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All Journal Iqtishoduna: Jurnal Ekonomi Islam Majapahit Journal of Islamic Finance and Management Majapahit Journal of Islamic Finance dan Management Sahwahita: Community Engagement Journal
ZA, Moh. Ah. Subhan
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Training on Bengawan Solo Water Filtration Techniques in Gampang Sejati Village, Laren Subdistrict, Lamongan Regency Miftahal Anjarsabda Wira Buana; ZA, Moh. Ah. Subhan; Putri, Marsha Savira Agatha; Artyanto, Sherif Yuniar; Wahyuni, Eka Fita
Sahwahita: Community Engagement Journal Vol. 2 No. 1 (2024): Community Engagement Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/sahwahita.v2i1.93

Abstract

Access to clean water is an essential aspect of a healthy society, as physical and mental well-being cannot be achieved without it. Despite its importance, many water sources are contaminated by household, industrial, and agricultural waste. To address the issue of clean water availability in the region, this community service program aimed to educate and empower residents of Gampang Sejati Village through the implementation of a simple water filtration method using Bengawan Solo River water. The program involved training, socialization, practical application, and evaluation. The primary objective was to equip the community with the knowledge and skills to create and use basic filtration systems that meet health and hygiene standards. A total of 25 community representatives participated in the training sessions, which included technical demonstrations, material introductions, and hands-on practice. Evaluation methods included post-training assessments to measure the effectiveness of knowledge transfer and community feedback. To ensure sustainability, the program proposed forming community groups to oversee the maintenance and improvement of the filtration systems. This initiative aims to provide a long-term solution to water contamination while fostering community responsibility for clean water management. This structured approach not only addressed immediate water filtration needs but also emphasized the importance of continuous education and local engagement for sustainable impacts.
Enhancing Economic Empowerment through Productive Zakat: A Case Study of Coastal Communities Cak Kaji Program by BAZNAS, Indonesia ZA, Moh. Ah. Subhan; Wirasabda, Miftahal Anjar; Marpuah, Siti; Ritonga, Iskandar
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 1 (2025): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i1.2919

Abstract

This study explores the role of productive zakat in fostering sustainable economic empowerment among coastal communities, using the Cak Kaji Program implemented by the National Board of Zakat (BAZNAS) in Gresik, Indonesia. The research examines how zakat, as a core instrument in Islamic economics, can transcend traditional charitable functions and contribute to long-term socioeconomic development. The result is the empowerment through several programs, namely rolling livestock, micro finance and rombong assistance for small seller. This study it can be concluded that the community empowerment program through the distribution of productive zakat carried out by Baznas Gresik is already good, where Baznas Gresik has provided alternative livelihoods, capital access, technology access, markets access, and the collective action development. But there is something that needs to be improved in alternative livelihoods and access to markets. Baznas Gresik needs to add types of empowerment programs so that there are more choices for mustahiq businesses and create a market for the results of mustahiq businesses so that they can be well absorbed by consumers. The study contributes to the broader discourse on the operationalization of Islamic economic principles in contemporary development frameworks, offering insights for policymakers, zakat institutions, and development practitioners worldwide.
Analysis of Murabahah Financing for Customers Who Die Before the Maturity: Study of KBSU Tikung Lamongan Buana, Miftahal Anjarsabda Wira; ZA, Moh. Ah. Subhan; Jannah, Nur
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 2 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

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Abstract

Financing customers who die before maturity but still have financing is one of the situations that occur in KBSU Lamongan, savings from depositors used for financing are naturally the responsibility of the bank in running its business. Based on the background above, the researcher is interested in raising the title "Analysis of Murabah Financing for Customers Who Die Before Maturity". This study uses a qualitative research method with a descriptive analysis approach. Qualitative is used because the main objective of this study is to reveal, explain and interpret the KBSU Strategy in handling murabahah financing for customers who die before maturity. Handling financing for customers who die is by taking an emotional approach to the heirs where the bank will convey that the parents concerned have made a loan. or in this regard, the heirs who inform the bank verbally that the customer who has financing has died, then the family is responsible for the financing by attaching a statement of no insurance signed by the family to prevent losses and minimize the risk if the financing customer dies. The obstacles that banks usually face in handling deceased customers are the circumstance factor, where the customer has not been able to report because the heirs are still grieving, the negligence factor, namely the slow confirmation from the family, this is negligence on the part of the family itself, namely delaying reporting and the slow document fulfillment factor.
Analysis of Murabahah Financing for Customers Who Die Before the Maturity: Study of KBSU Tikung Lamongan Buana, Miftahal Anjarsabda Wira; ZA, Moh. Ah. Subhan; Jannah, Nur
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 2 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financing customers who die before maturity but still have financing is one of the situations that occur in KBSU Lamongan, savings from depositors used for financing are naturally the responsibility of the bank in running its business. Based on the background above, the researcher is interested in raising the title "Analysis of Murabah Financing for Customers Who Die Before Maturity". This study uses a qualitative research method with a descriptive analysis approach. Qualitative is used because the main objective of this study is to reveal, explain and interpret the KBSU Strategy in handling murabahah financing for customers who die before maturity. Handling financing for customers who die is by taking an emotional approach to the heirs where the bank will convey that the parents concerned have made a loan. or in this regard, the heirs who inform the bank verbally that the customer who has financing has died, then the family is responsible for the financing by attaching a statement of no insurance signed by the family to prevent losses and minimize the risk if the financing customer dies. The obstacles that banks usually face in handling deceased customers are the circumstance factor, where the customer has not been able to report because the heirs are still grieving, the negligence factor, namely the slow confirmation from the family, this is negligence on the part of the family itself, namely delaying reporting and the slow document fulfillment factor.
Co-Authors Artyanto, Sherif Yuniar Buana, Miftahal Anjarsabda Wira Iskandar Ritonga Miftahal Anjarsabda Wira Buana Nur Jannah Putri, Marsha Savira Agatha Siti Marpuah, Siti Wahyuni, Eka Fita Wirasabda, Miftahal Anjar