Claim Missing Document
Check
Articles

Found 34 Documents
Search

The Effects Pandemic Covid-19 on Indonesia Foreign Trade Nur Syamsiyah, Misfi laili Rohmi, Tiara Juliana Jaya,
Jurnal Ekonomi Vol 26, No 2 (2021): July 2021
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v26i2.750

Abstract

Indonesia is a developing country whose needs are exported from abroad. Therefore Indonesia needs foreign trade to fulfill goods that cannot be produced domestically or to distribute goods in which Indonesia has an absolute advantage in producing these goods. However, the policies are taken by the domestic government and Indonesia's foreign trading partner countries to limit the spread of the Covid-19 virus have an impact on the inflow of goods to and from abroad. Thus, this study intends to see how the Covid-19 pandemic has affected Indonesia's foreign trade by using the Paired Sample T-test, which observes conditions before and during/after a pandemic occurs. This study found that the Covid-19 pandemic had an impact on Indonesia's foreign trade from the aspect of oil and gas exports, imports of raw materials, and imports of Indonesian capital goods.
Strategies For Determining Sharia Insurance Target Market tiara Juliana Jaya; Yullina Devvie Sari; Roi Anju Immanuel
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (178.146 KB) | DOI: 10.29040/jiei.v7i1.1934

Abstract

The purpose of this research is to know the strategy of determining the target market in PRUlink Sharia assurance products pt. Prudential life assurance. The method used in this study is qualitatively descriptive. Descriptive statistical analysis techniques, stages of data analysis techniques Data collection, Data reduction data reduction, Presentation of data Presentation data, Withdrawal of conclusions. Strategy to determine the target market on PRUlink sharia assurance account products at PT. Prudential Life Assurance is: use the six o concept strategy so that the target market type. Types of target market selected, observation to the location, Muslim community, Grouping of insurance policy candidates, Ability factor by looking at a salary range of 2 million, and Prospective insurance policy that is at productive age for those between the ages of 25-40 years.
Pengaruh Pembiayaan Syariah dan Indeks Pembangunan Manusia (IPM) Terhadap Tingkat Kemiskinan Di Provinsi Aceh: Analisis Data Panel Misfi Laili Rohmi; Tiara Juliana Jaya; Mahfudz Reza Fahlevi
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (331.663 KB) | DOI: 10.29040/jiei.v7i3.2602

Abstract

Poverty is a significant problem faced by developing countries, including Indonesia. Islam teaches its people to fight poverty because poverty is closer to kufr. Aceh is famous for applying Islamic law, but Aceh is the poorest province on the island of Sumatra in 2020. Meanwhile, in terms of Sharia financing, Aceh Province ranks 4th, and the Human Development Index (IPM) ranks 11th highest nationally. This panel aims to determine the effect of Islamic financing and the Human Development Index (HDI) on poverty levels in Aceh Province. Data analysis was carried out using panel data regression by choosing the best regression model, namely the Fixed Effect Model, by combining cross-section data of 21 districts/cities in Aceh Province during the 2016-2020 period. The study results, both partially and simultaneously, Islamic financing and HDI have a negative and significant effect on the poverty level in Aceh Province.
The Effect Of Marketing Mix On Customer's Decision To Save On PT. Bank Muamalat Kendari Branch Tiara Juliana Jaya; Mahfudz Mahfudz; Nur Laili Fikriah
AT-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 8 No 2 (2020): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to find out how the marketing mix affects customers' decision to save on PT. Bank Muamalat Kendari Branch. This research uses quantitative methods using observation techniques, questionnaires and documentation. The sample used in this study was 89 customers who had saved up at PT. Bank Muamalat Kendari Branch. Based on the results of the research that has done it can say that marketing mix has a significant relationship because it can explain that the significant value of 0,000, the significant level is smaller than 0.05 or the value of t-count is higher than the value of t-table which means that PT. Bank Muamalat Kendari Branch can meet the needs and desires of customers so that customers feel satisfied in terms of products, the price of administration provided, promotion as well as excellent service and security, and strategic bank location. Therefore, the better service provided by the bank will have an impact on the increasing decision of customers to save on PT. Bank Muamalat Kendari Branch.
The Effects Pandemic Covid-19 On Indonesia Foreign Trade Misfi Laili Rohmi; Tiara Juliana Jaya; Nur Syamsiyah
Jurnal Ekonomi Vol. 26 No. 2 (2021): July 2021
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v26i2.750

Abstract

Indonesia is a developing country whose needs are exported from abroad. Therefore Indonesia needs foreign trade to fulfil goods that cannot be produced domestically or to distribute goods in which Indonesia has an absolute advantage in producing these goods. However, the policies are taken by the domestic government and Indonesia's foreign trading partner countries to limit the spread of the Covid-19 virus have an impact on the inflow of goods to and from abroad. Thus, this study intends to see how the Covid-19 pandemic has affected Indonesia's foreign trade by using the Paired Sample T-test, which observes conditions before and during/after a pandemic occurs. This study found that the Covid-19 pandemic had an impact on Indonesia's foreign trade from the aspect of oil and gas exports, imports of raw materials, and imports of Indonesian capital goods.
Peran divisi internal control pada lembaga keuangan mikro syariah Kholilah Kholilah; Kurniawati Meylianingrum; Mega Noerman Ningtyas; Tiara Juliana Jaya; Lutfi Ardhani
Jurnal Akuntansi Aktual VOLUME 7, NOMOR 2, JULI 2020
Publisher : Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um004v7i22020p155

Abstract

This research is based on the rapid development of Sharia microfinance institutions that are not balanced with the professionalism of its management. The purpose of this research is to dig deeper into internal control conditions on Sharia microfinance institutions, to achieve these goals of research using qualitative methods with case study approaches. The data collection process is conducted through interviews, internal control report data collection, and FGD. The informant is the division of internal control and Operations manager at BMT X. The results showed that there are two business risks of Sharia microfinance institutions that are internal risks and external risks. The internal risks faced by Sharia microfinance institutions are human resources, institutional, and systems. External risks originating from outside the conditions of the Sharia microfinance institutions are financial technology developments and the level of outcomes that affect the capital of sharia financial institutions. Both of these risks can be minimized by optimizing internal control so that the trust to sharia microfinance institutions increases. The increased trust of stakeholders was able to restore the role of Sharia microfinance institutions as the spearhead of the lower-class community economy.
Effect of Earning Asset Quality, Financial Leverage, and Company Size on Financial Performance of Sharia Commercial Banks Inayatul Maula; Tiara Juliana Jaya
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (300.71 KB) | DOI: 10.30651/jms.v7i2.12495

Abstract

The research aims to see earning asset quality, financial leverage, and company size influence the financial performance of Islamic Commercial Banks from 2016 and 2020. A descriptive quantitative statistical technique is used in this type of research. With Eviews software version 10, the data was used as panel data with analysis capabilities in the form of panel data regression. The study employed a purposive sampling technique to select a sample of 10 Islamic commercial banks registered with the OJK. Purposive sampling was performed since the researchers have specific criteria. The research found that concurrently had a substantial impact on Islamic commercial banks' financial performance. However, the partial test results reveal that the quality of earning assets and company size have such a considerable negative impact on Islamic commercial banks' financial performance, but financial leverage has no impact on financial performance.
1 ANALISIS PENGARUH KREDIT USAHA RAKYAT TERHADAP NILAI PRODUKSI USAHA MIKRO KECIL DI KOTA METRO Tiara Juliana Jaya
Jurnal Ekonomi Pembangunan Vol 7 No 3 (2018): Volume 7 Nomor 3 November 2018
Publisher : Jurusan Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis, Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (359.424 KB)

Abstract

Salah satu sektor yang memberikan kontribusi terhadap perekonomian di Kota Metro adalah industri pengolahan. Penelitian ini bertujuan untuk mengetahui pengaruh KUR, lokasi usaha, dan lama usaha terhadap nilai produksi UMK. Sehingga dapat dijadikan bahan pertimbangan PT. BRI (persero) maupun pemerintah daerah dalam mengambil suatu kebijakan dalam meningkatkan perkembangan UMK. Objek penelitian ini adalah seluruh nasabah yang menerima KUR di PT. BRI (Persero) Tbk. Kantor Cabang Metro. Lokasi penelitian adalah di Kota Metro. Alat analisis yang digunakan adalah metode analisis regresi linier berganda dengan variabel dummy untuk mengetahui pengaruh antara variabel KUR, lokasi usaha, lama usaha. Berdasarkan hasil perhitungan secara statistik KUR, lokasi usaha dan lama usaha berpengaruh secara signifikan terhadap nilai produksi UMKM Industri Pengolahan. Besarnya pengaruh variabel KUR, lokasi usaha dan lama usaha berdasarkan hasil perhitungan didapat nilai R2 sebesar 0,979. Hal ini menunjukkan variabel KUR, Lokasi usaha dan Lama usaha dalam menjelaskan variasi kinerja sebesar 97,9%, sisanya 2,1% dipengaruhi oleh variabel-variabel lain yang tidak diteliti di luar model penelitian
EFFECT OF INFLATION RATE, NON PERFORMING FINANCING (NPF), AND NUMBER OF BRANCH OFFICES ON MURABAHAH FINANCING AT BANK MUAMALAT INDONESIA Muhammad Fatchullah El Islami; Tiara Juliana Jaya
AL-IQTISHADIYAH : EKONOMI SYARIAH DAN HUKUM EKONOMI SYARIAH Vol 8, No 1 (2022): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (884.917 KB) | DOI: 10.31602/iqt.v8i1.6876

Abstract

The development of the Islamic economic system was marked when there was a monetary crisis that hit capitalist countries and Indonesia. Bank Muamalat Indonesia became the first Islamic bank in Indonesia as well as being able to exist to survive in the conditions of the monetary crisis. Seeing the consumptive habits of the Indonesian people, murabahah financing products became one of the most popular products for customers. This study will answer whether Inflation, NPF, and the Number of Branch Offices have a significant effect on Murabahah Financing at Bank Muamalat Indonesia. This type of research is a quantitative research using Bank Muamalat's quarterly secondary data, Inflation data from Bank Indonesia, and Number of Branch Office data from Islamic banking statistics for the period 2017-2021. The purpose of this study is to analyze the influence of variable inflation, non-performing financing (NPF), and the number of branch offices on the amount of murabahah financing at Bank Muamalat Indonesia. The study used multiple linear regression analysis methods. The results showed that the inflation variable had a positive effect on murabahah financing, the NPF variable had a negative effect on murabahah financing, while the variable number of branch offices had no effect on murabahah financing Perkembangan sistem ekonomi Islam ditandai ketika terjadi krisis moneter yang melanda negara-negara kapitalis dan Indonesia. Bank Muamalat Indonesia menjadi bank syariah pertama di Indonesia yang mampu bertahan dalam kondisi krisis moneter. Melihat kebiasaan konsumtif masyarakat Indonesia, produk pembiayaan murabahah menjadi salah satu produk yang diminati nasabah. Penelitian ini akan menjawab apakah Inflasi, NPF, dan Jumlah Kantor Cabang berpengaruh signifikan terhadap Pembiayaan Murabahah pada Bank Muamalat Indonesia. Jenis penelitian ini adalah penelitian kuantitatif dengan menggunakan data sekunder triwulan Bank Muamalat, data Inflasi dari Bank Indonesia, dan data Jumlah Kantor Cabang dari statistik perbankan syariah periode 2017-2021. Tujuan penelitian ini adalah untuk menganalisis pengaruh variabel inflasi, non performing financing (NPF), dan jumlah kantor cabang terhadap jumlah pembiayaan murabahah pada Bank Muamalat Indonesia. Penelitian ini menggunakan metode analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa variabel inflasi berpengaruh positif terhadap pembiayaan murabahah, variabel NPF berpengaruh negatif terhadap pembiayaan murabahah, sedangkan variabel jumlah kantor cabang tidak berpengaruh terhadap pembiayaan murabahah.
BRANDING PERBANKAN SYARIAH MELALUI PRODUK-PRODUK PENDANAAN Tiara Juliana Jaya
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 6 No 1 (2020): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (110.346 KB) | DOI: 10.36908/isbank.v6i1.133

Abstract

Sharia banking is expected to apply sharia values to its transactions. Sharia values have a transparent nature. Sharia banking should be based on sharia principles. Referring to sharia principles as described in the Qur'an. Based on the problem then the author took the theme of Sharia banking branding through funding products. The fund-raising consists of three sharia Giro products, sharia savings and sharia deposits. The methods used are methods of analysis used are qualitative methods, and case studies. The triangulation approach of the two techniques of Denzin triangulation (XXX) is the use of sources and methods. It can be used as a cornerstone that by using Sharia bank products has many benefits that can be made for Shahibul Maal (Fund owners) continue to improve performance by using Sharia banking branding on all products especially in funding products. Islamic brand must show and have the appeal to consumers, and provide training and evaluation of human resources in sharia banking that is spearheading to provide vast information to prospective mudharib.