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All Journal Jurnal Bisnis dan Pembangunan Administraus Jurnal Ilmu Administrasi dan Manajemen Jurnal Ilmiah Manajemen Kesatuan Community Development Journal: Jurnal Pengabdian Masyarakat Journal Research of Social Science, Economics, and Management Indonesian Journal of Community Empowerment Journal of Business Transformation and Strategy Inovatif : Jurnal Administrasi Niaga
Latte, Jumai
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Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Public Health Social Sciences

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PEMANFAATAN SENDOK PLASTIK BEKAS MENJADI KERAJINAN BINGKAI CERMIN HIAS UNTUK HUNIAN ESTETIS DI STIA AMUNTAI KABUPATEN HULU SUNGAI UTARA Latte, Jumai
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 5 (2024): Vol. 5 No. 5 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i5.34207

Abstract

Pengabdian masyarakat ini bertujuan Untuk menyebarkan pengetahuan dan keterampilan masyarakat dalam menangani sampah plastik di rumah dan sekitarnya, mengetahui cara membuat cermin hias dari sendok plastik yang dapat digunakan sebagai barang lain untuk mempercantik rumah, dan bagaimana proses pembuatan hiasan cermin dari sendok plastik. Hasil dari praktik dan penyuluhan ini memberikan kesadaran kepada masyarakat dan mahasiswa akan pentingnya berkontribusi langsung dalam membangun perekonomian masyarakat. mengajak mahasiswa dan masyarakat sekitar bagaimana memanfaatkan sendok plastik bekas yang dapat dimanfaakan menjadi salah satu kerajianan yang membuat hunian estetis, salah satu contoh pemanfaatannya adalah digunakan untuk bingkai cermin. Selain itujuga digunakan untuk cermin, vas bunga, bunga hias tempat lilin dan lain sebagainya.
Adoption of Digital Payment Systems and its Effect on Financial Efficiency of Micro Enterprises in Rural Areas Yudianto, Ary; Latte, Jumai
Jurnal Ilmiah Manajemen Kesatuan Vol. 14 No. 1 (2026): JIMKES Edisi January 2026
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v14i1.4605

Abstract

The increasing penetration of digital technologies has prompted rural microenterprises to adopt digital payment systems to enhance financial management and operational efficiency. This study investigates the adoption of digital payment systems such as QRIS, e-wallets, and mobile banking and their effects on the financial efficiency of micro enterprises in rural areas. The research aims to understand how the transition from traditional cash-based transactions to digital platforms influences cost reduction, transaction speed, and financial record accuracy among rural entrepreneurs. Using a mixed-method approach, data were collected through surveys and interviews with microenterprise owners who have adopted digital payment systems. Quantitative findings reveal a significant positive correlation between the frequency of digital payment use and improvements in financial management efficiency, particularly in reducing operational costs and enhancing transaction traceability. Qualitative analysis further highlights that digital payment adoption encourages better budgeting behavior and business transparency. However, barriers such as limited digital literacy and unstable internet access remain key challenges in rural implementation. The article discusses these findings in the context of Indonesia’s 2025 national agenda for digital economic transformation and provides policy implications for expanding inclusive digital finance in underserved regions.
Management of the Village-Owned Enterprise (BUMDES) in Paliat Village, Kelua Subdistrict Tabalong Regency Fakhri, Fakhri; Salmawati, Siska; Latte, Jumai
Journal Research of Social Science, Economics, and Management Vol. 5 No. 9 (2026): Journal Research of Social Science, Economics, and Management
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jrssem.v5i9.1429

Abstract

BUMDes is supported by a solid legal foundation, one of which is (Law Number 6 of 2014) concerning Villages, which aims to accommodate the increase in village income through community economic activities. However, BUMDes Paliat Berkah faces various problems, such as limited business capital still sourced from the personal funds of the administrators, the absence of full-time operational workers, and low support, cooperation, and outreach to the community. This research aims to examine the management of BUMDes Paliat Berkah and identify factors that hinder and support its management. A qualitative approach with a qualitative descriptive type. Data collection techniques were carried out through interviews, observations, and documentation with the determination of informants using purposive of 12 people. The data were reviewed through the stages of data reduction, data presentation, and conclusion drawing. The results of the study indicate that the management of BUMDes Paliat Berkah is classified as quite good. The aspects of planning, organization, and control are not optimal, especially related to long-term planning, operational division of labor, and the monitoring system. The aspects of staff placement and motivation are quite good, although still hampered by limited human resources. Inhibiting factors include limited capital, low community participation, and the absence of permanent workers. Supporting factors include the ability of management to anticipate problems in traditional herbal medicine production and the division of tasks according to ability.
Co-Authors Abdullah Abdullah Agustina, Eka Santi Akhmad Fauzi Artina , Rusmini Erpani, Muhammad Fakhri, Fakhri Manan, Abd. Muslimah Muslimah Narisda, Nina Pranata, Deni Surya Salmawati, Siska Sumiarni , Rina Yudianto, Ary