Kemiskinan di wilayah Jawa Timur. Penelitian ini menggunakan data yang ada dengan metode kuantitatif pada rentang waktu 2012-2023. Data tersebut diperoleh melalui internet Badan Pusat Statistik Provinsi Jawa Timur. Regresi Linier Berganda merupakan metode penelitian yang digunakan. Penelitian ini menyimpulkan bahwa Indeks Pembangunan Manusia memiliki hubungan positif signifikan dengan kemiskinan, sedangkan tingkat pengangguran memiliki hubungan negatif dengan kemiskinan. Namun, secara bersamaan, faktor-faktor seperti IPM dan tingkat pengangguran memiliki dampak yang saling berhubungan terhadap tingkat kemiskinan.
IDENTIFIKASI FAKTOR SAHAM SYARIAH, INFLASI DAN NILAI TUKAR : ANALISIS PERTUMBUHAN EKONOMI DI INDONESIA Risvana, Audy Anzany; Rohmi, Misfi Laili; Yunarti, Yuyun
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 1 (2025): Edisi Januari - April 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i1.5523

Abstract

Salah satu urgensi dalam meningkatkan kesejahteraan masyarakat adalah menumbuhkan perekonomian negara. Masalah ini termasuk kedalam masalah ekonomi makro dalam kurun waktu yang lama. Menurut survey peneliti menemukan beberapa faktor yang dapat berpengaruh pada pertumbuhan ekonomi antara lain; saham syariah, inflasi dan nilai tukar mata uang terhadap mata uang asing. Dalam kurun waktu tahun 2017 sampai 2024 pertumbuhan ekonomi di Indonesia mengalami fluktuatif. Dengan demikian perlu adanya pengujian terlebih lanjut apakah saham syariah, inflasi, dan nilai tukar dapat mempengaruhi pertumbuhan ekonomi di Indonesia. Penelitian ini dilakukan dengan menggunakan pendekatan kuantitatif dan pengumpulan data menggunakan time series yang bersumber dari BPS, OJK, dan BI. Analisis yang digunakan adalah regresi linier berganda dengan bantuan perangkat lunak SPSS 23. Pengujian asumsi klasik dilakukan yakni uji normalitas, multikolinieritas, heteroskedesitas, dan autokorelasi sebelum melakukan uji t, uji f, dan uji R2. Pada hasil perhitungan menunjukkan bahwa saham syariah berpengaruh secara signifikan terhadap pertumbuhan ekonomi Indonesia. Akan tetapi inflasi dan nilai tukar tidak berpengaruh secara signifikan sehingga mungkin terdapat faktor lain yang tidak ada dalam variabel penelitian ini. Secara simultan ketiga variabel tersebut memiliki nilai yang signifikan dalam pengaruhnya terhadap pertumbuhan ekonomi. Maka dengan ini peneliti berharap kepada pemerintah maupun pihak terkait agar penelitian ini dapat dijadikan sebagai bahan pertimbangan dalam menentukan suatu kebijakan dalam mewujudkan perekonomian masyarakat sejahtera.