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All Journal Jurnal Mu'allim Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Alimatul Farida
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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ANALISIS MEKANISME PERHITUNGAN BAGI HASIL AKAD MUDHARABAH PADA PRODUK TABUNGAN TAAT iB DI BPRS DAYA ARTHA MENTARI KANTOR CABANG GEMPOL KABUPATEN PASURUAN Rovi Nurhidayati; Muhammad Fahmul Iltiham; Alimatul Farida

Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/mu'allim.v4i1.2958

Abstract

The banking industry is currently competing to provide convenience in meeting the needs of a growing community. One of them is the community's need for lifestyle changes that are increasingly modern, which is one of the banking opportunities to help, namely through fundraising called Savings. BPRS Daya Artha Mentari KC Gempol as a pioneer of Islamic banking in Indonesia has also created products to help its customers obtain fundraising services with various types of programs, one of which is the iB TaaT Savings. In this study, using a descriptive method. The data collection method that the author uses is literature study, observation, recording, and interviews. Based on the research conducted by the author, the author can conclude that this study is entitled Analysis of the Mechanism of Calculation of Profit Sharing for Mudharabah Contracts on TaaT iB Savings Products at BPRS Daya Artha Mentari KC Gempol according to an Islamic Economics review. TaaT iB Savings is a savings product with the mudharabah principle. Therefore, the authors are interested in further researching how exactly the iB TaaT Savings is, and how the function of the Education Savings is for both the bank and the customer and how the Islamic economy reviews the iB TaaT Savings.
Peran Istiḥsān Dalam Dinamisasi Pemikiran Hukum Ekonomi Syariah Alimatul Farida; Abu Yasid; Muhammad Lathoif Ghozali

Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/mu'allim.v5i2.3640

Abstract

The rapid growth of generations, science and technology raises a variety of new problems that are not only solved by the source of the law of the Koran and hadith. Istiḥsān is a way of finding Islamic law which is used as a postulate infiqh Hanafi, although its existence is still being debated among fiqh scholars. This paper aims to examine the roleIstiḥsānas a method for discovering Islamic law, particularly in the field of sharia economics. The research approach uses qualitative research with the type of document or text study research, namely, a series of activities related to gathering information relevant to the topic of rolesistiḥsān, read, record and process research materials. The research findings in this paper show thatIstiḥsān is an important option in determining sharia economic law, such as buying and selling contractsSalam, al-istiṣnāʿ, muʿatāh, online shop and vending machine which can currently be solved by methodIstiḥsān,Besides that legal provisions that apply with a basic purposeIstiḥsānis eliminatingmadhorot and reach maṣlāḥa.
Pengaruh Komitmen Organisasi, Motivasi Kerja dan Kepuasan Kerja Terhadap Kinerja Sumber Daya Insani (SDI) pada PT. Karya Maju Sejahtera Bersama Liana Nanda Lestari; Alimatul Farida; Abdillah Mundir
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.3147

Abstract

The purpose of this research is to determine the influence of organizational commitment, work motivation, and job satisfaction on human resource performance. This research is quantitative using a survey type and data analysis techniques using SPSS 25. The respondents for this research were 67 employees of PT. Karya Maju Sejahtera, Gudang B. The results of this research show that organizational commitment partially has no effect on human resource performance. Meanwhile, simultaneously these variables have no effect on the performance of PT. Karya Maju Sejahtera Bersama.
Pengaruh Penerapan Prinsip Syariah terhadap Loyalitas Pelanggan di Hotel Dalwa Syariah Pasuruan Miftakhul Arif Saifuddin Islami; Abdillah Mundir; Alimatul Farida
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.3395

Abstract

This article discusses the importance of implementing sharia principles in the hotel industry, especially in the context of sharia dalwa hotels, with a focus on aspects of customer loyalty. Sharia principles provide a framework that is in accordance with Islamic values, such as justice, transparency and shared prosperity. This research identifies whether there is an influence between customer loyalty at Dalwa Syariah hotels on sharia principles and trust. Through analysis of primary and secondary data, the findings show that consistent application of sharia principles increases customer trust and satisfaction, which in turn strengthens their loyalty.
ANALISIS MEKANISME PERHITUNGAN BAGI HASIL AKAD MUDHARABAH PADA PRODUK TABUNGAN TAAT iB DI BPRS DAYA ARTHA MENTARI KANTOR CABANG GEMPOL KABUPATEN PASURUAN Rovi Nurhidayati; Muhammad Fahmul Iltiham; Alimatul Farida
Mu'allim Vol 4 No 1 (2022): Januari 2022
Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/muallim.v4i1.2958

Abstract

The banking industry is currently competing to provide convenience in meeting the needs of a growing community. One of them is the community's need for lifestyle changes that are increasingly modern, which is one of the banking opportunities to help, namely through fundraising called Savings. BPRS Daya Artha Mentari KC Gempol as a pioneer of Islamic banking in Indonesia has also created products to help its customers obtain fundraising services with various types of programs, one of which is the iB TaaT Savings. In this study, using a descriptive method. The data collection method that the author uses is literature study, observation, recording, and interviews. Based on the research conducted by the author, the author can conclude that this study is entitled Analysis of the Mechanism of Calculation of Profit Sharing for Mudharabah Contracts on TaaT iB Savings Products at BPRS Daya Artha Mentari KC Gempol according to an Islamic Economics review. TaaT iB Savings is a savings product with the mudharabah principle. Therefore, the authors are interested in further researching how exactly the iB TaaT Savings is, and how the function of the Education Savings is for both the bank and the customer and how the Islamic economy reviews the iB TaaT Savings.
Peran Istiḥsān Dalam Dinamisasi Pemikiran Hukum Ekonomi Syariah: Peran Istiḥsān Dalam Dinamisasi Pemikiran Hukum Ekonomi Syariah Alimatul Farida; Abu Yasid; Muhammad Lathoif Ghozali
Mu'allim Vol 5 No 2 (2023): Juli
Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/muallim.v5i2.3640

Abstract

The rapid growth of generations, science and technology raises a variety of new problems that are not only solved by the source of the law of the Koran and hadith. Istiḥsān is a way of finding Islamic law which is used as a postulate infiqh Hanafi, although its existence is still being debated among fiqh scholars. This paper aims to examine the roleIstiḥsānas a method for discovering Islamic law, particularly in the field of sharia economics. The research approach uses qualitative research with the type of document or text study research, namely, a series of activities related to gathering information relevant to the topic of rolesistiḥsān, read, record and process research materials. The research findings in this paper show thatIstiḥsān is an important option in determining sharia economic law, such as buying and selling contractsSalam, al-istiṣnāʿ, muʿatāh, online shop and vending machine which can currently be solved by methodIstiḥsān,Besides that legal provisions that apply with a basic purposeIstiḥsānis eliminatingmadhorot and reach maṣlāḥa.
Pengaruh Komitmen Organisasi, Motivasi Kerja dan Kepuasan Kerja Terhadap Kinerja Sumber Daya Insani (SDI) pada PT. Karya Maju Sejahtera Bersama Liana Nanda Lestari; Alimatul Farida; Abdillah Mundir
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.3147

Abstract

The purpose of this research is to determine the influence of organizational commitment, work motivation, and job satisfaction on human resource performance. This research is quantitative using a survey type and data analysis techniques using SPSS 25. The respondents for this research were 67 employees of PT. Karya Maju Sejahtera, Gudang B. The results of this research show that organizational commitment partially has no effect on human resource performance. Meanwhile, simultaneously these variables have no effect on the performance of PT. Karya Maju Sejahtera Bersama.
Pengaruh Penerapan Prinsip Syariah terhadap Loyalitas Pelanggan di Hotel Dalwa Syariah Pasuruan Miftakhul Arif Saifuddin Islami; Abdillah Mundir; Alimatul Farida
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.3395

Abstract

This article discusses the importance of implementing sharia principles in the hotel industry, especially in the context of sharia dalwa hotels, with a focus on aspects of customer loyalty. Sharia principles provide a framework that is in accordance with Islamic values, such as justice, transparency and shared prosperity. This research identifies whether there is an influence between customer loyalty at Dalwa Syariah hotels on sharia principles and trust. Through analysis of primary and secondary data, the findings show that consistent application of sharia principles increases customer trust and satisfaction, which in turn strengthens their loyalty.
Implementasi Manajemen Risiko Pembiayaan Syariah dalam Upaya Menjaga Likuiditas Koperasi Syariah di BMT Maslahah Cabang Sukorejo Kabupaten Pasuruan Ulfatul Islamiyah; Abdillah Mundir; Alimatul Farida
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7433

Abstract

This study discusses the implementation of Islamic financing risk management in maintaining the liquidity of Islamic cooperatives at BMT Maslahah Sukorejo Branch Pasuruan Regency. Risk management is a crucial aspect of the operational activities of Islamic cooperatives to ensure business continuity and minimize problematic financing risks that could disrupt liquidity stability. This study employs a qualitative descriptive method, with data collected through interviews, observations, and documentation. Data analysis is conducted using data reduction, data presentation, and conclusion drawing. The findings indicate that BMT Maslahah implement risk management through identification, measurement, monitoring, and risk control stages. The main strategies involve appliying the 5C principles (Character, Capacity, Capital, Condition, and Collateral) in financing analysis, strict supervision by Account Officer (AO) and Recovery Officer (RO), as well as restructuring policies for customers facing payment diffficulties. The effectiveness of risk management implementation at BMT Maslahah Sukorejo Branch is reflected in the controlled Non-Performing Financing (NPF) rate, maintained liquidity stability, and increased efficiency in financing management. However, challenges remain, such as limited resources for customer assistance, external economic conditions, and the need for innovation in risk mitigation strategies. Therefore, strengthening policies and adopting a more adaptive approach are necessary for the cooperative to continue sustainable growth in accordance with Islamic principles.
Co-Authors Abdillah Mundir Abu Yasid Iltiham, Muhammad Fahmul Liana Nanda Lestari M. Lathoif Ghozali Miftakhul Arif Saifuddin Islami Rovi Nurhidayati Ulfatul Islamiyah