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All Journal Jurnal Ilmiah Ekonomi Islam JEKSya Jurnal Ekonomi dan Keuangan Syariah International Journal of Economics and Management Journal of Global Islamic Economic Studies Jurnal Terobosan Peduli Masyarakat (TIRAKAT) Madania: Jurnal Kajian Keislaman
Harahap, Rijal Allamah
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Social Sciences

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Pengaruh Religiusitas Terhadap Loyalitas Nasabah Sahputra, Julfan; Harahap, Rijal Allamah
Jurnal Ekonomi dan Keuangan Syariah Vol. 1 No. 1 (2022): Volume 1 No 1 September 2022
Publisher : Peduli Riset dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (930.931 KB)

Abstract

The source of this research data was obtained from the answers to the questionnaire given to the customers of PT. Bank Syariah Indonesia (BSI) Tbk Sub-Branch of Pangkalan Brandan. Processing and analysis of data in this study using the computer program SPSS 22.00 and Microsoft Office Excel. The results showed that there was a significant influence between religiosity on customer loyalty at BSI Tbk Sub Branch Pangkalan Brandan. This is evidenced by the statistical results showing that religiosity (X) statistically shows a significant value less than 0.05 or (0.00 < 0.05) and the tcount > ttable (14.730 > 1.98447). The religiosity of PT. BSI Tbk Pangkalan Brandan Sub-Branch affects their loyalty to continue using the products and services offered by BSI Tbk Pangkalan Brandan Sub-Branch by 68.6%, while the remaining 31.4% (100% - 68.6%) is influenced by the following variables: another variable. The positive coefficient means that there is a positive relationship between religiosity and customer loyalty, the higher the level of religiosity of PT. BSI Tbk Pangkalan Brandan Sub Branch, the more loyal they are to continue to use the products and services offered by PT. BSI Tbk Sub-Branch of Pangkalan Brandan.
Literature Study of Riba In Banking Harahap, Haddad" Ulum; Harahap, Rijal Allamah
International Journal of Economics and Management Vol. 1 No. 01 (2023): IEM : International Journal of Economics and Management
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/iem.v1i01.6

Abstract

The purpose of this article is to understand the history of banks usury and banks usury. From the results of the literature conducted, it seems that there are three opinions on the question of whether a bank's interest is usury. Second, it accepts interest because it is not equivalent to the usury prohibited by Islamic law. Third, bank interest is haram, but it is acceptable because there is no way around it. Muslim scholars and scholars still disagree on the following bank interest laws: Abu Zafra, Abu Ala Al Maudi Abdullah Al Arabi, and Yusuf Kardawa said that interest on traditional banks is included in the nasty Nassia class banned by Islam. Ulama's fatwa on the ban on bank interest was actually established at the Islamic Research Conference, attended by 150 prominent scholars, at the second conference in Cairo, Egypt, in May 1965. Since then, various international and domestic ulama forums have issued fatwas banning bank interest.
Analisis Budaya dan Sosial Terhadap Jual Beli Ijon di Desa Hapung Kecamatan Sosa, Kabupaten Padang Lawas Harahap, Rijal Allamah; Ismail; Arpizal
Journal of Global Islamic Economic Studies Vol. 1 No. 1 (2023): Journal of Global Islamic Economic Studies
Publisher : Penerbit Merdeka Kreasi

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Abstract

Jual beli merupakan salah satu bentuk mu’amalah, yaitu hubungan yang terjadi antara manusia dengan manusia. Dalam transaksi jual beli, Islam mengajarkan agar jual beli yang dilakukan dilandasi dengan kejelasan jelas akad, barang dan harga sehingga tidak ada pihak yang dirugikan oleh pihak lain. Islam melarang melakukan akad jual dengan ketidakjelasan, baik barang, harga atau akadnya. arena ketidakjelasan (gharar) berpotensi menimbulkan permasalahan ketika jual beli telah berlalu. Salah satu bentuk jual beli gharar adalah jual beli ijon. jual beli ijon dalam praktek di masyarakat dilakukan dengan melakukan jual beli buah-buahan yang belum matang sempurna. Jenis penelitian ini adalah penelitian kualitatif sebanyak 25 responden. Diperoleh hasil penelitian bahwa secara parsial dan simultan budaya dan sosial berpengaruh beli ijon di Desa Hapung Kecamatan Sosa Kabupaten Padang Lawas dengan tingkat determinasi nilai koefisien korelasi ganda sebesar 0,903 bernilai positif, artinya berpengaruh variabel budaya dan sosial sangat kuat. atau 81,9% variabel terikat dapat dipengaruhi oleh variabel bebas, sementara 18,1% dipengaruhi oleh variabel lain yang tidak diteliti.
Enhancing English Learning Motivation in Early Childhood Through Singing Activities in Handio Village Nasution, Enni Efrida; Harahap, Rijal Allamah; Harahap, Siti Layla Safriyyah; Harahap, Rizky Sakinah
Tirakat: Jurnal Terobosan Peduli Masyarakat Vol 2 No 3 (2025): September 2025
Publisher : PT. LITERASI SAINS NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61100/j.tirakat.v2i3.282

Abstract

English language learning for early childhood in Handio Village has increasingly been introduced since the preschool (PAUD) level. This demand has led parents to enroll their children in schools where English is used as a medium of instruction. As a foreign language in Indonesia, English is gradually being introduced at the early childhood education (PAUD) level. Children aged 0–6 years are in their golden age, a critical period in human development that significantly influences their future growth. Therefore, all aspects of language should be introduced before this phase ends. English is now being introduced at the kindergarten level. To effectively teach English, appropriate learning methods must be employed to spark students’ interest and motivation in using English in fun, engaging learning activities—both in spoken and written forms—in ways that are fluent and socially contextual. This research aims to explore the implementation of English learning at the early childhood education (PAUD) level in Handio Village. Data collection was carried out through interviews to obtain direct verbal information. Among the preschools in Handio Village, one kindergarten (TK) was selected as the research site. From the data obtained, this TK has already integrated English learning into its teaching and learning process.
Concealment of Objectivity in Merchandise Within the Study of Hadith Ahkam on Sharia Economy: An Analysis from the Perspective of Shafi’i Scholars Harahap, Haddad Ulum; Harahap, Rijal Allamah
Madania: Jurnal Kajian Keislaman Vol 28, No 1 (2024): JUNE
Publisher : Universitas Islam Negeri (UIN) Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/madania.v28i1.3500

Abstract

This research aims to examine the views of Shafi’i ulama regarding the concealment of objectivity in merchandise in the context of sharia economics, using an analysis method of the hadith ahkam on sharia economy. This study identifies the views of Shafi’i scholars on the practice of hiding relevant information in business transactions, as well as its theological and practical implications in the modern economic context. This study is library research. The data collection technique used is documentation. The analysis technique used is descriptive qualitative. This study analyses the relevant hadiths to provide an in-depth understanding of how the principles of Islamic economics can be applied in daily business practices. The findings of this research reinforce the importance of transparency, honesty, and objectivity in business transactions according to the views of Shafi’i scholars and provide a significant contribution to the development of contemporary sharia economics. Thus, this research provides valuable insights for business practitioners, academics, and policymakers in understanding Islamic principles in the context of the modern economy. Penelitian ini bertujuan untuk mengkaji pandangan ulama Syafi'i terkait dengan penyembunyian objektivitas pada barang dagangan dalam konteks ekonomi syariah, dengan menggunakan metode analisis terhadap hadis-hadis Ahkam ekonomi syariah. Kajian ini mengidentifikasi pandangan ulama Shafi'i terhadap praktik menyembunyikan informasi relevan dalam transaksi bisnis, serta implikasi teologis dan praktisnya dalam konteks ekonomi modern. Studi ini adalah penelitian pustaka. Teknik pengumpulan data yang digunakan adalah dokumentasi. Adapun teknik analisa yang digunakan adalah diskriptif kualitatif. Studi ini menganalisa hadis-hadis relevan memberikan pemahaman yang mendalam tentang bagaimana prinsip-prinsip ekonomi syariah dapat diaplikasikan dalam praktek bisnis sehari-hari. Temuan dari penelitian ini memperkuat pentingnya transparansi, kejujuran, dan objektivitas dalam transaksi bisnis menurut pandangan ulama Shafi'i, serta memberikan kontribusi yang signifikan dalam pengembangan ekonomi syariah kontemporer. Dengan demikian, penelitian ini memberikan wawasan yang berharga bagi praktisi bisnis, akademisi, dan pengambil kebijakan dalam memahami prinsip-prinsip Islam dalam konteks ekonomi modern.
Study of Mudharabah Literature in Banking in Indonesia Harahap, Haddad ’Ulum; Harahap, Rijal Allamah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9125

Abstract

This literature aims to determine the mudharabah in banking in Indonesia. The results of the literature show that Murabahah is considered one of the products that is widely criticized by academics because in this scheme, there is no risk sharing between banks and customers. The absence of risk on the side of Islamic banking causes the risk to be fully borne by the customer, while Islamic banks are relatively safe from risk. The Mudharabah system is actually a promising alternative when compared to the interest system. This is because in the mudharabah system there is a principle of justice in it by positioning the owners of capital (rabb al mal) and entrepreneurs (mudharib) as partners. On the liability side, mudharabah is applied to: Time savings, ordinary deposits and special deposits, while on the asset side, mudharabah is set at: Working capital financing and special investments.
Co-Authors Arpizal Harahap, Haddad ’Ulum Harahap, Haddad Ulum Harahap, Haddad" Ulum Harahap, Rizky Sakinah Harahap, Siti Layla Safriyyah Ismail Nasution, Enni Efrida Sahputra, Julfan