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All Journal WALISONGO Walisongo: Jurnal Penelitian Sosial Keagamaan Wahana Akademika: Jurnal Studi Islam dan Sosial Jatilima : Jurnal Multimedia Dan Teknologi Informasi Wahana Akademika: Jurnal Studi Islam dan Sosial Econetica Dinamika Jurnal Bisnis, Manajemen, dan Akuntansi Journal of Management Analytical and Solution Jurnal Hukum Ekonomi Syariah : AICONOMIA Kultura: Jurnal Ilmu Sosial dan Humaniora JISEF : Journal Of International Sharia Economics And Financial JURNAL ILMIAH PENELITIAN MAHASISWA Budgeting: Jurnal Akuntansi Syariah Journal Of Management Analytical and Solution (JoMAS) Aksyana : Jurnal Akuntansi dan Keuangan Islam
Gunawan Aji
Dosen Perbankan Syariah STAIN Pekalongan email: gunawanaji027@yahoo.co.id
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FINANCIAL MANAGEMENT IN THE FRAMEWORK OF SHARIA: EXPLORING THE BASICS OF FINANCIAL MANAGEMENT BASED ON ISLAMIC TEACHINGS Izaty, Santi Nailul; Umairo, Tsania; Khadiqoh, Sabita; Aji, Gunawan; Andrean, Rizky
JISEF : Journal Of International Sharia Economics And Financial Vol 3 No 01 (2024): JISEF : Journal Of International Sharia  Economics and Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v3i01.1076

Abstract

Islamic financial management is a discipline that studies financial management according to Islamic sharia principles. This research is entitled Financial Management in the Framework of Sharia: Exploring the Basics of Financial Management Based on Islamic Teachings. This research aims to find out the Basics of Financial Management Based on Islamic Teachings within the framework of Sharia. This research uses a systematic literature review method to explore and analyze financial management in the framework of sharia by exploring the basics of financial management based on Islamic teachings. The results show that Islamic financial management focuses on the principles of justice, honesty, togetherness and compliance with Islamic law. The main principles include sharia compliance, maqashid sharia, prohibition of usury, justice, taawun, benefit, and balance. Its scope includes Islamic financial institutions such as banks, capital markets, insurance, and other financing institutions. Its functions include sharia-compliant funding, investment, and profit sharing/dividend decisions. Challenges include capitalization, product development, human resources, infrastructure, instrument variability, and the application of sharia principles. And Islamic financial management offers a more stable and sustainable approach by taking into account the spiritual and ethical aspects of financial management. However, with continuous innovation and consistent application of sharia principles, sharia financial management can contribute to creating a financial system that is more stable, sustainable and beneficial to the wider community
A Systematic Literature Review of the Effects of Exports, Imports, Exchange Rate, and Inflation on Indonesia’s Economic Growth Aji, Gunawan; Nur Kharisma, Eka; Syafa’ah, Ani; Komala Putri, Elviana; Parwati, Intan
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 5 No 1 (2023): Mei 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i1.365

Abstract

Economic growth remains a central indicator of national welfare and development, particularlyin emerging economies such as Indonesia. This study systematically reviews empirical findingson how exports, imports, exchange rate fluctuations, and inflation influence Indonesia’seconomic growth. Using a systematic literature review approach, eight peer-reviewed journalarticles published between 2019 and 2023 were analyzed through thematic synthesis drawnfrom Google Scholar and other academic databases. The results reveal that exports consistentlycontribute positively to Indonesia’s gross domestic product (GDP), while the impacts of importsvary depending on domestic industrial capacity and global demand structures. Exchange ratestability is found to enhance trade competitiveness, whereas inflation demonstrates a short�term but significant effect on growth. The study highlights the interdependence between tradeand monetary variables in shaping macroeconomic performance. Policy implications emphasizethe importance of maintaining external balance, controlling inflationary pressure, and fosteringexport diversification to sustain long-term economic growth in Indonesia.
Dampak Pemindahan Ibukota Negara Baru terhadap Ekonomi dan Sosial di Provinsi Kalimantan Timur Aji, Gunawan; Arfani , Zidni; Sari, Ayu Mila; Seprtiani, Rahma
Kultura: Jurnal Ilmu Hukum, Sosial, dan Humaniora Vol. 1 No. 5 (2023): Kultura: Jurnal Ilmu Hukum, Sosial, dan Humaniora
Publisher : Kultura: Jurnal Ilmu Hukum, Sosial, dan Humaniora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/kultura.v1i5.474

Abstract

Pemindahan Ibu Kota Negara ke Kalimantan Timur didorong oleh ketimpangan sosial ekonomi dan kependudukan. Tujuan pemindahan Ibu Kota Negara ke luar jawa adalah untuk mengurangi beban ekologis seperti kemacetan yang parah, serta peningkatan polusi udara dan air. Pemindahan Ibu Kota Negara tidak menutup kemungkinan dapat menyebabkan berbagai masalah di bidang sosial, ekonomi, dan politik. Penelitian ini bertujuan menganalisis dampak pemindahan Ibukota Negara Baru terhadap ekonomi dan sosial di Provinsi Kalimantan Timur. Penelitian ini termasuk penelitian kualitatif menggunakan metode kepustakaan. Pemindahan IKN sangat berdampak pada peningkatan perekonomian karena adanya kontribusi dari kegiatan pemerintah, baik pemerintah pusat, provinsi maupun kabupaten kota terkait IKN. Bidang usaha jasa dan perhotelan di Balikpapan mendapat banyak pengaruh positif. Perpindahan ibu kota diharapkan dapat mengurangi kesenjangan dan mewujudkan pembangunan Indonesia yang berkelanjutan. Pemindahan Ibu Kota Negara akan berdampak besar bagi struktur masyarakat, cara hidup, serta aspek sosial budaya. Pemindahan Ibu Kota Negara baru ke Kalimantan memberikan dampak yang sangat signifikan terhadap sektor ekonomi dan social bagi provinsi Kalimantan Timur. Pemerataan ekonomi dan peningkatan lapangan kerja merupakan dampak di sektor ekonomi. Pengaruh di bidang social adalah dengan adanya perubahan struktur, pola hidup dan budaya masyarakat.
Praktik Arisan (Barang) di Desa Karangtengah Kecamatan Ampelgading Pemalang Ditinjau dari Hukum Ekonomi Syariah Aji, Gunawan; Utami, Lutfi Ayu Fadhilah
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 2 No. 2 (2023): Jurnal Hukum Ekonomi Syariah : AICONOMIA
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v2i2.3119

Abstract

The research aims to find out the law of arisan goods in terms of Islamic economic law. The way of thinking of this research is inductive thinking, namely drawing conclusions from various facts and references. The analysis technique is carried out by collecting data, selecting data and simplifying, presenting data and drawing conclusions based on the facts and references sought. From the research it can be concluded that there are two views between the permissibility and prohibition of arisan goods seen from an Islamic perspective, namely the opinion of scholars based on the Koran, as sunnah and sharia economic law. However, the weak opinion that forbids arisan causes arisan goods to be allowed with conditions. The conditions are that there must be an agreement contract, prioritizing justice and honesty.  
Implementation of Marketing Mix on Purchasing Decisions in the Mixue Comal Drink Industry Harikha, Natasya Stifani; Aji, Gunawan; Fahreza, Ilham Ahmad; Fiana, Fina Qoif
Journal Of Management Analytical and Solution (JoMAS) Vol. 4 No. 1 (2024): Journal Of Management Analytical and Solution
Publisher : TALENTA Publisher, Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/jomas.v4i1.14522

Abstract

This research uses a qualitative descriptive approach and collects data through interviews about relevant literature or library materials, such as books, journals and websites, related to the research subject. The beverage industry has grown rapidly in recent years. There is no worry that many investors are interested in investing in Indonesia, and mixue is one of them. gacorqq The Mixue franchise company was founded in Zhengzhou, Henan Province, China, in June 1997, and sells tea drinks and soft serve ice cream. The marketing mix or marketing mix is ​​a marketing tool that forms a strategy for the company's marketing activities to achieve the company's vision and mission in an optimal way. This writing aims to analyze how the use of Marketing Mix has an impact on the Mixue beverage industry and whether it influences purchasing decisions in this industry. The results of this research show that Mixue Comal uses a Marketing Mix system, which consists of seven marketing components including product, price, place, promotion, people, processes and facilities which have a positive impact on the beverage industry and Mixue Comal purchasing decisions.
DAMPAK PENYALURAN DISTRIBUSI ZAKAT TERHADAP INKLUSI KEUANGAN DAN PENGENTASAN KEMISKINAN Sugiarti, Erika; Aji, Gunawan
Jurnal Akuntansi Vol 3, No 1 (2023): September
Publisher : Universitas Suryakancana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35194/ajaki.v3i1.4189

Abstract

Ketidakmerataan distribusi zakat merupakan salah satu permasalahan utama yang dapat melanggengkan ketidakadilan dan meningkatkan kemiskinan dalam masyarakat. Hal ini dapat menyebabkan konflik dan ketidakstabilan serta menghambat kemajuan dan kesejahteraan sosial. Namun, zakat memiliki peran penting dalam memobilisasi dan mendistribusikan kekayaan secara adil untuk mengatasi masalah tersebut. Melalui pengelolaan dan tanggung jawab yang tepat, lembaga zakat dapat mengurangi disparitas sosial dan ekonomi dengan mengumpulkan dan membagikan zakat kepada orang-orang yang membutuhkan sesuai dengan prinsip syariah. Penelitian ini bertujuan menjelaskan dampak dari penyaluran distribusi zakat yang berkenaan dengan inklusi keuangan dan pengentasan kemiskinan. Penelitian ini termasuk jenis penelitian kualitatif. Sumber data penelitian ini menggunakan data sekunder dengan menggunakan studi literatur  dari berbagai sumber buku, jurnal. Penelitian ini dapat disimpulkan bahwa Zakat adalah instrumen penting dalam Islam untuk mengentaskan kemiskinan, dengan fokus utama pada kelompok fakir dan miskin. Meskipun kemiskinan masih menjadi masalah serius di Indonesia, terutama di pedesaan, upaya untuk mengatasinya melibatkan sistem distribusi yang adil, peningkatan kesadaran, dan optimalisasi penggunaan dana zakat dan shadaqah. Pengelolaan zakat yang efektif, termasuk peran pemerintah atau Badan Amil Zakat, bertujuan untuk memastikan bahwa bantuan tersebut benar-benar diberikan kepada yang membutuhkan dengan cara yang efisien dan berkelanjutan. Selain itu, zakat juga dapat diinvestasikan secara produktif sebagai modal usaha untuk membantu mustahik keluar dari pola konsumtif yang tidak berkelanjutan, menjadikan zakat sebagai instrumen yang mendukung kegiatan ekonomi dan meningkatkan kesejahteraan umat.Unequal distribution of zakat is one of the main problems that can perpetuate injustice and increase poverty in society. This can cause conflict and instability and hinder social progress and prosperity. However, zakat has an important role in mobilizing and distributing wealth fairly to overcome these problems. Through proper management and responsibility, zakat institutions can reduce social and economic disparities by collecting and distributing zakat to people in need in accordance with sharia principles. This research aims to explain the impact of zakat distribution regarding financial inclusion and poverty alleviation. This research is a type of qualitative research. The data source for this research uses secondary data from literature studies from various book and journal sources. It can be concluded from this research from this research that Zakat is an important instrument in Islam to alleviate poverty, with a main focus on the needy and poor groups. Although poverty is still a serious problem in Indonesia, especially in rural areas, efforts to overcome it involve a fair distribution system, increasing awareness, and optimizing the use of zakat and shadaqah funds. Effective zakat management, including the role of the government or the Zakat Amil Agency, aims to ensure that assistance is actually provided to those in need in an efficient and sustainable manner. Apart from that, zakat can also be invested productively as business capital to help Mustahik get out of unsustainable consumption patterns, making zakat an instrument that supports economic activities and improves the welfare of the peopple
Co-Authors Aci, Iklim Matunasia Amna, Fikrotul Andrean, Rizky Arfani , Zidni Damayanti, Putri Eko Pujianto Fahreza, Ilham Ahmad Fauzan, Taqwa Fiana, Fina Qoif Harikha, Natasya Stifani Izaty, Santi Nailul Khadiqoh, Sabita Kholisah , Nur Komala Putri, Elviana Mangesti, Fadrika Hening Nur Kharisma, Eka Nursetiana, Herni Pangestu, Feby Risqi Parwati, Intan Safa'ah, Laely Sari, Ayu Mila Sa’adiyah Zaen, Addavis Seprtiani, Rahma Sugeng Santoso Sugiarti, Erika Syafa’ah, Ani Thusqdiah, Wanda Alif Ulfa, Kharismatul Ulufal Qolbi, Ayada Umairo, Tsania Utami, Lutfi Ayu fadhilah