Claim Missing Document
Check
Articles

Found 13 Documents
Search

The Influence of Financial Literacy, Use of Social Media, and Social Demographic Factors on Consumptive Behavior Muwaffaq, Bahruddin Syah; Dewi, Farida Ratna; Viana, Eka Dasra; Matoati, Rindang
GREENOMIKA Vol. 5 No. 1 (2023): GREENOMIKA
Publisher : Universitas Nahdlatul Ulama Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55732/unu.gnk.2022.05.1.1

Abstract

This research aims to determine (1) to analyze the level of financial literacy of adolescents in Jabodetabek, (2) to analyze the impact of the dimensions of financial literacy on consumptive behaviour, (3) to analyze the impact of social media usage on the consumptive behaviour,4) analyze the impact of socio-demographic factors the consumptive behaviours type of research is quantitative and qualitative, and the data source is primary data (questionnaire). The method used is descriptive analysis method and analysis of Structural Equation Modemodellingartial Least Square (SEM-PLS). The result is level of financial literacy of the late adolescent is well-literate, with a percentage of 44%. Financial knowledge and socio-demographic factors do not significantly affect delinquent adolescent consumptive behaviour. Financial attitudes, financial behaviour and social media usage significantly impact the late adolescent workforce in Jabodetabek.
The Influence of Macroeconomic Variables on Non-Performing Loan (NPL) at PT Bank Mandiri (Persero) Tbk Radhianas, Binky Mohammad; Matoati, Rindang; Viana, Eka Dasra; Dewi, Farida Ratna; Kaewlaead, Chuta
GREENOMIKA Vol. 6 No. 1 (2024): GREENOMIKA
Publisher : Universitas Nahdlatul Ulama Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55732/unu.gnk.2024.06.1.6

Abstract

In recent years, Bank Mandiri's non-performing loan (NPL) ratio has been on a relatively stable decline until the COVID-19 pandemic in 2020 quarter I put pressure on the Indonesian economy. Since then, Bank Mandiri's NPL ratio has increased significantly due to the global economic recession that also occurred in Indonesia in 2020 quarter III. This study aims to analyse the effect of macroeconomic variables such as gross domestic product, inflation, interest rates, and exchange rates on non-performing loans (NPL) specifically at Bank Mandiri. This study uses secondary data in the form of historical data of related variables and Vector Error Correction Model (VECM) to estimate the dynamics of long-term and short-term relationships between variables. The results of this study indicate that macroeconomic variables such as BIRATE, INF, and LNPDB significantly affect Bank Mandiri's NPLs in the long-run dynamics, while LNKURS is statistically significant in the short-run dynamics. Keywords: Macroeconomic, Non-Peforming Loan, VECM
Perbandingan Kinerja Keuangan dan Struktur Modal Perusahaan Sebelum dan Sesudah Akuisisi Suherman, Amelia Rizqi; Dewi, Farida Ratna; Viana, Eka Dasra
EQUITY Vol 25 No 1 (2022): EQUITY
Publisher : Department of Accounting, Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34209/equ.v25i1.4179

Abstract

Strategi akuisisi digunakan perusahaan untuk mendapatkan keunggulan kompetitif, namun tidak semua perusahaan berhasil menerapkan strategi tersebut. Berhasil tidaknya akuisisi secara ekonomis, dapat dilihat dari kinerja keuangannya. Akuisisi yang dilakukan perusahaan membutuhkan biaya yang cukup besar dan bersifat jangka panjang sehingga dapat mengubah struktur modal. Penelitian ini bertujuan untuk mengetahui perbedaan kinerja keuangan dan struktur modal perusahaan sebelum dan sesudah akuisisi dengan jangka panjang. Pengukuran kinerja keuangan dilakukan dengan menggunakan rasio keuangan dan struktur modal dengan komposisi struktur modal. Sampel perusahaan yang digunakan adalah PT Bank Permata Tbk dan PT Astra International Tbk sebagai perusahaan pengakuisisi yang melakukan akuisisi pada tahun 2010 dan tercatat di Komisi Pengawasan Persaingan Usaha. Analisis menggunakan uji beda Paired Sample T Test untuk data yang terdistribusi normal dan Wilcoxon Sign Rank Test untuk data yang tidak terdistribusi normal. Hasil yang diperoleh terdapat rasio keuangan TATO, ROA, EPS, DAR dan DER menunjukkan hasil yang signifikan dan pada rasio CR dan komposisi struktur modal hasilnya tidak signifikan.