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Pandemi Covid 19 dan Investasi; Dampak Pandemi Covid19 Terhadap Harga Saham Syariah di Indonesia Atina Hidayati
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 4 No. 1 (2022): Jurnal At Tamwil, Maret 2022
Publisher : Institut Agama Islam Tribakti Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at.v4i1.1464

Pandemi Covid19 telah mengakibatkan beberapa dampak langsung di Indonesia yang menyebabkan penurunan perusahaan di semua sektor, terutama di pasar modal sejak Maret 2020. Dampak utama dari Covid19 adalah penurunan nilai ICI di semua sektor industri. Akan tetapi masih ada sektor yang masih bertahan di masa pandemi, yakni sektor barang konsumsi. Salah satu sektor barang konsumsi dengan kinerja terbaik adalah sektor farmasi (PYFA dan KAEF). Penelitian ini mempunyai tujuan agar dapat menganalisis saham syariah, yang menjadi fokus Perusahaan PYFA dan KAEF selama masa pandemi, apakah kedua saham tersebut dapat bertahan atau tidak dengan menggunakan berbagai pendekatan seperti ekonomi global, dampak kebijakan luar negeri dan dalam negeri, dengan pembatasan aktivitas apapun di Maret 2020 sampai Desember 2021. Metode yang digunakan adalah kualitatif, karena data dikumpulkan oleh Bursa Efek Indonesia dan Yahoo Finance.Hasil penelitian ini menunjukkan bahwa saham PYFA dan KAEF dapat bertahan dan meningkatkan harga saham secara signifikan selama masa pandemi Covid19. Mereka mempengaruhi harga saham perusahaan Islam PYFA dan KAEF.

Sharia-Based Human Capital Development: A Literature Review on Character Building For Islamic Banking Competitiveness Ashari, Denny Rakhmad Widi; Hidayati, Atina; Al Haris, Mohammad Basid; Pambudi, Setyoadi; Waskita, Gautama Sastra
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 7 No. 2 (2025): Jurnal At-Tamwil September 2025
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v7i2.8010

Purpose – This study aims to examine the integration of Sharia values in human resource character building within Islamic banking institutions. The research highlights the importance of developing Islamic character-based human capital as a strategic foundation for achieving sustainable competitiveness in the Islamic banking industry. The study is motivated by the increasing need to align human resource strategies with Sharia principles to ensure both compliance and differentiation in the financial sector. Methods – The research uses a qualitative approach using a literature review of academic articles, reports, and policy documents published in the last decade. Content analysis was conducted to identify recurring themes, conceptual frameworks, and strategic implications of Sharia-based human capital development. Findings – The study reveals that Islamic character building, rooted in Sharia values such as Shiddiq, Amanah, Tabligh, and Fathanah, has a significant contribution to the development of trustworthy, competent, and value-driven employees. These values foster customer trust, strengthen organizational culture, and enhance the competitive advantage of Islamic banks. However, challenges remain in terms of practical implementation, organizational commitment, and balancing technical competencies with ethical-spiritual development. Research Limitations – As a literature-based study, the findings are conceptual and may not fully capture empirical variations across different Islamic banking institutions. Future research should include case studies or empirical validation to test the applicability of the proposed framework in diverse contexts. Value – This study contributes to the field of Applied Islamic Finance by providing a conceptual framework that links Sharia-based human capital development with sustainable competitiveness in Islamic banking. It highlights the strategic role of Islamic character building as a differentiating factor that cannot be easily replicated by conventional banks.

Pandemi Covid 19 dan Investasi; Dampak Pandemi Covid19 Terhadap Harga Saham Syariah di Indonesia Hidayati, Atina
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 4 No. 1 (2022): Jurnal At Tamwil, Maret 2022
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v4i1.2526

Pandemi Covid19 telah mengakibatkan beberapa dampak langsung di Indonesia yang menyebabkan penurunan perusahaan di semua sektor, terutama di pasar modal sejak Maret 2020. Dampak utama dari Covid19 adalah penurunan nilai ICI di semua sektor industri. Akan tetapi masih ada sektor yang masih bertahan di masa pandemi, yakni sektor barang konsumsi. Salah satu sektor barang konsumsi dengan kinerja terbaik adalah sektor farmasi (PYFA dan KAEF). Penelitian ini mempunyai tujuan agar dapat menganalisis saham syariah, yang menjadi fokus Perusahaan PYFA dan KAEF selama masa pandemi, apakah kedua saham tersebut dapat bertahan atau tidak dengan menggunakan berbagai pendekatan seperti ekonomi global, dampak kebijakan luar negeri dan dalam negeri, dengan pembatasan aktivitas apapun di Maret 2020 sampai Desember 2021. Metode yang digunakan adalah kualitatif, karena data dikumpulkan oleh Bursa Efek Indonesia dan Yahoo Finance.Hasil penelitian ini menunjukkan bahwa saham PYFA dan KAEF dapat bertahan dan meningkatkan harga saham secara signifikan selama masa pandemi Covid19. Mereka mempengaruhi harga saham perusahaan Islam PYFA dan KAEF.

Cash Waqf Linked Deposito (CWLD): Implementasi Pada Bank Syariah Hidayati, Atina; Inayah, Intan
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 6 No. 1 (2024): Jurnal At Tamwil, Maret 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v6i1.6763

Indonesia has enormous waqf potential, one of which is cash waqf. The low level of literacy and socialization about waqf has led to the realization of waqf in Indonesia. According to the Indonesian Waqf Board, the potential of the waqf sector in Indonesia, the realization of cash waqf in 2023 will reach 1.22%. This shows that there is a very large gap between the potential and realization of cash waqf collection so that support and innovation in cash waqf products is needed. The existence of Cash Waqf Linked Deposits (CWLD), which was launched by Bank Jatim Syariah in 2023, provides waqf benefits in the social and educational fields. The benefits provided by CWLD are in the form of scholarships for students at universities and providing business capital to MSMEs. In this CWLD process, Sharia Banks act as Nadzir in collaboration with Sharia Financial Institutions Receiving Cash Waqf (LKSPWU) and customers act as Wakif. CWLD funds deposited to Nadzir have a minimum amount of 1 million rupiah and a minimum duration of 1 year. The returns from this CWLD instrument will later be given to the mauquf alaih, and the original waqf funds will be returned to the wakif or customer.

Persepsi Masyarakat Terhadap Mitos dan Fakta Perbankan Syariah Ashari, Denny Rakhmad Widi; Al Haris, Mohammad Basid; Rifa’i, Akhmad; Hidayati, Atina
SINDA: Comprehensive Journal of Islamic Social Studies Vol 3 No 2 (2023): volume ,3 Nomor 2 Agustus 2023
Publisher : Universitas Nahdlatul Ulama Blitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28926/sinda.v3i2.1178

The diverse perceptions of society regarding Islamic banking, often colored by myths and unexplored viewpoints. The objective of this study is to analyze the public's perceptions of myths and facts surrounding Islamic banking, with a specific focus on Bank Muamalat Branch Tulungagung. The research methodology employed is descriptive qualitative, utilizing in-depth interviews and content analysis. The results reveal that despite prevalent myths, Islamic banking, particularly Bank Muamalat, offers transparent, secure, and cost-competitive services. Furthermore, it is found that Islamic banking is not exclusive to Muslims but accessible to the entire community. These findings contribute positively to understanding the socio-economic dynamics of the community, highlighting the strengths of Islamic banking, and providing a foundation for further research and development in the Islamic banking industry

Local Economic Transformation through International Collaboration: Optimizing the Creative Economic Potential of Edelweiss Flowers Based on Sharia Principles Ismawati; Hanim Misbah; Nuur Halimatus Saadiah Masrukhin; Atina Hidayati; Mitra Sami Gultom; Dewi Maharani; Inarotul A'yun; Andi Bahri S; Hastin Tri Utami; Puspita; Alip Toto Handoko
Journal of Islamic Economic Studies Vol. 1 No. 4 (2025): December 2025
Publisher : Yayasan Darussalam Patalassang

Show Abstract | Download Original | Original Source | Check in Google Scholar

This Community Service Program (PKM) aims to support local economic transformation among the Tengger Tribe by optimizing creative economic potential based on the edelweiss flower through a sharia-based framework and international collaboration between Indonesian universities that are members of APSKPS and Malaysian universities. A participatory approach was applied through observation, interviews, focus group discussions, documentation, and direct educational mentoring for local micro‐entrepreneurs. The findings reveal improved Islamic financial literacy, enhanced portable digital marketing capacity, and strengthened ecological awareness regarding the conservation of edelweiss as a culturally valuable yet environmentally sensitive species. Collaboration with USIM, UiTM, and UKM enabled cross-country knowledge transfer that enriched empowerment strategies and broadened the community’s orientation toward sustainable creative economy development. This program integrates Islamic spiritual-ecological values, environmental preservation, and digital innovation into a single framework rooted in maqashid shariah. The results indicate that economic utilization of edelweiss does not require harvesting from natural habitats, but can be developed through non-destructive derivative products and creative digital content grounded in local culture. This model serves as an example of inclusive, sustainable, and socially just community empowerment.

From sensory evaluation to operational excellence: A capacity-building program in Tulungagung’s Robusta and Arabica coffee sector Gautama Sastra Waskita; Nurani; Atina Hidayati; Sutantri; Denny Rakhmad Widi Ashari
Penamas: Journal of Community Service Vol. 6 No. 2 (2026): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v6i2.3128

The growing demand for industry-ready human resources in Indonesia’s coffee sector requires vocational students to possess competencies in sensory evaluation and operational coffee skills. This community engagement program aimed to enhance vocational capacity through hedonic–organoleptic assessment and basic barista training among 33 students of the Agricultural Product Quality Control Department at SMKN 1 Tulungagung. The program employed an experiential learning approach integrating training, continuous education, and the Specialty Coffee Association (SCA) cupping protocol. Data were collected using pre-test and post-test assessments, practical observations, and participant feedback. The results demonstrated significant improvements in students’ understanding of sensory attributes, cupping procedures, and coffee operational skills, with increased confidence and competency in evaluating Robusta and Arabica coffee. The program also strengthened participants’ awareness of Indonesia’s coffee industry and vocational readiness. These findings suggest that industry-oriented experiential training effectively supports operational excellence and capacity building in vocational coffee education.

ADAPTASI SUMBER DAYA MANUSIA TERHADAP PERUBAHAN DIGITAL EKONOMI DI INDONESIA Najma Khoirin Nisa; Tallana Adyar Kormala; Atina Hidayati
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 7 (2026): Jurnal Riset Multidisiplin Edukasi (Juli 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i7.2403

The development of the digital economy over the past two decades has transformed industrial structures, business models, and the competency requirements of the workforce in Indonesia. The acceleration of digitalization through e-commerce, fintech, and digital platforms has driven organizations to shift toward more data-driven, automated, and flexible work systems. This transformation requires new competencies, such as digital literacy, data literacy, technology based problem solving skills, and readiness for continuous learning. This study uses a qualitative approach with a systematic literature review method on publications from 2021–2026 to analyze the process of human resource adaptation, supporting and inhibiting factors, and strategies to strengthen workforce readiness. The findings show changes in job structure, marked by a decline in routine tasks and an increase in analytical roles, along with a shift in HR management practices toward digital systems and data-driven decision making. Human resource adaptation is influenced by individual motivation, digital self-efficacy, leadership support, investment in human resource development, and the national digital ecosystem. The main challenges include digital skill gaps, unequal access to training, limited infrastructure, and resistance to change. Therefore, strategies such as reskilling, upskilling, implementation of digital HR, HR analytics, and cross-sector collaboration are needed.

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