Garuda - Garba Rujukan Digital

Telaah Tafsir Surat Al-Imran Ayat 92 dalam Kajian Wakaf Uang Sebagai Instrumen Penguat Filantropi Ekonomi Islam Huzni Farhany; Nina Nurkomalasari
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 6 No. 1 (2022)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Waqf is a form of surrender of assets that we can fully return to the Giver of Property, namely Allah SWT by distributing it to people in need either for the sake of worship or for the welfare of the people. The wealth given is the best treasure we have. Philanthropy is defined as an activity of giving or in Islam commonly called ta'awun, because one of the obligations of a Muslim individual is to help others who are in need, with all the things he has, both material and embodied in an act. In Islam, there are many types of philanthropic activities, as we are discussing now, namely waqf, and others such as infaq, alms, and zakat. All of these activities become instruments in increasing philanthropy as a manifestation of prosperity and economic equity. This article discusses the utilization of cash waqf to achieve economic equality for the Indonesian people. Through a library research study with a descriptive-analytical approach, it can be concluded that the utilization of cash waqf aims to achieve economic equity in various sectors, ranging from the micro business sector, Islamic capital market to the education sector. In Indonesia, the distribution of cash waqf has begun to grow. Based on data from the Indonesian Waqf Agency (BWI), the potential for Indonesian cash waqf reaches 180 trillion per year.

TINGKAT PENERIMAAN PENDAPATAN PT. PERMODALAN NASIONAL MADANI, Tbk DI TAHUN PERTAMA PANDEMI COVID 19 Nurkomalasari, Nina
El-Ecosy : Jurnal Ekonomi dan Keuangan Islam Vol 2, No 1 (2022): Januari (El-Ecosy: Jurnal Ekonomi dan Keuangan Islam)
Publisher : Universitas Suryakancana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35194/eeki.v2i1.2028

ABSTRAK Penelitian ini bertujuan untuk menganalisis jumlah penyaluran pembiayaan atas jumlah penerimaan pendapatan yang diterima oleh PT. Permodalan Nasional Madani, Tbk dari tahun 2019, tahun sebelum pandemi hingga tahun 2021. Metode yang digunakan dalam penelitian ini adalah dengan menggunakan analisis kuantitatif dengan teknik analisis data menggunakan regresi linier. Data yang digunakan adalah data sekunder yang diperoleh dari Staistik IKNB Lmebaga Keuangan Khusus yang diterbitkan OJK dan laporan keuangan PT. Permodalan Nasional Madani, Tbk yang berjumlah 36 data. Kesimpulan dalam artikel ini adalah pengaruh jumlah penyaluran pembiayaan pada variabel terikat yaitu jumlah penerimaan pendapatan PT. Permodalan Nasional Madani, Tbk sebesar 93,2 persen. Sebagai perbandingan, selebihnya, 0,68 persen, dipengaruhi oleh faktor lain yang tidak digunakan dalam penelitian ini.ABSTRACT This study aims to analyze the amount of financing on the amount of revenue received by PT. Permodalan Nasional Madani, Tbk from 2019, the year before the pandemic until 2021. The method used in this research is to use quantitative analysis with data analysis techniques using linear regression. The data used are secondary data obtained from the statistics of the non-bank financial industry Special Financial Institutions issued by the OJK and the financial statements of PT. Permodalan Nasional Madani, Tbk which revealed 36 data. The conclusion in this article is the influence of the amount of financing on the variable, namely the amount of income received by PT. National Madani, Tbk's capital is 35.3 percent. In comparison, the rest, 64.7 percent, was influenced by other factors not used in this study.

STUDI KOMPARASI POSISI ETIKA BISNIS ISLAM DALAM BERBAGAI SISTEM EKONOMI Nurkomalasari, Nina; Zakiah, Nurlaelah
El-Ecosy : Jurnal Ekonomi dan Keuangan Islam Vol 1, No 2 (2021): Juli (El-Ecosy: Jurnal Ekonomi dan Keuangan Islam)
Publisher : Universitas Suryakancana

ABSTRAKEtika bisnis menjadi alat kendali bagi setiap individu dalam aktivitas ekonomi. Sistem ekonomi islam telah muncul jauh sebelum sistem ekonomi kapitalis, sosialis maupun sistem ekonomi pancasila berada. Namun dalam hal ini sebagian besar masyarakat telah banyak menganut sistem ekonomi kapitalis dan sosialis, dimana kurangnya kesejahteraan bersama sehingga keuntungan hanya dirasakan oleh penguasa saja. Penelitian ini bertujuan untuk melakukan studi komparatif terhadap sistem ekonomi islam, sehingga diharapkan dapat terus berkembang bagi kemaslahatan seluruh umat Islam. Metode penelitian yang digunakan yaitu metode deskriptif kualitatif dengan memanfaatkan kajian dan studi literatur dari berbagai sumber. Hasil dan pembahasan menyatakan bahwa etika bisnis islam telah berkembang sejak zaman Nabi dan Rasul, jauh sebelum zaman modern muncul yang telah mengubah masyarakat untuk mengenal sistem ekonomi kapitalis, sosialis maupun sistem ekonomi pancasila. Maka secara filosofis sistem ekonomi islam bersifat universal, kepemilikan harta dalam mutlak milik Allah Swt dan sistem ekonomi islam mengedepankan prinsip maslahat bagi seluruh umat di dunia. ABSTRACTBusiness ethics becomes a control tool for every individual in economic activity. The Islamic economic system has emerged long before the capitalist, socialist and Pancasila economic systems exist. However, in this case, most people have embraced a capitalist and socialist economic system, where there is a lack of shared welfare so that the benefits are only felt by the rulers. This study aims to conduct a comparative study of the Islamic economic system, so that it is expected to continue to develop for the benefit of all Muslims. The research method used is descriptive qualitative method by utilizing studies and literature studies from various sources. The results and discussion state that Islamic business ethics has developed since the time of the Prophet and the Apostle, long before modern times emerged which have changed society to recognize the capitalist, socialist and Pancasila economic system. So philosophically, the Islamic economic system is universal, ownership of property in absolute terms belongs to Allah and the Islamic economic system puts forward the principle of benefit for all people in the world.

KONSEP SPIRITUAL MARKETING DALAM PEMASARAN PROGRAM STUDI EKONOMI SYARIAH FAKULTAS EKONOMI DAN BISNIS ISLAM UNIVERSITAS SURYAKANCANA Husaeni, Uus Ahmad; Farhany, Huzni; Nurkomalasari, Nina; Faisal, Farid
El-Ecosy : Jurnal Ekonomi dan Keuangan Islam Vol 1, No 1 (2021): Januari (El-Ecosy: Jurnal Ekonomi dan Keuangan Islam)
Publisher : Universitas Suryakancana

ABSTRAKTujuan penelitian ini adalah untuk menganalisis konsep spiritual marketing dalam pemasaran prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Suryakancana yang pada akhirnya terjadi peningkatan jumlah mahasiswa dari tahun ke tahun. Metode penelitian ini menggunakan penelitian kepustakaan (library research). Adapun metode pengolahan data yang digunakan adalah dengan mengumpulkan data-data yang diperoleh dari penelitian lapangan, peraturan-peraturan dan buku-buku yang diolah serta dianalisis dengan menggunakan metode kualitatif. Kesimpulan dari penelitian ini yaitu implementasi spiritual marketing dalam upaya memasarkan prodi-prodi pada Fakultas Ekonomi dan Bisnis Islam Universitas Suryakancana sangat dianjurkan, mengingat dampak dari penerapannya sangat menguntungkan bagi peningkatan jumlah mahasiswa. Implementasi konsep spiritual marketing pada akhirnya akan menumbuhkan rasa loyalitas dan trust pada benak masyarakat akan kredibilitasnya terhadap FEBI. Adapun keuntungan dalam jangka panjang, FEBI akan memperoleh wallet share dari siklus spiritual marketing yang dapat digunakan sebagai modal pengembangan ekonomi syariah dimasa yang akan datang. ABSTRACTThe purpose of this study is to analyze the concept of spiritual marketing in the marketing of the Islamic Economics Department which in turn has increased the number of students from year to year. This research method uses library research. The data processing method used is to collect data obtained from field research, regulations and books which are processed and analyzed using qualitative methods. The conclusion of this research is that the implementation of spiritual marketing in an effort to market of Islamic Economic department at the Faculty of Islamic Economics and Business (FEBI), Suryakancana University is highly recommended, considering the impact of its application is very beneficial for increasing the number of students. The implementation of the spiritual marketing concept will ultimately foster a sense of loyalty and trust in the minds of the public regarding its credibility towards FEBI. As for the long-term benefits, FEBI will get a wallet share from the spiritual marketing cycle which can be used as capital for the development of the Islamic economy in the future.

ANALYSIS OF SOCIAL AND GOVERNANCE ASPECTS IN MSME FINANCING AND THE DEVELOPMENT OF SUFIC MODELS TO SUPPORT SUSTAINABLE DEVELOPMENT GOALS (SDGs) Nina Nurkomalasari
El-Ecosy : Jurnal Ekonomi dan Keuangan Islam Vol. 6 No. 2 (2026): July (El-Ecosy: Jurnal Ekonomi dan Keuangan Islam)
Publisher : Universitas Suryakancana

Show Abstract | Download Original | Original Source | Check in Google Scholar

Micro, Small, and Medium Enterprises (MSMEs) play an important and highly strategic role in achieving the Sustainable Development Goals (SDGs), particularly SDG 1 (No Poverty) and SDG 8 (Decent Work and Economic Growth). MSMEs contribute more than 60% to the national Gross Domestic Product (GDP), provide 97% of employment, and number more than 64 million units, demonstrating that the sustainability of MSMEs affects national social and economic stability. Although according to data, MSME financing continues to increase and financial literacy, especially among business actors, shows a positive increase, the risk of non-performing loans (NPLs) in MSMEs has increased. This situation shows that there is an imbalance between increased financing for MSMEs, social aspects, and governance aspects. The research method used is a qualitative descriptive method supported by secondary data. The results of the study show that MSME financing has fulfilled the Social dimension of Environmental, Social, and Governance (ESG) through increased access to capital and job creation, but it is not yet fully supported by adequate Governance practices at the business level. The Sustainable Financial Clinic (SUFIC) model was developed as a combination of systematic financial literacy training and a sustainable coaching clinic-based mentoring approach, which aims to improve the quality of financial management, reduce the risk of default in financing, and strengthen business sustainability. The implementation of SUFIC is expected to become a model for strengthening sustainable MSME financing governance and contribute to the achievement of SDGs 1 and SDGs 8 in a more optimal manner.

Title

Found 5 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 5 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 5 Documents
Search