Viana, Eka Dasra
Department Of Management, Faculty Of Economics And Management, IPB University Bogor, West Java, Indonesia

Published : 23 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 23 Documents
Search

Literasi Keuangan, Inklusi Keuangan dan Minat Investasi Generasi Z di Jabodetabek Eka Dasra Viana; Firdha Febrianti; Farida Ratna Dewi
Jurnal Manajemen dan Organisasi Vol. 12 No. 3 (2021): Jurnal Manajemen dan Organisasi
Publisher : IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jmo.v12i3.34207

Abstract

Indonesia's population is dominated by productive age, which is expected to contribute to boosting economic growth and improving people's welfare. The number of the young generation (Generation Z) is an advantage for Indonesia's demographics as well as opportunities and challenges in carrying out digital transformation, both in financial literacy and in the provision of products and services. However, the Financial Services Authority (OJK) in 2019 stated that the level of financial literacy and financial inclusion in Indonesia remains low. This condition might be due to the lack of understanding to the various financial products and services offered by formal financial services institutions. Significantly, Generation Z has realize responsibility for their financial condition and is starting to honourably the importance of investing. Therefore in this study, the level of financial literacy and inclusion of Generation Z in Jabodetabek was studied in order to analyze the effect on investment interest in the capital market. Descriptive analysis and Structural Equation Modeling (SEM) – PLS analysis were used for data generation. The results of this study reveal that the level of financial literacy and the average financial inclusion of Generation Z in Jabodetabek are in the well literate category, financial literacy has no effect on investment interest, in contrary, the financial inclusion has an effect on investment interest.
Pengaruh Literasi Keuangan dan Green Perceived Risk terhadap Keputusan Investasi Milenial Jawa Barat Manggala Putra Halim; Rindang Matoati; Eka Dasra Viana; Rindah Febriana Suryawati
Jurnal Manajemen dan Organisasi Vol. 13 No. 2 (2022): Jurnal Manajemen dan Organisasi
Publisher : IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jmo.v13i2.31716

Abstract

An increasing number of young investors have an important role in supporting the economy. However, increasing the number of investors does not mean much if the investment decisions made are not right, so it needs to be supported by an understanding of good finance. Stocks offer opportunities to get a higher return, with a higher risk as well. Stocks have varying levels of risk, such as companies that carry out sustainable business practices will differ from companies that do not, so perceived risk can influence investor’s investment decisions. Therefore, this study aims to identify the effect of financial literacy and green perceived risk on millennial generation investment decisions on the SRI-KEHATI stock index. Data analysis used descriptive analysis and PLS Structural Equation Modeling (SEM) analysis. The results showed there was a significant positive influence of financial literacy to investment decisions, which means that the better the literacy the better the decision. Green perceived risk has a significant negative effect on investment decisions, which means the greater the risk of environmental damage, the less likely it to invest in the SRI-KEHATI stock index.
Kinerja Keuangan Perusahaan Subsektor Pakan Ternak yang Terdaftar di Bursa Efek Indonesia (BEI) Alfiyati Ayu Hapsari; Rindang Matoati; Eka Dasra Viana
UPY Business and Management Journal (UMBJ) Vol. 1 No. 2 (2022): UBMJ (UPY Business and Management Journal)
Publisher : Department of Management, Universitas PGRI Yogyakarta.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (475.173 KB) | DOI: 10.31316/ubmj.v1i2.2620

Abstract

Tujuan: Penelitian ini bertujuan untuk menganalisis kinerja keuangan perusahaan yang ada di sub sektor pakan ternak BEI serta mengidentifikasi potensi kebangkrutan yang dimiliki perusahaan pakan ternak di BEI. Metodologi: Analisis kinerja keuangan menggunakan rasio keuangan dan metode Du Pont serta menganalisis potensi kebangkrutan menggunakan metode Altman’s Z-Score. Temuan: Hasil analisis menunjukkan PT Charoen Pokphand Tbk memiliki kinerja keuangan yang paling baik berdasarkan seluruh rasio keuangan yang dianalisis serta nilai Z yang berada pada area tidak potensi bangkrut. Kemudian pada PT Japfa Comfeed Tbk memiliki kinerja keuangan yang cukup baik dan nilai Z yang berada pada area tidak berpotensi bangkrut serta PT Malindo Comfeed Tbk dengan kinerja keuangan terburuk dan berada pada grey area pada dua periode. Orisinalitas: Penelitian ini memberikan pengetahuan baru pada topik penilaian kinerja perusahaan sub sektor pakan ternak yang terdaftar di BEI. Hasil penelitian ini dapat dijadikan sebagai informasi tambahan bagi perusahaan dalam mengambil keputusan. Kata kunci: Altman’s Z-Score, Du Pont, industri pakan ternak, kinerja keuangan, rasio keuangan. 
The Influence of Financial Literacy and Financial Inclusion on Saving and Investment Behaviour for Millennial Generation in DKI Jakarta Alfiana Farah; Budi Purwanto; Eka Dasra Viana
TIJAB (The International Journal of Applied Business) Vol. 7 No. 1 (2023): APRIL 2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/tijab.v7.I1.2023.43436

Abstract

Background: In 2019, financial literacy level in Indonesia was only 38,03%, while the financial inclusion rate was 76,19%. Financial literacy and inclusion levels related to saving that are identical to the banking sector have the highest values, with 36,12% and 73,88%, while investment in capital market has the second lowest values, at 4,92% and 1,55%. However, the ratio of gross savings to gross domestic product in Indonesia was reported only at 31,01%, while several other Asian countries reached more than 40%. Objective: This study aims to measure the level of financial literacy and inclusion of millennial generations in DKI Jakarta. It analyses the influence of financial literacy and inclusion on saving and investment behaviour, the influence of financial literacy on financial inclusion, and the influence of saving behaviour on investment behaviour. Method: The data analysis used descriptive and SEM-PLS analyses. Results: The results show that the financial literacy rates and the average of inclusion rates of millennial generation in DKI Jakarta are 50% and 60% respectively. Financial literacy and inclusion have an influence on saving and investment behaviour. Also, financial literacy affects financial inclusion, while the saving behaviour does not influence investment behaviour. Conclusion: Financial literacy and inclusion have a positive and significant effect on saving behaviour and investment behaviour. Financial literacy also has a positive and significant effect on financial inclusion. However, saving behaviour does not have a significant effect on investment behaviour. Keywords: financial inclusion; financial literacy; investment behaviour; millennial generation; saving behaviour
Pengaruh Psychological Factors, Financial Literacy, dan Paylater Misuse terhadap Compulsive Buying pada Pengguna Aplikasi Paylater di Jabodetabek Namira Nurul Alhakim; Stevia Septiani; Eka Dasra Viana
Jurnal Manajemen dan Organisasi Vol. 14 No. 1 (2023): Jurnal Manajemen dan Organisasi
Publisher : IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jmo.v14i1.42798

Abstract

The increasing trend of online shopping through e-commerce during the COVID-19 pandemic is also supported by the development of digital payment method, one of which is paylater. Paylater allows consumers to buy now and pay later in monthly installments. Paylater growth in Indonesia can encourage the development of the digital economy and is in line with sustainable development goals (SDGs) number 8, namely increasing inclusive and sustainable economic growth. However, if not controlled, the use of paylaters actually risks triggering compulsive buying behavior and increasing the amount of debt owned by consumers. This research aims to analyze the characteristics of paylater users in Jabodetabek, analyze the influence of psychological factors and financial literacy toward paylater misuse, and analyze the influence of psychological factors, financial literacy, and paylater misuse toward compulsive buying behavior. The sample of this research was 275 respondents of paylater users in Jabodetabek. The research sample was determined using the non-probability sampling method, types convenience sampling and quota sampling. Furthermore, the research results were analyzed using descriptive analysis and Structural Equation Modeling-Partial Least Square (SEM-PLS). The results of this research show that psychological factors, financial literacy, and Paylater misuse hAVE a positive and significant effect on compulsive buying.
Literasi keuangan dan faktor yang memengaruhi minat pelaku umkm berinvestasi di pasar modal: analisis theory of planned behavior Asih Wulan Sari; Budi Purwanto; Eka Dasra Viana
INOBIS: Jurnal Inovasi Bisnis dan Manajemen Indonesia Vol. 6 No. 3 (2023): INOBIS: Jurnal Inovasi Bisnis dan Manajemen Indonesia
Publisher : Forum Inovasi Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (375.375 KB) | DOI: 10.31842/jurnalinobis.v6i3.279

Abstract

Pertumbuhan investor di pasar modal semakin meningkat, tetapi jumlah investor yang berprofesi sebagai pengusaha masih sedikit (14,27%). Pelaku Usaha Mikro Kecil dan Menengah (UMKM) yang memiliki kelebihan dana, dapat memanfaatkan investasi di pasar modal untuk mengoptimalkan manajemen modal usaha mereka. Berdasarkan survei Otoritas Jasa Keuangan tahun 2019, indeks literasi keuangan terhadap pasar modal tergolong rendah, akibatnya minat investasi di pasar modal juga masih rendah. Minat investasi selain dipengaruhi oleh literasi keuangan, juga dipengaruhi oleh faktor dari Theory of Planned Behavior (TPB). Tujuan penelitian ini adalah mengidentifikasi tingkat literasi keuangan, menganalisis faktor-faktor yang memengaruhi minat investasi, dan mengevaluasi hubungan antara literasi keuangan dan minat investasi. Analisis pengaruh dalam penelitian ini menggunakan SEM-PLS. Hasil penelitian menunjukkan bahwa tingkat literasi keuangan pelaku UMKM yang masuk ke dalam kategori well literate yaitu sebesar 67%. Minat berinvestasi di pasar modal dipengaruhi oleh atttitude toward behavior dan literasi keuangan. Sedangkan subjective norm dan perceived behavioral control tidak memengaruhi minat investasi. Literasi keuangan yang semakin baik akan memengaruhi minat investasi seseorang.literasi keuangan, minat investasi, pelaku UMKM, theory of planned behavior
The Influencer of Perceived Ease of Use, Perceived Risk, and Locus of Control on the Financial Behavior of Fintech Lending Users Akbar Nur Ramadhan; Eka Dasra Viana
GREENOMIKA Vol. 5 No. 2 (2023): GREENOMIKA
Publisher : Universitas Nahdlatul Ulama Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55732/unu.gnk.2023.05.2.21

Abstract

Along with the development of current technological advances, innovations have emerged in the financial sector that provide online loan services and are called fintech lending. The behavior of borrowing money has also shifted from offline to online due to the convenience features provided during the loan process. This change in behavior can be an opportunity for online loan service providers to making strategies to increase fintech lending users. Therefore, this study aims to examine the effect of perceived ease of use, perceived risk, and locus of control on the financial behavior of fintech lending users. The determination of the sample was carried out using a non-probability sampling technique with a purposive sampling method. The data analysis method used is descriptive analysis technique and SEM-PLS. The results of the analysis show that the perceived ease of use and locus of control variables have a positive and significant effect on financial behavior, while the perceived risk variable does not have a significant effect on the financial behavior of generation Z in fintech lending users in Jabodetabek.
Analisis Social Return on Investment (SROI) Program CSR Pemanfaatan Limbah Fly Ash dan Bottom Ash (FABA) PT PLN Nusantara Power UP Pacitan Dasra Viana, Eka; Ratna Dewi, Farida; Mutasowifin, Ali; Tri Listirta, Risky; Afrida Pebriana, Lila
Jurnal Manajemen dan Organisasi Vol. 15 No. 2 (2024): Jurnal Manajemen dan Organisasi
Publisher : IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jmo.v15i2.56336

Abstract

This research presents an evaluation of the implementation of the Corporate Social Responsibility programme based on the use of Fly Ash and Bottom Ash (FABA) waste. The form of programme implementation is the use of coal combustion waste to make products such as bricks and paving blocks. The products are used in the construction of livable houses, village road casting and soil stabilisation in several areas of Pacitan Regency, East Java. This research uses a qualitative descriptive approach by examining the social and economic impacts on local communities through six stages of Social Return on Investment (SROI) analysis. The measured social benefits were greater than the investment with a ratio of 2.4:1. This means that for every IDR 1 invested, IDR 2.4 benefits were realised. This shows that the programme has the potential for economic, social and environmental sustainability.
ANALYSIS OF THE IMPACT OF INITIAL PUBLIC OFFERING ON FINANCIAL PERFORMANCE Mutasowifin, Ali; Ramadhan, Muhammad Farchan; Viana, Eka Dasra
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 11 No 1 (2024): JMBI UNSRAT Volume 11 Nomor 1
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v11i1.54431

Abstract

Abstract.   The number of companies conducting IPOs on the Indonesia Stock Exchange continues to increase so that competition between companies also increases. One of the company's strategies to grow is the Initial Public Offering (IPO) to obtain additional capital.  After an IPO, it is very important to conduct a financial performance assessment because it can affect the stock price and the value of a company. The purpose of this study is to describe the financial ratios and analyze the differences of the average financial performance before and after the IPO and describe the impact of the IPO on the financial performance of each company sector. The research method used was the wilcoxon signed ranks test and the MANOVA test on the financial statements of 48 companies that conducted IPOs in 2019. Based on the results of the study, there was a performance improvement in the ratio of liquidity and solvency, but in the ratio of profitability and activity, there was a decrease in performance. The results of the Wilcoxon signed ranks test showed that the ratio of profitability, solvency, liquidity, and activity had significant differences and the MANOVA test proved that the ratio of profitability, solvency, liquidity, and activity simultaneously had differences before and after the IPO   Abstrak. Jumlah perusahaan yang melakukan IPO di Bursa Efek Indonesia terus meningkat sehingga persaingan antar perusahaan pun semakin meningkat. Salah satu strategi perusahaan untuk tumbuh adalah Initial Public Offering (IPO) untuk mendapatkan tambahan modal. Setelah IPO, sangat penting untuk melakukan penilaian kinerja keuangan karena dapat mempengaruhi harga saham dan nilai suatu perusahaan. Tujuan dari penelitian ini adalah untuk mendeskripsikan rasio-rasio keuangan dan menganalisis perbedaan rata-rata kinerja keuangan sebelum dan sesudah IPO serta mendeskripsikan dampak IPO terhadap kinerja keuangan masing-masing sektor perusahaan. Metode penelitian yang digunakan adalah uji peringkat bertanda wilcoxon dan uji MANOVA terhadap laporan keuangan 48 perusahaan yang melakukan IPO pada tahun 2019. Berdasarkan hasil penelitian terdapat peningkatan kinerja pada rasio likuiditas dan solvabilitas, namun pada tahun 2019 terdapat peningkatan kinerja pada rasio likuiditas dan solvabilitas. rasio profitabilitas dan aktivitas, terjadi penurunan kinerja. Hasil uji Wilcoxon Signed Ranks menunjukkan bahwa rasio profitabilitas, solvabilitas, likuiditas, dan aktivitas terdapat perbedaan yang signifikan dan uji MANOVA membuktikan bahwa rasio profitabilitas, solvabilitas, likuiditas, dan aktivitas secara simultan terdapat perbedaan sebelum dan sesudah IPO.
The Influence of Financial Literacy, Use of Social Media, and Social Demographic Factors on Consumptive Behavior Muwaffaq, Bahruddin Syah; Dewi, Farida Ratna; Viana, Eka Dasra; Matoati, Rindang
GREENOMIKA Vol. 5 No. 1 (2023): GREENOMIKA
Publisher : Universitas Nahdlatul Ulama Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55732/unu.gnk.2022.05.1.1

Abstract

This research aims to determine (1) to analyze the level of financial literacy of adolescents in Jabodetabek, (2) to analyze the impact of the dimensions of financial literacy on consumptive behaviour, (3) to analyze the impact of social media usage on the consumptive behaviour,4) analyze the impact of socio-demographic factors the consumptive behaviours type of research is quantitative and qualitative, and the data source is primary data (questionnaire). The method used is descriptive analysis method and analysis of Structural Equation Modemodellingartial Least Square (SEM-PLS). The result is level of financial literacy of the late adolescent is well-literate, with a percentage of 44%. Financial knowledge and socio-demographic factors do not significantly affect delinquent adolescent consumptive behaviour. Financial attitudes, financial behaviour and social media usage significantly impact the late adolescent workforce in Jabodetabek.