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All Journal Journal of Multidisciplinary Science: MIKAILALSYS Jurnal Pengabdian Masyarakat Kesehatan Terkini
Muhammad Pauzi
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Agriculture, Biological Sciences & Forestry Chemical Engineering, Chemistry & Bioengineering Dentistry Environmental Science Health Professions Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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Counseling and Exercise for the Community of Kubu Gulai Bancah Village, Bukittinggi: Pendidikan Kesehatan dan Senam Jantung Sehat Bagi Masyarakat Kelurahan Kubu Gulai Bancah, Bukittinggi Suwandi, Febrian R; Gusmiati, Rita; Nike Puspita Alwi; Muhammad Pauzi; Rahmi Kurnia Gustin; Tika Ramadanti; Vera Kurnia; Sari, Dian
Jurnal Pengabdian Masyarakat Kesehatan Terkini Vol 2 No 2 (2023): Jurnal Pengabdian Masyarakat Kesehatan Terkini
Publisher : Ruang Ide Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58516/h656zy10

Abstract

Cardiovascular disease is a non-communicable disease with an increasing incidence yearly. Cardiovascular disease if not prevented can cause various problems such as cerebrovascular disorders, kidney disease, and others. Therefore, Prima Nusantara University Bukittinggi through a team of lecturers from the Faculty of Nursing and Public Health is conducting community service to increase public knowledge and awareness in the Kubu Gulai Bancah Village, Bukittinggi City of the importance of having a Healthy Heart. Community service activities were carried out through several activities, namely health checks, exercises, and counseling which were attended by around 30 participants in the Kubu Gulai Bancah Village, Bukittinggi City. The results of community service increased participants' knowledge about cardiovascular diseases. This series of activities can be continued into routine activities every week and can be applied to different topics.
Online Lending and Debt Dependency Patterns among Residents of Teluk Langkap Village, Sumay District, Tebo Regency Regi Kurniawan; Muhammad Pauzi; Nazori; Neneng Sudharyati
Journal of Multidisciplinary Science: MIKAILALSYS Vol 4 No 3 (2026): Journal of Multidisciplinary Science: MIKAILALSYS
Publisher : Darul Yasin Al Sys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/mikailalsys.v4i3.11736

Abstract

Although online lending has expanded financial inclusion by providing accessible and rapid financing, its increasing use has also raised concerns regarding debt dependency, particularly among rural communities characterized by limited financial literacy and unstable economic conditions. This study aims to investigate the use of online lending among residents of Teluk Langkap Village, Sumay District, Tebo Regency, and to analyze the factors contributing to the development of debt dependency. A qualitative descriptive approach with field research was employed. Informants were selected through purposive sampling and comprised online lending users and village officials. Data were collected through observations, in-depth interviews, and documentation and analyzed using an interactive model consisting of data reduction, data display, and conclusion drawing, while data trustworthiness was assessed through confirmability. The findings reveal that online lending is primarily used to meet urgent economic needs because of its accessibility, simple application procedures, and rapid disbursement. However, its use has increasingly extended to consumptive purposes and routine household expenditures, contributing to repeated borrowing practices. Debt dependency is driven mainly by imbalances between household income and expenditure, inadequate financial literacy, limited financial management capabilities, and a lack of alternative financing sources, resulting in recurring borrowing to repay previous debts. The study concludes that online lending dependency is shaped by interconnected economic, technological, and behavioral factors. These findings contribute to the literature on Islamic economics, digital finance, and financial behavior by illustrating how structural and individual vulnerabilities interact in rural online lending practices. The study also highlights the importance of strengthening financial literacy, responsible household financial management, and access to appropriate financing alternatives to reduce the risk of persistent debt dependency.
Co-Authors Dian Sari Gusmiati, Rita Kurnia, Vera Nazori Neneng Sudharyati Nike Puspita Alwi Rahmi Kurnia Gustin Ramadanti, Tika Regi Kurniawan Suwandi, Febrian R